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Commonwealth Bank of Australia (AU:CBA)
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Commonwealth Bank of Australia (CBA) AI Stock Analysis

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AU:CBA

Commonwealth Bank of Australia

(Sydney:CBA)

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Neutral 69 (OpenAI - 4o)
Rating:69Neutral
Price Target:
AU$184.00
▲(5.66% Upside)
The overall stock score of 69 reflects strong financial performance and positive earnings call sentiment, tempered by high valuation and technical indicators suggesting neutral momentum. The bank's robust revenue growth and strategic advancements are offset by challenges in cash flow management and competitive pressures.
Positive Factors
Revenue Growth
Robust revenue growth indicates successful business expansion and strong demand for CBA's services, supporting long-term financial health.
Technological Advancements
Investments in technology and AI enhance operational efficiency and customer experience, positioning CBA for future growth in digital banking.
Strong Lending Growth
Significant growth in lending reflects strong market demand and CBA's ability to capture market share, contributing to sustained earnings.
Negative Factors
High Leverage
High leverage can increase financial risk and limit flexibility, potentially impacting CBA's ability to invest in growth opportunities.
Competitive Pressure on Margins
Margin pressure from competition can reduce profitability, challenging CBA's ability to maintain earnings growth in a competitive market.
Cash Flow Challenges
Negative cash flow growth can strain liquidity and limit CBA's capacity to fund operations and strategic initiatives, affecting long-term stability.

Commonwealth Bank of Australia (CBA) vs. iShares MSCI Australia ETF (EWA)

Commonwealth Bank of Australia Business Overview & Revenue Model

Company DescriptionCommonwealth Bank of Australia (CBA) is one of the largest financial institutions in Australia, providing a wide range of banking and financial services to individuals, businesses, and government entities. Established in 1911, CBA operates across various sectors, including retail banking, business banking, institutional banking, and wealth management. Its core products and services include personal and home loans, credit cards, transaction and savings accounts, investment products, insurance, and superannuation services.
How the Company Makes MoneyCBA generates revenue primarily through interest income from loans, which includes personal loans, home mortgages, and business loans. The bank also earns significant income from fees and commissions associated with its banking services, such as account maintenance fees, transaction fees, and service fees for financial products. Additionally, CBA benefits from wealth management services, including investment management and superannuation, which contribute to its fee-based income. The bank has established partnerships with various financial technology firms to enhance its service offerings and improve operational efficiency, further supporting its revenue generation. CBA's diversified revenue streams and strong market position in Australia enable it to maintain stable profitability.

