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IF Stock Chart & Stats
€14.91
€0.26(1.74%)
At close: 4:00 PM EDT
€14.91
€0.26(1.74%)
Day’s Range― - ―
52-Week Range€12.02 - €27.72
Previous CloseN/A
Volume284.23K
Average Volume (3M)145.18K
Market Cap
€920.20M
Enterprise Value€9.37K
Total Cash (Recent Filing)€568.05M
Total Debt (Recent Filing)€9.14B
Price to Earnings (P/E)3.5
Beta1.12
Next Earnings
Nov 11, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield13.9%
Share Statistics
EPS (TTM)4.32
Shares Outstanding61,540,455
10 Day Avg. Volume166,734
30 Day Avg. Volume145,175
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)0.74
Price to Sales (P/S)1.51
P/FCF Ratio-9.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€15.55Price Target Upside4.29% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)0.8
Revenue Forecast (FY)€796.58M
Bulls Say, Bears Say
Bulls Say
Specialized SME Lending And NPE Credit-management ModelA focused business model on SME factoring and NPE/distressed-credit management builds durable, structural revenue streams: interest and fee income from factoring plus recovery upside from purchased NPEs. This vertical expertise supports cross-selling and positions the bank in niches with persistent demand.
Material Profitability Improvement (net Income And Margins)A near-doubling of net income and sharp margin expansion reflect improved earnings quality and operating leverage. If sustainable, higher margins give resilience against cyclical revenue swings and support internal capital generation for growth or capital buffers over the medium term.
Improved Returns And Balance-sheet GrowthRising equity, asset growth and a materially higher ROE indicate stronger capital productivity and that management is extracting better returns from deployed capital. Higher ROE can support dividends and reinvestment decisions, enhancing long-term shareholder value if capital allocation remains disciplined.
Bears Say
Sharply Higher Leverage And Debt LoadA large jump in debt and leverage materially increases financial risk and reduces balance-sheet flexibility. For a bank engaged in SME lending and NPE purchases, higher leverage amplifies sensitivity to funding-cost shocks, asset-quality deterioration, and regulatory/capital constraints over the medium term.
Weak Cash Generation; Negative Operating & Free Cash FlowTwo consecutive years of negative operating and free cash flow signal earnings quality and liquidity concerns. Reliance on non-cash accrual gains or external funding to support operations raises refinancing risk and could force reliance on wholesale markets or asset sales during stress, impairing strategic options.
Top-line Volatility And Limited Recent Revenue GrowthFlat near-term revenue despite margin gains implies earnings improvements rely on efficiency or one-off factors rather than sustainable volume growth. Limited top-line momentum reduces the margin of safety if recoveries slow or competition compresses pricing, constraining durable profit expansion.
IF FAQ
What was Banca Ifis SPA’s price range in the past 12 months?
Banca Ifis SPA lowest stock price was €12.02 and its highest was €27.72 in the past 12 months.
What is Banca Ifis SPA’s market cap?
Banca Ifis SPA’s market cap is €920.20M.
When is Banca Ifis SPA’s upcoming earnings report date?
Banca Ifis SPA’s upcoming earnings report date is Nov 11, 2026 which is in 88 days.
How were Banca Ifis SPA’s earnings last quarter?
Banca Ifis SPA released its earnings results on Aug 04, 2026. The company reported €0.128 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Banca Ifis SPA overvalued?
According to Wall Street analysts Banca Ifis SPA’s price is currently Undervalued.
Does Banca Ifis SPA pay dividends?
Banca Ifis SPA pays a Semiannually dividend of €0.92 which represents an annual dividend yield of 13.9%. See more information on Banca Ifis SPA dividends here
What is Banca Ifis SPA’s EPS estimate?
Banca Ifis SPA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banca Ifis SPA have?
Banca Ifis SPA has 61,540,455 shares outstanding.
What happened to Banca Ifis SPA’s price movement after its last earnings report?
Banca Ifis SPA reported an EPS of €0.128 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.536%.
Which hedge fund is a major shareholder of Banca Ifis SPA?
Currently, no hedge funds are holding shares in IT:IF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Ifis SPA
Banca IFIS S.p.A., established in 1983 and headquartered in Mestre, Italy, specializes in providing bespoke credit services and financial solutions to businesses. A significant part of its operations involves the acquisition and management of portfolios containing non-performing loans. The institution offers a diverse array of financial products, including factoring, strategic advisory and equity investment services, sophisticated structured finance arrangements, equipment leasing, and long-term funding specifically for industrial development projects. Banca IFIS S.p.A. operates as a subsidiary under the ownership of La Scogliera S.p.A.
IF Stock 12 Month Forecast
Average Price Target
€15.55
▲(4.29% Upside)
Technical Analysis
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