GIC Housing Finance Limited (IN:GICHSGFIN)
:GICHSGFIN
GICHSGFIN Stock Chart & Stats
₹177.80
-₹0.32(-0.16%)
At close: 4:00 PM EST
₹177.80
-₹0.32(-0.16%)
Day’s Range― - ―
52-Week Range₹130.15 - ₹206.00
Previous CloseN/A
Volume55.96K
Average Volume (3M)4.30K
Market Cap
₹8.18B
Enterprise Value₹96.78B
Total Cash (Recent Filing)₹1.68B
Total Debt (Recent Filing)₹90.22B
Price to Earnings (P/E)5.3
Beta1.25
Next Earnings
May 20, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.54%
Share Statistics
EPS (TTM)8.11
Shares Outstanding53,851,063
10 Day Avg. Volume7,483
30 Day Avg. Volume4,298
Financial Highlights & Ratios
PEG Ratio0.96
Price to Book (P/B)0.47
Price to Sales (P/S)0.88
P/FCF Ratio-48.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Rapid Revenue GrowthA 41.8% revenue increase demonstrates robust loan growth and expanding market penetration in core mortgage lending. Sustained top-line expansion supports scale benefits, diversifies income streams, and provides a firmer base to cover funding costs and invest in operations over the next several months.
Very High Gross Profit MarginA gross profit margin of 98.58% signals exceptionally efficient direct cost management and pricing in lending operations. This structural margin buffer helps absorb funding-cost volatility, supports sustainable operating profitability, and gives management room to invest in origination and credit processes over time.
Established Dividend YieldA 2.54% dividend yield reflects a consistent capital-return policy, which can anchor investor confidence and signal financial discipline. If cash flows recover, a maintained dividend policy supports shareholder stability and signals management intent to balance growth and returns over the medium term.
Bears Say
High LeverageA debt-to-equity ratio of 4.45 indicates heavy reliance on borrowed funds, raising refinancing and interest-rate risk. Elevated leverage limits strategic flexibility, amplifies earnings volatility in stress scenarios, and makes deleveraging or capital raises likely priorities over the coming months.
Negative Operating And Free Cash FlowsNegative operating and free cash flows show the business is not generating sufficient internal liquidity to fund operations or growth. Combined with high debt, this increases dependence on external financing, heightens liquidity risk, and constrains the company's ability to sustain dividends or expand lending.
Declining EPSA roughly 23.8% decline in EPS despite revenue growth suggests margin or expense pressures are reducing net earnings. Falling EPS weakens retained earnings and internal capital generation, complicating balance-sheet repair and increasing the likelihood of external funding needs over the medium term.
GIC Housing Finance Limited News
GICHSGFIN FAQ
What was GIC Housing Finance Limited’s price range in the past 12 months?
GIC Housing Finance Limited lowest stock price was ₹130.15 and its highest was ₹206.00 in the past 12 months.
What is GIC Housing Finance Limited’s market cap?
GIC Housing Finance Limited’s market cap is ₹8.18B.
When is GIC Housing Finance Limited’s upcoming earnings report date?
GIC Housing Finance Limited’s upcoming earnings report date is May 20, 2026 which is in 37 days.
How were GIC Housing Finance Limited’s earnings last quarter?
GIC Housing Finance Limited released its earnings results on Feb 09, 2026. The company reported ₹8.113 earnings per share for the quarter, beating the consensus estimate of N/A by ₹8.113.
Is GIC Housing Finance Limited overvalued?
According to Wall Street analysts GIC Housing Finance Limited’s price is currently Overvalued.
Does GIC Housing Finance Limited pay dividends?
GIC Housing Finance Limited pays a Annually dividend of ₹4.5 which represents an annual dividend yield of 2.54%. See more information on GIC Housing Finance Limited dividends here
What is GIC Housing Finance Limited’s EPS estimate?
GIC Housing Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does GIC Housing Finance Limited have?
GIC Housing Finance Limited has 53,851,063 shares outstanding.
What happened to GIC Housing Finance Limited’s price movement after its last earnings report?
GIC Housing Finance Limited reported an EPS of ₹8.113 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.535%.
Which hedge fund is a major shareholder of GIC Housing Finance Limited?
Currently, no hedge funds are holding shares in IN:GICHSGFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
GIC Housing Finance Limited
GIC Housing Finance Limited provides housing finance services in India. It grants housing loans to individuals, as well as to persons/entities engaged in construction of houses/flats for residential purposes. As of March 31, 2021, it had 75 offices. The company was formerly known as GIC Grih Vitta Limited and changed its name to GIC Housing Finance Limited in November 1993. GIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.
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