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Life360 Inc Shs Chess Depository Interests Repr 3 Sh (AU:360)
ASX:360

Life360 Shs Chess Depository Interests Repr 3 Sh (360) AI Stock Analysis

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AU:360

Life360 Shs Chess Depository Interests Repr 3 Sh

(Sydney:360)

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Neutral 64 (OpenAI - 5.2)
Rating:64Neutral
Price Target:
AU$34.00
▲(10.86% Upside)
The score is supported primarily by improving fundamentals and strong cash flow alongside upbeat, guidance-raising earnings commentary. It is held back by a clear bearish technical trend and demanding valuation (very high P/E), with higher leverage adding financial risk if growth moderates.
Positive Factors
Strong free cash flow generation
Sustained positive operating and free cash flow with very high year-over-year FCF growth provides durable internal funding for product investment, advertising platform buildout, and M&A. High cash conversion improves resilience and lowers reliance on external financing over the next several quarters.
Profitability inflection and high gross margins
The shift to positive operating profit and very high gross margins reflects scalable subscription and ad businesses. Durable margin strength supports reinvestment in growth initiatives and indicates pricing and unit economics that can sustain operating leverage as revenue expands over the mid term.
Advertising scale plus strategic ad-tech acquisition
Rapid ad-revenue growth and a completed Nativo acquisition create an end-to-end ad stack leveraging Life360's first-party family/location data. This structurally broadens monetization beyond subscriptions, improving diversification and longer-term revenue per user as advertising scales across CTV and mobile.
Negative Factors
Elevated leverage after recent debt increase
A meaningful step-up in debt raises financial risk and reduces balance-sheet flexibility. Higher leverage increases interest and refinancing exposure, constraining capital allocation and making the company more vulnerable to growth slowdowns or margin compression over the next several quarters.
Slower MAU growth risks top-line momentum
Decelerating user expansion undermines the base for subscription and ad monetization. Even with strong Paying Circles additions, slower MAU growth limits long-term scalable revenue growth and increases pressure on ARPU improvements to meet the company's mid-term targets.
Tariff-related costs pressuring hardware margins
Tariff-driven cost inflation on hardware compresses gross margins for device sales and can erode cross-sell economics into subscriptions. Structural hardware cost pressure may force price adjustments or lower unit profitability, weighing on consolidated margins until supply/cost dynamics normalize.

Life360 Shs Chess Depository Interests Repr 3 Sh (360) vs. iShares MSCI Australia ETF (EWA)

Life360 Shs Chess Depository Interests Repr 3 Sh Business Overview & Revenue Model

Company DescriptionLife360, Inc. develops and delivers a mobile application in the United States and internationally. The company offers Life360 mobile application for families that provides location, driving, and digital safety, as well as emergency assistance services. It also offers Jiobit, a wearable location device for young children, pets, and seniors. The company was formerly known as LReady, Inc. and changed its name to Life360, Inc. in October 2011. Life360, Inc. was incorporated in 2007 and is headquartered in San Francisco, California.
How the Company Makes MoneyLife360 generates revenue through several key streams, primarily by charging fees associated with the management and custody of financial assets held as depositary interests. These fees may include management fees, transaction fees, and performance-based incentives. Additionally, the company may earn revenue from partnerships with financial institutions and brokerage firms that utilize its depositary services for their clients. Factors contributing to its earnings include the volume of assets under management, the number of transactions processed, and the overall growth of the investment market in which it operates.

