Poonawalla Fincorp Limited (IN:POONAWALLA)
:POONAWALLA
POONAWALLA Stock Chart & Stats
₹480.50
₹5.20(1.64%)
At close: 4:00 PM EST
₹480.50
₹5.20(1.64%)
Day’s Range― - ―
52-Week Range₹356.20 - ₹570.40
Previous CloseN/A
Volume8.26M
Average Volume (3M)338.05K
Market Cap
₹331.87B
Enterprise Value₹755.13B
Total Cash (Recent Filing)₹3.06B
Total Debt (Recent Filing)₹427.92B
Price to Earnings (P/E)64.9
Beta1.33
Next Earnings
May 05, 2026EPS Estimate
2.4Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.90
Shares Outstanding812,817,700
10 Day Avg. Volume217,284
30 Day Avg. Volume338,053
Financial Highlights & Ratios
PEG Ratio2.60
Price to Book (P/B)3.31
Price to Sales (P/S)6.76
P/FCF Ratio-2.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)14.77
Revenue Forecast (FY)₹61.97B
Bulls Say, Bears Say
Bulls Say
Predictable Lending Revenue ModelA core lending model that earns interest spreads, origination fees and treasury income provides a predictable, repeatable revenue engine. Over 2-6 months this supports stable top-line generation if funding access and asset quality are managed, underpinning business durability.
Public Listing / Capital Market AccessBeing listed on the NSE increases access to equity and debt financing, enhances visibility, and improves liquidity for shareholders. This structural advantage helps the company raise capital or refinance debt over the medium term, aiding balance sheet flexibility and funding options.
Relatively Stable EBITDA MarginA stable EBITDA margin indicates that core lending operations and operating efficiency have resilience, even as net income and provisions fluctuate. Maintaining operating profitability gives scope to absorb credit costs and supports a faster recovery in net earnings if provisioning normalizes.
Bears Say
High LeverageVery high leverage materially raises funding and refinancing risk, increases interest expense sensitivity, and constrains capital allocation. Over months this limits the company's ability to grow assets, absorb credit losses, or weather funding market volatility without dilutive or costly financing.
Persistent Negative Cash FlowSustained negative operating and free cash flows show the business is not converting earnings to cash and relies on financing inflows. This weakens liquidity, forces ongoing external funding, and raises the risk of funding stress or higher borrowing costs in the medium term.
Declining Revenue And LossesA significant revenue decline combined with negative net income signals deteriorating demand or rising credit costs. Such earnings weakness impairs return on equity and capital generation, making it harder to rebuild buffers or reduce leverage without operational or capital interventions.
Poonawalla Fincorp Limited News
POONAWALLA FAQ
What was Poonawalla Fincorp Limited’s price range in the past 12 months?
Poonawalla Fincorp Limited lowest stock price was ₹356.20 and its highest was ₹570.40 in the past 12 months.
What is Poonawalla Fincorp Limited’s market cap?
Poonawalla Fincorp Limited’s market cap is ₹331.87B.
When is Poonawalla Fincorp Limited’s upcoming earnings report date?
Poonawalla Fincorp Limited’s upcoming earnings report date is May 05, 2026 which is in 20 days.
How were Poonawalla Fincorp Limited’s earnings last quarter?
Poonawalla Fincorp Limited released its earnings results on Jan 16, 2026. The company reported ₹1.9 earnings per share for the quarter, beating the consensus estimate of ₹1.3 by ₹0.6.
Is Poonawalla Fincorp Limited overvalued?
According to Wall Street analysts Poonawalla Fincorp Limited’s price is currently Overvalued.
Does Poonawalla Fincorp Limited pay dividends?
Poonawalla Fincorp Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of N/A. See more information on Poonawalla Fincorp Limited dividends here
What is Poonawalla Fincorp Limited’s EPS estimate?
Poonawalla Fincorp Limited’s EPS estimate is 2.4.
How many shares outstanding does Poonawalla Fincorp Limited have?
Poonawalla Fincorp Limited has 812,817,700 shares outstanding.
What happened to Poonawalla Fincorp Limited’s price movement after its last earnings report?
Poonawalla Fincorp Limited reported an EPS of ₹1.9 in its last earnings report, beating expectations of ₹1.3. Following the earnings report the stock price went down -1.497%.
Which hedge fund is a major shareholder of Poonawalla Fincorp Limited?
Currently, no hedge funds are holding shares in IN:POONAWALLA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Poonawalla Fincorp Limited
Poonawalla Fincorp Limited, a non-banking financial company, provides asset finance services in India. It offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, proprietorship, and women; cars, medical equipment, and home loans; loan against property; and auto leasing services. The company also provides insurance products. It operates a network of 242 branches. The company was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. Poonawalla Fincorp Limited was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.
Technical Analysis
Central Bank of India
―
IIFL Finance Limited
―
LIC Housing Finance Ltd
―
Mahindra & Mahindra Financial Services Ltd.
―
Manappuram Finance Limited
―