COG Financial Services Limited (AU:COG)
ASX:COG
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COG Stock Chart & Stats
AU$1.32
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$1.32
AU$0.00(0.00%)
Day’s Range― - ―
52-Week RangeAU$1.14 - AU$2.46
Previous CloseN/A
Volume42.05K
Average Volume (3M)275.48K
Market Cap
AU$351.90M
Enterprise ValueAU$556.78M
Total Cash (Recent Filing)AU$183.39M
Total Debt (Recent Filing)AU$388.27M
Price to Earnings (P/E)10.9
Beta0.21
Next Earnings
Aug 20, 2026EPS Estimate
0.08Next Dividend Ex-DateN/A
Dividend Yield2.86%
Share Statistics
EPS (TTM)0.10
Shares Outstanding213,273,060
10 Day Avg. Volume303,634
30 Day Avg. Volume275,475
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)2.10
Price to Sales (P/S)0.87
P/FCF Ratio6.96
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.19Price Target Upside65.53% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.15
Revenue Forecast (FY)AU$411.05M
Bulls Say, Bears Say
Bulls Say
Diversified Revenue StreamsCOG's business combines brokerage/origination, broker aggregation, owned loan/lease portfolios and ancillary fees. This multi-channel model creates diversified, recurring and fee-based cash flows that reduce reliance on any single income source and support resilience across cycles.
Improving MarginsSubstantially improved gross margin and a positive net margin point to stronger pricing, underwriting or cost control. Higher gross margins preserve economics on originations and portfolio yields, supporting sustainable profitability even if volumes are volatile.
Strong Cash ConversionA near-1.0 FCF/net income ratio shows the company converts reported profits into real cash, aiding debt service, portfolio funding and reinvestment. Reliable cash generation underpins financial flexibility despite cyclicality in originations.
Bears Say
High LeverageA debt/equity of 2.47 signals substantial leverage that raises interest expense sensitivity and refinancing risk. High leverage limits strategic optionality, amplifies downside in stress periods and increases the impact of funding-cost moves on net interest margins.
Sharp Revenue DeclineA near-30% revenue contraction indicates material volume or demand weakness for originations and related fees. Sustained revenue declines erode scale advantages, reduce fee income and pressure margins and cash flow unless origination volumes or pricing recover.
Business Sensitivity To Volumes And FundingCOG's earnings and interest margin are structurally exposed to origination volumes, portfolio credit quality and funding costs. Adverse credit cycles or tighter funding materially raise costs of capital and credit losses, compressing net interest and commission income.
COG Financial Services Limited News
COG FAQ
What was COG Financial Services Limited’s price range in the past 12 months?
COG Financial Services Limited lowest share price was AU$1.14 and its highest was AU$2.46 in the past 12 months.
What is COG Financial Services Limited’s market cap?
COG Financial Services Limited’s market cap is AU$351.90M.
When is COG Financial Services Limited’s upcoming earnings report date?
COG Financial Services Limited’s upcoming earnings report date is Aug 20, 2026 which is in 101 days.
How were COG Financial Services Limited’s earnings last quarter?
COG Financial Services Limited released its earnings results on Feb 25, 2026. The company reported AU$0.063 earnings per share for the quarter, missing the consensus estimate of AU$0.071 by -AU$0.008.
Is COG Financial Services Limited overvalued?
According to Wall Street analysts COG Financial Services Limited’s price is currently Undervalued.
Does COG Financial Services Limited pay dividends?
COG Financial Services Limited pays a Semiannually dividend of AU$0.03 which represents an annual dividend yield of 2.86%. See more information on COG Financial Services Limited dividends here
What is COG Financial Services Limited’s EPS estimate?
COG Financial Services Limited’s EPS estimate is 0.08.
How many shares outstanding does COG Financial Services Limited have?
COG Financial Services Limited has 213,273,060 shares outstanding.
What happened to COG Financial Services Limited’s price movement after its last earnings report?
COG Financial Services Limited reported an EPS of AU$0.063 in its last earnings report, missing expectations of AU$0.071. Following the earnings report the stock price went down -0.656%.
Which hedge fund is a major shareholder of COG Financial Services Limited?
Currently, no hedge funds are holding shares in AU:COG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
COG Financial Services Limited Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
AU$2.19 (65.53% Upside)
AU$2.19 (65.53% Upside)
Blogger Sentiment
Bullish
AU:COG Sentiment 100%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
128.62%
12-Months-Change
Fundamentals
Return on Equity
13.31%
Trailing 12-Months
Asset Growth
4.30%
Trailing 12-Months
Company Description
COG Financial Services Limited
COG Financial Services Limited, together with its subsidiaries, engages in equipment financing and broking, aggregation, insurance broking, and novated leasing activities in Australia. The company operates through three segments: Finance Broking and Aggregation; Funds Management and Lending; and All Other/Intersegment. It also provides management of investment funds; provides financing arrangements to commercial customers for essential business assets; and managed IT services. The company was formerly known as Consolidated Operations Group Limited and changed its name to COG Financial Services Limited in November 2020. COG Financial Services Limited was incorporated in 2002 and is based in Chatswood, Australia.
COG Stock 12 Month Forecast
Average Price Target
AU$2.19
▲(65.53% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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