Life360 Shs Chess Depository Interests Repr 3 Sh Earnings Call Summary

Earnings Call Date:Nov 10, 2025
(Q3-2025)
|
% Change Since: |
Next Earnings Date:Mar 02, 2026
Earnings Call Sentiment Positive
The earnings call reflected strong financial growth and strategic advancements, particularly in subscription growth and advertising. New product launches and the Nativo acquisition are expected to drive future growth. However, there are some challenges with slower MAU growth and tariff impacts on hardware.
Q3-2025 Updates
Positive Updates
Record Growth in Paying Circles
Life360 achieved a record 170,000 net new additions to Paying Circles, growing 23% year-over-year to 2.7 million.
Innovative Product Launches
Introduction of the Life360 Pet GPS in the US, Canada, UK, Australia, and New Zealand, with early demand exceeding expectations.
Strong Financial Performance
Q3 total revenue grew 34% year-on-year to $124.5 million, with subscription revenue increasing 34% to $96.3 million.
Significant Advertising Revenue Growth
Other revenue, primarily driven by advertising, grew 82% year-over-year to $16.9 million.
Nativo Acquisition
Life360 entered into an agreement to acquire Nativo, positioning Life360 to compete at scale with an end-to-end advertising platform.
Negative Updates
Slower MAU Growth
Monthly Active Users (MAU) growth was lower than the same period last year, led by a shift in marketing focus.
Tariff-Related Costs Impacting Hardware
Stand-alone hardware gross profit and margin were impacted by tariff-related costs.
Company Guidance
During Life360's third quarter 2025 earnings call, the company reported a record-breaking quarter, highlighting significant growth across several key metrics. The company achieved a 19% year-over-year increase in monthly active users (MAUs), reaching nearly 92 million, and a 23% year-over-year growth in Paying Circles, totaling 2.7 million. This growth was driven by a combination of organic expansion, product innovation, and creative marketing strategies. Notably, Life360 launched its Pet GPS product, which exceeded initial expectations by selling out in many regions and is expected to drive further subscription growth. Additionally, the company's advertising revenue surged by 82% year-over-year to $16.9 million, supported by new partnerships and advertising formats. The acquisition of Nativo, an ad technology company, is anticipated to enhance Life360's advertising capabilities, further boosting revenue growth. Life360 raised its full-year 2025 guidance, projecting consolidated revenue between $474 million and $485 million, with adjusted EBITDA expected to range from $82 million to $88 million.

Life360 Shs Chess Depository Interests Repr 3 Sh Financial Statement Overview

Summary
Life360 is on a positive growth trajectory with strong revenue and cash flow improvements. The company maintains a solid balance sheet with low leverage, providing financial stability. While profitability margins are improving, further enhancements are needed to maximize shareholder returns.
Income Statement
Life360 has demonstrated strong revenue growth, with a TTM revenue increase of 7.69%. The gross profit margin remains robust at 76.27%, indicating efficient cost management. However, the net profit margin is relatively low at 2.42%, suggesting room for improvement in profitability. The EBIT and EBITDA margins are modest, reflecting the company's ongoing investment in growth and operational expenses.
Balance Sheet
The company's balance sheet shows a healthy equity position with a low debt-to-equity ratio of 0.07, indicating low leverage and financial stability. Return on equity is positive at 2.74%, marking a recovery from previous losses. The equity ratio stands at 48.64%, suggesting a strong capital structure. However, the company should focus on improving its return metrics to enhance shareholder value.
Cash Flow
Life360's cash flow position is improving, with a significant free cash flow growth rate of 30.13% in the TTM. The operating cash flow to net income ratio is 0.46, indicating a solid conversion of earnings into cash. The free cash flow to net income ratio is high at 0.84, showing effective cash management. Continued focus on cash flow generation will support future growth initiatives.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue459.03M371.48M304.52M228.31M112.45M80.66M
Gross Profit356.69M279.16M222.64M148.60M89.68M65.26M
EBITDA41.09M2.13M-20.00M-85.21M-31.09M-15.70M
Net Income29.68M-4.55M-28.17M-91.63M-33.56M-16.33M
Balance Sheet
Total Assets1.19B441.58M321.72M339.63M303.11M86.31M
Cash, Cash Equivalents and Short-Term Investments687.64M159.24M68.96M75.44M230.99M56.41M
Total Debt309.91M359.00K5.56M8.39M14.37M3.07M
Total Liabilities597.52M83.03M74.65M95.09M52.73M21.82M
Stockholders Equity590.64M358.55M247.06M244.54M250.38M64.50M
Cash Flow
Free Cash Flow70.87M27.48M5.30M-57.76M-16.30M-11.48M
Operating Cash Flow78.20M32.61M7.52M-57.05M-16.19M-10.53M
Investing Cash Flow-40.86M-10.13M-2.22M-111.63M-7.06M-653.00K
Financing Cash Flow264.55M67.27M-24.95M27.71M193.95M445.00K

