Finexia Financial Group Ltd (FNX) AI Stock Analysis

• Market Cap: AU$9.03M
• Dividend Yield: 1.82%
• Average Volume (3M): 36.65K
• Price to Earnings (P/E): 196.4
• Beta (1Y): 0.38
• Revenue Growth: 49.34%
• EPS Growth: -3842.86%
• Country: AU
• Employees: 31
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): -0.05
• Shares Outstanding: 62,303,967
• 10 Day Avg. Volume: 0
• 30 Day Avg. Volume: 36,647
• PEG Ratio: <0.01
• Price to Book (P/B): 1.04
• Price to Sales (P/S): 1.54
• P/FCF Ratio: -9.02
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 45 Neutral
• Price Target: AU$0.00 ▼(-100.00% Downside)

The overall stock score is primarily influenced by financial performance challenges, including high leverage and negative profitability. Technical analysis indicates bearish momentum, and valuation metrics are unattractive due to a negative P/E ratio. The absence of earnings call data and corporate events limits additional insights.

Finexia Financial Group Ltd Business Overview & Revenue Model

Company Description

Finexia Financial Group Limited provides funds management and broker trading services in Australia. The company operates through Finexia Securities, Finexia Plus, and FNX segments. It offers stock market trading and advisory services, including shares, options, and CFDs trading services; commercial lending services comprising project and development financing, distressed workouts, and strategic corporate advice; funds management, such as alternative investment opportunities; financial adviser licensing services; and corporate advisory services, including IPOs, capital raises, placements, corporate restructuring, and wholesale funding lines, as well as SMSF administration and investor education services. The company was formerly known as Mejority Capital Limited and changed its name to Finexia Financial Group Limited in September 2020. Finexia Financial Group Limited was incorporated in 2003 and is headquartered in Sydney, Australia.

How the Company Makes Money

Finexia Financial Group Ltd generates revenue through multiple channels within the financial services industry. Its primary revenue streams include fees from financial advisory services, management fees from investment products, and commissions from capital market transactions. The company also benefits from interest income on its financial products. Significant partnerships with financial institutions and strategic alliances enhance its service offerings, contributing to its earnings. Additionally, Finexia leverages its expertise in financial markets to optimize its revenue through proprietary trading and investment activities.

Finexia Financial Group Ltd Financial Statement Overview

Summary

Finexia Financial Group Ltd shows strong revenue growth and operational efficiency, but faces significant challenges in profitability and cash flow management. The high leverage and negative return on equity highlight potential financial risks.

Income Statement

Finexia Financial Group Ltd has demonstrated strong revenue growth with a 33.48% increase in the latest year. However, the company is facing challenges with profitability, as indicated by a negative net profit margin of -29.34%. The EBIT and EBITDA margins are robust at 83.71% and 93.05%, respectively, suggesting operational efficiency despite the net losses.

Balance Sheet

The company exhibits a high debt-to-equity ratio of 8.30, indicating significant leverage, which could pose financial risks. The return on equity is negative at -19.86%, reflecting current profitability challenges. The equity ratio stands at 10.46%, suggesting a lower proportion of equity financing relative to total assets.

Cash Flow

Finexia Financial Group Ltd is experiencing negative operating cash flow, which is a concern for liquidity. The free cash flow growth rate is also negative at -120.60%, indicating cash flow challenges. However, the free cash flow to net income ratio is slightly positive at 1.01, suggesting some alignment between cash flow and accounting profits.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	10.67M	10.67M	16.17M	14.22M	10.23M	2.07M
Gross Profit	10.67M	10.67M	7.60M	13.62M	7.16M	4.55M
EBITDA	18.63M	9.93M	8.99M	9.62M	6.26M	1.30M
Net Income	-3.13M	-3.13M	70.49K	3.21M	3.29M	1.27M
Balance Sheet
Total Assets	150.73M	150.73M	112.84M	77.82M	53.08M	24.16M
Cash, Cash Equivalents and Short-Term Investments	8.64M	8.64M	46.83M	46.16M	13.60M	4.49M
Total Debt	130.76M	130.76M	92.67M	58.14M	41.53M	17.26M
Total Liabilities	134.96M	134.96M	96.64M	61.10M	44.24M	19.00M
Stockholders Equity	15.76M	15.76M	16.20M	16.72M	8.84M	5.16M
Cash Flow
Free Cash Flow	669.05K	-1.82M	2.28M	1.35M	4.62M	301.77K
Operating Cash Flow	725.34K	-1.81M	2.71M	1.38M	4.62M	350.20K
Investing Cash Flow	-22.70K	-15.14K	-435.22K	-946.40K	-3.49M	953.95K
Financing Cash Flow	5.44M	3.63M	-1.19M	2.59M	129.15K	-213.32K

Finexia Financial Group Ltd Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.14
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:FNX, the sentiment is Negative. The current price of 0.14 is below the 20-day moving average (MA) of 0.14, below the 50-day MA of 0.18, and below the 200-day MA of 0.26, indicating a bearish trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 28.30 is Positive, neither overbought nor oversold. The STOCH value of >-0.01 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:FNX.

Finexia Financial Group Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
COG	68 Neutral	AU$436.01M	23.06	―	2.78%	-26.30%	40.12%
OFX	66 Neutral	AU$198.11M	8.17	13.67%	―	-4.69%	-18.65%
PPS	64 Neutral	AU$377.47M	26.86	12.11%	2.90%	24.56%	59.32%
RZI	62 Neutral	AU$77.98M	-119.35	―	―	5.03%	52.31%
FNX	45 Neutral	AU$9.03M	196.43	-19.59%	1.82%	49.34%	-3842.86%
ABE	41 Neutral	AU$4.17M	-1.02	505.66%	―	-37.25%	27.45%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%

Finexia Financial Group Ltd Corporate Events

Finexia Financial Group Announces Interim CEO Resignation Amid Operational Review

Finexia Financial Group Limited announced the resignation of Marc Duncan as Interim CEO, who played a crucial role during a transitional phase. The company is actively reviewing its credit operations under the guidance of Non-Executive Director Robert Spano, aiming to enhance its credit policies and procedures. The Board is also prioritizing the reinstatement of the company’s securities on the ASX, ensuring compliance with continuous disclosure obligations.