Revenue And EPS DeclineNegative top‑line and EPS trends point to structural demand headwinds or competitive pressure. Persistent revenue contraction reduces operating leverage, constrains reinvestment capacity, and makes achieving targeted NOI and margin goals more challenging without clear, sustained revenue recovery.
Rising Operating ExpensesMaterial near‑term cost inflation from the platform transition increases fixed spending and squeezes margins until migration and efficiency gains materialize. If adoption or revenue lift lags, elevated structural costs could depress profitability for multiple quarters.
Revenue Sensitivity To FX VolatilityOFX's core model depends on FX spreads and transaction volumes, which vary with market volatility. Structural sensitivity makes revenue and margins cyclical and less predictable, complicating long‑term planning and making performance vulnerable during extended low‑volatility periods.