GIC Housing Finance Limited (IN:GICHSGFIN)
:GICHSGFIN
Total Valuation
GIC Housing Finance Limited has a market cap or net worth of ₹7.27B. The enterprise value is ₹95.85B.
Market Cap₹7.27B
Enterprise Value₹95.85B
Share Statistics
GIC Housing Finance Limited has 53,851,063 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding53,851,063
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
GIC Housing Finance Limited’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 1.37%.
Return on Equity (ROE)0.08
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.37%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee30.96M
Profits Per Employee4.79M
Employee Count335
Asset Turnover0.10
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of GIC Housing Finance Limited is 5.3. GIC Housing Finance Limited’s PEG ratio is 0.96.
PE Ratio5.3
PS Ratio0.88
PB Ratio0.47
Price to Fair Value0.47
Price to FCF-48.59
Price to Operating Cash Flow-7.23
PEG Ratio0.96
Income Statement
In the last 12 months, GIC Housing Finance Limited had revenue of 10.37B and earned 1.60B in profits. Earnings per share was 29.79.
Revenue10.37B
Gross Profit2.81B
Operating Income1.90B
Pretax Income2.07B
Net Income1.60B
EBITDA2.23B
Earnings Per Share (EPS)29.79
Cash Flow
In the last 12 months, operating cash flow was -1.00B and capital expenditures -3.20M, giving a free cash flow of -1.01B billion.
Operating Cash Flow-1.00B
Free Cash Flow-1.01B
Free Cash Flow per Share-18.71
Dividends & Yields
GIC Housing Finance Limited pays an annual dividend of ₹4.5, resulting in a dividend yield of 2.54%
Dividend Per Share₹4.5
Dividend Yield2.54%
Payout Ratio17.02%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.28
52-Week Price Change-17.68%
50-Day Moving Average156.36
200-Day Moving Average172.68
Relative Strength Index (RSI)36.77
Average Volume (3m)4.30K
Important Dates
GIC Housing Finance Limited upcoming earnings date is May 20, 2026, TBA (Confirmed).
Last Earnings DateFeb 9, 2026
Next Earnings DateMay 20, 2026
Ex-Dividend Date―
Financial Position
GIC Housing Finance Limited as a current ratio of 0.30, with Debt / Equity ratio of 451.51%
Current Ratio0.30
Quick Ratio0.30
Debt to Market Cap9.52
Net Debt to EBITDA38.93
Interest Coverage Ratio112.85
Taxes
In the past 12 months, GIC Housing Finance Limited has paid 462.80M in taxes.
Income Tax462.80M
Effective Tax Rate0.22
Enterprise Valuation
GIC Housing Finance Limited EV to EBITDA ratio is 43.03, with an EV/FCF ratio of -509.42.
EV to Sales9.27
EV to EBITDA43.03
EV to Free Cash Flow-509.42
EV to Operating Cash Flow-548.36
Balance Sheet
GIC Housing Finance Limited has ₹1.68B in cash and marketable securities with ₹90.22B in debt, giving a net cash position of -₹88.54B billion.
Cash & Marketable Securities₹1.68B
Total Debt₹90.22B
Net Cash-₹88.54B
Net Cash Per Share-₹1.64K
Tangible Book Value Per Share₹362.31
Margins
Gross margin is 29.65%, with operating margin of 18.28%, and net profit margin of 15.47%.
Gross Margin29.65%
Operating Margin18.28%
Pretax Margin19.93%
Net Profit Margin15.47%
EBITDA Margin21.54%
EBIT Margin20.09%
Analyst Forecast
The average price target for GIC Housing Finance Limited is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast1.07%
EPS Growth Forecast-13.63%