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AppTech Corp. (APCX)
OTHER OTC:APCX
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AppTech
(OTC:APCX)
Rating:44Neutral
Price Target:
$0.50
▲(85.19%Upside)
AppTech (APCX) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$8.95M
Dividend YieldN/A
Average Volume (3M)385.02K
Price to Earnings (P/E)―
Beta (1Y)-0.16
Revenue Growth-25.38%
EPS Growth67.34%
CountryUS
Employees9
SectorTechnology
Sector Strength78
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)-0.08
Shares Outstanding33,283,330
10 Day Avg. Volume717,326
30 Day Avg. Volume385,021
Financial Highlights & Ratios
PEG Ratio-0.06
Price to Book (P/B)1.96
Price to Sales (P/S)0.00
P/FCF Ratio-1.12
Enterprise Value/Market Cap0.73
Enterprise Value/Revenue4.36
Enterprise Value/Gross Profit29.65
Enterprise Value/Ebitda-0.18
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
AppTech Business Overview & Revenue Model
Company DescriptionAppTech Payments Corp. (APCX) is a financial technology company that operates primarily in the digital payments sector. The company offers a comprehensive suite of innovative payment processing and digital banking solutions designed to enhance the transaction experience for businesses and consumers. AppTech's core products and services include mobile payments, merchant services, and advanced payment solutions tailored to meet the needs of various industries.
How the Company Makes MoneyAppTech generates revenue primarily through transaction fees and service charges associated with its payment processing solutions. The company earns money by providing merchant services, where it facilitates transactions between businesses and their customers, charging a fee for each transaction processed. Additionally, AppTech may offer subscription-based services or licensing fees for the use of its proprietary technology platforms. Strategic partnerships with financial institutions and technology providers also contribute to its revenue by expanding its market reach and enhancing its service offerings.
AppTech Financial Statement Overview
Summary
AppTech faces significant challenges with profitability and cash generation, despite improvements in equity and low leverage. The negative revenue growth and persistent net losses indicate operational struggles. The company needs to focus on enhancing operational efficiency and revenue generation to improve financial health.Income Statement
AppTech's income statement reveals significant challenges with profitability and revenue growth. The company has posted consistent net losses, with the net profit margin being negative. Revenue has decreased from $504,000 in 2023 to $276,000 in 2024, indicating a concerning revenue growth trend. The EBIT and EBITDA margins are also negative, underscoring operational inefficiencies.40
Negative
Balance Sheet
The balance sheet shows improvement in equity with a positive stockholders' equity of $5.47 million in 2024, up from $4.19 million in 2023. The debt-to-equity ratio is low, indicating low financial leverage, but the overall asset base remains modest. The equity ratio is healthy at 60.8%, indicating a strong equity foundation relative to assets.55
Neutral
Cash Flow
AppTech's cash flow statement highlights a negative operating cash flow and free cash flow in 2024, reflecting challenges in generating cash from operations. While financing activities have provided some liquidity, the free cash flow growth rate remains negative. Operating cash flow to net income ratio is negative, indicating operational cash generation issues relative to net losses.45
Neutral
| Breakdown | |||||
| TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|
| Income Statement | Total Revenue | ||||
| 388.00K | 276.00K | 504.00K | 450.00K | 353.82K | 329.50K | Gross Profit |
| 219.00K | 224.00K | 317.00K | 230.00K | 204.38K | 189.13K | EBIT |
| -9.17M | -9.55M | -19.18M | -15.33M | -77.32M | -3.61M | EBITDA |
| -6.83M | -6.86M | -17.48M | -15.46M | -76.14M | -3.84M | Net Income Common Stockholders |
| -8.54M | -8.93M | -18.51M | -17.02M | -13.40M | -4.53M |
| Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | ||||
| 417.00K | 868.00K | 1.28M | 3.46M | 8.03K | 57.50K | Total Assets |
| 6.91M | 8.99M | 8.35M | 12.52M | 7.56M | 379.69K | Total Debt |
| 61.00K | 147.00K | 158.00K | 2.02M | 2.09M | 3.20M | Net Debt |
| -356.00K | -721.00K | -1.12M | -1.45M | 2.09M | 3.15M | Total Liabilities |
| 61.00K | 3.52M | 4.16M | 5.09M | 7.51M | 8.57M | Stockholders Equity |
| 3.66M | 5.47M | 4.19M | 7.42M | 44.00K | -8.19M |
| Cash Flow | Free Cash Flow | ||||
| -7.62M | -7.46M | -8.86M | -9.99M | -3.00M | -591.39K | Operating Cash Flow |
| -7.09M | -7.46M | -8.86M | -8.20M | -1.82M | -591.39K | Investing Cash Flow |
| -1.16M | -1.16M | -500.00K | -1.79M | -1.18M | 5.91K | Financing Cash Flow |
| 7.12M | 8.20M | 7.18M | 13.44M | 2.96M | 618.81K |
AppTech Technical Analysis
Positive
0.27
Price Trends
0.32
Positive
0.38
Negative
0.53
Negative
Market Momentum
-0.03
Negative
58.42
Neutral
73.27
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For APCX, the sentiment is Positive. The current price of 0.27 is above the 20-day moving average (MA) of 0.25, below the 50-day MA of 0.32, and below the 200-day MA of 0.53, indicating a neutral trend. The MACD of -0.03 indicates Negative momentum. The RSI at 58.42 is Neutral, neither overbought nor oversold. The STOCH value of 73.27 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for APCX.
AppTech Peers Comparison
Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $11.28B | 10.16 | -6.88% | 2.97% | 7.41% | -8.93% | |
50 Neutral | $18.80M | ― | -3.13% | ― | -35.46% | 60.83% | |
49 Neutral | $5.12M | ― | -309.32% | ― | -23.82% | 56.13% | |
49 Neutral | $16.92M | ― | -501.24% | ― | 141.65% | -28.86% | |
44 Neutral | $8.95M | ― | -220.48% | ― | -25.38% | 67.34% | |
35 Underperform | $10.95M | ― | -422.39% | ― | ― | -20.33% |
* Technology Sector Average
Performance Comparison
APCX
AppTech
0.27
-0.59
-68.60%
DTSS
Datasea
2.24
-2.78
-55.38%
SOS
SOS
6.05
-8.39
-58.10%
RVYL
Ryvyl
0.61
-0.62
-50.41%
BNAI
Brand Engagement Network
0.25
-1.02
-80.31%
AppTech Corporate Events
Delistings and Listing ChangesRegulatory Filings and Compliance
AppTech to Transition from Nasdaq to OTCQB Market
Neutral
May 19, 2025
On May 16, 2025, AppTech was informed by Nasdaq of its decision to delist the company’s common stock and warrants due to noncompliance with Nasdaq Listing Rule 5550(a)(2). As a result, trading will be suspended on May 20, 2025. However, AppTech has secured approval for its securities to be quoted on the OTCQB market tier, ensuring continuity in trading under the same symbols. This transition is not expected to impact the company’s business or operations, and AppTech will continue to comply with SEC reporting requirements.
Glossary
OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.
NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.
UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.