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Towa Bank, Ltd. (JP:8558)
:8558
8558 Stock Chart & Stats
¥1151.00
¥7.00(1.09%)
At close: 4:00 PM EST
¥1151.00
¥7.00(1.09%)
Day’s Range― - ―
52-Week Range¥490.00 - ¥1,267.00
Previous CloseN/A
Volume90.30K
Average Volume (3M)144.98K
Market Cap
¥44.36B
Enterprise Value¥162.50B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥125.19B
Price to Earnings (P/E)7.2
Beta0.97
Next Earnings
May 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.87%
Share Statistics
EPS (TTM)11.43
Shares Outstanding37,180,270
10 Day Avg. Volume109,450
30 Day Avg. Volume144,976
Financial Highlights & Ratios
PEG Ratio0.14
Price to Book (P/B)0.25
Price to Sales (P/S)0.73
P/FCF Ratio4.33
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained double-digit revenue growth indicates expanding lending or fee businesses and stronger core earnings. Over a 2–6 month horizon this supports higher recurring income, greater capacity to invest in systems or branches, and resilience to cyclical dips in loan demand.
Cash GenerationOperating cash flow more than doubles reported net income, showing high cash conversion from core operations. This durable cash generation improves liquidity, funds loan growth or dividend capacity, and provides buffer against credit losses without needing immediate external financing.
Local Market FocusA regional franchise focused on Tohoku builds sticky retail and SME relationships, delivering stable deposit funding and tailored lending. Long-term community ties and local underwriting knowledge create durable competitive advantages versus nonlocal competitors and support consistent deposit and loan volumes.
Bears Say
Rising LeverageHigher debt-to-equity raises funding and refinancing risk for a regional bank, limiting capital flexibility. Over months this can constrain lending capacity, heighten sensitivity to interest swings, and require cautious capital management or retained earnings to restore conservative leverage levels.
Fcf Growth SustainabilityA rebound from a negative free cash flow base can inflate growth metrics that may not repeat. If future cash generation normalizes, management must sustain conversion through underwriting and cost controls; otherwise, capital allocation decisions based on transient FCF gains could be overstated.
Modest ROEAn ROE below 5% signals limited return on shareholders' capital for a bank, reflecting modest profitability or capital intensity. Persistently low ROE can limit retained earnings growth, reduce strategic investment capacity, and pressure management to boost margins or optimize capital structure.
Towa Bank, Ltd. News
8558 FAQ
What was Towa Bank, Ltd.’s price range in the past 12 months?
Towa Bank, Ltd. lowest stock price was ¥490.00 and its highest was ¥1267.00 in the past 12 months.
What is Towa Bank, Ltd.’s market cap?
Towa Bank, Ltd.’s market cap is ¥44.36B.
When is Towa Bank, Ltd.’s upcoming earnings report date?
Towa Bank, Ltd.’s upcoming earnings report date is May 08, 2026 which is in 80 days.
How were Towa Bank, Ltd.’s earnings last quarter?
Towa Bank, Ltd. released its earnings results on Feb 03, 2026. The company reported ¥11.43 earnings per share for the quarter, beating the consensus estimate of N/A by ¥11.43.
Is Towa Bank, Ltd. overvalued?
According to Wall Street analysts Towa Bank, Ltd.’s price is currently Overvalued.
Does Towa Bank, Ltd. pay dividends?
Towa Bank, Ltd. pays a Annually dividend of ¥35 which represents an annual dividend yield of 2.87%. See more information on Towa Bank, Ltd. dividends here
What is Towa Bank, Ltd.’s EPS estimate?
Towa Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Towa Bank, Ltd. have?
Towa Bank, Ltd. has 37,180,270 shares outstanding.
What happened to Towa Bank, Ltd.’s price movement after its last earnings report?
Towa Bank, Ltd. reported an EPS of ¥11.43 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.853%.
Which hedge fund is a major shareholder of Towa Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8558
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Towa Bank, Ltd.
The Towa Bank, Ltd. provides various banking products and services. The company was founded in 1917 and is based in Maebashi, Japan.
Technical Analysis
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Options Prices
Currently, No data available
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