FinecoBank SpA (IT:FBK)
:FBK
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FBK Stock Chart & Stats
€22.43
€0.18(1.02%)
At close: 4:00 PM EST
€22.43
€0.18(1.02%)
Day’s Range― - ―
52-Week Range€17.55 - €23.07
Previous CloseN/A
Volume3.17M
Average Volume (3M)1.56M
Market Cap
€12.93B
Enterprise Value€12.61B
Total Cash (Recent Filing)€1.87B
Total Debt (Recent Filing)€1.66B
Price to Earnings (P/E)13.3
Beta1.08
Next Earnings
Aug 04, 2026EPS Estimate
0.28Next Dividend Ex-DateN/A
Dividend Yield3.35%
Share Statistics
EPS (TTM)1.33
Shares Outstanding611,890,600
10 Day Avg. Volume1,730,657
30 Day Avg. Volume1,561,041
Financial Highlights & Ratios
PEG Ratio-22.45
Price to Book (P/B)5.32
Price to Sales (P/S)10.31
P/FCF Ratio14.25
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€26.60Price Target Upside18.59% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)1.09
Revenue Forecast (FY)€1.43B
Bulls Say, Bears Say
Bulls Say
High Profitability & MarginsExceptionally high 2025 operating (~71%) and net (~49%) margins reflect an efficient cost base and pricing power across banking and wealth services. Such durable profitability supports sustained internal cash generation, strong returns on capital, and capacity to reinvest or maintain shareholder distributions over the medium term.
Integrated Multichannel Business ModelFineco’s integrated digital platform combined with a network of financial advisors and a broad product set (banking, brokerage, lending, advisory) creates diversified revenue streams and scalable cross‑sell. This multichannel model drives customer stickiness, recurring fees, and cost-efficient growth that remain relevant over several months to years.
Strong ROE & Growing Equity BaseA rising equity base alongside consistently high ROE (~22–28%) indicates the bank translates earnings into capital effectively. This supports internal funding for expansion, cushions losses in stress periods, and underpins sustainable dividends or share actions without excessive reliance on external financing over the medium term.
Bears Say
Revenue Growth VolatilityTop‑line volatility—an interim revenue decline in 2024 followed by a strong 2025 rebound—suggests exposure to cyclical activity, trading volumes or episodic flows. This makes medium‑term revenue and fee projections less predictable and complicates budgeting, capital allocation and stress testing for the business.
Unstable Leverage ProfileMeaningful swings in leverage increase funding and interest‑rate sensitivity and signal a less stable capital structure. Rising debt‑to‑equity can constrain flexibility, elevate refinancing risk in adverse markets, and increase earnings volatility from funding cost movements over the medium term.
Lumpy Cash Flow ConversionAlthough 2025 shows robust operating and free cash flow in absolute terms, historical lumpiness (negative OCF/FCF in 2021 and sharp year‑to‑year swings) indicates cash conversion is unpredictable. Irregular cash flows complicate reliable funding for dividends, buybacks or growth without maintaining larger liquidity buffers.
FinecoBank SpA News
FBK FAQ
What was FinecoBank SpA’s price range in the past 12 months?
FinecoBank SpA lowest stock price was €17.55 and its highest was €23.07 in the past 12 months.
What is FinecoBank SpA’s market cap?
FinecoBank SpA’s market cap is €12.93B.
When is FinecoBank SpA’s upcoming earnings report date?
FinecoBank SpA’s upcoming earnings report date is Aug 04, 2026 which is in 54 days.
How were FinecoBank SpA’s earnings last quarter?
FinecoBank SpA released its earnings results on May 07, 2026. The company reported €0.27 earnings per share for the quarter, beating the consensus estimate of €0.261 by €0.009.
Is FinecoBank SpA overvalued?
According to Wall Street analysts FinecoBank SpA’s price is currently Undervalued.
Does FinecoBank SpA pay dividends?
FinecoBank SpA pays a Annually dividend of €0.79 which represents an annual dividend yield of 3.35%. See more information on FinecoBank SpA dividends here
What is FinecoBank SpA’s EPS estimate?
FinecoBank SpA’s EPS estimate is 0.28.
How many shares outstanding does FinecoBank SpA have?
FinecoBank SpA has 611,890,600 shares outstanding.
What happened to FinecoBank SpA’s price movement after its last earnings report?
FinecoBank SpA reported an EPS of €0.27 in its last earnings report, beating expectations of €0.261. Following the earnings report the stock price went down -1.783%.
Which hedge fund is a major shareholder of FinecoBank SpA?
Currently, no hedge funds are holding shares in IT:FBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
FinecoBank SpA
FinecoBank Banca Fineco S.p.A., founded in Reggio Emilia, Italy, in 1999, is a financial institution offering a comprehensive suite of banking and investment solutions. The company's operations are divided into three main divisions: Banking, Brokerage, and Investing. Its banking arm provides essential services such as current and savings accounts, payment processing, home loans, personal credit, and various card options (debit, credit, prepaid). Through its brokerage division, FinecoBank enables clients to execute trades directly on global stock markets and engage in transactions involving a diverse range of financial instruments, including foreign exchange, indices, equities, fixed income securities, commodities, derivatives (futures, options), exchange-traded funds (ETFs), and structured products (certificates). For investment needs, the company delivers asset management services, covering the placement and distribution of mutual funds, SICAV sub-funds, insurance, and pension plans, alongside offering expert investment advisory. FinecoBank primarily interacts with its clientele through a dedicated network of personal financial advisors, supported by robust online and mobile platforms. As of December 31, 2021, the company operated 424 physical advisory centers.
FBK Stock 12 Month Forecast
Average Price Target
€26.60
▲(18.59% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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