Towa Bank, Ltd. (JP:8558)
:8558
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8558 Stock Chart & Stats
¥1151.00
¥7.00(1.09%)
At close: 4:00 PM EST
¥1151.00
¥7.00(1.09%)
Day’s Range― - ―
52-Week Range¥683.00 - ¥1,331.00
Previous CloseN/A
Volume90.30K
Average Volume (3M)144.98K
Market Cap
¥44.42B
Enterprise Value-¥96.83B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥125.19B
Price to Earnings (P/E)―
Beta1.05
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.87%
Share Statistics
EPS (TTM)157.17
Shares Outstanding35,775,870
10 Day Avg. Volume109,450
30 Day Avg. Volume144,976
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.39
Price to Sales (P/S)0.90
P/FCF Ratio6.85
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthA ~543% revenue increase in 2026 materially expanded the bank’s earning base. Sustained higher top-line scale can improve net interest income and fee capture, enable operating leverage to restore margins, and strengthen regional positioning over multiple quarters.
Cash GenerationPositive operating (~7.0B) and free cash flow (~5.2B) in 2026 provide internal liquidity to fund operations, absorb losses and support lending without immediate external financing. Reliable cash generation underpins funding stability and capital allocation flexibility over time.
Capital BaseA sizeable equity base (assets ~2.42T vs equity ~90B) offers a meaningful loss-absorption and regulatory buffer relative to the bank’s scale. This capital foundation supports ongoing lending capacity and provides structural resilience while prior de-risking reduced extreme leverage risks.
Bears Say
Profitability CollapseA swing to a large net loss with a ~-63% margin is a material impairment of earnings power. Persistent or repeated losses will erode retained capital, weaken return on equity, constrain lending capacity, and likely force cost cuts or capital measures to restore long‑term profitability.
Cash Flow VolatilityHighly inconsistent cash flows—large negative swings in 2023, zero in 2025, then positive in 2026—make funding, provisioning, and strategic planning difficult. This volatility increases refinancing and liquidity risk and complicates reliable capital deployment over multiple quarters.
Rising LeverageA rise in debt-to-equity to ~1.56 reverses recent de‑risking and reduces financial flexibility. Higher leverage increases sensitivity to credit losses and interest rate shifts, may raise regulatory scrutiny, and constrains the bank’s ability to absorb future earnings volatility without external capital.
Towa Bank, Ltd. News
8558 FAQ
What was Towa Bank, Ltd.’s price range in the past 12 months?
Towa Bank, Ltd. lowest stock price was ¥683.00 and its highest was ¥1331.00 in the past 12 months.
What is Towa Bank, Ltd.’s market cap?
Towa Bank, Ltd.’s market cap is ¥44.42B.
When is Towa Bank, Ltd.’s upcoming earnings report date?
Towa Bank, Ltd.’s upcoming earnings report date is Aug 04, 2026 which is in 65 days.
How were Towa Bank, Ltd.’s earnings last quarter?
Towa Bank, Ltd. released its earnings results on May 12, 2026. The company reported -¥785.8 earnings per share for the quarter, missing the consensus estimate of N/A by -¥785.8.
Is Towa Bank, Ltd. overvalued?
According to Wall Street analysts Towa Bank, Ltd.’s price is currently Overvalued.
Does Towa Bank, Ltd. pay dividends?
Towa Bank, Ltd. pays a Annually dividend of ¥35 which represents an annual dividend yield of 2.87%. See more information on Towa Bank, Ltd. dividends here
What is Towa Bank, Ltd.’s EPS estimate?
Towa Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Towa Bank, Ltd. have?
Towa Bank, Ltd. has 35,775,870 shares outstanding.
What happened to Towa Bank, Ltd.’s price movement after its last earnings report?
Towa Bank, Ltd. reported an EPS of -¥785.8 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.212%.
Which hedge fund is a major shareholder of Towa Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8558
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Towa Bank, Ltd.
The Towa Bank, Ltd. provides various banking products and services. The company was founded in 1917 and is based in Maebashi, Japan.
Technical Analysis
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Options Prices
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