Life360 Shs Chess Depository Interests Repr 3 Sh Technical Analysis

Technical Analysis Sentiment
Negative
Last Price30.67
Price Trends
50DMA
37.88
Negative
100DMA
43.65
Negative
200DMA
37.17
Negative
Market Momentum
MACD
-1.80
Negative
RSI
32.99
Neutral
STOCH
24.64
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:360, the sentiment is Negative. The current price of 30.67 is below the 20-day moving average (MA) of 32.80, below the 50-day MA of 37.88, and below the 200-day MA of 37.17, indicating a bearish trend. The MACD of -1.80 indicates Negative momentum. The RSI at 32.99 is Neutral, neither overbought nor oversold. The STOCH value of 24.64 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:360.

Life360 Shs Chess Depository Interests Repr 3 Sh Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
$22.48B71.9412.61%0.32%15.51%17.38%
69
Neutral
AU$18.28B69.248.14%19.01%19.06%
65
Neutral
AU$1.62B44.3135.71%1.27%5.11%12.91%
65
Neutral
AU$1.54B17.5126.73%2.47%-4.10%341.80%
64
Neutral
AU$7.35B169.178.12%36.98%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
61
Neutral
AU$9.08B65.3532.67%0.83%18.16%16.25%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:360
Life360 Shs Chess Depository Interests Repr 3 Sh
30.67
9.47
44.67%
AU:TNE
Technology One Limited
27.53
-0.63
-2.22%
AU:WTC
Wisetech Global
67.11
-47.60
-41.50%
AU:XRO
Xero Limited
108.00
-57.58
-34.77%
AU:IRE
IRESS Limited
8.40
-0.43
-4.87%
AU:OCL
Objective Corporation Limited
16.47
0.89
5.71%

Life360 Shs Chess Depository Interests Repr 3 Sh Corporate Events

Life360 Sets March Date for Q4 and FY25 Results Investor Call
Jan 13, 2026

Life360 has scheduled the release of its fourth-quarter and full-year 2025 financial results for 3 March 2026 AEDT, with a corresponding investor conference call to be hosted by CEO Lauren Antonoff and CFO Russell Burke. The results call, to be conducted via a Zoom audio webinar with Q&A access for registered participants and a replay available on the company’s investor website, underscores Life360’s ongoing engagement with shareholders as it reports on performance in its growing global family safety and connectivity platform business.

The most recent analyst rating on (AU:360) stock is a Buy with a A$47.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Hyperion Asset Management Reveals 9.14% Stake in Life360
Jan 12, 2026

Hyperion Asset Management Limited, an Australia-based investment adviser, has disclosed a significant stake in Life360, Inc., reporting beneficial ownership of 7,167,533 common shares. This holding represents approximately 9.14% of Life360’s outstanding common stock, giving Hyperion sole voting and dispositive power over the entire stake. The filing underscores growing institutional interest in Life360 and may be seen by investors as a vote of confidence in the company’s prospects, potentially enhancing its visibility in global capital markets.

The most recent analyst rating on (AU:360) stock is a Buy with a A$47.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Updates CDI and Share Structure Following December 2025 Transfers
Jan 7, 2026

Life360 Inc., which maintains a dual listing structure through CHESS Depositary Interests on the ASX and common stock on NASDAQ, has reported updated figures for its securities on issue for December 2025. The number of CDIs over quoted securities increased to 179,671,506 from 172,997,298, a net rise of 6,674,208 primarily due to transfers between CDIs and common stock, while securities on issue without CDIs attached, including NASDAQ common stock and CDI equivalents, declined, reflecting transfers as well as the issue and lapse of equity incentives such as restricted stock options, options, warrants and performance stock units; overall, the changes illustrate ongoing active management of the company’s capital structure and the interaction between its ASX and NASDAQ investor bases.

