The earnings call highlighted strong customer support initiatives, solid growth in lending and deposits, and technological advancements. However, challenges such as increased operating expenses, deposit competition, and a slight decline in house prices were noted. The overall financial position remains strong, with high liquidity and capital ratios.

Company Guidance -

Q2 2025

In the Commonwealth Bank of Australia's fiscal year 2025 half-year results briefing, the bank reported robust performance metrics and strategic investments. The bank lent $21 billion to businesses, supported over 70,000 households in purchasing homes, and paid $11 billion in interest to savers. It maintained a strong balance sheet with 77% deposit funding and a capital ratio of 12.2%. Customer fraud and scam losses were reduced by over 70% through a $450 million investment in security measures. Business lending grew by 12% to $152 billion, while home lending increased by 6%. The bank's Net Promoter Score remained the highest among major banks, reflecting strong customer relationships. Operating income rose by 3%, with a stable net interest margin, while operating expenses increased by 6% due to inflation and technology investments. Despite a challenging economic environment, the bank declared a first-half dividend of $2.25, supported by a 2% growth in cash net profit after tax (NPAT).

Strong Customer Support and Fraud Prevention

Invested $450 million to combat fraud, reducing customer fraud and scam losses by over 70% in two years. Processed 20 million payments and sent 18,000 alerts about suspicious activity.

Solid Lending and Deposit Growth

Lent $21 billion to businesses, helped 70,000 households buy homes, and paid $11 billion in interest to savers. Business lending increased by 12% to $152 billion.

Record Proprietary Home Lending

Commonwealth Bank accounts for more than 45% of all proprietary home lending in Australia.

High Net Promoter Score (NPS)

Maintained number one position in consumer NPS for 26 consecutive months and achieved the highest score of any major bank since tracking began.

Technological Advancements

Implemented Australia’s first GenAI powered messaging service and launched CommBank Yello, a loyalty program with 6.4 million customers.

Strong Financial Position

Operating income increased by 3%, maintaining strong liquidity with $175 billion in liquid assets and a capital ratio of 12.2%.

Commonwealth Bank of Australia (AU:CBA) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

AU:CBA Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Aug 13, 2025	2025 (Q4)	3.07 / -	2.776	―	―	―
Feb 11, 2025	2025 (Q2)	3.04 / 3.07	2.865	7.16% (+0.20)	―	―
Aug 13, 2024	2024 (Q4)	2.83 / 2.78	2.923	-5.03% (-0.15)	―	―
Feb 13, 2024	2024 (Q2)	2.94 / 2.87	3.04	-5.76% (-0.17)	―	―
Aug 08, 2023	2023 (Q4)	2.86 / 2.92	2.747	6.41% (+0.18)	―	―
Feb 14, 2023	2023 (Q2)	2.96 / 3.04	2.628	15.68% (+0.41)	―	―
Aug 10, 2022	2022 (Q4)	2.67 / 2.75	2.727	0.73% (+0.02)	―	―
Feb 08, 2022	2022 (Q2)	2.43 / 2.63	2.02	30.10% (+0.61)	―	―
Aug 10, 2021	2021 (Q4)	2.56 / 2.73	1.646	65.67% (+1.08)	―	―
Feb 09, 2021	2021 (Q2)	- / 2.02	2.517	-19.75% (-0.50)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

AU:CBA Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Feb 11, 2025	AU$159.92	AU$163.68	+2.35%
Aug 13, 2024	AU$128.34	AU$129.98	+1.28%
Feb 13, 2024	AU$110.28	AU$108.45	-1.66%
Aug 08, 2023	AU$94.92	AU$97.37	+2.58%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Commonwealth Bank of Australia (AU:CBA) report earnings?

Commonwealth Bank of Australia (AU:CBA) is schdueled to report earning on Aug 13, 2025, TBA (Confirmed).

What is Commonwealth Bank of Australia (AU:CBA) earnings time?

Commonwealth Bank of Australia (AU:CBA) earnings time is at Aug 13, 2025, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is the P/E ratio of Commonwealth Bank of Australia stock?

The P/E ratio of Commonwealth Bank of Australia is N/A.

What is AU:CBA EPS forecast?

AU:CBA EPS forecast for the fiscal quarter 2025 (Q4) is 3.07.

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