Commonwealth Bank of Australia Earnings Call Summary

Earnings Call Date:Aug 12, 2025
(Q4-2025)
|
% Change Since: |
Next Earnings Date:Feb 11, 2026
Earnings Call Sentiment Neutral
The earnings call highlighted significant achievements in asset growth, fraud prevention, and technological advancements. However, these were offset by challenges in maintaining margins, rising expenses, and competitive pressures in the retail sector. The sentiment reflects a balanced view with strong operational performance tempered by external competitive pressures.
Q4-2025 Updates
Positive Updates
Record Risk-Weighted Asset Growth
The bank achieved record risk-weighted asset growth of $29 billion, demonstrating strong lending across key segments.
Reduction in Customer Losses from Scams
Investments in combating fraud and scams led to a 76% reduction in customer losses from scams since late 2022.
Strong Dividend Payments
The bank paid $8 billion in dividends, benefiting more than 13 million Australians.
Increase in Home and Business Lending
Home lending grew by 6% and business lending by 11% over the past 12 months, contributing to strong earnings performance.
Record Performance in Business Banking
Business banking contributed approximately 40% of group net profit after tax, showing strong growth and market share gains.
Advancements in AI and Technology
The bank accelerated technology modernization, moving 10 petabytes of data to AWS Cloud and hiring 2,000 engineers.
Negative Updates
Competitive Pressure on Margins
The bank faced intense competitive pressure on both retail and business lending margins, impacting net interest margin stability.
Expense Growth Outpacing Inflation
Operating expenses increased by 6%, driven by inflation and technology investments, outpacing income growth.
Decline in Retail MFI Share
The retail main financial institution (MFI) share fell sharply, reflecting increased competitive intensity.
Challenges in Maintaining Deposit Margins
Deposit margins are under pressure due to competition and lower interest rates, posing challenges for future earnings.
Company Guidance
During the Commonwealth Bank of Australia's full-year results briefing for the fiscal year ended June 30, 2025, several key financial metrics and strategic priorities were outlined. The bank reported a cash net profit after tax increase of 4% to $10.25 billion, with operating income rising by 5% to $28.5 billion. The bank's net interest income grew by $1.2 billion due to strong lending growth, while operating expenses increased by 6%, driven by inflation and strategic investments in technology and frontline operations. Loan impairment expenses decreased by nearly 10% to $726 million. A $4.85 fully franked dividend was declared, with the bank's capital ratio at 12.3%, $10 billion above regulatory requirements. The bank continued to focus on supporting customers and the broader economy, providing $42 billion in business loans and $22 billion in interest to savers, while investing $900 million to combat financial crime. Key strategic pillars included enhancing customer experiences, driving technology and AI advancements, and reinforcing operational resilience. The bank maintained strong customer relationships, evidenced by leading Net Promoter Scores and digital engagement metrics, such as the CommBank app's 9 million active users.

Commonwealth Bank of Australia Financial Statement Overview

Summary
Commonwealth Bank of Australia shows strong revenue growth and profitability, with effective equity utilization. However, high leverage and cash flow challenges present risks. Operational efficiencies and improved cash flow management are crucial for financial health.
Income Statement
85
Very Positive
The income statement reflects strong revenue growth with a 160.88% increase in the latest year, indicating robust business expansion. The gross profit margin remains healthy, and the net profit margin is solid, showcasing profitability. However, the EBIT and EBITDA margins suggest room for operational efficiency improvements.
Balance Sheet
70
Positive
The balance sheet shows a high debt-to-equity ratio, indicating significant leverage, which could pose risks if not managed carefully. However, the return on equity is strong, reflecting effective use of equity to generate profits. The equity ratio is moderate, suggesting a balanced asset structure.
Cash Flow
60
Neutral
The cash flow statement reveals challenges with negative free cash flow growth and negative operating cash flow, which could impact liquidity. The free cash flow to net income ratio is unfavorable, indicating cash flow issues despite profitability. This area requires attention to ensure sustainable cash generation.
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue69.74B69.74B65.53B48.56B28.11B29.37B
Gross Profit28.66B28.66B27.31B27.14B23.29B23.55B
EBITDA14.71B15.95B15.28B15.42B15.17B13.76B
Net Income10.12B10.12B9.39B10.00B10.69B10.18B
Balance Sheet
Total Assets1.35T1.35T1.25T1.25T1.22T1.09T
Cash, Cash Equivalents and Short-Term Investments55.50B55.50B48.11B108.01B120.31B88.52B
Total Debt216.23B216.23B186.69B161.55B151.60B140.76B
Total Liabilities1.28T1.28T1.18T1.18T1.14T1.01T
Stockholders Equity78.78B78.78B73.09B71.63B72.83B78.68B
Cash Flow
Free Cash Flow-12.91B-2.46B8.51B6.78B20.68B12.54B
Operating Cash Flow8.68B-825.00M8.91B8.35B21.66B13.30B
Investing Cash Flow-75.55B-329.00M-1.11B-15.74B-96.76B-38.79B
Financing Cash Flow73.31B7.59B-10.71B-5.62B106.72B85.98B

Commonwealth Bank of Australia Technical Analysis

Technical Analysis Sentiment
Positive
Last Price174.15
Price Trends
50DMA
168.55
Positive
100DMA
172.53
Negative
200DMA
164.47
Positive
Market Momentum
MACD
1.00
Negative
RSI
56.11
Neutral
STOCH
87.79
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:CBA, the sentiment is Positive. The current price of 174.15 is above the 20-day moving average (MA) of 168.84, above the 50-day MA of 168.55, and above the 200-day MA of 164.47, indicating a bullish trend. The MACD of 1.00 indicates Negative momentum. The RSI at 56.11 is Neutral, neither overbought nor oversold. The STOCH value of 87.79 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:CBA.

