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Niva Bupa Health Insurance Company Limited (NIVABUPA) Price & Analysis

3 Followers

NIVABUPA Stock Chart & Stats

₹86.62

₹0.28(0.32%)

At close: Jul 27 4:00 PM EDT

₹86.62

₹0.28(0.32%)

Day’s Range― - ―

52-Week Range₹67.50 - ₹91.39

Previous CloseN/A

Volume408.56K

Average Volume (3M)100.36K

Market Cap

₹152.69B

Enterprise Value₹157.33K

Total Cash (Recent Filing)₹883.00M

Total Debt (Recent Filing)₹2.50B

Price to Earnings (P/E)42.2

Beta0.87

Next Earnings

Nov 30, 2026

EPS Estimate

0.54

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)0.94

Shares Outstanding1,849,233,600

10 Day Avg. Volume100,838

30 Day Avg. Volume100,362

Financial Highlights & Ratios

PEG Ratio-2.44

Price to Book (P/B)4.17

Price to Sales (P/S)1.99

P/FCF Ratio15.58

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price Target

₹102.50

Price Target Upside18.33% Upside

Rating ConsensusModerate Buy

Number of Analyst Covering2

EPS Forecast (FY)2.48

Revenue Forecast (FY)₹92.93B

Bulls Say, Bears Say

Bulls Say

Strong Revenue ExpansionRapid premium growth and improved gross profitability indicate strong demand and expanding scale. If sustained, greater volume can spread fixed operating costs and strengthen the company’s competitive position in health insurance.

Conservative LeverageVery low leverage reduces balance-sheet risk and limits interest-related pressure on earnings. This gives the insurer greater financial flexibility to support underwriting growth, absorb claims volatility, and invest in distribution.

Positive Free Cash FlowPositive operating and free cash flow, with free cash flow close to reported earnings, indicates reasonable earnings quality and internal funding capacity. This supports ongoing operations and reduces reliance on external capital.

Bears Say

Margin CompressionSharp operating and net margin declines suggest that costs, claims, pricing, or acquisition expenses are absorbing more of the revenue increase. Persistent compression would weaken the benefits of scale and constrain profitability.

Falling Cash GenerationAlthough cash flow remains positive, the year-over-year reduction signals weaker conversion of business growth into deployable cash. Continued deterioration could limit investment in distribution, technology, and customer service.

Low Returns On EquityLow and declining returns on equity indicate that the company is generating modest earnings from its capital base. Combined with reduced equity, this points to weaker capital efficiency and could limit sustainable shareholder returns.

Niva Bupa Health Insurance Company Limited News

ICRA Reaffirms Niva Bupa’s AAA Rating and Backs ₹500 Crore Sub‑Debt Plan

Niva Bupa Health Insurance Company Limited ( ($IN:NIVABUPA) ) has provided an update. Niva Bupa Health Insurance Company...

4d ago

Niva Bupa Sets May 8 Earnings Call to Discuss FY26 Results

Niva Bupa Health Insurance Company Limited ( ($IN:NIVABUPA) ) has provided an update. Niva Bupa Health Insurance Company...

4M ago

Niva Bupa Faces ₹28.37 Crore Tax Demand on Disallowed Expenses and Provisions

An announcement from Niva Bupa Health Insurance Company Limited ( ($IN:NIVABUPA) ) is now available. Niva Bupa Health...

5M ago

Niva Bupa Seeks Shareholder Nod on Board Appointment and CEO Pay via E-Vote

Niva Bupa Health Insurance Company Limited ( ($IN:NIVABUPA) ) has provided an announcement. Niva Bupa Health Insurance has...

6M ago

Niva Bupa Shares Earnings Call Recording for Q3 and Nine Months FY2025-26

The latest update is out from Niva Bupa Health Insurance Company Limited ( ($IN:NIVABUPA) ). Niva Bupa Health...

