Poonawalla Fincorp Limited (IN:POONAWALLA)
:POONAWALLA
Want to see IN:POONAWALLA full AI Analyst Report?
POONAWALLA Stock Chart & Stats
₹414.85
₹5.20(1.64%)
At close: 4:00 PM EST
₹414.85
₹5.20(1.64%)
Day’s Range― - ―
52-Week Range₹362.95 - ₹570.40
Previous CloseN/A
Volume8.26M
Average Volume (3M)338.05K
Market Cap
₹344.93B
Enterprise Value₹834.70B
Total Cash (Recent Filing)₹2.94B
Total Debt (Recent Filing)₹484.36B
Price to Earnings (P/E)59.6
Beta1.43
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)6.77
Shares Outstanding880,480,000
10 Day Avg. Volume217,284
30 Day Avg. Volume338,053
Financial Highlights & Ratios
PEG Ratio-0.08
Price to Book (P/B)2.82
Price to Sales (P/S)4.36
P/FCF Ratio11.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)15.26
Revenue Forecast (FY)₹63.17B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained top-line scaling across years and a sharp FY2026 acceleration point to expanding loan originations and market penetration in consumer/MSME lending. Larger scale can support durable fee and interest income, and enable operating leverage that strengthens earnings resilience over months.
Deleveraging / Balance SheetA material reduction in leverage enormously improves financial flexibility and lowers refinancing and interest-rate risk. With much lower debt, the company can better absorb credit shocks, fund growth from equity/cash, and sustain lending operations without immediate dependency on volatile wholesale funding.
Cash Flow & Profitability RecoveryReturn to positive net income and matching free cash flow in FY2026 improves earnings quality and internal funding capacity. Positive operating cash flow reduces reliance on external funding for loan growth and provisioning, supporting more durable business operations over the next several months.
Bears Say
Cash-Flow VolatilityExtended episodes of negative operating cash flow across FY2022–FY2025 indicate fragile cash conversion and historic dependence on external funding. This variability raises the risk that future stress or funding shocks could erode liquidity and impair the firm's ability to sustainably finance loan growth.
Profitability & Margin InconsistencySwinging between losses and modest positive margin (~8% in FY2026) signals earnings are sensitive to credit cycles, provisioning and funding costs. Such inconsistency complicates forecasting of sustainable returns and suggests limited margin resilience versus adverse credit or rate environments.
Sustainability Of Balance-Sheet ShiftThe dramatic drop in leverage accompanied by a meaningful equity increase and larger asset base may reflect one-off funding or structural changes. If the funding mix or asset composition is not durable, leverage and funding risk could re-emerge, undermining recent improvements.
Poonawalla Fincorp Limited News
POONAWALLA FAQ
What was Poonawalla Fincorp Limited’s price range in the past 12 months?
Poonawalla Fincorp Limited lowest stock price was ₹362.95 and its highest was ₹570.40 in the past 12 months.
What is Poonawalla Fincorp Limited’s market cap?
Poonawalla Fincorp Limited’s market cap is ₹344.93B.
When is Poonawalla Fincorp Limited’s upcoming earnings report date?
Poonawalla Fincorp Limited’s upcoming earnings report date is Jul 29, 2026 which is in 42 days.
How were Poonawalla Fincorp Limited’s earnings last quarter?
Poonawalla Fincorp Limited released its earnings results on May 05, 2026. The company reported ₹3.125 earnings per share for the quarter, beating the consensus estimate of ₹2.4 by ₹0.725.
Is Poonawalla Fincorp Limited overvalued?
According to Wall Street analysts Poonawalla Fincorp Limited’s price is currently Overvalued.
Does Poonawalla Fincorp Limited pay dividends?
Poonawalla Fincorp Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of N/A. See more information on Poonawalla Fincorp Limited dividends here
What is Poonawalla Fincorp Limited’s EPS estimate?
Poonawalla Fincorp Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Poonawalla Fincorp Limited have?
Poonawalla Fincorp Limited has 880,480,000 shares outstanding.
What happened to Poonawalla Fincorp Limited’s price movement after its last earnings report?
Poonawalla Fincorp Limited reported an EPS of ₹3.125 in its last earnings report, beating expectations of ₹2.4. Following the earnings report the stock price went up 0.757%.
Which hedge fund is a major shareholder of Poonawalla Fincorp Limited?
Currently, no hedge funds are holding shares in IN:POONAWALLA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Poonawalla Fincorp Limited
Poonawalla Fincorp Limited, an Indian non-banking financial institution, specializes in delivering asset-backed financial solutions. The company extends a diverse array of credit products, encompassing personal financing for professionals like chartered accountants, company secretaries, and doctors, as well as salaried and public sector employees. It also provides funding for personal events such as home improvements, weddings, travel, and unexpected medical needs. Furthermore, Poonawalla Fincorp supports enterprises with working capital, MSME, proprietorship, and women-centric business loans. Its portfolio also includes financing for vehicles, medical devices, residential properties, real estate-backed lending, and vehicle leasing programs. Beyond credit, the firm supplies various insurance offerings. Poonawalla Fincorp maintains an extensive operational footprint across 242 branches. Established in 1978, its corporate base is located in Pune, India. Initially incorporated as Magma Fincorp Limited, it rebranded to Poonawalla Fincorp Limited in July 2021. The entity functions as a subsidiary of Rising Sun Holdings Pvt Ltd.
Technical Analysis
Bajaj Finance Limited
―
Cholamandalam Investment and Finance Co. Ltd.
―
Mahindra & Mahindra Financial Services Ltd.
―
Shriram Finance Limited
―
Sundaram Finance Limited
―