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Credit Corp Group Limited
(Sydney:CCP)
Credit Corp Group Limited (CCP) vs. iShares MSCI Australia ETF (EWA)
Credit Corp Group Limited Business Overview & Revenue Model
Credit Corp Group Limited Financial Statement Overview
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 545.64M | 1.52M | 399.71M | 394.67M | 373.56M | 345.86M |
| Gross Profit | -34.73M | -34.73M | 377.78M | 394.67M | 364.87M | 299.39M |
| EBITDA | 142.16M | 178.40M | 108.52M | 156.51M | 158.69M | 142.71M |
| Net Income | 94.09M | 94.09M | 50.71M | 91.25M | 100.72M | 88.13M |
Balance Sheet | ||||||
| Total Assets | 1.40B | 1.40B | 1.32B | 1.25B | 974.61M | 781.25M |
| Cash, Cash Equivalents and Short-Term Investments | 56.71M | 56.71M | 34.85M | 58.82M | 23.70M | 55.68M |
| Total Debt | 424.43M | 424.43M | 411.90M | 341.69M | 157.96M | 28.28M |
| Total Liabilities | 507.87M | 507.87M | 498.66M | 431.37M | 233.97M | 114.19M |
| Stockholders Equity | 890.27M | 890.27M | 825.67M | 817.42M | 740.64M | 667.06M |
Cash Flow | ||||||
| Free Cash Flow | 135.78M | 51.07M | -50.05M | 62.25M | -14.05M | 89.00M |
| Operating Cash Flow | 137.28M | 52.56M | -48.58M | 63.58M | -10.23M | 91.79M |
| Investing Cash Flow | -86.20M | -1.49M | -1.47M | -164.36M | -93.89M | -26.84M |
| Financing Cash Flow | -28.77M | -28.77M | 20.02M | 136.65M | 71.54M | -52.07M |
Credit Corp Group Limited Technical Analysis
Credit Corp Group Limited Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| ― | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
| ― | AU$946.81M | 9.49 | 12.11% | 8.75% | -6.49% | -5.40% | |
| ― | AU$290.59M | 9.88 | 8.73% | 8.83% | -4.26% | 89.71% | |
| ― | €305.65M | 9.08 | 7.83% | 3.23% | 7.64% | 463.49% | |
| ― | €989.01M | 10.51 | 11.07% | 4.45% | 5.01% | 85.56% | |
| ― | AU$1.19B | 20.14 | 5.01% | 6.14% | 14.81% | ― | |
| ― | AU$1.24B | 9.25 | 11.19% | 6.78% | 2.11% | 15.71% |
Credit Corp Group Limited Corporate Events
Credit Corp Group Limited held its 2025 Annual General Meeting, where shareholders voted on several key resolutions. The re-election of directors Ms. Trudy Vonhoff and Mr. James M Millar was approved with strong support, as was the adoption of the Remuneration Report and the issuance of performance rights under the long-term incentive scheme. These outcomes reflect shareholder confidence in the company’s leadership and strategic direction, potentially strengthening its market position and stakeholder relations.
The most recent analyst rating on (AU:CCP) stock is a Hold with a A$15.50 price target. To see the full list of analyst forecasts on Credit Corp Group Limited stock, see the AU:CCP Stock Forecast page.
Credit Corp Group Limited reported a return to strong earnings growth and laid a foundation for sustained future growth at its Annual General Meeting. The company highlighted its strategic diversification efforts, particularly in consumer lending and US debt buying, which now account for over three-quarters of its earnings. Despite challenges in the Australian and New Zealand debt buying markets, there are signs of potential growth, and the US operations have shown improved performance with increased purchasing activity. The Australian lending business also saw significant earnings growth, setting a positive outlook for 2026.
The most recent analyst rating on (AU:CCP) stock is a Hold with a A$15.50 price target. To see the full list of analyst forecasts on Credit Corp Group Limited stock, see the AU:CCP Stock Forecast page.
Credit Corp Group Limited’s AGM Update highlights its strategic focus on leveraging large market opportunities in US debt buying and Australian/New Zealand lending. The company aims for long-term growth with a target return on equity of 16% to 18% and low gearing. Its operational strategies include diversified purchasing, efficient collection processes, and strong technology use, which position it well in the market. The update indicates a robust ongoing repayment arrangement of $1.2 billion, reflecting its strong market performance and stakeholder confidence.
The most recent analyst rating on (AU:CCP) stock is a Hold with a A$15.50 price target. To see the full list of analyst forecasts on Credit Corp Group Limited stock, see the AU:CCP Stock Forecast page.
