Poonawalla Fincorp Limited (IN:POONAWALLA)
:POONAWALLA
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POONAWALLA Stock Chart & Stats
₹480.50
₹5.20(1.64%)
At close: 4:00 PM EST
₹480.50
₹5.20(1.64%)
Day’s Range― - ―
52-Week Range₹362.55 - ₹570.40
Previous CloseN/A
Volume8.26M
Average Volume (3M)338.05K
Market Cap
₹383.61B
Enterprise Value₹809.20B
Total Cash (Recent Filing)₹3.06B
Total Debt (Recent Filing)₹427.92B
Price to Earnings (P/E)64.9
Beta1.33
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.43
Shares Outstanding880,248,540
10 Day Avg. Volume217,284
30 Day Avg. Volume338,053
Financial Highlights & Ratios
PEG Ratio2.60
Price to Book (P/B)3.31
Price to Sales (P/S)6.76
P/FCF Ratio-2.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)14.77
Revenue Forecast (FY)₹61.97B
Bulls Say, Bears Say
Bulls Say
Diversified Lending Mix And Omni-channel DistributionServing both consumer and MSME credit segments with direct and partner-led distribution provides durable origination diversity and lowers single-segment concentration risk. Multiple channels support steady loan flow and cross-sell opportunities, helping sustain volumes across cycles over months.
Interest-spread Driven Lending Business ModelAn NBFC model that earns recurring net interest margin and fee income is structurally durable: interest spreads and fees generate steady operating cash if credit performance holds. This provides a stable earnings mechanism over intermediate horizons, enabling scale if funding remains accessible.
Relatively Stable EBITDA Margin Despite Net LossA stable EBITDA margin signals underlying operating control and pricing power at the core lending operations. That operational resilience can support recovery when credit costs normalize, preserving the ability to scale loan origination and restore profitability over a 2-6 month structural horizon.
Bears Say
High LeverageSustained debt-to-equity above 3 materially raises refinancing and interest-rate risk, reducing financial flexibility. High leverage amplifies credit shocks, constrains capital allocation, and makes the business more dependent on external funding availability over the coming months.
Persistent Negative Operating And Free Cash FlowRepeated negative operating and free cash flow indicates the company cannot internally fund growth or absorb losses, forcing reliance on financing activities. Over 2-6 months this weakens liquidity buffers, limits deleveraging options, and raises refinancing and solvency concerns.
Recent Sharp Revenue Decline And Negative Net IncomeA 32% revenue drop and current negative net income reflect structural demand or collection stress and deteriorating margins. This undermines return on equity and capital generation, making it harder to rebuild reserves or invest in origination capacity over the medium term.
Poonawalla Fincorp Limited News
POONAWALLA FAQ
What was Poonawalla Fincorp Limited’s price range in the past 12 months?
Poonawalla Fincorp Limited lowest stock price was ₹362.55 and its highest was ₹570.40 in the past 12 months.
What is Poonawalla Fincorp Limited’s market cap?
Poonawalla Fincorp Limited’s market cap is ₹383.61B.
When is Poonawalla Fincorp Limited’s upcoming earnings report date?
Poonawalla Fincorp Limited’s upcoming earnings report date is Jul 29, 2026 which is in 84 days.
How were Poonawalla Fincorp Limited’s earnings last quarter?
Currently, no data Available
Is Poonawalla Fincorp Limited overvalued?
According to Wall Street analysts Poonawalla Fincorp Limited’s price is currently Overvalued.
Does Poonawalla Fincorp Limited pay dividends?
Poonawalla Fincorp Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of N/A. See more information on Poonawalla Fincorp Limited dividends here
What is Poonawalla Fincorp Limited’s EPS estimate?
Poonawalla Fincorp Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Poonawalla Fincorp Limited have?
Poonawalla Fincorp Limited has 880,248,540 shares outstanding.
What happened to Poonawalla Fincorp Limited’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Poonawalla Fincorp Limited?
Currently, no hedge funds are holding shares in IN:POONAWALLA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Poonawalla Fincorp Limited
Poonawalla Fincorp Limited, a non-banking financial company, provides asset finance services in India. It offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, proprietorship, and women; cars, medical equipment, and home loans; loan against property; and auto leasing services. The company also provides insurance products. It operates a network of 242 branches. The company was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. Poonawalla Fincorp Limited was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.
Technical Analysis
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