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8558 Stock Chart & Stats
¥1151.00
¥7.00(1.09%)
At close: 4:00 PM EST
¥1151.00
¥7.00(1.09%)
Day’s Range― - ―
52-Week Range¥802.00 - ¥1,623.00
Previous CloseN/A
Volume90.30K
Average Volume (3M)144.98K
Market Cap
¥47.11B
Enterprise Value-¥106.14K
Total Cash (Recent Filing)¥282.49B
Total Debt (Recent Filing)¥140.30B
Price to Earnings (P/E)―
Beta1.02
Next Earnings
Nov 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.64%
Share Statistics
EPS (TTM)-687.64
Shares Outstanding35,775,870
10 Day Avg. Volume109,450
30 Day Avg. Volume144,976
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.39
Price to Sales (P/S)0.90
P/FCF Ratio6.85
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Stable Regional Banking FranchiseTowa operates a classic deposit-funded regional bank model focused on retail and corporate lending and payment services. That business model generates recurring net interest and fee income tied to local economic activity, offering durable cashflow sources and a defensible customer franchise over 2–6 months.
Strong Recent Revenue ExpansionA large revenue increase indicates meaningful growth in lending, fee income, or securities activity, which can expand scale and future earnings potential. If managed with disciplined expense and credit control, revenue momentum provides a platform for margin recovery and improved core profitability over the medium term.
Positive Operating And Free Cash Flow In 2026Generating positive operating and free cash flow in a year with an accounting loss shows underlying cash generation from core banking activities. This cash buffer supports liquidity, loan funding and potential capital needs, improving resilience while management addresses the income statement issues over coming quarters.
Bears Say
Sharp Swing To A Large Net LossA dramatic swing to a deep net loss and very negative margins undermines retained earnings and capital generation, forcing a focus on rebuilding profitability. This weakens return metrics and may require cost cuts, balance sheet actions, or capital measures, creating multi-month to multi-quarter execution risk.
Volatile And Inconsistent Cash FlowsLarge historic swings in operating and free cash flow reduce visibility into sustainable internal funding and heighten refinancing risk. For a lender, inconsistent cash generation complicates provisioning, liquidity planning and dividend predictability, making strategic investments and capital management harder over the medium term.
Moderate-to-elevated And Rising LeverageAn increasing debt-to-equity ratio to moderate-to-elevated levels reduces financial flexibility and raises interest and refinancing burdens. With recent losses, higher leverage constrains shock absorption and could force capital-raising or asset adjustments, amplifying execution and credit risk beyond the next few quarters.
Towa Bank, Ltd. News
8558 FAQ
What was Towa Bank, Ltd.’s price range in the past 12 months?
Towa Bank, Ltd. lowest stock price was ¥802.00 and its highest was ¥1623.00 in the past 12 months.
What is Towa Bank, Ltd.’s market cap?
Towa Bank, Ltd.’s market cap is ¥47.11B.
When is Towa Bank, Ltd.’s upcoming earnings report date?
Towa Bank, Ltd.’s upcoming earnings report date is Nov 10, 2026 which is in 95 days.
How were Towa Bank, Ltd.’s earnings last quarter?
Currently, no data Available
Is Towa Bank, Ltd. overvalued?
According to Wall Street analysts Towa Bank, Ltd.’s price is currently Overvalued.
Does Towa Bank, Ltd. pay dividends?
Towa Bank, Ltd. pays a Annually dividend of ¥50 which represents an annual dividend yield of 2.64%. See more information on Towa Bank, Ltd. dividends here
What is Towa Bank, Ltd.’s EPS estimate?
Towa Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Towa Bank, Ltd. have?
Towa Bank, Ltd. has 35,775,870 shares outstanding.
What happened to Towa Bank, Ltd.’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Towa Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8558
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Towa Bank, Ltd.
The Towa Bank, Ltd. provides various banking products and services. It offers deposit, lending, ancillary, securities investment, entrustment of corporate bonds, domestic exchange, and foreign exchange services, as well as credit cards. The company was founded in 1917 and is headquartered in Maebashi, Japan.
Technical Analysis
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