Commonwealth Bank of Australia Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
74
Outperform
$110.26B16.319.75%4.47%11.11%-2.11%
69
Neutral
AU$288.72B27.822.78%6.39%7.78%
69
Neutral
AU$133.91B19.359.85%3.87%9.91%8.52%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
64
Neutral
$133.20B19.5111.51%3.89%6.86%0.51%
61
Neutral
$83.42B23.3010.63%2.84%7.15%6.38%
60
Neutral
$21.41B23.1729.52%2.50%6.44%22.38%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:CBA
Commonwealth Bank of Australia
171.66
32.36
23.23%
AU:ANZ
ANZ Group Holdings
36.99
6.97
23.21%
AU:CPU
Computershare Limited
37.23
11.34
43.82%
AU:MQG
Macquarie Group Limited
225.99
-0.40
-0.18%
AU:NAB
National Australia Bank Limited
43.38
6.19
16.65%
AU:WBC
Westpac Banking
38.88
8.28
27.05%

Commonwealth Bank of Australia Corporate Events

Commonwealth Bank of Australia 2025 AGM: Resolutions Passed with Strong Support
Oct 15, 2025

The Commonwealth Bank of Australia held its 2025 Annual General Meeting in Brisbane, where all resolutions were passed by a poll. Key decisions included the re-election and election of directors and the adoption of the 2025 remuneration report, indicating strong shareholder support for the current management and strategic direction of the bank.

The most recent analyst rating on (AU:CBA) stock is a Hold with a A$182.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

CBA’s 2025 AGM: Strengthening Customer Support and Digital Innovation
Oct 15, 2025

In the 2025 Annual General Meeting, CBA’s CEO Matt Comyn highlighted the bank’s efforts to support customers amidst economic challenges, such as cost-of-living pressures. The bank has implemented tailored payment arrangements, reduced financial hardship cases, and enhanced digital financial tools to aid customers. CBA has also relaunched its loyalty program, CommBank Yello, to provide additional value to its users. These initiatives underscore CBA’s commitment to being a reliable financial partner and its strategic focus on customer support and digital innovation.

The most recent analyst rating on (AU:CBA) stock is a Hold with a A$182.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

CBA’s Strategic Focus Amid Economic Challenges
Oct 15, 2025

At the 2025 Annual General Meeting, CBA’s Chair highlighted the bank’s commitment to supporting customers amidst economic challenges, such as rising living costs and housing affordability concerns. The bank’s strategy focuses on building a future-ready institution by investing in technology and its workforce, aiming to enhance living standards and provide value to shareholders.

The most recent analyst rating on (AU:CBA) stock is a Hold with a A$182.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

ASB Bank Settles Class Action with NZ$135 Million Agreement
Oct 6, 2025

ASB Bank Limited, a subsidiary of the Commonwealth Bank of Australia, has reached a settlement in a class action lawsuit related to the Credit Contracts and Consumer Finance Act 2003 in New Zealand. The settlement involves a payment of NZ$135,625,000 and is subject to approval by the High Court of New Zealand. This resolution, while not an admission of liability by ASB, could impact the company’s financial standing and stakeholder relations, highlighting its commitment to resolving legal disputes efficiently.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$125.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia: Director’s Interest Update
Oct 3, 2025

