Finexia Financial Group Ltd (AU:FNX)
:FNX
Australian Market
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Finexia Financial Group Ltd (FNX) AI Stock Analysis

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AU:FNX

Finexia Financial Group Ltd

(Sydney:FNX)

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Neutral 46 (OpenAI - 4o)
Rating:46Neutral
Price Target:
AU$0.00
▼(-100.00% Downside)
Finexia Financial Group Ltd faces significant challenges in profitability and cash flow management, which are major concerns. The technical indicators suggest a bearish trend, and the valuation metrics are unattractive due to negative earnings. These factors collectively result in a low overall stock score.

Finexia Financial Group Ltd (FNX) vs. iShares MSCI Australia ETF (EWA)

Finexia Financial Group Ltd Business Overview & Revenue Model

Company DescriptionFinexia Financial Group Ltd (FNX) is a diversified financial services company based in Australia, specializing in providing innovative financial solutions across various sectors, including investment advisory, asset management, and corporate finance. The company focuses on delivering tailored financial products and services to individuals, corporations, and institutions, leveraging advanced technology and a team of experienced professionals to meet the unique needs of its clients.
How the Company Makes MoneyFinexia Financial Group Ltd generates revenue through multiple streams including fees from investment advisory services, commissions from asset management, and performance-based fees on managed funds. The company also earns income through corporate finance activities such as mergers and acquisitions, capital raising, and advisory services. Strategic partnerships with financial institutions and technology providers enable FNX to enhance its service offerings and operational efficiency, further contributing to its overall earnings.

Finexia Financial Group Ltd Financial Statement Overview

Summary
Finexia Financial Group Ltd shows strong revenue growth and operational efficiency, but faces significant challenges in profitability and cash flow management. The high leverage and negative return on equity highlight potential financial risks.
Income Statement
65
Positive
Finexia Financial Group Ltd has demonstrated strong revenue growth with a 33.48% increase in the latest year. However, the company is facing challenges with profitability, as indicated by a negative net profit margin of -29.34%. The EBIT and EBITDA margins are robust at 83.71% and 93.05%, respectively, suggesting operational efficiency despite the net losses.
Balance Sheet
50
Neutral
The company exhibits a high debt-to-equity ratio of 8.30, indicating significant leverage, which could pose financial risks. The return on equity is negative at -19.86%, reflecting current profitability challenges. The equity ratio stands at 10.46%, suggesting a lower proportion of equity financing relative to total assets.
Cash Flow
40
Negative
Finexia Financial Group Ltd is experiencing negative operating cash flow, which is a concern for liquidity. The free cash flow growth rate is also negative at -120.60%, indicating cash flow challenges. However, the free cash flow to net income ratio is slightly positive at 1.01, suggesting some alignment between cash flow and accounting profits.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue10.67M10.67M16.17M14.22M10.23M2.07M
Gross Profit10.67M10.67M7.60M13.62M7.16M4.55M
EBITDA18.63M9.93M8.99M9.62M6.26M1.30M
Net Income-3.13M-3.13M70.49K3.21M3.29M1.27M
Balance Sheet
Total Assets150.73M150.73M112.84M77.82M53.08M24.16M
Cash, Cash Equivalents and Short-Term Investments8.64M8.64M46.83M46.16M13.60M4.49M
Total Debt130.76M130.76M92.67M58.14M41.53M17.26M
Total Liabilities134.96M134.96M96.64M61.10M44.24M19.00M
Stockholders Equity15.76M15.76M16.20M16.72M8.84M5.16M
Cash Flow
Free Cash Flow-1.82M-1.82M2.28M1.35M4.62M301.77K
Operating Cash Flow-1.81M-1.81M2.71M1.38M4.62M350.20K
Investing Cash Flow-15.14K-15.14K-435.22K-946.40K-3.49M953.95K
Financing Cash Flow3.63M3.63M-1.19M2.59M129.15K-213.32K

Finexia Financial Group Ltd Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.14
Price Trends
50DMA
0.14
Positive
100DMA
0.19
Negative
200DMA
0.23
Negative
Market Momentum
MACD
>-0.01
Negative
RSI
49.16
Neutral
STOCH
84.85
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:FNX, the sentiment is Negative. The current price of 0.14 is above the 20-day moving average (MA) of 0.14, above the 50-day MA of 0.14, and below the 200-day MA of 0.23, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 49.16 is Neutral, neither overbought nor oversold. The STOCH value of 84.85 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:FNX.

