Satin Creditcare Network Ltd (IN:SATIN)
:SATIN
Want to see IN:SATIN full AI Analyst Report?
SATIN Stock Chart & Stats
₹149.40
₹5.99(4.02%)
At close: 4:00 PM EST
₹149.40
₹5.99(4.02%)
Day’s Range― - ―
52-Week Range₹133.50 - ₹246.00
Previous CloseN/A
Volume1.24M
Average Volume (3M)6.17K
Market Cap
₹24.60B
Enterprise Value₹111.86B
Total Cash (Recent Filing)₹25.70B
Total Debt (Recent Filing)₹96.40B
Price to Earnings (P/E)4.6
Beta0.92
Next Earnings
Aug 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)12.22
Shares Outstanding110,470,960
10 Day Avg. Volume5,100
30 Day Avg. Volume6,171
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)0.54
Price to Sales (P/S)0.49
P/FCF Ratio2.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)33.1
Revenue Forecast (FY)₹20.15B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthRevenue accelerated over multiple years, with large percentage gains across FY2024–FY2026. Durable top-line momentum in microfinance indicates expanding customer penetration and product uptake in underserved markets, supporting medium-term loan book and fee income scalability.
Material Profitability ReboundProfitability improved materially after near-breakeven years, demonstrating the company's ability to convert growing revenue into earnings. A sustained improvement in earnings capacity supports internally generated capital for expansion and buffers against future credit cycles when maintained.
Growing Asset And Equity BaseRising assets and steadily increasing equity provide capacity for portfolio expansion and indicate capital build-up over time. A larger equity base improves loss-absorption and supports lending growth, strengthening the firm’s ability to serve underserved markets over the next several quarters.
Bears Say
High, Unclear LeverageHistorically high debt-to-equity amplified downside risk in a credit business; the FY2026 reported zero debt is a major reporting swing that creates uncertainty about true funding structure and refinancing risk. Persistent high leverage would constrain flexibility in stress scenarios.
Volatile Operating Cash FlowMulti-year negative operating cash flow and very large outflows in some years show inconsistent cash generation, increasing reliance on external funding during weak periods. Even with a strong FY2026 recovery, such volatility raises structural funding and liquidity planning risks over the medium term.
Earnings Volatility And Credit SensitivityPronounced swings in net income across years indicate earnings are sensitive to credit costs, funding dynamics, or provisioning. This variability complicates forecasting and capital allocation, and suggests credit-cycle exposure that can impair returns during stress without conservative underwriting or higher buffers.
Satin Creditcare Network Ltd News
SATIN FAQ
What was Satin Creditcare Network Ltd’s price range in the past 12 months?
Satin Creditcare Network Ltd lowest stock price was ₹133.50 and its highest was ₹246.00 in the past 12 months.
What is Satin Creditcare Network Ltd’s market cap?
Satin Creditcare Network Ltd’s market cap is ₹24.60B.
When is Satin Creditcare Network Ltd’s upcoming earnings report date?
Satin Creditcare Network Ltd’s upcoming earnings report date is Aug 12, 2026 which is in 84 days.
How were Satin Creditcare Network Ltd’s earnings last quarter?
Satin Creditcare Network Ltd released its earnings results on May 11, 2026. The company reported ₹14.73 earnings per share for the quarter, beating the consensus estimate of N/A by ₹14.73.
Is Satin Creditcare Network Ltd overvalued?
According to Wall Street analysts Satin Creditcare Network Ltd’s price is currently Overvalued.
Does Satin Creditcare Network Ltd pay dividends?
Satin Creditcare Network Ltd does not currently pay dividends.
What is Satin Creditcare Network Ltd’s EPS estimate?
Satin Creditcare Network Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Satin Creditcare Network Ltd have?
Satin Creditcare Network Ltd has 110,470,960 shares outstanding.
What happened to Satin Creditcare Network Ltd’s price movement after its last earnings report?
Satin Creditcare Network Ltd reported an EPS of ₹14.73 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.059%.
Which hedge fund is a major shareholder of Satin Creditcare Network Ltd?
Currently, no hedge funds are holding shares in IN:SATIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Satin Creditcare Network Ltd
Satin Creditcare Network Limited, a non-banking finance company, provides micro finance services in India. The company provides microcredit to economically active women in rural, semi-urban, and urban areas; loans for income generating purposes, such as agriculture, transportation, trading, and production related business activities; loans for water and sanitation facilities; and loans to merchants, retailer, wholesaler, manufacturing, service providers, salaried, self-employed professionals, and agri business. It also offers loans to self-employed professionals, and self-employed individuals/non individual entities; loans to corporate institutions and micro finance companies; financing for solar lamps, bicycles, and consumer durables; and housing finance products. As of March 31, 2022, the company operated through a network of 1,224 branches. The company was formerly known as Satin Leasing & Finance Private Limited and changed its name to Satin Creditcare Network Limited in April 2000. Satin Creditcare Network Limited was incorporated in 1990 and is headquartered in Gurugram, India.
Technical Analysis
Arman Financial Services Limited
―
CreditAccess Grameen Ltd.
―
Fusion Finance Ltd
―
Muthoot Microfin Ltd
―
Spandana Sphoorty Financial Ltd.
―