Education
About Us
Working with TipRanks
Follow Us
IDFC First Bank Ltd. (IN:IDFCFIRSTB)
:IDFCFIRSTB
IDFCFIRSTB Stock Chart & Stats
₹66.76
₹0.21(0.34%)
At close: 4:00 PM EST
₹66.76
₹0.21(0.34%)
Day’s Range― - ―
52-Week Range₹52.50 - ₹87.00
Previous CloseN/A
Volume20.24M
Average Volume (3M)1.00M
Market Cap
₹574.08B
Enterprise Value₹843.57B
Total Cash (Recent Filing)₹155.21B
Total Debt (Recent Filing)₹428.15B
Price to Earnings (P/E)38.4
Beta0.99
Next Earnings
Apr 27, 2026EPS Estimate
0.88Next Dividend Ex-DateN/A
Dividend Yield0.29%
Share Statistics
EPS (TTM)0.60
Shares Outstanding8,599,192,000
10 Day Avg. Volume1,327,745
30 Day Avg. Volume1,004,618
Financial Highlights & Ratios
PEG Ratio-0.54
Price to Book (P/B)1.10
Price to Sales (P/S)0.96
P/FCF Ratio-1.11
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹84.68Price Target Upside26.84% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)2.4
Revenue Forecast (FY)₹297.74B
Bulls Say, Bears Say
Bulls Say
Diversified Banking Revenue MixIDFC First’s business model combines NII, fee income and treasury gains, creating multiple stable revenue levers. Over months this reduces reliance on a single interest-rate environment, supports cross-sell, and enhances resilience across credit cycles and rate regimes.
Historic Revenue Growth TrendA sustained revenue growth rate indicates expanding lending and fee activities, reflecting customer acquisition and product penetration. Persistent top-line growth supports scale benefits and provides room to absorb credit costs while funding incremental investments over the medium term.
Solid Equity-funded Balance SheetA growing equity base and manageable debt-to-equity provide a durable capital buffer for loan growth and regulatory compliance. This strengthens loss-absorbing capacity, lowers default risk to counterparties, and supports strategic investments without immediate reliance on costly external capital.
Bears Say
Volatile Operating Cash FlowMarked swings and a recent negative operating cash flow signal difficulty converting accounting earnings into cash. Over months this undermines internal funding for lending and capex, can raise funding costs if external liquidity needed, and weakens earnings quality.
Profitability And Margin DeteriorationFalling EPS and compressing EBITDA margin indicate rising costs or margin pressure versus revenue. Persisting margin erosion reduces return on equity and retained earnings, limiting capital buildup and reinvestment capacity, and can constrain long-term profitability improvements.
Rising Liabilities Vs AssetsAn increasing liability share raises funding and liquidity risk, especially if deposit mix weakens. Over months this can push reliance onto wholesale funding, increase interest expense sensitivity, and constrain margin and regulatory flexibility if not reversed.
IDFC First Bank Ltd. News
IDFCFIRSTB FAQ
What was IDFC First Bank Ltd.’s price range in the past 12 months?
IDFC First Bank Ltd. lowest stock price was ₹52.50 and its highest was ₹87.00 in the past 12 months.
What is IDFC First Bank Ltd.’s market cap?
IDFC First Bank Ltd.’s market cap is ₹574.08B.
When is IDFC First Bank Ltd.’s upcoming earnings report date?
IDFC First Bank Ltd.’s upcoming earnings report date is Apr 27, 2026 which is in 48 days.
How were IDFC First Bank Ltd.’s earnings last quarter?
IDFC First Bank Ltd. released its earnings results on Jan 31, 2026. The company reported ₹0.6 earnings per share for the quarter, missing the consensus estimate of ₹0.65 by -₹0.05.
Is IDFC First Bank Ltd. overvalued?
According to Wall Street analysts IDFC First Bank Ltd.’s price is currently Undervalued.
Does IDFC First Bank Ltd. pay dividends?
IDFC First Bank Ltd. pays a Annually dividend of ₹0.25 which represents an annual dividend yield of 0.29%. See more information on IDFC First Bank Ltd. dividends here
What is IDFC First Bank Ltd.’s EPS estimate?
IDFC First Bank Ltd.’s EPS estimate is 0.88.
How many shares outstanding does IDFC First Bank Ltd. have?
IDFC First Bank Ltd. has 8,599,192,000 shares outstanding.
What happened to IDFC First Bank Ltd.’s price movement after its last earnings report?
IDFC First Bank Ltd. reported an EPS of ₹0.6 in its last earnings report, missing expectations of ₹0.65. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of IDFC First Bank Ltd.?
Currently, no hedge funds are holding shares in IN:IDFCFIRSTB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IDFC First Bank Ltd.
IDFC First Bank Limited provides various banking, and financial products and services to corporates, individuals, multi- national companies, SMEs/entrepreneurs, financial institutions, and the government in India. It operates through Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company provides savings, corporate salary, current, and business accounts; fixed and recurring deposits; debit, credit, and prepaid cards; and payment services. It also offers personal, consumer durable, home, car, two-wheeler, equipment hypothecation, business, working capital, professional, term, and micro enterprise loans, as well as loan against property and loans for women. In addition, the company provides corporate linked finance products, including sales bill/purchase bill/invoice discounting, vendor finance, dealer finance, and factoring/receivables purchase; treasury and capital market services; and trade finance and services comprising import-export solutions, bank guarantees, remittances, etc. Further, it offers investment services consisting of mutual funds, gold bonds, demat and trading account, and investment linked insurance solutions; term, health, motor, home, travel, business, and pradhan mantri insurance products, as well as savings and annuity plans; and mobile, Internet banking, and customer care services. Additionally, the company provides cash management services; investment banking services; and investment management solutions. As of March 31, 2022, it operated 641 branches, 203 asset service branches, 719 ATMs and recyclers, and 601 rural business correspondent branches. The company was formerly known as IDFC Bank Limited and changed its name to IDFC First Bank Limited in January 2019. IDFC First Bank Limited was incorporated in 2014 and is based in Mumbai, India.
IDFCFIRSTB Stock 12 Month Forecast
Average Price Target
₹84.68
▲(26.84% Upside)
Technical Analysis
AU Small Finance Bank Limited
―
Bank of India
―
Federal Bank Ltd. (India)
―
IndusInd Bank Ltd.
―
Yes Bank Limited
―