The most recent analyst rating on (AU:360) stock is a Hold with a A$42.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Discloses Director-Linked Stock Sales via ICCA Labs on Nasdaq
Dec 19, 2025

Life360 has disclosed that ICCA Labs, LLC, an investment entity in which directors Chris Hulls, Alex Haro and James Synge each hold an interest, has sold Life360 shares on the Nasdaq. The transactions represent indirect sales of stock held through ICCA Labs and were carried out in compliance with securities regulations and the company’s internal trading policies, with the company emphasizing that the trades reflect ICCA Labs’ independent investment decisions rather than changes in Life360’s operational or strategic outlook.

The most recent analyst rating on (AU:360) stock is a Hold with a A$42.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 CFO Acquires Additional Shares, Bolstering Stakeholder Confidence
Dec 18, 2025

Life360, Inc.’s recent SEC filing highlights changes in ownership by its Chief Financial Officer, John Burke, who acquired additional shares of common stock via exercised stock options. This move may imply confidence in the company’s performance and stability, reinforcing its industry position and potentially signaling optimism to stakeholders.

The most recent analyst rating on (AU:360) stock is a Hold with a A$42.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Announces Changes in Share Ownership
Dec 17, 2025

Life360, Inc. has announced changes in the beneficial ownership of its securities, with John Philip Coghlan, a director and significant shareholder, transferring shares to his living trust. This transaction reflects internal restructuring of share ownership, which might impact the company’s stock distribution but does not directly affect its market operations or stakeholder relations.

The most recent analyst rating on (AU:360) stock is a Hold with a A$42.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Announces Strategic Stock Transactions and Charitable Donation
Dec 10, 2025

Life360 announced transactions involving US stock sales on NASDAQ under a Rule 10b5-1 trading plan and a charitable donation to a Donor-Advised Fund. These transactions, authorized by CFO Russell Burke, reflect strategic financial maneuvers that may impact the company’s market operations and stakeholder interests.

The most recent analyst rating on (AU:360) stock is a Hold with a A$42.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Director Sells Significant Shares
Dec 7, 2025

Life360, Inc. has reported a change in beneficial ownership as Mark Goines, a director and significant shareholder, sold 15,000 shares of common stock at an average price of $74.19 per share. This transaction indicates a potential shift in the company’s shareholder structure, which may impact investor perceptions and the company’s market positioning.

The most recent analyst rating on (AU:360) stock is a Hold with a A$42.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Inc. Reports Increase in CDIs Issued
Dec 4, 2025

Life360 Inc. has announced an increase in the number of Chess Depository Interests (CDIs) issued over quoted securities, with a net difference of 8,387,001 CDIs from the previous month. This change is attributed to net transfers of securities between CDIs and common stock as quoted on NASDAQ. The announcement reflects the company’s ongoing adjustments in its securities management, which may impact its market positioning and stakeholder interests.

The most recent analyst rating on (AU:360) stock is a Hold with a A$42.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 to Discuss Advertising Strategy and Nativo Acquisition
Dec 2, 2025

Life360 has announced an investor conference call to discuss its advertising strategy and the recent acquisition of Nativo. This move is expected to enhance Life360’s market positioning by integrating Nativo’s capabilities, potentially offering new opportunities for growth and increased value for stakeholders.

The most recent analyst rating on (AU:360) stock is a Hold with a A$42.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Appoints Matt Cullen as General Counsel to Strengthen Governance and Growth
Dec 2, 2025

Life360 has appointed Matt Cullen as General Counsel and Corporate Secretary, effective December 1, 2025. Cullen will oversee the company’s global legal functions and provide strategic guidance on corporate strategy and risk management. His extensive experience in law and governance, particularly in guiding public technology companies through complex regulatory environments, aligns with Life360’s commitment to strong governance and long-term growth. This appointment comes as Life360 continues to expand its platform and build on record growth, aiming to serve families across more life stages with transparency and care.