The Commonwealth Bank of Australia announced a change in the director’s interest notice involving Katherine Neisha Howitt. On September 29, 2025, Ms. Howitt acquired 39 fully paid ordinary shares through the bank’s Dividend Reinvestment Plan, increasing her direct holdings to 2,534 shares jointly held with Mr. Diggory William Howitt. This change reflects the director’s continued investment in the bank, potentially signaling confidence in the company’s financial health and future prospects.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$125.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Updates Director’s Shareholding
Oct 3, 2025

The Commonwealth Bank of Australia has announced a change in the director’s interest notice for Mary Louise Padbury, who has participated in the bank’s Dividend Reinvestment Plan. As a result of this participation, Padbury acquired 58 fully paid ordinary shares, increasing her direct holding to 3,800 shares. This change reflects the bank’s ongoing commitment to aligning the interests of its directors with those of its shareholders, potentially enhancing stakeholder confidence in the bank’s governance practices.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$125.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank Amends Pricing Supplement for Euro Debt Securities
Oct 1, 2025

Commonwealth Bank of Australia has amended and restated the pricing supplement for its EUR 1 billion subordinated debt securities due in 2037, issued under its Euro Medium Term Note Programme. The announcement highlights the prohibition of sales to retail investors in the European Economic Area and the United Kingdom, emphasizing that the target market for these notes is professional investors and eligible counterparties only. This move is part of the bank’s strategic approach to comply with regulatory requirements and focus on institutional investors, potentially impacting its market positioning and stakeholder engagement.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$125.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Appoints New Director
Oct 1, 2025

The Commonwealth Bank of Australia has announced the appointment of Jane Frances McAloon as a new director, effective from October 1, 2025. As part of her initial interest notice, it was disclosed that she holds 300 fully paid ordinary shares through HTFS Nominees Pty Limited as trustee of the HUB24 Super Fund. This appointment is part of the bank’s ongoing efforts to strengthen its leadership team and enhance its governance structure.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$125.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank Updates Dividend Reinvestment Plan Details
Sep 23, 2025

The Commonwealth Bank of Australia has updated its previous announcement regarding the dividend distribution for its ordinary fully paid securities. The update pertains to the Dividend Reinvestment Plan (DRP) price, which is relevant for the six-month period ending on June 30, 2025. This update may impact shareholders who are part of the DRP, as it affects the terms under which dividends are reinvested.

The most recent analyst rating on (AU:CBA) stock is a Hold with a A$185.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Announces New Distribution for CAP NOTE
Sep 16, 2025

Commonwealth Bank of Australia announced a new distribution for its security, CAP NOTE 3-BBSW+3.00% PERP NON-CUM RED T-06-30, with a distribution amount of AUD 1.1484. The distribution relates to a quarterly period ending on December 15, 2025, with the record date set for December 5, 2025, and payment to be made on December 15, 2025. This announcement highlights the bank’s ongoing commitment to providing returns to its investors, potentially enhancing its attractiveness to stakeholders and maintaining its competitive position in the financial market.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$124.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Announces New Dividend Distribution
Sep 16, 2025

The Commonwealth Bank of Australia has announced a new dividend distribution for its security CBAPL, with a distribution amount of AUD 1.1222. The ex-date for this dividend is set for December 4, 2025, with the record date on December 5, 2025, and payment scheduled for December 15, 2025. This announcement reflects the bank’s ongoing commitment to providing returns to its investors and may influence the bank’s market positioning by reinforcing investor confidence.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$124.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Announces New Dividend Distribution
Sep 16, 2025

The Commonwealth Bank of Australia has announced a new dividend distribution for its security, CAP NOTE 3-BBSW+2.75% PERP NON-CUM RED T-06-29, with a payment amount of AUD 1.1047. The distribution is scheduled for payment on December 15, 2025, with an ex-date of December 4, 2025, and a record date of December 5, 2025. This announcement reflects the bank’s ongoing commitment to providing returns to its investors and maintaining its financial stability, potentially impacting its market positioning positively.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$124.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Announces New Dividend Distribution
Sep 16, 2025

