Towa Bank, Ltd. (JP:8558)
:8558
8558 Stock Chart & Stats
¥1151.00
¥7.00(1.09%)
At close: 4:00 PM EST
¥1151.00
¥7.00(1.09%)
Day’s Range― - ―
52-Week Range¥525.00 - ¥1,267.00
Previous CloseN/A
Volume90.30K
Average Volume (3M)144.98K
Market Cap
¥40.12B
Enterprise Value-¥39.91B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥125.19B
Price to Earnings (P/E)24.1
Beta1.01
Next Earnings
May 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.87%
Share Statistics
EPS (TTM)11.43
Shares Outstanding35,775,870
10 Day Avg. Volume109,450
30 Day Avg. Volume144,976
Financial Highlights & Ratios
PEG Ratio0.14
Price to Book (P/B)0.25
Price to Sales (P/S)0.73
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained revenue growth near mid-teens indicates expanding core banking activity—likely from loans and fees to individuals and SMEs. Over 2-6 months this supports higher net interest income scale, better operating leverage, and a firmer base for continued earnings generation.
Cash GenerationHigh operating cash conversion (OCF/net income 2.14) and positive FCF conversion show robust cash generation from core operations. This durable cash profile supports capital needs, provisioning flexibility and shareholder returns even if earnings fluctuate modestly.
Improving ProfitabilityImproving ROE and a higher net profit margin reflect better utilization of equity and operating efficiency gains. These structural improvements indicate management is extracting more profit per unit of assets and equity, which bolsters long-term return potential.
Bears Say
Rising LeverageAn elevated debt-to-equity ratio raises financial risk for a regional bank that relies on deposit and loan spreads. Over months, higher leverage can magnify stress from credit losses or funding cost shifts, constraining strategic flexibility and increasing capital sensitivity.
FFO/FCF Sustainability RiskFCF growth driven by a rebound from a negative base suggests the recent improvement may be cyclical rather than secular. If the recovery stalls or credit costs rise, cash generation could revert, limiting sustainable dividends, buybacks, or buffer for loan-loss provisioning.
Limited Disclosure On Key MetricsMissing metrics (equity ratio, gross margin) reduce transparency on capital adequacy and cost structure. For a regional bank, lack of these durable disclosures complicates assessment of solvency and operating efficiency over medium term, raising forecasting uncertainty.
Towa Bank, Ltd. News
8558 FAQ
What was Towa Bank, Ltd.’s price range in the past 12 months?
Towa Bank, Ltd. lowest stock price was ¥525.00 and its highest was ¥1267.00 in the past 12 months.
What is Towa Bank, Ltd.’s market cap?
Towa Bank, Ltd.’s market cap is ¥40.12B.
When is Towa Bank, Ltd.’s upcoming earnings report date?
Towa Bank, Ltd.’s upcoming earnings report date is May 12, 2026 which is in 32 days.
How were Towa Bank, Ltd.’s earnings last quarter?
Towa Bank, Ltd. released its earnings results on Feb 03, 2026. The company reported ¥11.43 earnings per share for the quarter, beating the consensus estimate of N/A by ¥11.43.
Is Towa Bank, Ltd. overvalued?
According to Wall Street analysts Towa Bank, Ltd.’s price is currently Overvalued.
Does Towa Bank, Ltd. pay dividends?
Towa Bank, Ltd. pays a Annually dividend of ¥35 which represents an annual dividend yield of 2.87%. See more information on Towa Bank, Ltd. dividends here
What is Towa Bank, Ltd.’s EPS estimate?
Towa Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Towa Bank, Ltd. have?
Towa Bank, Ltd. has 35,775,870 shares outstanding.
What happened to Towa Bank, Ltd.’s price movement after its last earnings report?
Towa Bank, Ltd. reported an EPS of ¥11.43 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.853%.
Which hedge fund is a major shareholder of Towa Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8558
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Towa Bank, Ltd.
The Towa Bank, Ltd. provides various banking products and services. The company was founded in 1917 and is based in Maebashi, Japan.
Technical Analysis
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Options Prices
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