Want to see IT:IF full AI Analyst Report?
IF Stock Chart & Stats
€23.70
€0.52(2.43%)
At close: 4:00 PM EST
€23.70
€0.52(2.43%)
Day’s Range― - ―
52-Week Range€12.02 - €27.72
Previous CloseN/A
Volume619.02K
Average Volume (3M)145.18K
Market Cap
€914.17M
Enterprise Value€9.38K
Total Cash (Recent Filing)€508.04M
Total Debt (Recent Filing)€4.72B
Price to Earnings (P/E)3.1
Beta1.10
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield13.95%
Share Statistics
EPS (TTM)4.94
Shares Outstanding61,540,455
10 Day Avg. Volume166,734
30 Day Avg. Volume145,175
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)0.74
Price to Sales (P/S)1.51
P/FCF Ratio-9.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€15.55Price Target Upside-34.39% Downside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)1.01
Revenue Forecast (FY)€787.96M
Bulls Say, Bears Say
Bulls Say
Improved ProfitabilityMaterial margin expansion and a doubling of net income indicate the bank has improved underwriting, pricing or cost capture across its businesses. Higher profitability provides recurring earnings capacity and buffers against cyclical stress, supporting longer-term capital generation.
Specialized Business ModelA dual focus on SME factoring and distressed-credit management gives diversified, complementary revenue streams: steady fee/interest from factoring and high-return optionality from NPE recoveries. This structural mix supports resilience across cycles and niche market leadership.
Multi-year Revenue MomentumSustained positive revenue trajectory over several years indicates growing core activity and market penetration in specialized lending. Durable top-line expansion supports scalable margins and long-term earnings potential if origination and servicing volumes persist.
Bears Say
Rising LeverageA sharp increase in leverage materially raises financial risk and reduces flexibility. Higher debt servicing needs make the bank more sensitive to funding stress or rate moves, limiting capacity for opportunistic lending or NPE purchases during downturns.
Weak Cash GenerationSustained negative operating and free cash flow undermines the quality of reported earnings and forces dependence on external funding or balance-sheet actions. Over months, weak cash conversion can strain liquidity and constrain reinvestment or dividend sustainability.
Top-line VolatilityFlat near-term revenue despite profit improvement signals earnings were driven by margin gains rather than consistent demand expansion. Continued revenue volatility reduces predictability of recovery flows from NPE and originations, complicating long-term planning and capital allocation.
IF FAQ
What was Banca Ifis SPA’s price range in the past 12 months?
Banca Ifis SPA lowest stock price was €12.02 and its highest was €27.72 in the past 12 months.
What is Banca Ifis SPA’s market cap?
Banca Ifis SPA’s market cap is €914.17M.
When is Banca Ifis SPA’s upcoming earnings report date?
Banca Ifis SPA’s upcoming earnings report date is Aug 04, 2026 which is in 13 days.
How were Banca Ifis SPA’s earnings last quarter?
Currently, no data Available
Is Banca Ifis SPA overvalued?
According to Wall Street analysts Banca Ifis SPA’s price is currently Overvalued.
Does Banca Ifis SPA pay dividends?
Banca Ifis SPA pays a Semiannually dividend of €0.92 which represents an annual dividend yield of 13.95%. See more information on Banca Ifis SPA dividends here
What is Banca Ifis SPA’s EPS estimate?
Banca Ifis SPA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banca Ifis SPA have?
Banca Ifis SPA has 61,540,455 shares outstanding.
What happened to Banca Ifis SPA’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Banca Ifis SPA?
Currently, no hedge funds are holding shares in IT:IF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Ifis SPA
Banca IFIS S.p.A., established in 1983 and headquartered in Mestre, Italy, specializes in providing bespoke credit services and financial solutions to businesses. A significant part of its operations involves the acquisition and management of portfolios containing non-performing loans. The institution offers a diverse array of financial products, including factoring, strategic advisory and equity investment services, sophisticated structured finance arrangements, equipment leasing, and long-term funding specifically for industrial development projects. Banca IFIS S.p.A. operates as a subsidiary under the ownership of La Scogliera S.p.A.
IF Stock 12 Month Forecast
Average Price Target
€15.55
▼(-34.39% Downside)
Technical Analysis
Banco BPM S.p.A.
―
Banco di Desio e Della Brianza SPA
―
BPER Banca S.p.A.
―
Credito Emiliano SPA Credem
―
doValue S.p.A
―