The Commonwealth Bank of Australia has announced a new dividend distribution for its security CBAPJ, with a distribution amount of AUD 1.1047. The payment is scheduled for December 15, 2025, with a record date of December 5, 2025. This announcement reflects the bank’s ongoing commitment to providing returns to its investors and may impact its financial performance and investor relations positively.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$124.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Announces New Dividend Distribution
Sep 16, 2025

Commonwealth Bank of Australia announced a new dividend distribution for its security CBAPI, with a distribution amount of AUD 1.1484. The ex-date for this distribution is set for December 4, 2025, with the record date on December 5, 2025, and payment to be made on December 15, 2025. This announcement reflects the bank’s ongoing commitment to providing returns to its investors and maintaining its financial stability.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$124.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank Releases 2025 AGM Notice
Sep 10, 2025

Commonwealth Bank of Australia has released its 2025 Notice of Annual General Meeting (AGM) in compliance with ASX Listing Rules. The announcement includes details about the AGM, voting and proxy forms, and shareholder questions, which are accessible on the CBA website. This release is part of CBA’s ongoing commitment to transparency and shareholder engagement, potentially impacting its corporate governance and stakeholder relations.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$130.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Updates on Voting Share Control
Sep 4, 2025

The Commonwealth Bank of Australia has announced the aggregated percentage of voting shares it controls, which stands at 0.03% of the total voting shares issued. This update, in compliance with an exemption from the Australian Securities and Investments Commission, indicates that the bank and its controlled entities have minimal control over voting shares, with no net economic exposure.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$143.70 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

CBA Faces Final Orders in Shareholder Class Actions
Sep 4, 2025

The Commonwealth Bank of Australia announced that the Full Court of the Federal Court of Australia has made final orders in the appeals from the Zonia and Baron shareholder class actions. The court concluded that the appellants did not prove any loss, resulting in no damages awarded. However, it was declared that CBA contravened the continuous disclosure regime by failing to disclose certain matters in 2017. The proceedings will continue under a single judge for any additional claims that do not relate to the alleged inflation of CBA’s share price during the specified period.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$143.70 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank Announces Director’s Interest Change
Sep 3, 2025

The Commonwealth Bank of Australia has announced a change in the director’s interest, specifically concerning Matthew Peter Comyn. The update outlines the current holdings and rights to acquire shares under the Employee Equity Plan, which reflects the bank’s ongoing efforts to align executive interests with company performance. This change in director’s interest could have implications for the company’s governance and stakeholder confidence, as it demonstrates transparency and adherence to regulatory requirements.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$143.70 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Updates Dividend Distribution Details
Sep 3, 2025

The Commonwealth Bank of Australia has updated its previous announcement regarding the distribution of dividends for its fully paid ordinary shares. The update includes changes to currency information and additional details, impacting the dividend distribution for the six-month period ending June 30, 2025. This announcement is significant for shareholders as it provides clarity on the financial returns they can expect, reflecting the bank’s ongoing commitment to transparency and shareholder value.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$143.70 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank Issues EUR 1 Billion in Subordinated Debt
Aug 26, 2025

The Commonwealth Bank of Australia has announced the issuance of EUR 1 billion in subordinated debt securities under its Euro Medium Term Note Programme. This move is part of the bank’s strategy to strengthen its capital base and enhance its financial flexibility, potentially impacting its market position and providing additional resources for future growth and stability.

The most recent analyst rating on (AU:CBA) stock is a Hold with a A$188.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Announces Quotation of Subordinated Notes
Aug 26, 2025

The Commonwealth Bank of Australia has announced the application for quotation of EUR 1,000,000,000 in Fixed Rate Reset Subordinated Notes due in 2037. This move is part of its strategic financial operations, potentially impacting its capital structure and offering new investment opportunities for stakeholders.

