Northern Arc Capital Ltd. (IN:NORTHARC)
:NORTHARC
Want to see IN:NORTHARC full AI Analyst Report?
NORTHARC Stock Chart & Stats
₹242.55
₹6.30(2.87%)
At close: 4:00 PM EST
₹242.55
₹6.30(2.87%)
Day’s Range― - ―
52-Week Range₹195.55 - ₹321.90
Previous CloseN/A
Volume20.96K
Average Volume (3M)73.88K
Market Cap
₹44.59B
Enterprise Value₹162.18B
Total Cash (Recent Filing)₹5.70B
Total Debt (Recent Filing)₹103.31B
Price to Earnings (P/E)8.3
Beta1.31
Next Earnings
Oct 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.09
Shares Outstanding161,571,870
10 Day Avg. Volume46,917
30 Day Avg. Volume73,882
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)0.86
Price to Sales (P/S)1.24
P/FCF Ratio1.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹360.00Price Target Upside48.42% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)32.95
Revenue Forecast (FY)₹24.02B
Bulls Say, Bears Say
Bulls Say
Cash GenerationNear parity of free cash flow and net income indicates the company converts reported earnings into cash effectively. Durable cash conversion supports ongoing lending operations, servicing obligations, reinvestment in originator partnerships, and reduces reliance on external short-term liquidity over the medium term.
Profitability MarginsSustained mid-teens net margins and healthy operating margins reflect a structurally profitable credit-intermediation model. Improved gross margins show pricing and mix gains that can underpin durable earnings power, enabling margin sustainability even if growth normalizes over the next several quarters.
Platform / Fee-based Business MixA hybrid revenue model—interest plus recurring fees from structuring, placement and servicing—creates diversified, repeatable cash flows. Long-term partnerships with originators and institutional investors increase distribution reach and reduce single-product dependency, strengthening resilience to cyclical funding shocks.
Bears Say
High LeverageAn aggressive capital structure with debt-to-equity north of 3x increases sensitivity to higher funding costs and credit cycles. Elevated leverage constrains strategic optionality, raises refinancing risk for securitizations and limits buffer for underwriting losses, impeding durable balance-sheet resilience.
Volatile Cash Flow GrowthWhile cash conversion is strong in level terms, uneven free cash flow trends and inconsistent coverage across periods create uncertainty around sustainable internal funding. Volatility complicates debt servicing plans and capital allocation, raising the chance of reliance on external funding in stress scenarios.
Recent Rapid Scale-up RiskA sharp, recent jump in revenue and gross profitability can reflect favorable timing or one-off mix shifts. Rapid scale-ups often normalize, exposing margins and credit performance to reversion risk. Dependence on sustaining that acceleration increases medium-term earnings and credit-quality uncertainty.
Northern Arc Capital Ltd. News
NORTHARC FAQ
What was Northern Arc Capital Ltd.’s price range in the past 12 months?
Northern Arc Capital Ltd. lowest stock price was ₹195.55 and its highest was ₹321.90 in the past 12 months.
What is Northern Arc Capital Ltd.’s market cap?
Northern Arc Capital Ltd.’s market cap is ₹44.59B.
When is Northern Arc Capital Ltd.’s upcoming earnings report date?
Northern Arc Capital Ltd.’s upcoming earnings report date is Oct 05, 2026 which is in 137 days.
How were Northern Arc Capital Ltd.’s earnings last quarter?
Northern Arc Capital Ltd. released its earnings results on May 08, 2026. The company reported ₹8.21 earnings per share for the quarter, beating the consensus estimate of N/A by ₹8.21.
Is Northern Arc Capital Ltd. overvalued?
According to Wall Street analysts Northern Arc Capital Ltd.’s price is currently Undervalued.
Does Northern Arc Capital Ltd. pay dividends?
Northern Arc Capital Ltd. does not currently pay dividends.
What is Northern Arc Capital Ltd.’s EPS estimate?
Northern Arc Capital Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Northern Arc Capital Ltd. have?
Northern Arc Capital Ltd. has 161,571,870 shares outstanding.
What happened to Northern Arc Capital Ltd.’s price movement after its last earnings report?
Northern Arc Capital Ltd. reported an EPS of ₹8.21 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.825%.
Which hedge fund is a major shareholder of Northern Arc Capital Ltd.?
Currently, no hedge funds are holding shares in IN:NORTHARC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Northern Arc Capital Ltd.
Northern Arc Capital Limited operates as a non-banking financial company in India. It operates through Financing Activity, Investment Advisory Services, and Investment Management Services segments. The company offers lending and allied services, such as advisory and syndication services; loans for personal, business, education, and mortgage purposes; MSME financing, MFI, consumer and vehicle finance, and housing and agriculture finance; rural financing; mid-market corporate lending, loans against property, and supply chain finance; and fund management services, including alternative investment funds and portfolio management services. It also provides debt products, such as term and working capital loans, non-convertible debentures, principal protected market linked debentures, commercial papers, external commercial borrowings, and sub-debt products; and credit-enhanced debt products, including guarantee-backed lending, single issuer partial credit enhanced, and pooled loan and bond issuance program. In addition, the company offers portfolio financing products comprising rated securitization, multi-originator microfinance securitization, persistent securitizations, and direct assignment. Further, it provides Altifi, an alternative retail debt investment platform; Nimbus, a curated debt platform that enables end-to-end processing of debt transactions; nPOS, a co-lending and co-origination technology solution; and NuScore, a customized machine learning based analytical module designed to assist in the loan underwriting process. The company serves rural and retail customers; micro, small, and medium enterprises; originator partners; emerging corporates; and institutional investors. The company was formerly known as IFMR Capital Finance Limited and changed its name to Northern Arc Capital Limited in February 2018. Northern Arc Capital Limited was incorporated in 1989 and is based in Chennai, India.
NORTHARC Stock 12 Month Forecast
Average Price Target
₹360.00
▲(48.42% Upside)
Technical Analysis
CreditAccess Grameen Ltd.
―
MAS Financial Services Ltd.
―
Muthoot Microfin Ltd
―
Satin Creditcare Network Ltd
―
Spandana Sphoorty Financial Ltd.
―