Banca Ifis SPA (IT:IF)
:IF
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IF Stock Chart & Stats
€23.70
€0.52(2.43%)
At close: 4:00 PM EST
€23.70
€0.52(2.43%)
Day’s Range― - ―
52-Week Range€18.66 - €27.72
Previous CloseN/A
Volume619.02K
Average Volume (3M)145.18K
Market Cap
€1.26B
Enterprise Value€5.49B
Total Cash (Recent Filing)€409.63M
Total Debt (Recent Filing)€2.87B
Price to Earnings (P/E)4.1
Beta0.95
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield8.44%
Share Statistics
EPS (TTM)2.95
Shares Outstanding61,540,455
10 Day Avg. Volume166,734
30 Day Avg. Volume145,175
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)0.74
Price to Sales (P/S)1.51
P/FCF Ratio-9.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€29.30Price Target Upside23.63% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.44
Revenue Forecast (FY)€858.83M
Bulls Say, Bears Say
Bulls Say
Improved ProfitabilityMaterial margin expansion and a doubling of net income indicate the bank is executing on pricing, cost control and/or credit mix improvements. Higher sustainable margins improve earnings capacity, support internal capital generation and create a buffer against future credit stress if maintained.
Specialty Finance & NPL Servicing FranchiseA focused model on factoring, working-capital finance and NPL management provides structural revenue diversity (interest, fees, recovery gains). This niche expertise and recurring servicing activities create durable client relationships and differentiated cashflow drivers versus generic retail banks.
Improved Returns And Balance-sheet GrowthRising ROE and expanding equity/assets reflect more efficient capital deployment and growing scale. Improved returns signal management can generate higher profits on capital, supporting reinvestment or distributions and enhancing the bank's ability to fund specialty lending activities over the medium term.
Bears Say
Sustained Negative Operating Cash FlowTwo consecutive years of negative operating and free cash flow weaken the quality of reported earnings and increase dependence on external funding. Persistent cash deficits raise refinancing risk, could force asset sales or higher-cost funding, and constrain the durability of profits absent cash conversion improvement.
Marked Rise In LeverageA sharp increase in debt and leverage materially raises balance-sheet risk and reduces financial flexibility. Higher leverage amplifies sensitivity to interest-rate and credit shocks, limits capacity to absorb NPL volatility, and could pressure capital ratios or force tighter funding/credit terms if market conditions worsen.
Top-line Volatility And Limited Recent GrowthFlat revenue in the latest year indicates earnings gains are driven more by margin and one-off factors than sustainable volume expansion. Limited origination growth constrains long-term earnings scalability and makes profitability more vulnerable to margin compression or credit-cycle reversals without renewed revenue momentum.
IF FAQ
What was Banca Ifis SPA’s price range in the past 12 months?
Banca Ifis SPA lowest stock price was €18.66 and its highest was €27.72 in the past 12 months.
What is Banca Ifis SPA’s market cap?
Banca Ifis SPA’s market cap is €1.26B.
When is Banca Ifis SPA’s upcoming earnings report date?
Banca Ifis SPA’s upcoming earnings report date is Aug 04, 2026 which is in 55 days.
How were Banca Ifis SPA’s earnings last quarter?
Currently, no data Available
Is Banca Ifis SPA overvalued?
According to Wall Street analysts Banca Ifis SPA’s price is currently Undervalued.
Does Banca Ifis SPA pay dividends?
Banca Ifis SPA pays a Semiannually dividend of €0.92 which represents an annual dividend yield of 8.44%. See more information on Banca Ifis SPA dividends here
What is Banca Ifis SPA’s EPS estimate?
Banca Ifis SPA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banca Ifis SPA have?
Banca Ifis SPA has 61,540,455 shares outstanding.
What happened to Banca Ifis SPA’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Banca Ifis SPA?
Currently, no hedge funds are holding shares in IT:IF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Ifis SPA
Banca IFIS S.p.A., established in 1983 and headquartered in Mestre, Italy, specializes in providing bespoke credit services and financial solutions to businesses. A significant part of its operations involves the acquisition and management of portfolios containing non-performing loans. The institution offers a diverse array of financial products, including factoring, strategic advisory and equity investment services, sophisticated structured finance arrangements, equipment leasing, and long-term funding specifically for industrial development projects. Banca IFIS S.p.A. operates as a subsidiary under the ownership of La Scogliera S.p.A.
IF Stock 12 Month Forecast
Average Price Target
€29.30
▲(23.63% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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