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IDFC First Bank Ltd. ( (IN:IDFCFIRSTB) ) has shared an update.
IDFC First Bank reported audited results for the quarter and year ended March 31, 2026, showing steady growth in customer business and improving asset quality despite a one-off incident. Loans and advances rose 20% year-on-year, customer deposits increased 17.3%, and the CASA ratio reached 49.8%, while gross and net NPAs declined to 1.61% and 0.48%, supported by lower provision levels.
Quarterly profit after tax for Q4 FY26 inched up 4.9% to Rs. 319 crore, but normalized PAT excluding one-time items surged 145% year-on-year to Rs. 746 crore, highlighting underlying profitability. The bank fully expensed a Chandigarh fraud-related impact of Rs. 483 crore post-tax, maintained a comfortable capital adequacy of 15.6%, and signalled confidence in sustaining healthy deposit growth as microfinance stresses ease and credit quality stabilizes across key retail and wholesale portfolios.
More about IDFC First Bank Ltd.
IDFC First Bank Ltd. is an Indian private-sector bank offering a mix of retail, rural, MSME and wholesale banking services, along with credit cards and wealth management. The bank focuses on building a granular customer deposit base, including strong CASA deposits, and expanding in secured lending segments such as mortgages, vehicle finance and business banking across the country.
Average Trading Volume: 3,338,945
Technical Sentiment Signal: Hold
Current Market Cap: 583.5B INR
For detailed information about IDFCFIRSTB stock, go to TipRanks’ Stock Analysis page.