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Poonawalla Fincorp Limited (IN:POONAWALLA)
:POONAWALLA
POONAWALLA Stock Chart & Stats
₹480.50
₹5.20(1.64%)
At close: 4:00 PM EST
₹480.50
₹5.20(1.64%)
Day’s Range― - ―
52-Week Range₹317.70 - ₹570.40
Previous CloseN/A
Volume8.26M
Average Volume (3M)338.05K
Market Cap
₹319.75B
Enterprise Value₹662.49B
Total Cash (Recent Filing)₹1.26B
Total Debt (Recent Filing)₹359.79B
Price to Earnings (P/E)64.9
Beta1.44
Next Earnings
Apr 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.88
Shares Outstanding812,788,800
10 Day Avg. Volume217,284
30 Day Avg. Volume338,053
Financial Highlights & Ratios
PEG Ratio2.60
Price to Book (P/B)3.31
Price to Sales (P/S)6.76
P/FCF Ratio-2.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.44
Revenue Forecast (FY)₹39.56B
Bulls Say, Bears Say
Bulls Say
Lending Business Model With Diversified RevenueThe company’s core NBFC model generates recurring interest spread income complemented by fee and treasury revenue. A mix of retail and business loans plus ancillary fees diversifies revenue sources, supporting durable cash generation potential as lending demand normalizes over months.
Ongoing Access To FinancingConsistent financing inflows indicate the firm retains market access to raise funds for loan origination and liquidity needs. Over a 2–6 month horizon, the ability to source external capital supports operational continuity and prevents forced asset sales while management stabilizes core operations.
Stable Underlying EBITDA MarginA relatively stable EBITDA margin points to resilient core operating efficiency and cost structure despite top-line volatility. This suggests the business can protect operating profitability as revenues fluctuate, aiding recovery in net results once credit costs and volumes normalize.
Bears Say
Very High LeverageLeverage consistently above 3x materially reduces financial flexibility and amplifies earnings volatility. For an NBFC, high debt levels raise refinancing, interest-cost, and regulatory-capital risks over months, constraining growth and increasing sensitivity to funding market moves and credit shocks.
Persistent Negative Cash Flow ConversionSustained negative operating and free cash flows show the company cannot convert reported profits into cash. This structural weakness forces repeated reliance on external financing, elevating liquidity and rollover risk and limiting capacity to self-fund lending or absorb credit losses.
Sharp Revenue Decline And Negative Net IncomeA 32% revenue contraction with declining margins and negative net income signals weakened demand or portfolio stress and rising credit costs. This erodes earnings power and ROE, making capital rebuild and margin recovery more difficult without sustained revenue restoration or cost restructuring.
Poonawalla Fincorp Limited News
POONAWALLA FAQ
What was Poonawalla Fincorp Limited’s price range in the past 12 months?
Poonawalla Fincorp Limited lowest stock price was ₹317.70 and its highest was ₹570.40 in the past 12 months.
What is Poonawalla Fincorp Limited’s market cap?
Poonawalla Fincorp Limited’s market cap is ₹319.75B.
When is Poonawalla Fincorp Limited’s upcoming earnings report date?
Poonawalla Fincorp Limited’s upcoming earnings report date is Apr 23, 2026 which is in 30 days.
How were Poonawalla Fincorp Limited’s earnings last quarter?
Poonawalla Fincorp Limited released its earnings results on Jan 16, 2026. The company reported ₹1.88 earnings per share for the quarter, beating the consensus estimate of ₹1.3 by ₹0.58.
Is Poonawalla Fincorp Limited overvalued?
According to Wall Street analysts Poonawalla Fincorp Limited’s price is currently Overvalued.
Does Poonawalla Fincorp Limited pay dividends?
Poonawalla Fincorp Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of N/A. See more information on Poonawalla Fincorp Limited dividends here
What is Poonawalla Fincorp Limited’s EPS estimate?
Poonawalla Fincorp Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Poonawalla Fincorp Limited have?
Poonawalla Fincorp Limited has 812,788,800 shares outstanding.
What happened to Poonawalla Fincorp Limited’s price movement after its last earnings report?
Poonawalla Fincorp Limited reported an EPS of ₹1.88 in its last earnings report, beating expectations of ₹1.3. Following the earnings report the stock price went down -1.497%.
Which hedge fund is a major shareholder of Poonawalla Fincorp Limited?
Currently, no hedge funds are holding shares in IN:POONAWALLA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Poonawalla Fincorp Limited
Poonawalla Fincorp Limited, a non-banking financial company, provides asset finance services in India. It offers loans for CA, CS, doctors, salaried and government employees, home renovation, wedding, travel, and medical emergency; business loans for working capital, MSME, proprietorship, and women; cars, medical equipment, and home loans; loan against property; and auto leasing services. The company also provides insurance products. It operates a network of 242 branches. The company was formerly known as Magma Fincorp Limited and changed its name to Poonawalla Fincorp Limited in July 2021. Poonawalla Fincorp Limited was incorporated in 1978 and is based in Pune, India. Poonawalla Fincorp Limited is a subsidiary of Rising Sun Holdings Pvt Ltd.
Technical Analysis
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