Finexia Financial Group Ltd (FNX) AI Stock Analysis

• Market Cap: AU$17.13M
• Dividend Yield: 1.82%
• Average Volume (3M): 0.00
• Price to Earnings (P/E): 196.4
• Beta (1Y): 1.32
• Revenue Growth: 17.07%
• EPS Growth: -107.76%
• Country: AU
• Employees: 31
• Sector: Financial
• Sector Strength: 82
• Industry: Financial - Capital Markets
• EPS (TTM): >-0.01
• Shares Outstanding: 62,303,967
• 10 Day Avg. Volume: 0
• 30 Day Avg. Volume: 0
• PEG Ratio: -0.21
• Price to Book (P/B): 0.61
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 7.60
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 62 Neutral
• Price Target: ―

Finexia Financial Group Ltd's strong financial performance is a key highlight with impressive net income and cash flow improvements. However, technical indicators suggest caution, as bearish momentum and a negative P/E ratio raise concerns about current stock valuation.

Finexia Financial Group Ltd Business Overview & Revenue Model

Company Description

Finexia Financial Group Ltd (FNX) is a diversified financial services company that operates in various sectors, including asset management, investment banking, and financial advisory services. The company focuses on providing tailored financial solutions to a broad range of clients, including individuals, businesses, and institutional investors. With a commitment to delivering innovative and effective financial strategies, Finexia aims to help clients achieve their financial goals through its core products and services.

How the Company Makes Money

Finexia Financial Group Ltd generates revenue through multiple channels, primarily driven by fees, commissions, and interest income. The company's asset management division earns fees based on the assets under management (AUM), while its investment banking arm generates income through advisory fees and underwriting services. Additionally, Finexia earns commissions from brokerage activities and trading operations. The financial advisory services provide another significant revenue stream through consulting fees. The company may also benefit from strategic partnerships and collaborations that enhance its service offerings and expand its client base, thereby contributing to its overall earnings.

Finexia Financial Group Ltd Financial Statement Overview

Summary

Finexia Financial Group Ltd exhibits strong financial health with impressive net income and cash flow improvements. The reduction in debt levels enhances its balance sheet stability. However, inconsistent revenue growth and historical leverage levels are areas to monitor.

Income Statement

Finexia Financial Group Ltd demonstrates strong income statement metrics with significant net income growth, especially evident in the TTM data. The gross profit margin improved, indicating cost management. However, revenue growth has been inconsistent, which poses potential risk.

Balance Sheet

The balance sheet shows a robust equity position with a notable decrease in debt, reflected in the TTM period. The equity ratio has improved, indicating increased stability. However, the historical high debt levels may still pose a risk.

Cash Flow

Cash flow analysis reveals strong free cash flow generation and a substantial increase in operating cash flow over the periods. The cash flow to net income ratios indicate efficient cash conversion, though fluctuations in financing activities warrant attention.

Breakdown	TTM	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020
Income Statement
Total Revenue	8.00M	7.60M	14.83M	5.73M	2.88M	1.77M
Gross Profit	2.59M	7.60M	11.74M	2.66M	-80.89K	86.56K
EBITDA	0.00	8.99M	9.62M	6.26M	2.54M	-536.20K
Net Income	48.82M	70.49K	3.21M	3.29M	1.27M	-535.10K
Balance Sheet
Total Assets	138.10M	112.84M	77.82M	53.08M	24.16M	5.02M
Cash, Cash Equivalents and Short-Term Investments	10.88M	46.83M	5.74M	13.60M	4.49M	1.81M
Total Debt	0.00	92.67M	58.14M	41.53M	17.26M	1.31M
Total Liabilities	118.18M	96.64M	61.10M	44.24M	19.00M	1.69M
Stockholders Equity	19.92M	16.20M	16.72M	8.84M	5.16M	3.57M
Cash Flow
Free Cash Flow	6.35M	2.28M	1.35M	4.62M	301.77K	-234.68K
Operating Cash Flow	6.83M	2.71M	1.38M	4.62M	350.20K	-222.25K
Investing Cash Flow	2.22M	-435.22K	-946.40K	-3.49M	953.95K	-98.82K
Financing Cash Flow	-9.84M	-1.19M	2.59M	129.15K	-213.32K	341.07K

Finexia Financial Group Ltd Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.28
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:FNX, the sentiment is Negative. The current price of 0.28 is below the 20-day moving average (MA) of 0.28, above the 50-day MA of 0.28, and below the 200-day MA of 0.29, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 33.25 is Neutral, neither overbought nor oversold. The STOCH value of 40.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:FNX.

Finexia Financial Group Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
COG	68 Neutral	AU$346.15M	27.80	7.94%	3.50%	16.16%	32.97%
Sector *	67 Neutral	$17.07B	11.91	9.69%	3.75%	11.66%	-9.47%
PPS	66 Neutral	AU$317.68M	30.65	9.89%	1.50%	23.52%	7.96%
OFX	65 Neutral	AU$170.82M	6.97	14.15%	―	0.12%	-16.79%
FNX	62 Neutral	AU$17.13M	196.43	-0.72%	1.82%	17.07%	-107.76%
RZI	56 Neutral	€66.35M	―	-0.11%	―	12.91%	73.27%
ABE	39 Underperform	AU$3.49M	―	-138.44%	―	-24.65%	38.99%

Finexia Financial Group Ltd Corporate Events

Finexia Financial Group Announces Interim CEO Resignation Amid Operational Review

Finexia Financial Group Limited announced the resignation of Marc Duncan as Interim CEO, who played a crucial role during a transitional phase. The company is actively reviewing its credit operations under the guidance of Non-Executive Director Robert Spano, aiming to enhance its credit policies and procedures. The Board is also prioritizing the reinstatement of the company’s securities on the ASX, ensuring compliance with continuous disclosure obligations.