Daito Bank, Ltd. (JP:8563)

:8563

8563

Daito Bank, Ltd.

RESEARCH TOOLSreports

Want to see JP:8563 full AI Analyst Report?

Daito Bank, Ltd. (8563) Price & Analysis

0 Followers

8563 Stock Chart & Stats

¥946.00

¥6.00(0.82%)

At close: Jan 08 4:00 PM EST

¥946.00

¥6.00(0.82%)

Day’s Range― - ―

52-Week Range¥656.00 - ¥1,204.00

Previous CloseN/A

Volume13.30K

Average Volume (3M)24.48K

Market Cap

¥12.25B

Enterprise Value-¥37.13B

Total Cash (Recent Filing)¥0.00

Total Debt (Recent Filing)¥200.00M

Price to Earnings (P/E)7.0

Beta0.83

Next Earnings

May 15, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.74%

Share Statistics

EPS (TTM)111.85

Shares Outstanding12,701,462

10 Day Avg. Volume30,860

30 Day Avg. Volume24,476

Financial Highlights & Ratios

PEG Ratio1.10

Price to Book (P/B)0.28

Price to Sales (P/S)0.77

P/FCF Ratio1.67

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Stable Profitability (net Margin ~10%)A consistent net margin near 10% points to durable earning power from core banking operations (deposits, loans, payments). That steady profitability supports internal capital generation, dividend capacity and resilience to regional economic cycles over the medium term.

Low Leverage (debt-to-equity 0.14)Very low debt-to-equity indicates a conservative balance sheet and limited interest burden, giving the bank financial flexibility to withstand credit shocks, fund lending opportunistically, and maintain regulatory capital ratios without immediate refinancing pressure.

Healthy Free Cash Flow ConversionA healthy FCF-to-net-income ratio and recent positive free cash flow growth signal the bank can convert accounting profits into cash. This supports reinvestment in branches and systems, ongoing dividend payments, and gradual balance sheet repair without heavy external financing.

Bears Say

Negative Recent Revenue GrowthSustained negative revenue growth suggests the bank is struggling to expand lending volumes or fee income in its regional market. Over months, this limits scale economies, constrains interest margin expansion and reduces scope for profitable reinvestment or market share gains.

Declining EBIT / EBITDA MarginsFalling EBIT/EBITDA margins point to pressure on operational efficiency — from cost increases, compressing spreads, or lower noninterest income. Persisting margin erosion reduces earnings leverage and the bank's ability to fund strategic initiatives without cutting costs or raising prices.

Volatile Operating Cash FlowHistoric negative and volatile operating cash flow increases liquidity risk and makes cash planning harder. Over the medium term this can force reliance on wholesale funding or balance-sheet adjustments, undermining the benefits of low leverage and complicating dividend and lending policies.

8563 FAQ

What was Daito Bank, Ltd.’s price range in the past 12 months?

Daito Bank, Ltd. lowest stock price was ¥656.00 and its highest was ¥1204.00 in the past 12 months.

What is Daito Bank, Ltd.’s market cap?

Daito Bank, Ltd.’s market cap is ¥12.25B.

When is Daito Bank, Ltd.’s upcoming earnings report date?

Daito Bank, Ltd.’s upcoming earnings report date is May 15, 2026 which is in 5 days.

How were Daito Bank, Ltd.’s earnings last quarter?

Daito Bank, Ltd. released its earnings results on Feb 06, 2026. The company reported ¥32.21 earnings per share for the quarter, beating the consensus estimate of N/A by ¥32.21.

Is Daito Bank, Ltd. overvalued?

According to Wall Street analysts Daito Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Daito Bank, Ltd. pay dividends?

Daito Bank, Ltd. pays a Annually dividend of ¥32 which represents an annual dividend yield of 3.74%. See more information on Daito Bank, Ltd. dividends here

What is Daito Bank, Ltd.’s EPS estimate?

Daito Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Daito Bank, Ltd. have?

Daito Bank, Ltd. has 12,701,462 shares outstanding.

What happened to Daito Bank, Ltd.’s price movement after its last earnings report?

Daito Bank, Ltd. reported an EPS of ¥32.21 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.94%.

Which hedge fund is a major shareholder of Daito Bank, Ltd.?

Currently, no hedge funds are holding shares in JP:8563

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Daito Bank, Ltd.

The Daito Bank, Ltd. provides various banking products and services to individual and corporate customers in Japan. The company accepts time, savings, and foreign currency deposits; and offers mutual fund and government bonds. It also provides housing, car, education, card, free, expansion and renovation, and business and institutional loans; and pension and insurance, as well as financial product brokerage, investment trust, web account transfer reception, online payment/electronic money charge, and pay-easy fund transfer reception services. In addition, the company offers credit and debit cards, mail orders, safe-deposit boxes, and credit guarantees, as well as foreign currency exchange, automatic remittance, ATM, and Internet banking services. It operates through 58 branches. The company was formerly known as Daito Mutual Bank and changed its name to The Daito Bank, Ltd. in 1989. The Daito Bank, Ltd. was founded in 1942 and is headquartered in Koriyama, Japan.