The earnings call highlighted significant achievements in asset growth, fraud prevention, and technological advancements. However, these were offset by challenges in maintaining margins, rising expenses, and competitive pressures in the retail sector. The sentiment reflects a balanced view with strong operational performance tempered by external competitive pressures.

Company Guidance

During the Commonwealth Bank of Australia's full-year results briefing for the fiscal year ended June 30, 2025, several key financial metrics and strategic priorities were outlined. The bank reported a cash net profit after tax increase of 4% to $10.25 billion, with operating income rising by 5% to $28.5 billion. The bank's net interest income grew by $1.2 billion due to strong lending growth, while operating expenses increased by 6%, driven by inflation and strategic investments in technology and frontline operations. Loan impairment expenses decreased by nearly 10% to $726 million. A $4.85 fully franked dividend was declared, with the bank's capital ratio at 12.3%, $10 billion above regulatory requirements. The bank continued to focus on supporting customers and the broader economy, providing $42 billion in business loans and $22 billion in interest to savers, while investing $900 million to combat financial crime. Key strategic pillars included enhancing customer experiences, driving technology and AI advancements, and reinforcing operational resilience. The bank maintained strong customer relationships, evidenced by leading Net Promoter Scores and digital engagement metrics, such as the CommBank app's 9 million active users.

Record Risk-Weighted Asset Growth

The bank achieved record risk-weighted asset growth of $29 billion, demonstrating strong lending across key segments.

Reduction in Customer Losses from Scams

Investments in combating fraud and scams led to a 76% reduction in customer losses from scams since late 2022.

Strong Dividend Payments

The bank paid $8 billion in dividends, benefiting more than 13 million Australians.

Increase in Home and Business Lending

Home lending grew by 6% and business lending by 11% over the past 12 months, contributing to strong earnings performance.

Record Performance in Business Banking

Business banking contributed approximately 40% of group net profit after tax, showing strong growth and market share gains.

Advancements in AI and Technology

The bank accelerated technology modernization, moving 10 petabytes of data to AWS Cloud and hiring 2,000 engineers.

Commonwealth Bank of Australia (AU:CBA) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

AU:CBA Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Feb 11, 2026	2026 (Q2)	3.13 / -	3.07	―	―	―
Aug 12, 2025	2025 (Q4)	3.06 / 2.98	2.776	7.38% (+0.21)	―	―
Feb 11, 2025	2025 (Q2)	3.04 / 3.07	2.865	7.16% (+0.20)	―	―
Aug 13, 2024	2024 (Q4)	2.83 / 2.78	2.923	-5.03% (-0.15)	―	―
Feb 13, 2024	2024 (Q2)	2.94 / 2.87	3.04	-5.76% (-0.17)	―	―
Aug 08, 2023	2023 (Q4)	2.86 / 2.92	2.747	6.41% (+0.18)	―	―
Feb 14, 2023	2023 (Q2)	2.96 / 3.04	2.628	15.68% (+0.41)	―	―
Aug 10, 2022	2022 (Q4)	2.67 / 2.75	2.727	0.73% (+0.02)	―	―
Feb 08, 2022	2022 (Q2)	2.43 / 2.63	2.02	30.10% (+0.61)	―	―
Aug 10, 2021	2021 (Q4)	3.90 / 2.73	1.646	65.67% (+1.08)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

AU:CBA Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 12, 2025	AU$176.08	AU$166.55	-5.41%
Feb 11, 2025	AU$157.48	AU$161.20	+2.36%
Aug 13, 2024	AU$126.39	AU$128.01	+1.28%
Feb 13, 2024	AU$108.60	AU$106.80	-1.66%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Commonwealth Bank of Australia (AU:CBA) report earnings?

Commonwealth Bank of Australia (AU:CBA) is schdueled to report earning on Feb 11, 2026, TBA (Confirmed).

What is Commonwealth Bank of Australia (AU:CBA) earnings time?

Commonwealth Bank of Australia (AU:CBA) earnings time is at Feb 11, 2026, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is the P/E ratio of Commonwealth Bank of Australia stock?

The P/E ratio of Commonwealth Bank of Australia is N/A.

What is AU:CBA EPS forecast?

AU:CBA EPS forecast for the fiscal quarter 2026 (Q2) is 3.13.

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