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National Australia Bank Limited (AU:NAB)
ASX:NAB
RESEARCH TOOLSreports
Earnings Data
Report Date
May 07, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.11Last Year’s EPS
1.12Same Quarter Last Year
Moderate Sell
Based on 9 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Nov 06, 2024
|% Change Since: -8.60%
|Next Earnings Date:May 07, 2025
Earnings Call Sentiment|Neutral
NAB's earnings call reflected a mixed performance with balanced highlights and lowlights. While the bank showed strong deposit growth and digital engagement, it faced challenges such as a decline in cash earnings, increased hardship assistance, and asset quality issues. The sentiment is neutral, given the stable operating environment and strategic initiatives to improve customer experience and balance sheet resilience.Company Guidance
In the fiscal year 2024 results call, NAB provided detailed guidance on various financial metrics and strategic priorities. The bank reported an 8.1% decrease in cash earnings, primarily due to a 6.9% decline in underlying earnings attributed to lower revenue and higher costs. Despite this, the bank maintained a cash return on equity of 11.6%, with a sustainable dividend payout ratio of 73.7% of cash earnings. The final dividend was $0.85, totaling $1.69 for the year. NAB's common equity Tier 1 ratio stood at 12.35%, above its target range, reflecting its strong capital position. The bank completed $7.4 billion in share buybacks over three years, enhancing its fiscal 2024 return on equity by 85 basis points. Asset quality showed some deterioration, with collective provisioning coverage at 1.47% of credit risk-weighted assets and a total provision balance of $5.2 billion. NAB highlighted a focus on enhancing customer advocacy, investing in strategic growth areas like SME banking, and maintaining prudent balance sheet settings as key priorities for the coming year.Steady Business Lending Growth
Consistent investment in SME franchise supported 42% growth in Business and Private Banking, Business Lending balances over four years. Business lending in BNPB grew by 8%, which was in excess of the system.
Strong Deposit Growth
NAB has grown deposits at 1.6x system in business deposits and 1.1x system in household deposits over the last four years.
Improved Digital Engagement
Launched tools like NAB Goodies loyalty program, which received 2.8 million visits since June and paid over $3 million in cashbacks.
Resilience in Capital and Liquidity
Common equity Tier 1 ratio at 12.35% and strong liquidity coverage ratio well above minimum requirements.
Stabilized NIM Trends
NIM down only two basis points this half, reflecting a more stable operating environment.
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National Australia Bank Limited (AU:NAB) Earnings, Revenues Date & History
AU:NAB Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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AU:NAB Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Nov 06, 2024 | AU$38.41 | AU$38.49 | +0.21% |
| May 01, 2024 | AU$32.27 | AU$32.74 | +1.45% |
| Nov 08, 2023 | AU$27.05 | AU$26.84 | -0.79% |
| May 03, 2023 | AU$25.67 | AU$24.02 | -6.41% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does National Australia Bank Limited (AU:NAB) report earnings?
National Australia Bank Limited (AU:NAB) is schdueled to report earning on May 07, 2025, TBA Not Confirmed.
What is National Australia Bank Limited (AU:NAB) earnings time?
National Australia Bank Limited (AU:NAB) earnings time is at May 07, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of National Australia Bank Limited stock?
The P/E ratio of National Australia Bank Limited is N/A.
What is AU:NAB EPS forecast?
AU:NAB EPS forecast for the fiscal quarter 2025 (Q2) is 1.11.
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