The most recent analyst rating on (AU:360) stock is a Hold with a A$42.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Executive Chairman Sells Stock, Makes Charitable Contribution
Nov 27, 2025

Life360’s Executive Chairman, Chris Hulls, has sold a portion of his stock holdings on NASDAQ following the expiration of his lock-up agreement. The sales are part of his personal investment portfolio rebalancing and to address tax obligations, with a significant portion involving the exercise of stock options set to expire in 2027. Additionally, Hulls has made a charitable contribution of approximately $5 million through a Donor-Advised Fund, reflecting his philanthropic commitments.

The most recent analyst rating on (AU:360) stock is a Hold with a A$42.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Announces Stock Sale Under Rule 10b5-1 Plan
Nov 26, 2025

Life360, Inc. announced the sale of its US stock on NASDAQ under a Rule 10b5-1 trading plan, which allows for the automatic sale of company stock based on predetermined criteria. This move, authorized by CFO Russell Burke, is part of a strategic plan to manage stock transactions without the influence of non-public information, potentially impacting the company’s stock liquidity and market perception.

The most recent analyst rating on (AU:360) stock is a Hold with a A$42.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 CFO Updates Beneficial Ownership and Corrects Stock Option Vesting
Nov 24, 2025

Life360, Inc.’s Chief Financial Officer, Russell John Burke, reported changes in his beneficial ownership of the company’s securities. The report details the acquisition of 6,500 shares through stock options and the transfer of 9,523 shares to a revocable trust. The stock options are now fully vested and exercisable, correcting previous misreported vesting terms.

The most recent analyst rating on (AU:360) stock is a Hold with a A$38.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Announces Stock Sales Under Rule 10b5-1 Plan
Nov 18, 2025

Life360, Inc. announced the sale of its US stock on NASDAQ under a Rule 10b5-1 trading plan, which allows for automatic stock sales based on predetermined criteria. This move, authorized by CFO Russell Burke, is part of the company’s strategic financial management and does not reflect any undisclosed material information, ensuring transparency for investors and stakeholders.

The most recent analyst rating on (AU:360) stock is a Buy with a A$50.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Inc. Reports CDI Reduction for October 2025
Nov 7, 2025

Life360 Inc. has announced a decrease in the total number of Chess Depository Interests (CDIs) issued over quoted securities for October 2025, with a net reduction of 1,966,956 CDIs compared to the previous month. This change is attributed to net transfers between CDIs and common stock as quoted on NASDAQ, alongside other security adjustments including the issue and lapse of restricted stock options and performance stock units.

The most recent analyst rating on (AU:360) stock is a Buy with a A$47.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Executes Stock Sale Under Rule 10b5-1 Plan
Nov 6, 2025

Life360, Inc. announced the sale of its US stock on NASDAQ through a Rule 10b5-1 trading plan, which allows for automatic stock sales based on predetermined criteria. This move, authorized by CFO Russell Burke, is part of a strategic plan executed without the influence of non-public information, potentially impacting the company’s stock market presence and stakeholder perceptions.

The most recent analyst rating on (AU:360) stock is a Buy with a A$47.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Vanguard Group Discloses 12.37% Stake in Life360 Inc
Nov 5, 2025

The Vanguard Group has filed a Schedule 13G, disclosing its beneficial ownership of 12.37% of Life360 Inc’s common stock, amounting to 9,597,562.75 shares. This filing indicates a significant stake in the company, potentially impacting its market perception and investor confidence, as Vanguard is a major investment adviser known for its substantial influence in the financial markets.

The most recent analyst rating on (AU:360) stock is a Buy with a A$47.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Life360 Executes Strategic Stock Sale on NASDAQ
Oct 16, 2025

Life360 announced the sale of its US stock on NASDAQ under a Rule 10b5-1 trading plan, which allows for automatic stock sales based on predetermined criteria. This move, authorized by the company’s CFO, Russell Burke, is part of a strategic trading plan and does not reflect any undisclosed information about the company, potentially impacting investor confidence and market perception.

The most recent analyst rating on (AU:360) stock is a Buy with a A$47.00 price target. To see the full list of analyst forecasts on Life360 Shs Chess Depository Interests Repr 3 Sh stock, see the AU:360 Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jan 13, 2026