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COG Financial Services Limited
(Sydney:COG)
COG Financial Services Limited (COG) vs. iShares MSCI Australia ETF (EWA)
COG Financial Services Limited Business Overview & Revenue Model
COG Financial Services Limited Financial Statement Overview
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 367.73M | 367.73M | 362.35M | 366.01M | 320.77M | 267.77M |
| Gross Profit | 234.48M | 283.43M | 169.20M | 132.47M | 105.39M | 92.26M |
| EBITDA | 75.16M | 75.16M | 74.28M | 62.41M | 53.25M | 48.32M |
| Net Income | 18.77M | 18.77M | 12.85M | 8.05M | 19.68M | -26.38M |
Balance Sheet | ||||||
| Total Assets | 694.80M | 694.80M | 687.12M | 593.00M | 518.22M | 476.69M |
| Cash, Cash Equivalents and Short-Term Investments | 149.25M | 149.25M | 125.68M | 101.80M | 76.11M | 94.51M |
| Total Debt | 375.98M | 375.98M | 376.75M | 283.73M | 243.27M | 225.94M |
| Total Liabilities | 488.30M | 488.30M | 483.49M | 378.53M | 310.61M | 287.03M |
| Stockholders Equity | 152.08M | 152.08M | 151.69M | 163.92M | 170.95M | 152.34M |
Cash Flow | ||||||
| Free Cash Flow | 45.92M | 45.92M | 35.66M | 28.55M | 205.73M | 187.95M |
| Operating Cash Flow | 49.30M | 49.30M | 46.36M | 31.79M | 208.19M | 190.85M |
| Investing Cash Flow | 3.43M | 2.66M | -87.16M | -19.53M | -201.93M | -75.11M |
| Financing Cash Flow | -29.16M | -28.39M | 64.69M | 30.12M | -24.67M | -55.92M |
COG Financial Services Limited Technical Analysis
COG Financial Services Limited Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | AU$6.20B | 53.01 | 67.81% | 1.52% | 28.29% | 39.39% | |
60 Neutral | AU$114.70M | 7.07 | 9.31% | ― | -5.73% | -36.36% | |
55 Neutral | AU$427.95M | 21.47 | 12.36% | 2.97% | -26.30% | 40.12% | |
53 Neutral | AU$78.52M | -120.16 | -0.15% | ― | 5.03% | 52.31% | |
50 Neutral | AU$382.74M | 28.27 | 12.27% | 2.81% | 24.56% | 59.32% | |
46 Neutral | AU$11.84M | -2.27 | -34.88% | ― | 43.00% | -6078.57% |
COG Financial Services Limited Corporate Events
NAOS Asset Management Limited has announced that it has ceased to be a substantial holder of shares in COG Financial Services Limited. This change in shareholding could influence COG’s market dynamics and investor perceptions, as substantial shareholders often play a significant role in company governance and strategic decisions.
COG Financial Services Limited announced the successful outcomes of its 2025 Annual General Meeting, where all proposed resolutions were passed via a poll. Notably, the resolution for the adoption of the Remuneration Report received over 75% approval, and the re-election of directors Mr. Cameron McCullagh and Mr. Peter Rollason was confirmed with significant support. These results indicate strong shareholder confidence in the company’s leadership and strategic direction.
COG Financial Services Limited reported its financial results for FY 2025, highlighting a positive year with increases in revenue and EBITDA attributable to shareholders. The company achieved a 1% increase in underlying revenue and a 4% rise in EBITDA compared to the previous year, despite a 4% decline in EPSA. These results reflect COG’s strategic focus on enhancing shareholder value and operational efficiency.
COG Financial Services Limited has successfully acquired an additional 14.1% stake in its salary packaging and novated leasing business, Fleet Network Pty Ltd, bringing its total ownership to 92.4%. This strategic move, effective from October 1, 2025, enhances COG’s control over Fleet Network, potentially strengthening its position in the financial services industry and offering increased value to its stakeholders.
COG Financial Services Limited has announced the issuance of 10,000,000 fully paid ordinary shares as part of its financial strategy. This move, executed without the need for disclosure under specific sections of the Corporations Act, indicates compliance with regulatory requirements and suggests a strategic effort to bolster the company’s financial standing and market presence.
COG Financial Services Limited announced the issuance of 10,000,000 fully paid ordinary securities, which will be quoted on the Australian Securities Exchange (ASX) as of October 17, 2025. This move is part of previously announced transactions and is expected to bolster the company’s market position by increasing its capital base, potentially impacting its operational capabilities and stakeholder interests.
COG Financial Services Limited announced a proposed issue of 10 million ordinary fully paid securities, scheduled for October 17, 2025. This move is part of a placement or other type of issue, potentially impacting the company’s market position by increasing its capital base and enhancing its financial flexibility.
COG Financial Services Limited has issued an investor presentation, emphasizing that it includes forward-looking statements based on current expectations and assumptions about the company’s future performance. The company advises caution regarding these statements due to inherent risks and uncertainties, and it underscores that past performance is not indicative of future results.
COG Financial Services Limited has acquired an additional 14.1% stake in Fleet Network Pty Ltd, increasing its ownership to approximately 92.4%. This acquisition, funded by a $20 million capital raise, is expected to enhance COG’s earnings and strengthen its balance sheet, allowing it to pursue further growth opportunities in the market.
COG Financial Services Limited announced the issuance of 20,042 fully paid ordinary shares following the exercise of performance rights by CEO Andrew Bennett. This move, compliant with the Corporations Act, reflects the company’s ongoing commitment to transparency and regulatory adherence, potentially impacting its market positioning and shareholder value.
COG Financial Services Limited announced the quotation of 20,042 new ordinary fully paid securities on the Australian Securities Exchange (ASX) as of September 17, 2025. This move is part of the company’s strategy to enhance its market presence and provide more opportunities for investors, potentially impacting its market positioning positively.
COG Financial Services Limited announced the results of its Long Term Incentive Plan assessment for CEO Andrew Bennett. The company evaluated the vesting of performance rights allocated in FY23, which were contingent on employment and achieving a normalised earnings per share (EPS) Compound Annual Growth Rate (CAGR) by June 2025. While Mr. Bennett met the employment condition, the company did not meet the EPS CAGR targets, resulting in the lapse of most performance rights. However, 40% of Tranche 3 performance rights vested and converted into shares. This outcome reflects the company’s performance challenges and impacts executive compensation.
COG Financial Services Limited has successfully completed the acquisition of EasiFleet Pty Ltd, a company specializing in salary packaging and novated leasing. This acquisition, effective from September 1, 2025, is expected to strengthen COG’s market position and expand its service offerings in the financial services sector.
COG Financial Services Limited has updated its FY2025 Results Presentation to include details on the acquisition of Easi Fleet, which was announced earlier in September 2025. This update reflects the company’s strategic move to enhance its market position and expand its service offerings, potentially impacting its operational dynamics and stakeholder interests.
COG Financial Services Limited has announced a significant change in the shareholding of its director, Cameron McCullagh. On September 5, 2025, McCullagh disposed of 10 million ordinary fully paid shares at a price of $1.95 per share, totaling $19.5 million. This transaction was conducted through an on-market sale, reducing his indirect interest in the company. This move may impact the company’s stock market perception and stakeholder confidence, reflecting a strategic decision by the director.