The most recent analyst rating on (AU:CBA) stock is a Hold with a A$188.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Updates Director’s Interest Holdings
Aug 21, 2025

The Commonwealth Bank of Australia has announced a change in the director’s interest, specifically regarding Matthew Peter Comyn’s holdings. This update reflects adjustments in the number of shares and rights held by Comyn, which are part of the Employee Equity Plan. These changes could impact the director’s stake in the company and potentially influence shareholder perceptions and market dynamics.

The most recent analyst rating on (AU:CBA) stock is a Hold with a A$186.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Issues New Equity Securities
Aug 21, 2025

The Commonwealth Bank of Australia announced the issuance of 174,871 ordinary fully paid securities on August 14, 2025. This move is part of the bank’s ongoing financial strategies to enhance its capital structure and support its market operations, potentially impacting its stakeholders by increasing the available equity and possibly influencing the bank’s stock market performance.

The most recent analyst rating on (AU:CBA) stock is a Hold with a A$186.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Announces Director’s Interest Change
Aug 19, 2025

The Commonwealth Bank of Australia announced a change in the director’s interest, with Katherine Neisha Howitt acquiring 49 fully paid ordinary shares through participation in the Non-Executive Director Share Plan. This change reflects the bank’s ongoing governance and compliance with ASX listing rules, ensuring transparency in director dealings, which is crucial for maintaining investor trust and regulatory adherence.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$101.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank Updates Director’s Shareholding
Aug 19, 2025

The Commonwealth Bank of Australia announced a change in the director’s interest notice for Mary Louise Padbury, who acquired 75 fully paid ordinary shares through participation in the Non-Executive Director Share Plan. This update reflects minor adjustments in the director’s shareholding, which could indicate ongoing engagement and alignment with the bank’s strategic direction.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$101.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Announces Board Changes
Aug 18, 2025

The Commonwealth Bank of Australia has announced the appointment of Jane McAloon AM as an Independent Non-Executive Director to its Board, effective from October 1, 2025, pending regulatory approval. Jane McAloon, who brings over 30 years of business and governance experience, will replace Mary Padbury, who will retire after the 2025 Annual General Meeting. This board renewal reflects CBA’s commitment to strengthening its governance with experienced leadership.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$101.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank Earnings Call Highlights Growth and Challenges
Aug 14, 2025

The Commonwealth Bank of Australia’s recent earnings call exuded a sentiment of cautious optimism, underscoring robust growth in pivotal areas such as asset growth, technological investments, and customer income enhancement. Despite these positive strides, the bank acknowledged challenges posed by competitive pressures on margins and rising operating expenses, reflecting a balanced focus on long-term investment and growth.

ASB Reports Slight Profit Decline Amidst Strategic Investments
Aug 12, 2025

ASB, a subsidiary of Commonwealth Bank of Australia, reported a slight decline in its full-year profit, with a cash net profit after tax of $1,350 million, down 1% from the previous year. Despite the profit dip, ASB experienced growth in home lending, business and rural lending, and customer deposits. The bank is investing heavily in technology and systems to improve customer experiences and bolster security, including spending over $100 million on preventing cybercrime and fraud. ASB is also actively promoting open banking in New Zealand and partnering with fintechs to enhance online payment security and data sharing.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$98.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank Extends Share Buy-Back Program
Aug 12, 2025

Commonwealth Bank of Australia has announced an update to its ongoing on-market buy-back program for its ordinary fully paid shares, extending the buy-back period until August 12, 2026. This move is part of the bank’s strategy to manage its capital structure and return value to shareholders, potentially impacting its market position and shareholder returns positively.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$98.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Releases 2026 Financial Calendar
Aug 12, 2025

The Commonwealth Bank of Australia has released its 2026 financial calendar, detailing key dates for financial results announcements, dividend payments, and the Annual General Meeting. This announcement provides stakeholders with a clear timeline for financial events, which is crucial for planning and investment decisions.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$98.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank Releases 2025 Corporate Governance Statement
Aug 12, 2025

