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National Australia Bank Limited (AU:NAB)
ASX:NAB
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National Australia Bank Limited (NAB) Price & Analysis

432 Followers

NAB Stock Chart & Stats

AU$40.39
AU$0.55(1.36%)
At close: 4:00 PM EDT
AU$40.39
AU$0.55(1.36%)

Bulls Say, Bears Say

Bulls Say
Business Lending Market Share & GrowthNAB's strong business lending growth and leading shares in total and SME lending create a durable core revenue engine. High market share supports stable net interest income, scale benefits, and cross-sell potential, helping sustain higher-return loan flows across cycles.
Deposit Growth And Stable FundingMaterial deposit inflows and faster deposit acquisition strengthen NAB's low-cost, sticky funding base. A deeper transaction deposit mix lowers wholesale dependence, supports lending expansion and cushions margin volatility, improving funding resilience over the medium term.
Technology Modernization And ProductivityStructural tech upgrades (cloud payments migration and broad AI adoption) reduce legacy risk and accelerate product delivery. Improved developer productivity and modern platforms support sustained cost efficiency, faster innovation and better scalability of services over time.
Bears Say
High LeveragePersistent high leverage increases NAB's sensitivity to credit cycles, interest-rate moves and funding stress. Even with reasonable ROE, elevated leverage constrains capital flexibility, raises regulatory and refinancing risk, and magnifies downside during macroeconomic deterioration.
Volatile Cash GenerationMulti-year swings in operating and free cash flow weaken predictability of internal funding. Variable cash conversion can limit consistent dividend capacity, slow reinvestment and make the bank more reliant on capital markets or balance sheet actions in downturns.
Rising Provisions & Asset Quality UncertaintyElevated impairment charges and a forward-looking provision top-up signal rising credit risk and reduce near-term earnings power. Continued provisioning can absorb capital, restrict credit supply and reflect asset-quality fragility if geopolitical and economic pressures persist.

National Australia Bank Limited News

NAB FAQ

What was National Australia Bank Limited’s price range in the past 12 months?
National Australia Bank Limited lowest share price was AU$35.48 and its highest was AU$49.45 in the past 12 months.
    What is National Australia Bank Limited’s market cap?
    National Australia Bank Limited’s market cap is AU$128.49B.
      When is National Australia Bank Limited’s upcoming earnings report date?
      National Australia Bank Limited’s upcoming earnings report date is Nov 05, 2026 which is in 90 days.
        How were National Australia Bank Limited’s earnings last quarter?
        National Australia Bank Limited released its earnings results on May 03, 2026. The company reported AU$1.17 earnings per share for the quarter, beating the consensus estimate of AU$0.959 by AU$0.211.
          Is National Australia Bank Limited overvalued?
          According to Wall Street analysts National Australia Bank Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does National Australia Bank Limited pay dividends?
            National Australia Bank Limited pays a Semiannually dividend of AU$0.85 which represents an annual dividend yield of 4.11%. See more information on National Australia Bank Limited dividends here
              What is National Australia Bank Limited’s EPS estimate?
              National Australia Bank Limited’s EPS estimate is 1.2.
                How many shares outstanding does National Australia Bank Limited have?
                National Australia Bank Limited has 3,117,375,000 shares outstanding.
                  What happened to National Australia Bank Limited’s price movement after its last earnings report?
                  National Australia Bank Limited reported an EPS of AU$1.17 in its last earnings report, beating expectations of AU$0.959. Following the earnings report the stock price went down -3.302%.
                    Which hedge fund is a major shareholder of National Australia Bank Limited?
                    Currently, no hedge funds are holding shares in AU:NAB
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      National Australia Bank Limited

                      National Australia Bank Limited (NAB) is a prominent financial institution delivering a broad spectrum of services to individual and business clients across Australia, New Zealand, and internationally. Its operations are organized into key divisions: Business and Private Banking, Personal Banking, Corporate and Institutional Banking, New Zealand Banking, and Corporate Functions and Other. NAB provides diverse deposit solutions, including everyday transaction and savings accounts, fixed-term deposits, and specialized accounts such as foreign currency, business interest, statutory trust, cash maximiser, community free saver, farm management, and project bank accounts, alongside farm management deposits. The bank also offers a comprehensive range of lending products, encompassing home loans, personal and business financing, vehicle and equipment finance, trade and invoice finance, business overdrafts, and bank guarantees. Furthermore, it supplies various insurance options, from car, home and contents, and landlord policies to travel, life, and general business coverage. Beyond traditional banking, NAB extends wealth management and advisory services, including pension and superannuation plans, self-managed super funds, cash management, and financial planning expertise. Moreover, it provides investment products, a variety of credit, debit, and business cards, and merchant payment processing. The institution also facilitates online and internet banking, offers travel services, supports small businesses, delivers international and foreign exchange solutions, and provides industry-specific banking services. Founded in 1834, National Australia Bank Limited is headquartered in Melbourne, Australia.

                      National Australia Bank Limited (NAB) Earnings & Revenues

                      NAB Company Deck

                      NAB Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Neutral
                      The call presented a mixed but resilient picture: strong underlying operating performance (underlying profit +6.4%, revenue +3.1%, robust business lending and deposit growth, improved customer advocacy and technology progress) was offset by a large one-off $1.35bn software amortization, higher credit impairment provisions ($300m forward-looking top-up; H1 charge $706m), and elevated uncertainty from the Middle East conflict which may moderate credit growth and pressure asset quality. Capital and liquidity remain well above regulatory minima and management took prudent capital actions (DRP discount and partial underwriting). Given the substantive operating positives tempered by meaningful one-off accounting impacts and increased provisioning for geopolitical-driven risk, the overall tone is balanced and cautious.View all AU:NAB earnings summaries

                      NAB Stock 12 Month Forecast

                      Average Price Target

                      AU$39.92
                      ▼(-1.16% Downside)
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<span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Strong Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 3,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 8, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 7</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":40.818,"date":1756684800000,"info":" <span style=\"color:#828080\" class=\"mb3 mt2 fonth8_semibold\"> Hold</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 5,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 9, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 6</span>\n      ","marker":{"lineColor":"#828080","enabled":true,"symbol":"circle"}},{"y":42.229,"date":1759276800000,"info":" <span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 9, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 8</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":41.855,"date":1761955200000,"info":" <span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 4,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 9, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 7</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":39.003,"date":1764547200000,"info":" <span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Strong Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 2,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 8, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 7</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":41.411,"date":1767225600000,"info":" <span style=\"color:#912767\" class=\"mb3 mt2 fonth8_semibold\"> Moderate Sell</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 4,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 5, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 6</span>\n      ","marker":{"lineColor":"#912767","enabled":true,"symbol":"circle"}},{"y":42.047,"date":1769904000000,"info":" <span style=\"color:#828080\" class=\"mb3 mt2 fonth8_semibold\"> Hold</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 3, \t&nbsp;</span>\n        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