Avidia Bancorp, Inc. (AVBC)
NYSE:AVBC
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AVBC Stock Chart & Stats
$16.93
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Market closed
$16.93
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Day’s Range― - ―
52-Week Range$14.00 - $21.43
Previous CloseN/A
VolumeN/A
Average Volume (3M)57.93K
Market Cap
$383.66M
Enterprise Value$597.28M
Total Cash (Recent Filing)$19.23M
Total Debt (Recent Filing)$232.85M
Price to Earnings (P/E)15.2
Beta0.45
Next Earnings
Jul 31, 2026EPS Estimate
0.34Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.75
Shares Outstanding20,076,250
10 Day Avg. Volume59,469
30 Day Avg. Volume57,932
Financial Highlights & Ratios
PEG Ratio0.72
Price to Book (P/B)0.82
Price to Sales (P/S)2.11
P/FCF Ratio0.00
Enterprise Value/Market Cap1.56
Enterprise Value/Revenue3.96
Enterprise Value/Gross Profit5.72
Enterprise Value/Ebitda31.41
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.29
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved Capital StructureA meaningful reduction in leverage improves balance-sheet resilience, lowers funding risk and enhances regulatory flexibility. Sustained lower debt-to-equity supports lending capacity, dividend policy and cushions credit shocks, strengthening long-term financial stability and strategic optionality.
Core Earning Expansion (Loans & Deposits)Loan and deposit expansion that raised NIM to 3.54% reflects durable improvement in core net interest income generation. Strong core spread and volume growth are structural drivers of bank profitability and free cash flow, supporting reinvestment, provisioning and shareholder returns over multiple quarters.
Capital Return & Tangible Book GrowthStarting a recurring cash dividend while tangible book value rose signals management confidence and disciplined capital allocation. Consistent dividends and tangible equity growth reinforce investor trust, anchor payout policy and indicate surplus capital beyond regulatory minima for the medium term.
Bears Say
Stagnant Revenue GrowthPersistent stagnant revenue constrains scalable earnings power and limits operating leverage. Without meaningful top-line growth, margin gains or cost reductions must offset growth shortfalls, which can pressure return on equity, reduce reinvestment capacity and hinder long-term competitive positioning.
Elevated Noninterest ExpensesLarge noninterest charges, such as a $10M foundation contribution and higher compensation, materially depressed annual earnings. If elevated operating costs persist, they erode core profitability, reduce capital available for lending or dividends, and make earnings more sensitive to revenue volatility.
Deteriorating Asset QualityRising charge-offs and non-performing loans increase credit risk and pressure provision expense and capital ratios over time. Continued asset-quality stress can constrain loan growth, raise funding costs and compress margins, weakening durable earnings and limiting strategic initiatives until credit metrics normalize.
Avidia Bancorp, Inc. News
AVBC FAQ
What was Avidia Bancorp, Inc.’s price range in the past 12 months?
Avidia Bancorp, Inc. lowest stock price was $14.00 and its highest was $21.43 in the past 12 months.
What is Avidia Bancorp, Inc.’s market cap?
Avidia Bancorp, Inc.’s market cap is $383.66M.
When is Avidia Bancorp, Inc.’s upcoming earnings report date?
Avidia Bancorp, Inc.’s upcoming earnings report date is Jul 31, 2026 which is in 68 days.
How were Avidia Bancorp, Inc.’s earnings last quarter?
Avidia Bancorp, Inc. released its earnings results on Apr 23, 2026. The company reported $0.32 earnings per share for the quarter, beating the consensus estimate of $0.3 by $0.02.
Is Avidia Bancorp, Inc. overvalued?
According to Wall Street analysts Avidia Bancorp, Inc.’s price is currently Overvalued.
Does Avidia Bancorp, Inc. pay dividends?
Avidia Bancorp, Inc. does not currently pay dividends.
What is Avidia Bancorp, Inc.’s EPS estimate?
Avidia Bancorp, Inc.’s EPS estimate is 0.34.
How many shares outstanding does Avidia Bancorp, Inc. have?
Avidia Bancorp, Inc. has 20,076,250 shares outstanding.
What happened to Avidia Bancorp, Inc.’s price movement after its last earnings report?
Avidia Bancorp, Inc. reported an EPS of $0.32 in its last earnings report, beating expectations of $0.3. Following the earnings report the stock price went down -1.76%.
Which hedge fund is a major shareholder of Avidia Bancorp, Inc.?
Currently, no hedge funds are holding shares in AVBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Avidia Bancorp, Inc. Stock Smart Score
Neutral
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Hedge Fund Trend
Decreased
By 222.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $627.6K over
the Last 3 Months
the Last 3 Months
Fundamentals
Return on Equity
4.31%
Trailing 12-Months
Asset Growth
3.72%
Trailing 12-Months
Company Description
Avidia Bancorp, Inc.
Avidia Bancorp, Inc. operates as the bank holding company for Avidia Bank that provides various financial services to individual and corporate customers. It provides savings and checking, certificate of deposit, individual retirement, money market, demand deposit, and interest-bearing and noninterest-bearing checking accounts. The company also offers commercial and industrial loans, one-to four-family residential mortgage loans, home equity loans and second mortgage loans, multi-family mortgage loans, commercial real estate loans, construction and land loans, and consumer loans, as well as land development, business term, and auto loans. In addition, it provides payments processing services, invests in securities, primarily of U.S. Treasury securities, U.S. Government agency securities, and municipal securities. The company was founded in 1869 and is headquartered in Hudson, Massachusetts.
Technical Analysis
Auburn National Bancorporation
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Bank Of The Jame Financial
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Glen Burnie Bancorp
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Home Federal Bancorp Of Louisiana
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First US Bancshares
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Ownership Overview
2.44% Insiders
8.89% Mutual Funds
11.37% Other Institutional Investors
73.26% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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