Credit Corp Group Limited has announced that its Annual General Meeting (AGM) is scheduled for October 28, 2025. Shareholders will receive details on how to participate in the AGM in the upcoming Notice of Meeting. The announcement also notes that nominations for director elections must be submitted by September 8, 2025. This meeting is an important event for stakeholders as it will address governance and strategic decisions impacting the company’s future operations.
The most recent analyst rating on (AU:CCP) stock is a Hold with a A$17.50 price target. To see the full list of analyst forecasts on Credit Corp Group Limited stock, see the AU:CCP Stock Forecast page.
Credit Corp Group Limited announced a change in the timing of the appointment of Mr. Ewen Crouch AM as a Non-Executive Director, who was initially scheduled to join the Board on September 1, 2025. The commencement date has been deferred, with confirmation expected later in the year, reflecting the company’s flexibility in managing board appointments.
The most recent analyst rating on (AU:CCP) stock is a Hold with a A$17.50 price target. To see the full list of analyst forecasts on Credit Corp Group Limited stock, see the AU:CCP Stock Forecast page.
Credit Corp Group Limited has released its corporate governance statement for the financial year ending June 30, 2025, in compliance with ASX Listing Rules. The statement, approved by the board, outlines the company’s adherence to the ASX Corporate Governance Council’s principles and recommendations, including board roles, director appointments, and accountability measures. This announcement underscores Credit Corp’s commitment to transparency and regulatory compliance, which is crucial for maintaining investor confidence and ensuring effective corporate oversight.
The most recent analyst rating on (AU:CCP) stock is a Buy with a A$20.70 price target. To see the full list of analyst forecasts on Credit Corp Group Limited stock, see the AU:CCP Stock Forecast page.
Credit Corp Group Limited has announced a dividend distribution of AUD 0.36 per share for its ordinary fully paid security holders. The dividend relates to the six-month period ending June 30, 2025, with key dates including an ex-date of September 15, 2025, a record date of September 16, 2025, and a payment date of September 26, 2025. This announcement underscores the company’s financial stability and commitment to returning value to its shareholders.
The most recent analyst rating on (AU:CCP) stock is a Buy with a A$20.70 price target. To see the full list of analyst forecasts on Credit Corp Group Limited stock, see the AU:CCP Stock Forecast page.
Credit Corp Group Limited’s FY2025 results highlight its leadership in the credit-impaired consumer segment, with significant opportunities in US debt buying and a strong presence in Australian and New Zealand lending. The company emphasizes payment arrangements over litigation, maintains low regulator complaint rates, and leverages technology for efficient operations. Its strategic focus on long-term growth, low gearing, and high return on equity aims to disrupt the market with lower pricing and no involvement in payday loans.
The most recent analyst rating on (AU:CCP) stock is a Buy with a A$20.70 price target. To see the full list of analyst forecasts on Credit Corp Group Limited stock, see the AU:CCP Stock Forecast page.
Credit Corp Group Limited reported a strong financial performance for FY2025, with a 16% increase in NPAT to $94.1 million, driven by growth in the consumer lending segment and improved US debt buying operations. The company has secured a record US investment pipeline for FY2026 and is expanding its lending operations to the UK, despite challenges in the AU/NZ debt buying market due to increased competition and lower sale volumes.
The most recent analyst rating on (AU:CCP) stock is a Buy with a A$20.70 price target. To see the full list of analyst forecasts on Credit Corp Group Limited stock, see the AU:CCP Stock Forecast page.
Credit Corp Group Limited has announced its new vision, ‘Always Ahead,’ which reflects its ambition to lead the industry through innovation and ethical practices. The company has established a pipeline of new products and business improvements, aiming to create meaningful opportunities for its stakeholders and position itself as a market leader across all segments.
The most recent analyst rating on (AU:CCP) stock is a Buy with a A$20.70 price target. To see the full list of analyst forecasts on Credit Corp Group Limited stock, see the AU:CCP Stock Forecast page.
Credit Corp Group Limited reported a significant increase in its financial performance for the year ended 30 June 2025, with revenue rising by 14.6% to $545.6 million and profit attributable to members surging by 85.6% to $94.1 million. The company declared a final dividend of 36 cents per share, fully franked, reflecting its strong financial position and commitment to returning value to shareholders. This robust performance underscores Credit Corp’s effective operational strategies and solidifies its market position in the debt collection industry.
The most recent analyst rating on (AU:CCP) stock is a Buy with a A$20.70 price target. To see the full list of analyst forecasts on Credit Corp Group Limited stock, see the AU:CCP Stock Forecast page.