American Business Bank (AMBZ)

OTHER OTC:AMBZ

AMBZ

American Business Bank

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American Business Bank (AMBZ) Price & Analysis

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AMBZ Stock Chart & Stats

$63.90

-$0.48(-1.12%)

At close: Jan 08 4:00 PM EST

$63.90

-$0.48(-1.12%)

Day’s Range― - ―

52-Week Range$41.80 - $73.64

Previous CloseN/A

Volume13.26K

Average Volume (3M)7.38K

Market Cap

$658.30M

Enterprise Value$581.63M

Total Cash (Recent Filing)$763.10M

Total Debt (Recent Filing)$0.00

Price to Earnings (P/E)10.1

Beta0.06

Next Earnings

Jul 24, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield1.56%

Share Statistics

EPS (TTM)5.22

Shares Outstanding9,100,023

10 Day Avg. Volume15,680

30 Day Avg. Volume7,376

Financial Highlights & Ratios

PEG Ratio0.41

Price to Book (P/B)1.44

Price to Sales (P/S)2.98

P/FCF Ratio8.51

Enterprise Value/Market Cap0.88

Enterprise Value/Revenue3.25

Enterprise Value/Gross Profit4.09

Enterprise Value/Ebitda8.82

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Consistent Revenue GrowthA sustained doubling of revenue over five years indicates durable top-line momentum and expanding customer or loan volumes. This scale growth supports operating leverage, diversifies income sources, and underpins multi-year planning for investments and dividend capacity.

Material Leverage ReductionElimination of material debt materially strengthens the capital structure, lowering fixed financing costs and improving financial flexibility. This allows management to allocate cash to growth, cushions against rate cycles, and reduces default risk over the medium term.

Strong Cash GenerationRobust operating and free cash flow, with historically high FCF conversion, point to earnings quality and internal funding ability. Reliable cash generation supports capital expenditures, shareholder distributions and balance sheet strengthening without heavy reliance on external financing.

Bears Say

Margin CompressionDeclining margins versus peak levels reduce long-term profitability and operating cushion. If compression persists, it can pressure returns on equity and limit reinvestment ability, making earnings more sensitive to revenue or expense shocks over the next several quarters.

Cash-flow Reporting InconsistenciesGaps and zeroed coverage fields weaken visibility into cash conversion trends, complicating forecasting and risk assessment. Inconsistent reporting reduces confidence in extrapolating cash generation durability and raises model risk for medium-term liquidity planning.

Recent FCF VolatilityIntermittent declines in free cash flow across recent years signal cyclicality or sensitivity to business conditions. Such volatility can constrain consistent capital allocation, increasing the risk that future downturns impact investment, dividends, or balance sheet targets.

AMBZ FAQ

What was American Business Bank’s price range in the past 12 months?

American Business Bank lowest stock price was $41.80 and its highest was $73.64 in the past 12 months.

What is American Business Bank’s market cap?

American Business Bank’s market cap is $658.30M.

When is American Business Bank’s upcoming earnings report date?

American Business Bank’s upcoming earnings report date is Jul 24, 2026 which is in 76 days.

How were American Business Bank’s earnings last quarter?

American Business Bank released its earnings results on Apr 28, 2026. The company reported $1.728 earnings per share for the quarter, beating the consensus estimate of N/A by $1.728.

Is American Business Bank overvalued?

According to Wall Street analysts American Business Bank’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does American Business Bank pay dividends?

American Business Bank pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 1.56%. See more information on American Business Bank dividends here

What is American Business Bank’s EPS estimate?

American Business Bank’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does American Business Bank have?

American Business Bank has 9,100,023 shares outstanding.

What happened to American Business Bank’s price movement after its last earnings report?

American Business Bank reported an EPS of $1.728 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.014%.

Which hedge fund is a major shareholder of American Business Bank?

Currently, no hedge funds are holding shares in AMBZ

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

American Business Bank Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

14.54%

Trailing 12-Months

Asset Growth

4.72%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

American Business Bank

American Business Bank, a California-chartered bank, provides banking products and services to small and medium-sized firms, non-profits, business executives, and professionals in Southern California. The company offers credit and depository; treasury management; asset-based lending; SBA lending; international banking comprising money transfers, import and export commercial letters of credit, standby letters of credit, documentary and clean collections, and foreign currency exchange services; and consulting and referral services. It operates seven regional loan production offices located in North Orange County, Orange County, South Bay, San Fernando Valley, Riverside County, Inland Empire, and Long Beach. The company was incorporated in 1998 and is headquartered in Los Angeles, California.