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GIC Housing Finance Limited (IN:GICHSGFIN)
:GICHSGFIN
RESEARCH TOOLSreports
Total Valuation
GIC Housing Finance Limited has a market cap or net worth of ₹9.39B. The enterprise value is ₹95.95B.
Market Cap₹9.39B
Enterprise Value₹95.95B
Share Statistics
GIC Housing Finance Limited has 53,851,063 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding53,851,063
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
GIC Housing Finance Limited’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 6.65%.
Return on Equity (ROE)0.08
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)6.65%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee31.53M
Profits Per Employee4.79M
Employee Count335
Asset Turnover0.10
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of GIC Housing Finance Limited is 7.3. GIC Housing Finance Limited’s PEG ratio is ―.
PE Ratio7.3
PS Ratio―
PB Ratio―
Price to Fair Value0.47
Price to FCF―
Price to Operating Cash Flow0.00
PEG Ratio―
Income Statement
In the last 12 months, GIC Housing Finance Limited had revenue of 10.56B and earned 1.60B in profits. Earnings per share was 29.79.
Revenue10.56B
Gross Profit10.41B
Operating Income9.20B
Pretax Income2.07B
Net Income1.60B
EBITDA9.35B
Earnings Per Share (EPS)29.79
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
GIC Housing Finance Limited pays an annual dividend of ₹4.5, resulting in a dividend yield of 2.6%
Dividend Per Share₹4.5
Dividend Yield2.6%
Payout Ratio18.81%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.51
52-Week Price Change-25.49%
50-Day Moving Average185.30
200-Day Moving Average184.01
Relative Strength Index (RSI)36.81
Average Volume (3m)5.50K
Important Dates
GIC Housing Finance Limited upcoming earnings date is Nov 18, 2025, TBA (Confirmed).
Last Earnings DateAug 12, 2025
Next Earnings DateNov 18, 2025
Ex-Dividend DateJul 18, 2025
Financial Position
GIC Housing Finance Limited as a current ratio of 0.30, with Debt / Equity ratio of 445.36%
Current Ratio0.30
Quick Ratio0.30
Debt to Market Cap9.52
Net Debt to EBITDA9.30
Interest Coverage Ratio547.59
Taxes
In the past 12 months, GIC Housing Finance Limited has paid 462.80M in taxes.
Income Tax462.80M
Effective Tax Rate0.22
Enterprise Valuation
GIC Housing Finance Limited EV to EBITDA ratio is 10.28, with an EV/FCF ratio of -509.42.
EV to Sales9.10
EV to EBITDA10.28
EV to Free Cash Flow-509.42
EV to Operating Cash Flow-548.36
Balance Sheet
GIC Housing Finance Limited has ₹588.20M in cash and marketable securities with ₹87.51B in debt, giving a net cash position of ₹86.92B billion.
Cash & Marketable Securities₹588.20M
Total Debt₹87.51B
Net Cash₹86.92B
Net Cash Per Share₹1.61K
Tangible Book Value Per Share₹362.31
Margins
Gross margin is 96.64%, with operating margin of 87.09%, and net profit margin of 15.19%.
Gross Margin96.64%
Operating Margin87.09%
Pretax Margin19.57%
Net Profit Margin15.19%
EBITDA Margin88.51%
EBIT Margin87.09%
Analyst Forecast
The average price target for GIC Housing Finance Limited is ₹185.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target₹185.00
Price Target Upside7.40% Upside
Analyst ConsensusHold
Analyst Count0
Revenue Growth Forecast0.10%
EPS Growth Forecast-18.71%