7M ago

Niva Bupa Board Clears Q3 and Nine-Month FY26 Unaudited Results After Clean Auditor Review

Niva Bupa Health Insurance Company Limited ( ($IN:NIVABUPA) ) just unveiled an update. Niva Bupa Health Insurance Company...

7M ago

Niva Bupa Announces Allotment of Equity Shares Under ESOP 2020

Niva Bupa Health Insurance Company Limited ( ($IN:NIVABUPA) ) just unveiled an update. Niva Bupa Health Insurance Company...

9M ago

Niva Bupa Releases Earnings Call Recording for Q2 2025

Niva Bupa Health Insurance Company Limited ( ($IN:NIVABUPA) ) has issued an announcement. Niva Bupa Health Insurance Company...

10M ago

Niva Bupa Reports Insider Trading Violation, Enforces Compliance Measures

The latest update is out from Niva Bupa Health Insurance Company Limited ( ($IN:NIVABUPA) ). Niva Bupa Health...

1y ago

Niva Bupa Faces GST Demand Orders with No Material Impact

Niva Bupa Health Insurance Company Limited ( ($IN:NIVABUPA) ) has provided an announcement. Niva Bupa Health Insurance Company...

1y ago

NIVABUPA FAQ

What was Niva Bupa Health Insurance Company Limited’s price range in the past 12 months?

Niva Bupa Health Insurance Company Limited lowest stock price was ₹67.50 and its highest was ₹91.39 in the past 12 months.

What is Niva Bupa Health Insurance Company Limited’s market cap?

Niva Bupa Health Insurance Company Limited’s market cap is ₹152.69B.

When is Niva Bupa Health Insurance Company Limited’s upcoming earnings report date?

Niva Bupa Health Insurance Company Limited’s upcoming earnings report date is Nov 30, 2026 which is in 97 days.

How were Niva Bupa Health Insurance Company Limited’s earnings last quarter?

Niva Bupa Health Insurance Company Limited released its earnings results on Jul 30, 2026. The company reported ₹0.72 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Is Niva Bupa Health Insurance Company Limited overvalued?

According to Wall Street analysts Niva Bupa Health Insurance Company Limited’s price is currently Undervalued. Get more investment ideas with TipRanks Premium

Does Niva Bupa Health Insurance Company Limited pay dividends?

Niva Bupa Health Insurance Company Limited does not currently pay dividends.

What is Niva Bupa Health Insurance Company Limited’s EPS estimate?

Niva Bupa Health Insurance Company Limited’s EPS estimate is 0.54.

How many shares outstanding does Niva Bupa Health Insurance Company Limited have?

Niva Bupa Health Insurance Company Limited has 1,849,233,600 shares outstanding.

What happened to Niva Bupa Health Insurance Company Limited’s price movement after its last earnings report?

Niva Bupa Health Insurance Company Limited reported an EPS of ₹0.72 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.07%.

Which hedge fund is a major shareholder of Niva Bupa Health Insurance Company Limited?

Currently, no hedge funds are holding shares in IN:NIVABUPA

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Niva Bupa Health Insurance Company Limited

Niva Bupa Health Insurance Company Limited provides health insurance products in India. It offers health insurance plans, such as individual, family, NRIs, senior citizens, personal accident, critical illness; travel insurance, including international and studying abroad insurance plans; and corporate insurance comprising group and start up health, group personal accident and OPD coverage, and group health insurance claim process. The company was formerly known as Max Bupa Health Insurance Company Limited and changed its name to Niva Bupa Health Insurance Company Limited in July 2021. The company was founded in 1947 and is based in Gurugram, India. Niva Bupa Health Insurance Company Limited is a subsidiary of Bupa Singapore Holdings Pte. Ltd.

Niva Bupa Health Insurance Company Limited (NIVABUPA) Earnings & Revenues

Historic Earnings Reports

NIVABUPA Stock 12 Month Forecast

Average Price Target

₹102.50

▲(18.33% Upside)

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Detailed Analyst Forecast >