Bank Of The Ryukyus,Limited (JP:8399)
:8399
8399 Stock Chart & Stats
¥2009.00
¥3.00(0.28%)
At close: 4:00 PM EST
¥2009.00
¥3.00(0.28%)
Day’s Range― - ―
52-Week Range¥831.00 - ¥2,581.00
Previous CloseN/A
Volume53.10K
Average Volume (3M)142.27K
Market Cap
¥97.73B
Enterprise Value-¥42.80B
Total Cash (Recent Filing)¥0.00
Total Debt (Recent Filing)¥18.82B
Price to Earnings (P/E)6.7
Beta1.18
Next Earnings
May 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.46%
Share Statistics
EPS (TTM)69.48
Shares Outstanding43,108,470
10 Day Avg. Volume123,030
30 Day Avg. Volume142,269
Financial Highlights & Ratios
PEG Ratio3.18
Price to Book (P/B)0.34
Price to Sales (P/S)0.76
P/FCF Ratio2.99
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Healthy Capital BaseA healthy equity ratio and low debt-to-equity provide durable loss-absorbing capacity and regulatory buffer. This strengthens the bank’s ability to support credit growth, withstand regional economic shocks, and fund lending without immediate reliance on volatile wholesale markets.
Strong Operating Cash GenerationConsistently strong operating cash versus reported earnings enhances funding flexibility and reduces dependency on external borrowing. Reliable cash generation supports steady deposit and loan operations, enables loan book expansion, and underpins dividend and capital allocation decisions over the medium term.
Efficient Cost ManagementStrong gross margins reflect durable cost discipline and operational efficiency. For a regional bank, this improves resilience to margin compression, allows competitive deposit/pricing strategies, and preserves operating earnings to reinvest in services and digital capabilities over multiple quarters.
Bears Say
Declining Profitability MarginsSustained erosion in net and operating margins weakens long-term earnings power and reduces retained earnings growth. This hampers internal capital buildup, increases sensitivity to net interest margin swings, and may limit the bank’s ability to expand lending or absorb credit losses without external support.
Inconsistent Revenue GrowthUneven revenue trends create uncertainty in forward earnings and constrain predictable scaling of the business. For a regional lender reliant on loan and fee growth, inconsistent top-line performance undermines operating leverage, complicates budgeting, and raises pressure on margins during slower cycles.
Volatile Free Cash Flow ConversionVolatility in free cash flow and weak conversion of net income to FCF complicates capital allocation and dividend sustainability. It increases reliance on non-recurring sources or securities income, heightening earnings variability and reducing predictability for investments and credit growth planning.
Bank Of The Ryukyus,Limited News
8399 FAQ
What was Bank Of The Ryukyus,Limited’s price range in the past 12 months?
Bank Of The Ryukyus,Limited lowest stock price was ¥831.00 and its highest was ¥2581.00 in the past 12 months.
What is Bank Of The Ryukyus,Limited’s market cap?
Bank Of The Ryukyus,Limited’s market cap is ¥97.73B.
When is Bank Of The Ryukyus,Limited’s upcoming earnings report date?
Bank Of The Ryukyus,Limited’s upcoming earnings report date is May 12, 2026 which is in 36 days.
How were Bank Of The Ryukyus,Limited’s earnings last quarter?
Bank Of The Ryukyus,Limited released its earnings results on Feb 10, 2026. The company reported ¥69.48 earnings per share for the quarter, beating the consensus estimate of N/A by ¥69.48.
Is Bank Of The Ryukyus,Limited overvalued?
According to Wall Street analysts Bank Of The Ryukyus,Limited’s price is currently Overvalued.
Does Bank Of The Ryukyus,Limited pay dividends?
Bank Of The Ryukyus,Limited pays a Semiannually dividend of ¥27 which represents an annual dividend yield of 2.46%. See more information on Bank Of The Ryukyus,Limited dividends here
What is Bank Of The Ryukyus,Limited’s EPS estimate?
Bank Of The Ryukyus,Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bank Of The Ryukyus,Limited have?
Bank Of The Ryukyus,Limited has 43,108,470 shares outstanding.
What happened to Bank Of The Ryukyus,Limited’s price movement after its last earnings report?
Bank Of The Ryukyus,Limited reported an EPS of ¥69.48 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.49%.
Which hedge fund is a major shareholder of Bank Of The Ryukyus,Limited?
Currently, no hedge funds are holding shares in JP:8399
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bank Of The Ryukyus,Limited
Bank of The Ryukyus, Limited provides various banking products and services in Japan. The company offers savings, time, and property deposits; loan products, including housing, apartment, car, education, card, and corporate loans; reverse mortgages; and insurance products, such as individual, annuity, whole life, medical, long-term, term life, fire, pet, and cancer insurance. It also engages in the provision of investment trust, bonds, and foreign currency deposits; corporate consulting services, which include and business succession, merger and acquisitions, capital policy, and organizational structure; and security brokerage business. In addition, the company provides debit card, ATM, online banking, safe deposit box, foreign currency exchange, and remittance services. Bank of The Ryukyus, Limited was incorporated in 1948 and is headquartered in Naha, Japan.
Technical Analysis
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Options Prices
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