tiprankstipranks
Trending News
More News >
OFX Group Ltd. (AU:OFX)
ASX:OFX
Australian Market
Advertisement

OFX Group Ltd. (OFX) AI Stock Analysis

Compare
37 Followers

Top Page

AU:OFX

OFX Group Ltd.

(Sydney:OFX)

Select Model
Select Model
Select Model
Neutral 61 (OpenAI - 4o)
Rating:61Neutral
Price Target:
AU$0.50
▼(-10.71% Downside)
OFX Group Ltd. receives a moderate overall stock score of 61. The company's strong financial performance and attractive valuation are offset by bearish technical indicators, suggesting caution in the short term. The lack of earnings call data and corporate events does not impact the score.

OFX Group Ltd. (OFX) vs. iShares MSCI Australia ETF (EWA)

OFX Group Ltd. Business Overview & Revenue Model

Company DescriptionOFX Group Ltd. (OFX) is a global financial services company specializing in foreign exchange and international payment solutions. Founded in 1998, OFX operates in the fintech sector, providing services to both individuals and businesses to facilitate cross-border transactions. The company offers a range of products, including online money transfers, currency exchange, and risk management solutions, leveraging technology to deliver competitive rates and efficient service.
How the Company Makes MoneyOFX generates revenue primarily through transaction fees and foreign exchange spreads. The company charges customers a fee for transferring money internationally, which varies based on the transaction amount and destination. Additionally, OFX earns money from the difference between the wholesale exchange rate it receives from liquidity providers and the rate it offers to customers, known as the spread. This dual revenue model allows OFX to benefit from both volume and margin on transactions. Significant partnerships with banks and financial institutions enhance its capabilities and market reach, contributing to its overall earnings. Furthermore, the company may also explore additional revenue streams through value-added services, such as risk management tools for businesses engaged in international trade.

OFX Group Ltd. Financial Statement Overview

Summary
OFX Group Ltd. demonstrates strong financial performance with a solid balance sheet, low debt-to-equity ratio, and robust profitability margins. Despite a slight decline in net profit margin, the company shows positive revenue growth and healthy cash flow generation, positioning it well for future growth.
Income Statement
65
Positive
OFX Group Ltd. has demonstrated a strong gross profit margin with consistent improvement in revenues and profits over the years. The net profit margin shows a slight decline in the most recent year, which may indicate rising costs or operational challenges. However, the company's EBIT and EBITDA margins indicate healthy profitability levels. The revenue growth rate over the analyzed period shows a positive trajectory, boosting the overall income statement score.
Balance Sheet
70
Positive
The company's balance sheet is solid, characterized by a low debt-to-equity ratio, indicating strong financial stability and low leverage risk. The return on equity (ROE) is robust, demonstrating efficient use of equity to generate profits. The equity ratio also reflects a healthy balance between assets and equity, signifying a well-capitalized company. This strong balance sheet position enhances the company's ability to withstand market fluctuations.
Cash Flow
60
Neutral
OFX Group Ltd. has shown a significant improvement in its free cash flow, reflecting strong cash generation capabilities. However, the operating cash flow to net income ratio suggests some variability, potentially indicating fluctuations in operational efficiency. Despite this, the free cash flow to net income ratio is favorable, underscoring the company's ability to convert its earnings into cash effectively.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue231.37M8.34M242.74M228.86M158.42M134.69M
Gross Profit214.91M3.64M227.51M200.92M137.06M106.82M
EBITDA32.43M55.48M64.56M62.43M44.50M29.07M
Net Income24.86M24.86M31.30M31.41M24.46M12.78M
Balance Sheet
Total Assets566.91M566.91M569.50M680.85M408.70M378.04M
Cash, Cash Equivalents and Short-Term Investments360.59M360.59M88.01M93.80M327.01M60.57M
Total Debt32.93M32.93M56.38M79.14M8.35M17.30M
Total Liabilities385.08M385.08M399.86M536.74M304.80M297.75M
Stockholders Equity181.82M181.82M169.64M144.11M103.89M80.29M
Cash Flow
Free Cash Flow71.32M52.41M-43.23M152.05M37.08M52.23M
Operating Cash Flow72.53M72.53M-18.64M172.92M48.55M61.35M
Investing Cash Flow-45.10M-45.10M-16.76M-94.96M-15.66M-3.96M
Financing Cash Flow-43.66M-43.66M-43.26M58.03M-6.17M-12.77M

OFX Group Ltd. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.56
Price Trends
50DMA
0.80
Negative
100DMA
0.80
Negative
200DMA
0.95
Negative
Market Momentum
MACD
-0.07
Positive
RSI
19.66
Positive
STOCH
3.84
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:OFX, the sentiment is Negative. The current price of 0.56 is below the 20-day moving average (MA) of 0.72, below the 50-day MA of 0.80, and below the 200-day MA of 0.95, indicating a bearish trend. The MACD of -0.07 indicates Positive momentum. The RSI at 19.66 is Positive, neither overbought nor oversold. The STOCH value of 3.84 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:OFX.

