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Poonawalla Fincorp Limited (IN:POONAWALLA)
:POONAWALLA
POONAWALLA Stock Chart & Stats
₹480.50
₹5.20(1.64%)
At close: 4:00 PM EST
₹480.50
₹5.20(1.64%)
Day’s Range― - ―
52-Week Range₹267.25 - ₹570.40
Previous CloseN/A
Volume8.26M
Average Volume (3M)338.05K
Market Cap
₹380.31B
Enterprise Value₹731.01B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)104.2
Beta1.40
Next Earnings
Apr 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.88
Shares Outstanding812,720,700
10 Day Avg. Volume217,284
30 Day Avg. Volume338,053
Financial Highlights & Ratios
PEG Ratio2.60
Price to Book (P/B)3.31
Price to Sales (P/S)6.76
P/FCF Ratio-2.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.54
Revenue Forecast (FY)₹39.56B
Bulls Say, Bears Say
Bulls Say
Stable Lending Revenue ModelPoonawalla Fincorp's core revenue comes from interest spreads, fee income and treasury activities. That business model generates recurring, contract-driven cash flows when lending volumes are sustained, supporting long-term earnings potential if credit quality and funding remain stable.
Diversified Loan MixA mix of retail and business lending reduces single-segment concentration risk and supports more stable net interest income over cycles. Diversification across customer segments and loan types can help maintain originations and resilience in varying economic conditions.
Access To External FundingConsistent reliance on financing inflows indicates the company retains market access to borrow and raise funds to support lending. Over a 2–6 month horizon this structural ability to source capital is crucial for maintaining asset growth and managing liquidity despite operating cash shortfalls.
Bears Say
High LeverageA debt-to-equity ratio above 3 signals elevated financial leverage that reduces solvency buffers and increases sensitivity to interest rate or funding stress. High leverage constrains strategic flexibility and raises refinancing and covenant risks over the medium term.
Sustained Negative Cash FlowPersistent negative operating and free cash flow means the company cannot internally fund growth or cushion shocks, increasing dependence on external financing. Over months this undermines capital allocation options and elevates liquidity and refinancing vulnerability.
Profitability And Revenue DeteriorationA 32% revenue decline alongside falling gross and EBIT margins and negative net income indicates weakening core earnings power. Without margin recovery or stable revenue, sustaining returns and rebuilding equity is difficult, pressuring long-term viability and reinvestment capacity.
Poonawalla Fincorp Limited News
POONAWALLA FAQ
What was Poonawalla Fincorp Limited’s price range in the past 12 months?
Poonawalla Fincorp Limited lowest stock price was ₹267.25 and its highest was ₹570.40 in the past 12 months.
What is Poonawalla Fincorp Limited’s market cap?
Poonawalla Fincorp Limited’s market cap is ₹380.31B.
When is Poonawalla Fincorp Limited’s upcoming earnings report date?
Poonawalla Fincorp Limited’s upcoming earnings report date is Apr 23, 2026 which is in 56 days.
How were Poonawalla Fincorp Limited’s earnings last quarter?
Poonawalla Fincorp Limited released its earnings results on Jan 16, 2026. The company reported ₹1.88 earnings per share for the quarter, beating the consensus estimate of ₹1.3 by ₹0.58.
Is Poonawalla Fincorp Limited overvalued?
According to Wall Street analysts Poonawalla Fincorp Limited’s price is currently Overvalued.
Does Poonawalla Fincorp Limited pay dividends?
Poonawalla Fincorp Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of N/A. See more information on Poonawalla Fincorp Limited dividends here
What is Poonawalla Fincorp Limited’s EPS estimate?
Poonawalla Fincorp Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Poonawalla Fincorp Limited have?
Poonawalla Fincorp Limited has 812,720,700 shares outstanding.
What happened to Poonawalla Fincorp Limited’s price movement after its last earnings report?
Poonawalla Fincorp Limited reported an EPS of ₹1.88 in its last earnings report, beating expectations of ₹1.3. Following the earnings report the stock price went down -1.497%.
Which hedge fund is a major shareholder of Poonawalla Fincorp Limited?
Currently, no hedge funds are holding shares in IN:POONAWALLA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Poonawalla Fincorp Limited
Poonawalla Fincorp Limited, a non-banking financial company, provides asset finance services in India. It offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, proprietorship, and women; cars, medical equipment, and home loans; loan against property; and auto leasing services. The company also provides insurance products. It operates a network of 242 branches. The company was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. Poonawalla Fincorp Limited was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.
Technical Analysis
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