Indian Railway Finance Corp. Ltd. (IN:IRFC)
:IRFC
IRFC Stock Chart & Stats
₹133.50
-₹2.23(-1.53%)
At close: 4:00 PM EST
₹133.50
-₹2.23(-1.53%)
Day’s Range― - ―
52-Week Range₹89.15 - ₹148.90
Previous CloseN/A
Volume16.30M
Average Volume (3M)706.29K
Market Cap
₹1.21T
Enterprise Value₹5.39T
Total Cash (Recent Filing)₹6.83B
Total Debt (Recent Filing)₹4.18T
Price to Earnings (P/E)22.6
Beta1.70
Next Earnings
May 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.52%
Share Statistics
EPS (TTM)1.38
Shares Outstanding13,068,506,000
10 Day Avg. Volume630,644
30 Day Avg. Volume706,290
Financial Highlights & Ratios
PEG Ratio17.52
Price to Book (P/B)3.08
Price to Sales (P/S)6.00
P/FCF Ratio19.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Dedicated Financing Arm For Indian RailwaysIRFC's role as the government-owned, dedicated financier for Indian Railways creates a stable, predictable funding pipeline. Long-term lease/finance contracts with a sovereign counterparty underpin recurring cashflows and reduce commercial risk, supporting durable revenue visibility and asset deployment.
High And Resilient ProfitabilitySustained high EBIT and net margins point to a structurally profitable spread-based business. Consistent net income growth across years indicates earnings resilience, enabling internal capital generation and supporting debt servicing capacity despite a leveraged capital structure.
Recent Improvement In Cash GenerationThe move to strongly positive operating and free cash flow in recent years reduces near-term refinancing pressure and strengthens liquidity. FCF tracking net income improves predictability for debt servicing and reinvestment, bolstering financial flexibility over the coming months.
Bears Say
Very High LeverageA debt-to-equity ratio above 7x materially increases refinancing needs and interest-rate exposure. Even with solid ROE and equity growth, such leverage limits strategic options, magnifies earnings sensitivity to rate moves, and raises refinancing risk across the 2–6 month horizon.
TTM Revenue DeclineA meaningful drop in trailing revenue reduces scale for IRFC's spread-driven model and may signal lower asset financing volumes. Lower origination can compress future lease income and limit growth in recurring cashflows unless new asset pipelines or demand recover sustainably.
Historical Cash-flow VolatilityPrior multi-year negative cash flows and inconsistent operating coverage highlight timing and funding mismatches inherent in large infrastructure financing. This volatility raises the chance of refinancing stress in adverse periods and weakens predictability of debt servicing and investment planning.
Indian Railway Finance Corp. Ltd. News
IRFC FAQ
What was Indian Railway Finance Corp. Ltd.’s price range in the past 12 months?
Indian Railway Finance Corp. Ltd. lowest stock price was ₹89.15 and its highest was ₹148.90 in the past 12 months.
What is Indian Railway Finance Corp. Ltd.’s market cap?
Indian Railway Finance Corp. Ltd.’s market cap is ₹1.21T.
When is Indian Railway Finance Corp. Ltd.’s upcoming earnings report date?
Indian Railway Finance Corp. Ltd.’s upcoming earnings report date is May 27, 2026 which is in 60 days.
How were Indian Railway Finance Corp. Ltd.’s earnings last quarter?
Indian Railway Finance Corp. Ltd. released its earnings results on Jan 19, 2026. The company reported ₹1.379 earnings per share for the quarter, beating the consensus estimate of N/A by ₹1.379.
Is Indian Railway Finance Corp. Ltd. overvalued?
According to Wall Street analysts Indian Railway Finance Corp. Ltd.’s price is currently Overvalued.
Does Indian Railway Finance Corp. Ltd. pay dividends?
Indian Railway Finance Corp. Ltd. pays a Semiannually dividend of ₹1.05 which represents an annual dividend yield of 1.52%. See more information on Indian Railway Finance Corp. Ltd. dividends here
What is Indian Railway Finance Corp. Ltd.’s EPS estimate?
Indian Railway Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Indian Railway Finance Corp. Ltd. have?
Indian Railway Finance Corp. Ltd. has 13,068,506,000 shares outstanding.
What happened to Indian Railway Finance Corp. Ltd.’s price movement after its last earnings report?
Indian Railway Finance Corp. Ltd. reported an EPS of ₹1.379 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.269%.
Which hedge fund is a major shareholder of Indian Railway Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:IRFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Indian Railway Finance Corp. Ltd.
Indian Railway Finance Corporation Limited operates as a financing company in India. The company engages in borrowing funds from the financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways as finance lease. It also operates as a non-deposit taking non-banking financial and infrastructure finance company. The company was incorporated in 1986 and is based in New Delhi, India.
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