Manappuram Finance Limited (IN:MANAPPURAM)
:MANAPPURAM
MANAPPURAM Stock Chart & Stats
₹309.35
-₹2.11(-1.16%)
At close: 4:00 PM EST
₹309.35
-₹2.11(-1.16%)
Day’s Range― - ―
52-Week Range₹221.75 - ₹320.95
Previous CloseN/A
Volume5.53M
Average Volume (3M)124.77K
Market Cap
₹228.11B
Enterprise Value₹586.73B
Total Cash (Recent Filing)₹25.09B
Total Debt (Recent Filing)₹383.66B
Price to Earnings (P/E)27.1
Beta1.22
Next Earnings
May 15, 2026EPS Estimate
5.01Next Dividend Ex-DateN/A
Dividend Yield0.8%
Share Statistics
EPS (TTM)2.80
Shares Outstanding846,434,750
10 Day Avg. Volume165,223
30 Day Avg. Volume124,768
Financial Highlights & Ratios
PEG Ratio-0.37
Price to Book (P/B)1.60
Price to Sales (P/S)2.01
P/FCF Ratio-29.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)23.66
Revenue Forecast (FY)₹71.99B
Bulls Say, Bears Say
Bulls Say
Secured Gold-loan ModelManappuram's core business of gold‑backed lending relies on tangible collateral and short tenors, which structurally lowers loss severity and supports faster portfolio turnarounds. This model sustains recurring interest income and reduces unsecured credit risk, providing durable cashflow stability over months.
Very High Gross MarginsA gross margin consistently above 90% indicates persistent pricing power or low direct costs in the lending operations. This sizable structural margin provides a buffer to absorb higher provisions or rising funding costs, helping to preserve operating profitability even if net margins face temporary pressure.
Large Retail Distribution ScaleA workforce of over 51,000 reflects deep retail distribution and branch-level reach, enabling efficient customer acquisition, origination and collections in the gold-loan segment. This scale supports cross-sell, market penetration and operational leverage that are enduring competitive advantages in retail NBFCs.
Bears Say
Declining Revenue & MarginsNegative revenue growth and a sharp fall in net profit margin point to weakening demand or margin compression in core lending lines. Over a multi-month horizon this reduces internal capital generation, squeezes return on equity, and limits the firm's ability to rebuild buffers or fund growth without external capital.
High LeverageElevated debt-to-equity increases interest expense sensitivity and refinancing risk, constraining strategic flexibility. In a sustained tightening of funding markets or higher costs, high leverage can erode profitability and raise funding strain, limiting growth and raising vulnerability to macro shocks over months.
Weak Cash GenerationNegative operating and free cash flow signal structural cash-generation weakness, increasing reliance on external funding. Persisting cash shortfalls reduce capacity for organic balance-sheet repair, dividend support, or loan-book growth, and heighten liquidity and refinancing risks over the medium term.
Manappuram Finance Limited News
MANAPPURAM FAQ
What was Manappuram Finance Limited’s price range in the past 12 months?
Manappuram Finance Limited lowest stock price was ₹221.75 and its highest was ₹320.95 in the past 12 months.
What is Manappuram Finance Limited’s market cap?
Manappuram Finance Limited’s market cap is ₹228.11B.
When is Manappuram Finance Limited’s upcoming earnings report date?
Manappuram Finance Limited’s upcoming earnings report date is May 15, 2026 which is in 36 days.
How were Manappuram Finance Limited’s earnings last quarter?
Manappuram Finance Limited released its earnings results on Jan 29, 2026. The company reported ₹2.8 earnings per share for the quarter, missing the consensus estimate of ₹3.455 by -₹0.655.
Is Manappuram Finance Limited overvalued?
According to Wall Street analysts Manappuram Finance Limited’s price is currently Overvalued.
Does Manappuram Finance Limited pay dividends?
Manappuram Finance Limited pays a Quarterly dividend of ₹0.5 which represents an annual dividend yield of 0.8%. See more information on Manappuram Finance Limited dividends here
What is Manappuram Finance Limited’s EPS estimate?
Manappuram Finance Limited’s EPS estimate is 5.01.
How many shares outstanding does Manappuram Finance Limited have?
Manappuram Finance Limited has 846,434,750 shares outstanding.
What happened to Manappuram Finance Limited’s price movement after its last earnings report?
Manappuram Finance Limited reported an EPS of ₹2.8 in its last earnings report, missing expectations of ₹3.455. Following the earnings report the stock price went up 1.766%.
Which hedge fund is a major shareholder of Manappuram Finance Limited?
Currently, no hedge funds are holding shares in IN:MANAPPURAM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Manappuram Finance Limited
Manappuram Finance Limited, a gold loan non-banking financial company, provides retail credit products and financial services in India. It offers loans against the security of used household gold jewelry; gold loans and online gold loans; microfinance loans and other financial services to low-income populations in rural and semi-urban areas; loans for building, extension, purchase, and improvement of homes; life and non-life insurance products; and IT solutions. The company also provides fee-based services, which include money transfer, foreign exchange, and depository services. In addition, it offers vehicle and equipment finance, including auto loans, as well as two-wheeler, construction equipment, and farm equipment finance. The company serves retail, microfinance, small and medium enterprises, and commercial customers. As of March 31, 2022, it operated 3,526 branches in 22 states and 6 Union Territories. The company was formerly known as Manappuram General Finance and Leasing Limited and changed its name to Manappuram Finance Limited in 2011. Manappuram Finance Limited was founded in 1949 and is based in Thrissur, India.
Technical Analysis
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