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AVBC Stock Chart & Stats
$21.75
$0.69(3.22%)
At close: 4:00 PM EDT
$21.75
$0.69(3.22%)
Day’s Range― - ―
52-Week Range$14.31 - $22.90
Previous Close$22.14
Volume335.66K
Average Volume (3M)57.93K
Market Cap
$434.35M
Enterprise Value$563.73
Total Cash (Recent Filing)$19.17M
Total Debt (Recent Filing)$187.88M
Price to Earnings (P/E)22.9
Beta0.28
Next Earnings
Oct 22, 2026EPS Estimate
0.38Next Dividend Ex-DateN/A
Dividend Yield0.74%
Share Statistics
EPS (TTM)0.95
Shares Outstanding19,970,306
10 Day Avg. Volume59,469
30 Day Avg. Volume57,932
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)0.82
Price to Sales (P/S)2.11
P/FCF Ratio0.00
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$25.00Price Target Upside14.94% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.31
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved Capital StructureA meaningful reduction in leverage improves balance-sheet resilience, lowers funding risk and enhances regulatory flexibility. Sustained lower debt-to-equity supports lending capacity, dividend policy and cushions credit shocks, strengthening long-term financial stability and strategic optionality.
Core Earning Expansion (Loans & Deposits)Loan and deposit expansion that raised NIM to 3.54% reflects durable improvement in core net interest income generation. Strong core spread and volume growth are structural drivers of bank profitability and free cash flow, supporting reinvestment, provisioning and shareholder returns over multiple quarters.
Capital Return & Tangible Book GrowthStarting a recurring cash dividend while tangible book value rose signals management confidence and disciplined capital allocation. Consistent dividends and tangible equity growth reinforce investor trust, anchor payout policy and indicate surplus capital beyond regulatory minima for the medium term.
Bears Say
Stagnant Revenue GrowthPersistent stagnant revenue constrains scalable earnings power and limits operating leverage. Without meaningful top-line growth, margin gains or cost reductions must offset growth shortfalls, which can pressure return on equity, reduce reinvestment capacity and hinder long-term competitive positioning.
Elevated Noninterest ExpensesLarge noninterest charges, such as a $10M foundation contribution and higher compensation, materially depressed annual earnings. If elevated operating costs persist, they erode core profitability, reduce capital available for lending or dividends, and make earnings more sensitive to revenue volatility.
Deteriorating Asset QualityRising charge-offs and non-performing loans increase credit risk and pressure provision expense and capital ratios over time. Continued asset-quality stress can constrain loan growth, raise funding costs and compress margins, weakening durable earnings and limiting strategic initiatives until credit metrics normalize.
Avidia Bancorp, Inc. News
AVBC FAQ
What was Avidia Bancorp, Inc.’s price range in the past 12 months?
Avidia Bancorp, Inc. lowest stock price was $14.31 and its highest was $22.90 in the past 12 months.
What is Avidia Bancorp, Inc.’s market cap?
Avidia Bancorp, Inc.’s market cap is $434.35M.
When is Avidia Bancorp, Inc.’s upcoming earnings report date?
Avidia Bancorp, Inc.’s upcoming earnings report date is Oct 22, 2026 which is in 59 days.
How were Avidia Bancorp, Inc.’s earnings last quarter?
Avidia Bancorp, Inc. released its earnings results on Jul 23, 2026. The company reported $0.39 earnings per share for the quarter, beating the consensus estimate of $0.34 by $0.05.
Is Avidia Bancorp, Inc. overvalued?
According to Wall Street analysts Avidia Bancorp, Inc.’s price is currently Undervalued.
Does Avidia Bancorp, Inc. pay dividends?
Avidia Bancorp, Inc. pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 0.74%. See more information on Avidia Bancorp, Inc. dividends here
What is Avidia Bancorp, Inc.’s EPS estimate?
Avidia Bancorp, Inc.’s EPS estimate is 0.38.
How many shares outstanding does Avidia Bancorp, Inc. have?
Avidia Bancorp, Inc. has 19,970,306 shares outstanding.
What happened to Avidia Bancorp, Inc.’s price movement after its last earnings report?
Avidia Bancorp, Inc. reported an EPS of $0.39 in its last earnings report, beating expectations of $0.34. Following the earnings report the stock price went up 6.426%.
Which hedge fund is a major shareholder of Avidia Bancorp, Inc.?
Currently, no hedge funds are holding shares in AVBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Avidia Bancorp, Inc. Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$25.00 (14.94% Upside)
$25.00 (14.94% Upside)
Blogger Sentiment
Bullish
AVBC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 17.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $383.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Fundamentals
Return on Equity
0.74%
Trailing 12-Months
Asset Growth
-6.01%
Trailing 12-Months
Company Description
Avidia Bancorp, Inc.
Avidia Bancorp, Inc., which serves as the parent entity for Avidia Bank, delivers a comprehensive array of financial products and services to individual consumers and corporate clients alike. Its deposit offerings include diverse checking accounts (both interest and non-interest-bearing), savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The company also extends a broad spectrum of credit facilities, such as commercial and industrial loans, various residential mortgages (including single-family, home equity, and second mortgages), multi-family and commercial real estate financing, construction and land development loans, alongside consumer loans like auto and general business term loans. Furthermore, Avidia provides payment processing solutions and strategically invests in securities, primarily composed of U.S. Treasury, government agency, and municipal bonds. Established in 1869, the corporation maintains its principal office in Hudson, Massachusetts.
AVBC Stock 12 Month Forecast
Average Price Target
$25.00
▲(14.94% Upside)
Technical Analysis
Auburn National Bancorporation
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Bank Of The Jame Financial
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Glen Burnie Bancorp
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Home Federal Bancorp Of Louisiana
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First US Bancshares
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Ownership Overview
2.59% Insiders
9.11% Mutual Funds
11.42% Other Institutional Investors
68.88% Public Companies and
Individual Investors