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RZI Stock Chart & Stats
AU$0.58
>-AU$0.01(-0.83%)
At close: 4:00 PM EST
AU$0.58
>-AU$0.01(-0.83%)
Day’s Range― - ―
52-Week RangeAU$0.45 - AU$0.96
Previous CloseN/A
Volume57.39K
Average Volume (3M)131.01K
Market Cap
AU$54.80M
Enterprise ValueAU$46.21M
Total Cash (Recent Filing)AU$13.97M
Total Debt (Recent Filing)AU$2.21M
Price to Earnings (P/E)12.2
Beta1.10
Next Earnings
Sep 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.04
Shares Outstanding105,390,010
10 Day Avg. Volume115,805
30 Day Avg. Volume131,015
Financial Highlights & Ratios
PEG Ratio61.48
Price to Book (P/B)33.93
Price to Sales (P/S)56.53
P/FCF Ratio499.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.02
Revenue Forecast (FY)AU$31.30M
Bulls Say, Bears Say
Bulls Say
Mobile-first Micro-investing ModelRaiz's mobile-first micro-investing model creates durable customer acquisition and retention channels by embedding saving habits (round-ups) and offering low-friction access to diversified ETFs. This product-led distribution supports recurring fee income and long-term scale if user engagement and partnerships persist.
High Gross MarginsA ~74% gross margin signals low direct cost of providing the platform and scalable unit economics: as users and AUM grow, incremental revenue largely flows to the gross profit line. This structural margin profile supports reinvestment in growth and cushions against customer acquisition cost variability.
Improving Free Cash FlowA >100% increase in free cash flow and FCF matching net income indicate stronger cash generation despite accounting losses. Durable cash improvement enhances runway, funds strategic investments, and reduces reliance on external financing, improving financial flexibility over a multi-month horizon.
Bears Say
Ongoing UnprofitabilityPersistent negative net margins and subzero ROE show the business has yet to generate shareholder returns from operations. Over months, continued losses can deplete reserves or force dilutive capital raises, constraining strategic options and making sustainable growth dependent on closing the profitability gap.
Modest Revenue GrowthLow single-digit revenue growth limits the speed at which recurring fee revenue and AUM-driven income can scale. For a fee-based fintech, slow top-line expansion prolongs the timeline to cover fixed costs and achieve operating leverage, increasing execution risk and sensitivity to churn.
Revenue Tied To AUM And MarketsRaiz's core fees depend on assets under management and market moves; prolonged market weakness or reduced balances directly compresses revenue. This structural sensitivity to market cycles and client balances makes revenue less predictable and heightens downside in adverse macro or sentiment environments.
Raiz Invest Ltd. News
RZI FAQ
What was Raiz Invest Ltd.’s price range in the past 12 months?
Raiz Invest Ltd. lowest share price was AU$0.45 and its highest was AU$0.96 in the past 12 months.
What is Raiz Invest Ltd.’s market cap?
Raiz Invest Ltd.’s market cap is AU$54.80M.
When is Raiz Invest Ltd.’s upcoming earnings report date?
Raiz Invest Ltd.’s upcoming earnings report date is Sep 02, 2026 which is in 34 days.
How were Raiz Invest Ltd.’s earnings last quarter?
Raiz Invest Ltd. released its earnings results on Feb 26, 2026. The company reported AU$0.033 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.033.
Is Raiz Invest Ltd. overvalued?
According to Wall Street analysts Raiz Invest Ltd.’s price is currently Overvalued.
Does Raiz Invest Ltd. pay dividends?
Raiz Invest Ltd. does not currently pay dividends.
What is Raiz Invest Ltd.’s EPS estimate?
Raiz Invest Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Raiz Invest Ltd. have?
Raiz Invest Ltd. has 105,390,010 shares outstanding.
What happened to Raiz Invest Ltd.’s price movement after its last earnings report?
Raiz Invest Ltd. reported an EPS of AU$0.033 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 5.785%.
Which hedge fund is a major shareholder of Raiz Invest Ltd.?
Currently, no hedge funds are holding shares in AU:RZI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Raiz Invest Ltd. Stock Smart Score
Neutral
1
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8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
73.17%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
2.81%
Trailing 12-Months
Company Description
Raiz Invest Ltd.
Raiz Invest Limited provides financial services and products through its mobile micro investing platform in Australia. Its platform enables customers to save and invest money through the Raiz mobile application and website. The company offers various products, including Raiz rewards, Raiz kids, Raiz property fund, and offsetters, as well as jars on its platform. Raiz Invest Limited was incorporated in 2016 and is based in Sydney, Australia.
Technical Analysis
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