OFX Group Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
66
Neutral
AU$489.39M24.5512.36%2.51%-26.30%40.12%
61
Neutral
AU$136.71M5.6414.15%-4.69%-18.65%
57
Neutral
AU$430.58M31.8012.27%2.65%24.56%59.32%
53
Neutral
€99.07M-151.61-0.15%5.03%52.31%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:OFX
OFX Group Ltd.
0.57
-0.90
-61.43%
AU:RZI
Raiz Invest Ltd.
0.86
0.42
95.45%
AU:PPS
Praemium Ltd
0.85
0.25
41.43%
AU:COG
COG Financial Services Limited
2.39
1.48
161.20%

OFX Group Ltd. Corporate Events

OFX Group Reports Growth in Corporate Clients Amidst OFX 2.0 Transition
Oct 26, 2025

OFX Group Ltd has reported a 15.6% growth in new transacting corporate clients in the second quarter of FY26, driven by its new go-to-market strategy and the successful rollout of its New Client Platform (NCP) across major markets. Despite facing challenges from macroeconomic uncertainties that have impacted net operating income and transaction values, the company is seeing positive engagement from its corporate clients, particularly those migrated to the NCP. The transition to OFX 2.0 is showing promising results, with increased adoption of new products and higher account balances, positioning the company for future growth.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

Citigroup Adjusts Stake in OFX Group Ltd.
Sep 25, 2025

Citigroup Global Markets Australia Pty Limited has ceased to be a substantial holder in OFX Group Ltd. as of September 23, 2025. This change in shareholding, involving a decrease in relevant interest by Citibank, N.A. Sydney Branch and Citigroup Global Markets Limited, and a minor increase by Citigroup Global Markets Australia Pty Limited, reflects adjustments in securities lending agreements and standard market operations, potentially impacting OFX’s shareholder structure and market perception.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Ltd. Announces Cessation of Securities
Sep 11, 2025

OFX Group Ltd. announced the cessation of 2,019,444 ordinary fully paid securities due to an on-market buy-back, effective September 11, 2025. This move is part of the company’s capital management strategy, potentially impacting its market positioning by optimizing the capital structure and potentially enhancing shareholder value.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Ltd. Updates on Share Buy-Back Program
Sep 11, 2025

OFX Group Ltd. has announced an update on its ongoing share buy-back program, with a total of 2,113,611 securities bought back before the previous day and an additional 41,912 securities purchased on the previous day. This buy-back initiative reflects OFX’s strategic efforts to manage its capital structure and potentially enhance shareholder value, indicating a proactive approach in optimizing its financial operations.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

Citigroup Reduces Stake in OFX Group Ltd.
Sep 11, 2025

Citigroup Global Markets Australia Pty Limited has ceased to be a substantial holder in OFX Group Ltd. as of September 9, 2025. This change in substantial holding, involving a decrease of over 2 million ordinary fully paid shares, results from securities lending agreements and standard stock market transactions, potentially affecting the company’s shareholder composition and market perception.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Ltd. Updates on Market Buy-Back Program
Sep 10, 2025

OFX Group Ltd. has announced an update regarding its ongoing on-market buy-back program, reporting a total of 2,019,444 securities bought back before the previous day and an additional 94,167 securities bought back on the previous day. This buy-back initiative is part of OFX’s strategy to enhance shareholder value and optimize its capital structure, reflecting confidence in the company’s financial health and future prospects.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Ltd. Updates on Share Buy-Back Program
Sep 10, 2025

OFX Group Ltd. has announced an update regarding its ongoing on-market buy-back program. As of the latest notification, the company has bought back a total of 1,928,202 ordinary fully paid securities, with an additional 91,242 securities acquired on the previous day. This buy-back initiative is part of OFX’s strategy to optimize its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Ltd. Updates on Securities Buy-Back Program
Sep 3, 2025

OFX Group Ltd. has announced an update regarding its ongoing on-market buy-back program for its ordinary fully paid securities. As of September 4, 2025, the company reported buying back a total of 1,789,782 securities prior to the previous day, with an additional 138,420 securities bought back on the previous day. This buy-back initiative reflects OFX’s strategy to manage its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Ltd. Updates on Ongoing Share Buy-Back Program
Sep 2, 2025