Finexia Financial Group Ltd Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
66
Neutral
AU$489.39M24.5512.36%2.61%-26.30%40.12%
59
Neutral
AU$136.71M5.649.31%-5.73%-36.36%
57
Neutral
AU$430.58M31.8012.27%2.62%24.56%59.32%
53
Neutral
€99.07M-151.61-0.15%5.03%52.31%
46
Neutral
AU$8.10M-34.88%43.00%-6078.57%
42
Neutral
AU$3.69M-0.77-444.41%-37.25%27.45%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:FNX
Finexia Financial Group Ltd
0.14
-0.14
-50.00%
AU:RZI
Raiz Invest Ltd.
0.93
0.49
110.23%
AU:PPS
Praemium Ltd
0.86
0.25
40.98%
AU:ABE
Australian Bond Exchange Holdings Ltd.
0.03
>-0.01
-24.32%
AU:OFX
OFX Group Ltd.
0.60
-0.81
-57.45%
AU:COG
COG Financial Services Limited
2.23
1.31
142.39%

Finexia Financial Group Ltd Corporate Events

Finexia Financial Group Resumes Trading on ASX
Nov 6, 2025

Finexia Financial Group Limited, listed on the Australian Securities Exchange under the ticker FNX, has announced that the suspension of its trading securities will be lifted. This follows the company’s release of an announcement addressing recent media speculation, allowing for the reinstatement of its securities to quotation.

Finexia Financial Group Clarifies Transaction Speculation and Seeks ASX Reinstatement
Nov 6, 2025

Finexia Financial Group Limited has addressed recent media speculation regarding a potential reverse listing transaction with Salter Brothers, clarifying that discussions were preliminary and have now ceased. The company confirms it is not engaged in any negotiations for such a transaction and seeks the reinstatement of its securities on the ASX, maintaining its commitment to continuous disclosure obligations.

Finexia Financial Group Announces 2025 Annual General Meeting
Oct 27, 2025

Finexia Financial Group Limited has announced its Annual General Meeting (AGM) scheduled for November 26, 2025, at Aurora Place in Sydney. The company emphasizes the importance of shareholder participation and provides multiple methods for submitting proxy votes. Shareholders are encouraged to monitor the company’s website and ASX announcements for any updates regarding the meeting.

Finexia Financial Group Ltd Releases Corporate Governance Statement for FY 2025
Oct 24, 2025

Finexia Financial Group Ltd has released its corporate governance statement for the financial year ending June 30, 2025, which is available on their website. The statement outlines the company’s adherence to the ASX Corporate Governance Council’s principles and recommendations, confirming that the company has followed these guidelines throughout the reporting period. This disclosure is part of the company’s commitment to transparency and accountability, which is crucial for maintaining stakeholder trust and ensuring robust governance practices.

Finexia Financial Group Ltd Releases 2025 Annual Report
Oct 24, 2025

Finexia Financial Group Ltd has released its annual report for the year ending June 30, 2025. The report includes detailed financial statements and disclosures, reflecting the company’s financial performance and position. This release is crucial for stakeholders to assess Finexia’s operational health and strategic direction in the competitive financial services market.

Finexia Financial Group Reports Increased Impairment and Loss for FY25
Oct 24, 2025

Finexia Financial Group Limited has announced an additional impairment adjustment of $2.2 million to its investment in The Stay Company Income Fund, bringing the total impairment for FY25 to over $6.2 million. This adjustment increases the company’s reported loss before tax for the fiscal year to $6.8 million, highlighting significant financial challenges. Additionally, the company has written down a receivable related to Dragonfly Biosciences by $543,039 due to recovery doubts, impacting the financial position as reported in the 2025 Annual Report.

Finexia Financial Group Restates FY24 Accounts and Revalues Stayco Investment
Aug 29, 2025

Finexia Financial Group Limited announced a restatement of its FY24 accounts due to an under-accrual of interest and operating expenses, which has been corrected in the financial statements. The company also revised the valuation of its investment in the Stay Company Income Fund, resulting in a write-down of $4,013,463, reflecting a fair and reasonable assessment of asset value. These actions underscore Finexia’s commitment to transparency and governance.

Finexia Financial Group Reports Revenue Growth Amid Increased Losses
Aug 29, 2025

Finexia Financial Group Ltd reported a significant increase in revenue from continuing operations, reaching $23.8 million, a 59% rise compared to the previous year. Despite this growth, the company experienced a net loss after tax of $3.13 million for the year ended 30 June 2025, which is a substantial increase from the previous year’s loss. This financial performance reflects challenges in managing expenses and interest accruals, impacting the company’s net tangible assets per security, which decreased to 19.82 cents.

Finexia Financial Group Faces Suspension Amid Acquisition Speculation
Aug 29, 2025

Finexia Financial Group Limited, listed on the Australian Securities Exchange (ASX) under the ticker FNX, has had its securities suspended from quotation. This suspension is due to pending announcements related to media speculation and a potential material acquisition, which could significantly impact the company’s operations and market positioning.

Finexia Financial Group Requests Trading Halt Amid Speculation
Aug 27, 2025

Finexia Financial Group Limited has requested a trading halt on its securities pending an announcement related to speculation about a potential transaction, as reported by the Australian Financial Review. The halt is expected to last until the earlier of the release of the announcement or the resumption of normal trading on 29 August 2025, indicating a significant development that could impact the company’s market position and stakeholder interests.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Nov 13, 2025