AppTech Corp. (APCX)
OTHER OTC:APCX
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AppTech
(OTC:APCX)
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Rating:54Neutral
Price Target:
$0.50
▲(47.35% Upside)
Action:ReiteratedDate:04/01/26
The score is held down primarily by weak financial performance—deep losses and sustained cash burn despite improving revenue. Technicals are a meaningful offset with an established uptrend and positive momentum, while valuation is difficult to assess from the provided P/E and missing dividend data. The financing expansion supports liquidity but reinforces reliance on external funding.
Positive Factors
Revenue recovery
The company delivered a material top-line rebound in 2025 with annual revenue up roughly 77% to ~$1.4M. Sustained revenue growth improves scale, validates product-market fit, and provides a platform to leverage fixed costs and improve long-term profitability if growth continues.
Negative Factors
Large persistent losses and cash burn
The firm remains deeply unprofitable with multi‑million negative operating and free cash flow and an extreme net margin. Persistent cash burn erodes runway, necessitates ongoing external financing, and increases execution risk for multi‑quarter initiatives absent a durable move toward positive cash generation.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue recovery
The company delivered a material top-line rebound in 2025 with annual revenue up roughly 77% to ~$1.4M. Sustained revenue growth improves scale, validates product-market fit, and provides a platform to leverage fixed costs and improve long-term profitability if growth continues.
Read all positive factors
AppTech (APCX) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$19.36M
Dividend YieldN/A
Average Volume (3M)106.35K
Price to Earnings (P/E)―
Beta (1Y)0.28
Revenue Growth115.62%
EPS Growth55.76%
CountryUS
Employees9
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)-0.04
Shares Outstanding40,503,933
10 Day Avg. Volume127,012
30 Day Avg. Volume106,347
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)5.33
Price to Sales (P/S)7.24
P/FCF Ratio-2.06
Enterprise Value/Market Cap1.11
Enterprise Value/Revenue15.41
Enterprise Value/Gross Profit27.88
Enterprise Value/Ebitda-3.28
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
AppTech Business Overview & Revenue Model
Company Description
AppTech Payments Corp., a financial technology company, provides electronic payment processing technologies and merchant services in the United States. Its merchant services offer financial processing for businesses to accept cashless and/or conta...
AppTech Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
39
Negative
Cash Flow
16
Very Negative
| Breakdown | Dec 2025 | Dec 2024 | Mar 2024 | Dec 2022 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 1.40M | 276.00K | 504.00K | 450.00K | 354.00K |
| Gross Profit | 771.00K | 224.00K | 317.00K | 230.00K | 204.00K |
| EBITDA | -6.22M | -6.86M | -17.48M | -15.46M | -76.14M |
| Net Income | -7.92M | -8.93M | -18.51M | -16.28M | -79.25M |
Balance Sheet | |||||
| Total Assets | 9.39M | 8.99M | 8.35M | 12.52M | 7.56M |
| Cash, Cash Equivalents and Short-Term Investments | 244.00K | 868.00K | 1.28M | 3.46M | 8.03K |
| Total Debt | 3.03M | 147.00K | 158.00K | 2.02M | 2.09M |
| Total Liabilities | 7.50M | 3.52M | 4.16M | 5.09M | 7.51M |
| Stockholders Equity | 1.89M | 5.47M | 4.19M | 7.42M | 44.00K |
Cash Flow | |||||
| Free Cash Flow | -4.89M | -8.54M | -8.86M | -9.99M | -3.00M |
| Operating Cash Flow | -4.89M | -7.46M | -8.86M | -8.20M | -1.82M |
| Investing Cash Flow | -1.88M | -1.16M | -500.00K | -1.79M | -1.18M |
| Financing Cash Flow | 6.15M | 8.20M | 7.18M | 13.44M | 2.96M |
AppTech Technical Analysis
Positive
0.34
Price Trends
0.40
Positive
0.40
Positive
0.31
Positive
Market Momentum
0.03
Negative
63.22
Neutral
83.76
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For APCX, the sentiment is Positive. The current price of 0.34 is below the 20-day moving average (MA) of 0.45, below the 50-day MA of 0.40, and above the 200-day MA of 0.31, indicating a bullish trend. The MACD of 0.03 indicates Negative momentum. The RSI at 63.22 is Neutral, neither overbought nor oversold. The STOCH value of 83.76 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for APCX.
AppTech Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
54 Neutral | $19.36M | -1.27 | -510.20% | ― | 115.62% | 55.76% | |
53 Neutral | $10.86M | -29.08 | -25.73% | ― | 0.16% | -36.86% | |
45 Neutral | $10.88M | -0.08 | -164.51% | ― | 16.50% | ― | |
43 Neutral | $6.69M | -1.08 | 542.13% | ― | -44.25% | 82.71% | |
41 Neutral | $431.94K | -0.52 | ― | ― | -30.70% | 82.02% | |
40 Underperform | $11.50M | -0.31 | -46.76% | ― | -15.10% | -177.14% |
* Technology Sector Average
APCX
AppTech
0.48
0.11
29.54%
BLIN
Bridgeline Digital
0.86
-0.78
-47.50%
TAOP
Taoping
1.25
-5.39
-81.22%
CETX
Cemtrex
1.08
-18.87
-94.59%
RVYL
Ryvyl
5.28
-24.05
-82.00%
HUBC
Hub
0.20
-52.45
-99.63%
AppTech Corporate Events
Business Operations and StrategyPrivate Placements and Financing
AppTech Expands Revenue Participation Financing Agreement With Ascendancy
Positive
Feb 19, 2026
On February 17, 2026, AppTech Payments Corp. amended its existing revenue participation agreement with Ascendancy Management, Inc., increasing Ascendancy’s total revenue participation contribution to $2 million, comprising $1.5 million paid ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.