OFX Group Ltd. has announced an update regarding its ongoing on-market buy-back program. As of the latest notification, the company has repurchased a total of 1,789,782 ordinary fully paid securities, including 182,761 bought back on the previous day. This buy-back initiative is part of OFX’s strategy to manage its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Ltd. Updates on Market Buy-Back Program
Sep 1, 2025

OFX Group Ltd. has announced a daily update on its ongoing on-market buy-back program, with a total of 1,366,751 securities bought back before the previous day and an additional 240,270 securities bought back on the previous day. This buy-back initiative is part of the company’s strategy to manage its capital structure and potentially enhance shareholder value, reflecting a proactive approach to maintaining its market position and financial health.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Ltd. Updates on Share Buy-Back Program
Sep 1, 2025

OFX Group Ltd. has announced an update regarding its ongoing share buy-back program, with a total of 196,061 ordinary fully paid securities bought back on the previous day. This move is part of a broader strategy to manage capital and enhance shareholder value, potentially impacting the company’s market positioning by reducing the number of shares outstanding and increasing earnings per share.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Ltd. Updates on Share Buy-Back Progress
Aug 27, 2025

OFX Group Ltd. has announced an update on its ongoing share buy-back program, revealing that a total of 1,170,690 ordinary fully paid securities have been repurchased, including 201,372 on the previous day. This buy-back initiative is part of OFX’s strategy to optimize its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Limited Updates on Market Buy-Back Program
Aug 26, 2025

OFX Group Limited has announced an update regarding its ongoing on-market buy-back program. As of August 26, 2025, the company has repurchased a total of 969,318 ordinary fully paid securities, including 240,330 bought back on the previous day. This buy-back initiative reflects OFX’s strategic efforts to manage its capital structure and potentially enhance shareholder value.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Director Increases Shareholding
Aug 25, 2025

OFX Group Limited has announced a change in the indirect interest of its director, Patricia Cross, with the acquisition of 100,000 ordinary fully paid shares through an on-market trade. This transaction increases her total holdings to 437,077 shares, reflecting a strategic move that could enhance her influence in the company and potentially impact shareholder value.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Ltd. Updates on Share Buy-Back Program
Aug 21, 2025

OFX Group Ltd. has announced an update regarding its ongoing on-market buy-back program, with a total of 240,388 ordinary fully paid securities bought back on the previous day. This buy-back initiative reflects the company’s strategic move to manage its capital structure, potentially enhancing shareholder value and signaling confidence in its financial health.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Ltd. Updates on Market Buy-Back Program
Aug 19, 2025

OFX Group Ltd. has announced an update regarding its ongoing on-market buy-back program, revealing that they have repurchased 246,500 ordinary fully paid securities on the previous day. This buy-back initiative is part of the company’s strategy to enhance shareholder value and optimize its capital structure, potentially impacting its market positioning and financial performance.

The most recent analyst rating on (AU:OFX) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Director Acquires Additional Performance Rights
Aug 19, 2025

OFX Group Limited announced a change in the indirect interest of its director, John Alexander Malcolm, who acquired an additional 1,889,350 performance rights as part of the company’s employee share plan. This acquisition, approved by shareholders, reflects the company’s strategy to incentivize its leadership through performance-based rewards, potentially impacting its operational focus and aligning management interests with shareholder value.

The most recent analyst rating on (AU:OFX) stock is a Buy with a A$1.10 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group’s AGM Results and First Strike on Remuneration Report
Aug 15, 2025

OFX Group Limited announced the results of its 2025 Annual General Meeting, where all resolutions were passed as ordinary resolutions. However, the adoption of the Remuneration Report faced significant opposition, with over 25% of votes against it, marking a ‘first strike’ under the Corporations Act 2001. This outcome could have implications for the company’s governance and stakeholder relations, highlighting potential concerns among shareholders regarding executive compensation.

The most recent analyst rating on (AU:OFX) stock is a Buy with a A$1.10 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

OFX Group Navigates Economic Challenges, Focuses on Strategic Growth
Aug 15, 2025

OFX Group Limited reported a challenging fiscal year 2025 due to macroeconomic uncertainties, including political instability and potential tariffs, which impacted business confidence and financial performance. Despite a decline in net operating income and underlying EBITDA, the company maintained strong cash flows and disciplined cost management. OFX continued its strategic transformation with the OFX 2.0 strategy, aiming to expand its total addressable market and enhance its value proposition. A recent independent study validated the company’s strategy and highlighted significant growth opportunities, particularly in expanding product offerings and targeting ideal client profiles. The company remains committed to investing in its strategic initiatives to drive future growth.

The most recent analyst rating on (AU:OFX) stock is a Buy with a A$1.10 price target. To see the full list of analyst forecasts on OFX Group Ltd. stock, see the AU:OFX Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Nov 07, 2025