IDFC First Bank Ltd. (IN:IDFCFIRSTB)
:IDFCFIRSTB
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IDFCFIRSTB Stock Chart & Stats
₹68.52
₹0.21(0.34%)
At close: 4:00 PM EST
₹68.52
₹0.21(0.34%)
Day’s Range― - ―
52-Week Range₹58.08 - ₹87.00
Previous CloseN/A
Volume20.24M
Average Volume (3M)1.00M
Market Cap
₹578.33B
Enterprise Value₹829.72B
Total Cash (Recent Filing)₹155.01B
Total Debt (Recent Filing)₹407.92B
Price to Earnings (P/E)38.4
Beta1.14
Next Earnings
Jul 27, 2026EPS Estimate
0.74Next Dividend Ex-DateN/A
Dividend Yield0.29%
Share Statistics
EPS (TTM)0.40
Shares Outstanding8,602,206,000
10 Day Avg. Volume1,327,745
30 Day Avg. Volume1,004,618
Financial Highlights & Ratios
PEG Ratio-4.33
Price to Book (P/B)1.08
Price to Sales (P/S)1.06
P/FCF Ratio8.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹81.90Price Target Upside19.53% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)4.77
Revenue Forecast (FY)₹357.46B
Bulls Say, Bears Say
Bulls Say
Multi-year Revenue GrowthSustained top-line expansion over multiple years indicates broad customer uptake and scale in retail and corporate franchise. Even with a slowdown to ~4.7% in 2026, multi-year revenue growth supports long-term deposit and fee diversification, enabling investment in digital channels and product cross-sell.
Improving Capital And LeverageA stronger capital base and lower leverage materially reduce solvency and regulatory risk, supporting sustainable loan growth and enabling the bank to absorb shocks. Improved capitalization increases capacity for risk-weighted asset expansion and lowers long-term funding cost sensitivity.
Demonstrated Cash Generation AbilityRepeated periods of positive operating and free cash flow show the bank can convert earnings into liquidity to fund lending and operations. The 2026 rebound underscores capacity to self-fund growth and capital needs over time, supporting durable balance-sheet expansion and internal reinvestment.
Bears Say
Softening ProfitabilityDeclining net income and compressed operating profit reduce return on equity and retained earnings, constraining organic capital generation. If persistent, weaker profitability limits the bank's ability to invest, pay dividends, or absorb credit shocks without external capital, affecting long-term returns.
Volatile Cash FlowsA sharp multi-year cash swing raises questions about the consistency of cash conversion and liquidity management. Such volatility can force reliance on wholesale funding or capital raises during stress, increasing funding costs and operational uncertainty over the medium term.
Leverage Still MaterialAlthough leverage improved, meaningful bank-level leverage still amplifies earnings volatility and credit losses. With softened returns on equity, the bank faces pressure to grow earnings without taking outsized credit or market risk, limiting strategic flexibility and raising long-term cost of capital.
IDFC First Bank Ltd. News
IDFCFIRSTB FAQ
What was IDFC First Bank Ltd.’s price range in the past 12 months?
IDFC First Bank Ltd. lowest stock price was ₹58.08 and its highest was ₹87.00 in the past 12 months.
What is IDFC First Bank Ltd.’s market cap?
IDFC First Bank Ltd.’s market cap is ₹578.33B.
When is IDFC First Bank Ltd.’s upcoming earnings report date?
IDFC First Bank Ltd.’s upcoming earnings report date is Jul 27, 2026 which is in 89 days.
How were IDFC First Bank Ltd.’s earnings last quarter?
IDFC First Bank Ltd. released its earnings results on Apr 25, 2026. The company reported ₹0.4 earnings per share for the quarter, missing the consensus estimate of ₹0.447 by -₹0.047.
Is IDFC First Bank Ltd. overvalued?
According to Wall Street analysts IDFC First Bank Ltd.’s price is currently Undervalued.
Does IDFC First Bank Ltd. pay dividends?
IDFC First Bank Ltd. pays a Annually dividend of ₹0.25 which represents an annual dividend yield of 0.29%. See more information on IDFC First Bank Ltd. dividends here
What is IDFC First Bank Ltd.’s EPS estimate?
IDFC First Bank Ltd.’s EPS estimate is 0.74.
How many shares outstanding does IDFC First Bank Ltd. have?
IDFC First Bank Ltd. has 8,602,206,000 shares outstanding.
What happened to IDFC First Bank Ltd.’s price movement after its last earnings report?
IDFC First Bank Ltd. reported an EPS of ₹0.4 in its last earnings report, missing expectations of ₹0.447. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of IDFC First Bank Ltd.?
Currently, no hedge funds are holding shares in IN:IDFCFIRSTB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
IDFC First Bank Ltd.
IDFC First Bank Limited provides various banking, and financial products and services to corporates, individuals, multi- national companies, SMEs/entrepreneurs, financial institutions, and the government in India. It operates through Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company provides savings, corporate salary, current, and business accounts; fixed and recurring deposits; debit, credit, and prepaid cards; and payment services. It also offers personal, consumer durable, home, car, two-wheeler, equipment hypothecation, business, working capital, professional, term, and micro enterprise loans, as well as loan against property and loans for women. In addition, the company provides corporate linked finance products, including sales bill/purchase bill/invoice discounting, vendor finance, dealer finance, and factoring/receivables purchase; treasury and capital market services; and trade finance and services comprising import-export solutions, bank guarantees, remittances, etc. Further, it offers investment services consisting of mutual funds, gold bonds, demat and trading account, and investment linked insurance solutions; term, health, motor, home, travel, business, and pradhan mantri insurance products, as well as savings and annuity plans; and mobile, Internet banking, and customer care services. Additionally, the company provides cash management services; investment banking services; and investment management solutions. As of March 31, 2022, it operated 641 branches, 203 asset service branches, 719 ATMs and recyclers, and 601 rural business correspondent branches. The company was formerly known as IDFC Bank Limited and changed its name to IDFC First Bank Limited in January 2019. IDFC First Bank Limited was incorporated in 2014 and is based in Mumbai, India.
IDFCFIRSTB Stock 12 Month Forecast
Average Price Target
₹81.90
▲(19.53% Upside)
Technical Analysis
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