Muthoot Microfin Ltd (MUTHOOTMF) Price & Analysis

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MUTHOOTMF Stock Chart & Stats

₹180.60

₹1.46(0.84%)

At close: Jan 08 4:00 PM EST

₹180.60

₹1.46(0.84%)

Day’s Range― - ―

52-Week Range₹118.65 - ₹210.00

Previous CloseN/A

Volume335.06K

Average Volume (3M)30.94K

Market Cap

₹28.73B

Enterprise Value₹102.37B

Total Cash (Recent Filing)₹11.44B

Total Debt (Recent Filing)₹81.01B

Price to Earnings (P/E)―

Beta1.13

Next Earnings

May 11, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)3.73

Shares Outstanding170,492,170

10 Day Avg. Volume83,998

30 Day Avg. Volume30,940

Financial Highlights & Ratios

PEG Ratio0.07

Price to Book (P/B)0.83

Price to Sales (P/S)0.90

P/FCF Ratio1.61

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)11.5

Revenue Forecast (FY)₹16.10B

Bulls Say, Bears Say

Bulls Say

Niche Microfinance FranchiseServing underserved rural and semi-urban customers with micro and group loans gives the company a durable, mission-driven revenue base. Being part of the Muthoot Group provides distribution scale, brand recognition and experience in financial services, supporting long-term customer access and retention.

Positive Operating MarginsPositive EBIT and EBITDA margins indicate core operating efficiency across lending operations even while net profitability is weak. This operating cushion can support recovery if revenues stabilize, allowing the firm to cover operating costs and improve cash generation before net profit turns sustainably positive.

Cash Conversion AlignmentA free cash flow to net income ratio near 1 shows accounting profits largely convert to cash when operations improve. That alignment reduces risk that earnings are non-cash, supporting durable ability to service debt and reinvest as revenue trends recover, improving long-term financial flexibility.

Bears Say

High LeverageA debt-to-equity ratio above 3 reflects significant leverage that structurally raises financial risk. High leverage limits the company's ability to absorb shocks, increases interest burden sensitivity, constrains capital allocation for growth, and elevates refinancing risk over the next several quarters.

Declining Revenue And Deep LossesSteep revenue contraction paired with a large negative net margin indicates structural demand or pricing pressure and poor bottom-line economics. Persistent declines erode equity, limit internal capital formation, and make rebuilding loan books and profitable growth more difficult over the medium term.

Severe Cash Flow StrainVery negative free cash flow growth and weak OCF-to-net-income conversion signal material cash generation problems. This undermines the company's ability to fund operations, reduce leverage or invest in growth without external capital, heightening liquidity and solvency risk going forward.

Muthoot Microfin Ltd News

Muthoot Microfin Publishes Unaudited Q3 and Nine-Month Results in Newspapers

An announcement from Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) is now available. Muthoot Microfin Ltd has notified the...

20d ago

Muthoot Microfin Clears ₹150-Crore NCD Issue, Cancels Earlier ₹150-Crore Tranche

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) just unveiled an update. Muthoot Microfin Limited’s Debenture Issue and Allotment Committee...

1M ago

Muthoot Microfin Reaffirms SEBI Compliance on Governance and Share Transfer Systems

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) has issued an update. Muthoot Microfin Limited has confirmed that it remains...

2M ago

Muthoot Microfin Releases November 2025 Asset Liability Management Statement

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) just unveiled an announcement. Muthoot Microfin Limited has released its provisional Asset...

3M ago

Muthoot Microfin Ltd Allots Rs. 75 Crore in Non-Convertible Debentures

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) has shared an announcement. Muthoot Microfin Ltd announced the allotment of 75,000...

3M ago

Muthoot Microfin Ltd Corrects Debenture Issue Details, Confirms ₹300 Crore Issuance

An update from Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) is now available. Muthoot Microfin Ltd announced a correction...

3M ago

Muthoot Microfin Corrects Securities Issuance Disclosure

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) has provided an announcement. Muthoot Microfin Limited has issued a corrigendum regarding...

3M ago

Muthoot Microfin Ltd Releases Q2 Financial Results

An announcement from Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) is now available. Muthoot Microfin Ltd has released its...

4M ago

Muthoot Microfin Faces Increased Trading Volume, Exchange Seeks Clarity

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) has issued an announcement. Muthoot Microfin Limited has experienced a significant increase...

5M ago

Muthoot Microfin Ltd to Participate in Investor Conference

Muthoot Microfin Ltd ( ($IN:MUTHOOTMF) ) has issued an update. Muthoot Microfin Ltd has announced its participation in...

6M ago

MUTHOOTMF FAQ

What was Muthoot Microfin Ltd’s price range in the past 12 months?

Muthoot Microfin Ltd lowest stock price was ₹118.65 and its highest was ₹210.00 in the past 12 months.

What is Muthoot Microfin Ltd’s market cap?

Muthoot Microfin Ltd’s market cap is ₹28.73B.

When is Muthoot Microfin Ltd’s upcoming earnings report date?

Muthoot Microfin Ltd’s upcoming earnings report date is May 11, 2026 which is in 70 days.

How were Muthoot Microfin Ltd’s earnings last quarter?

Muthoot Microfin Ltd released its earnings results on Feb 09, 2026. The company reported ₹3.726 earnings per share for the quarter, beating the consensus estimate of N/A by ₹3.726.

Is Muthoot Microfin Ltd overvalued?

According to Wall Street analysts Muthoot Microfin Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Muthoot Microfin Ltd pay dividends?

Muthoot Microfin Ltd does not currently pay dividends.

What is Muthoot Microfin Ltd’s EPS estimate?

Muthoot Microfin Ltd’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Muthoot Microfin Ltd have?

Muthoot Microfin Ltd has 170,492,170 shares outstanding.

What happened to Muthoot Microfin Ltd’s price movement after its last earnings report?

Muthoot Microfin Ltd reported an EPS of ₹3.726 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.119%.

Which hedge fund is a major shareholder of Muthoot Microfin Ltd?

Currently, no hedge funds are holding shares in IN:MUTHOOTMF

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Muthoot Microfin Ltd

Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, and individual loans; mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; gold loans; and Muthoot Small & Growing Business loans. It also provides value-added services, including wellness combo and property insurance. The company was formerly known as Panchratna Securities Limited and changed its name to Muthoot Microfin Limited in October 2012. Muthoot Microfin Limited was incorporated in 1992 and is based in Kochi, India. Muthoot Microfin Limited operates as a subsidiary of Muthoot Fincorp Limited.