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7184 Stock Chart & Stats
¥1815.00
¥8.00(0.75%)
At close: 4:00 PM EST
¥1815.00
¥8.00(0.75%)
Day’s Range― - ―
52-Week Range¥1,173.00 - ¥3,210.00
Previous CloseN/A
Volume146.40K
Average Volume (3M)198.25K
Market Cap
¥185.03B
Enterprise Value¥13.98K
Total Cash (Recent Filing)¥83.58B
Total Debt (Recent Filing)¥25.86B
Price to Earnings (P/E)10.7
Beta1.30
Next Earnings
Nov 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.83%
Share Statistics
EPS (TTM)238.83
Shares Outstanding63,000,000
10 Day Avg. Volume146,740
30 Day Avg. Volume198,253
Financial Highlights & Ratios
PEG Ratio0.68
Price to Book (P/B)0.74
Price to Sales (P/S)2.89
P/FCF Ratio39.61
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Leverage & Rising EquityThe sharp deleveraging and near-doubling of reported equity between 2021 and 2026 materially improve loss-absorbing capacity and funding flexibility. A lower debt-to-equity ratio reduces refinancing and interest-rate risk, enabling steadier lending and balance-sheet support through cycles.
Strong Revenue And Margin ExpansionSustained top-line growth and a meaningful margin expansion over several years indicate improved core profitability and operational leverage. Higher margins and revenue scale increase internal funding for investment and cushions against credit losses, supporting durable earnings generation.
Positive Free Cash Flow In Recent YearsConsistent positive free cash flow and strong cash conversion ratios in 2025–2026 show the bank can fund operations, dividends, and capital needs from internally generated cash. Reliable FCF supports strategic flexibility and reduces reliance on volatile market funding.
Bears Say
Cash-flow VolatilityHistoric wide swings in operating cash flow, including large outflows through 2023, signal that working-capital and securities movements materially affect liquidity. Such volatility complicates capital planning, makes dividend and lending policies less predictable, and raises funding risk in stress.
Modest Returns On EquityDespite stronger equity levels, reported ROE remained low historically, indicating limited capital efficiency. Low returns suggest the bank may struggle to generate attractive shareholder returns without materially higher margins, faster organic growth, or more effective capital deployment.
Cyclical / Uneven Revenue GrowthThe prior revenue declines and uneven growth demonstrate sensitivity to macro and credit cycles. This cyclicality makes earnings and loan demand unpredictable, complicating medium-term planning for provisioning, capital allocation, and consistent franchise expansion in a regional banking market.
First Bank of Toyama Ltd. News
7184 FAQ
What was First Bank of Toyama Ltd.’s price range in the past 12 months?
First Bank of Toyama Ltd. lowest stock price was ¥1173.00 and its highest was ¥3210.00 in the past 12 months.
What is First Bank of Toyama Ltd.’s market cap?
First Bank of Toyama Ltd.’s market cap is ¥185.03B.
When is First Bank of Toyama Ltd.’s upcoming earnings report date?
First Bank of Toyama Ltd.’s upcoming earnings report date is Nov 06, 2026 which is in 86 days.
How were First Bank of Toyama Ltd.’s earnings last quarter?
First Bank of Toyama Ltd. released its earnings results on Aug 03, 2026. The company reported ¥124.51 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is First Bank of Toyama Ltd. overvalued?
According to Wall Street analysts First Bank of Toyama Ltd.’s price is currently Overvalued.
Does First Bank of Toyama Ltd. pay dividends?
First Bank of Toyama Ltd. pays a Semiannually dividend of ¥37.5 which represents an annual dividend yield of 2.83%. See more information on First Bank of Toyama Ltd. dividends here
What is First Bank of Toyama Ltd.’s EPS estimate?
First Bank of Toyama Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Bank of Toyama Ltd. have?
First Bank of Toyama Ltd. has 63,000,000 shares outstanding.
What happened to First Bank of Toyama Ltd.’s price movement after its last earnings report?
First Bank of Toyama Ltd. reported an EPS of ¥124.51 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 4.26%.
Which hedge fund is a major shareholder of First Bank of Toyama Ltd.?
Currently, no hedge funds are holding shares in JP:7184
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
First Bank of Toyama Ltd.
The First Bank of Toyama, Ltd. offers a comprehensive range of financial services, catering to individual clients, corporate entities, and business ventures. Its extensive product suite encompasses various deposit instruments, such as general, savings, foreign currency, time, and periodic accounts. The institution also extends numerous credit facilities, including home, vehicle, educational, remodeling, flexible personal, and card loans. Furthermore, customers can engage with investment trusts, government bonds, and brokerage services, alongside a selection of pension and insurance plans, all accessible via its convenient internet banking platform. Founded in 1944, the bank is headquartered in Toyama, Japan, and maintains a network of 66 operational branches.
Technical Analysis
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