The Commonwealth Bank of Australia has released its Appendix 4G and 2025 Corporate Governance Statement in compliance with ASX Listing Rules. This announcement, authorized by the board, outlines the bank’s adherence to corporate governance principles and provides a key to locate governance disclosures. This move reinforces the bank’s commitment to transparency and regulatory compliance, potentially impacting its reputation positively among stakeholders.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$98.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Releases 2025 Annual Report
Aug 12, 2025

The Commonwealth Bank of Australia’s 2025 Annual Report highlights the bank’s strategic priorities, financial performance, and commitment to sustainability. The report underscores the bank’s role in supporting Australia’s energy transition and its ongoing efforts in corporate governance and risk management, reflecting its dedication to creating value for stakeholders and contributing to the nation’s economic growth.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$98.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Releases Capital Adequacy and Risk Disclosures
Aug 12, 2025

The Commonwealth Bank of Australia has released its Capital Adequacy and Risk Disclosures as of June 30, 2025, under the Basel III framework. This announcement, authorized by the Board, provides stakeholders with insights into the bank’s financial stability and risk management practices, which are crucial for maintaining investor confidence and ensuring compliance with regulatory standards.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$98.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Releases Analyst Presentation on Financial Strategy
Aug 12, 2025

The Commonwealth Bank of Australia has released a presentation aimed at professional analysts, discussing the current financial condition and strategic objectives of the Group. The presentation includes forward-looking statements about the Group’s operations and market conditions, emphasizing the inherent risks and uncertainties. It also highlights the use of non-GAAP and non-IFRS financial measures to provide insights into the company’s performance, while cautioning against undue reliance on these measures. The announcement underscores the importance of consulting with financial advisors for investment decisions and clarifies that the presentation does not constitute an offer to buy or sell securities.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$98.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Reports Strong Financial Performance Amidst Global Uncertainty
Aug 12, 2025

Commonwealth Bank of Australia has reported strong financial performance amidst global economic uncertainties, with a net profit after tax supported by lending volume growth and stable net interest margins. The bank declared a final dividend of $2.60 per share, contributing to a total dividend of $4.85 for the year. Despite higher operating expenses due to inflation and investment in technology, the bank maintains a robust financial position, enabling continued support for customers and sustainable shareholder returns. The bank’s strategic focus on technology modernization aims to address high levels of fraud and cyber threats, ensuring a simpler, safer banking experience.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$98.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Announces New Dividend Distribution
Aug 12, 2025

Commonwealth Bank of Australia has announced a new dividend distribution of AUD 2.60 per ordinary fully paid share, related to the six-month period ending June 30, 2025. The ex-dividend date is set for August 20, 2025, with a record date of August 21, 2025, and payment scheduled for September 29, 2025. This announcement reflects the bank’s ongoing commitment to returning value to its shareholders and may impact investor sentiment positively.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$98.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Commonwealth Bank of Australia Reports Strong Financial Performance for FY2025
Aug 12, 2025

The Commonwealth Bank of Australia reported a strong financial performance for the year ending June 30, 2025, with a revenue increase of 5% and an 8% rise in net profit attributable to equity holders, reaching $10,116 million. The bank’s robust results reflect its solid market positioning and effective operational strategies, which have led to increased dividends for shareholders, highlighting its commitment to delivering value to stakeholders.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$98.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

CBA Updates Financial Reporting for FY25
Aug 4, 2025

The Commonwealth Bank of Australia has announced changes to its financial reporting for the fiscal year 2025, including $130 million in provisions related to restructuring and customer remediation. These changes aim to enhance transparency and readability in financial disclosures, aligning with regulatory standards and improving stakeholder understanding.

The most recent analyst rating on (AU:CBA) stock is a Sell with a A$98.00 price target. To see the full list of analyst forecasts on Commonwealth Bank of Australia stock, see the AU:CBA Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 17, 2025