Trending News

Education

Personal Finance How To Use TipRanks TipRanks Labs Glossary FAQs

About Us

About TipRanks Contact Us Reviews Mobile APP

Working with TipRanks

Enterprise Solutions Advertise with Us Top Online Brokers Become an Affiliate TipRanks News Wire

TOOLS

Technical Analysis Screener

Top Analyst Stocks

Popular

Top Smart Score Stocks

Popular

AI Analyst Top Stocks

Daily Analyst Ratings

Daily Insiders Trades

Dividend Stocks

ETF Center

Top Gainers/losers/active ETFs

Trump Dashboard

New

Dividend Calculator

Options Profit Calculator

Dollar Cost Averaging

Compound Interest Calculator

Mortgage Calculator

Auto Loan Calculator

Student Loan Calculator

401k Retirement Calculator

Best High Yield Dividend Stocks

Dividend Aristocrats

Dividend Stock Comparison

New

Dividend Calculator

Dividend Returns Comparison

Dividend Calendar

Top Analysts

Top Financial Bloggers

Top-Performing Corporate Insiders

Top Hedge Fund Managers

Top Research Firms

Top Individual Investors

Personal Finance Center

Mortgages

Loans

Investing & Retirement

Education

About Us

Working with TipRanks

STOCKS

GIC Housing Finance Limited (IN:GICHSGFIN)

:GICHSGFIN

GICHSGFIN

GIC Housing Finance Limited

RESEARCH TOOLSreports

GIC Housing Finance Limited (GICHSGFIN) Ratios

Compare

1 Followers

GIC Housing Finance Limited Ratios

IN:GICHSGFIN's free cash flow for Q1 2026 was ₹0.27. For the 2026 fiscal year, IN:GICHSGFIN's free cash flow was decreased by ₹ and operating cash flow was ₹0.22. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	831.36	0.30	0.25	0.25	16.28
Quick Ratio	831.36	0.30	0.25	0.25	16.28
Cash Ratio	12.77	0.02	0.01	0.01	6.83
Solvency Ratio	0.02	0.02	0.02	0.02	0.04
Operating Cash Flow Ratio	0.00	>-0.01	0.17	0.17	102.17
Short-Term Operating Cash Flow Coverage	0.00	>-0.01	0.17	0.17	0.30
Net Current Asset Value	₹ 15.41B	₹ -78.71B	₹ -78.61B	₹ -78.61B	₹ -90.55B
Leverage Ratios
Debt-to-Assets Ratio	0.81	0.81	0.82	0.82	0.84
Debt-to-Equity Ratio	4.52	4.45	4.69	4.69	5.40
Debt-to-Capital Ratio	0.82	0.82	0.82	0.82	0.84
Long-Term Debt-to-Capital Ratio	0.82	0.74	0.75	0.75	0.77
Financial Leverage Ratio	5.55	5.48	5.73	5.73	6.43
Debt Service Coverage Ratio	0.00	0.06	0.06	0.06	0.07
Interest Coverage Ratio	0.00	112.85	113.92	113.92	203.16
Debt to Market Cap	10.17	9.52	7.48	7.48	10.96
Interest Debt Per Share	1.68K	1.63K	1.59K	1.59K	1.70K
Net Debt to EBITDA	39.65	38.93	38.71	38.71	28.36
Profitability Margins
Gross Profit Margin	27.38%	27.10%	26.56%	26.56%	30.94%
EBIT Margin	20.00%	20.09%	19.96%	19.96%	26.40%
EBITDA Margin	21.23%	21.54%	21.41%	21.41%	29.06%
Operating Profit Margin	18.22%	18.28%	18.22%	18.22%	28.16%
Pretax Profit Margin	14.54%	19.93%	19.80%	19.80%	26.25%
Net Profit Margin	13.53%	15.47%	14.67%	14.67%	19.32%
Continuous Operations Profit Margin	13.53%	15.47%	14.67%	14.67%	19.32%
Net Income Per EBT	93.02%	77.61%	74.13%	74.13%	73.59%
EBT Per EBIT	79.85%	109.02%	108.62%	108.62%	93.23%
Return on Assets (ROA)	1.28%	1.49%	1.45%	1.45%	1.95%
Return on Equity (ROE)	7.29%	8.16%	8.28%	8.28%	12.55%
Return on Capital Employed (ROCE)	1.73%	2.49%	2.54%	2.54%	2.85%
Return on Invested Capital (ROIC)	1.61%	1.37%	1.34%	1.34%	1.59%
Return on Tangible Assets	1.29%	1.49%	1.45%	1.45%	1.96%
Earnings Yield	16.08%	17.50%	13.22%	13.22%	25.57%
Efficiency Ratios
Receivables Turnover	0.10	652.36	1.17K	0.00	0.00
Payables Turnover	89.19	33.85	35.03	35.03	33.72
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	43.72	42.67	45.96	45.96	42.75
Asset Turnover	0.09	0.10	0.10	0.10	0.10
Working Capital Turnover Ratio	0.20	-0.46	-0.96	-0.96	-1.12
Cash Conversion Cycle	3.62K	-10.22	-10.11	-10.42	-10.82
Days of Sales Outstanding	3.63K	0.56	0.31	0.00	0.00
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	4.09	10.78	10.42	10.42	10.82
Operating Cycle	3.63K	0.56	0.31	0.00	0.00
Cash Flow Ratios
Operating Cash Flow Per Share	0.00	-3.26	96.94	96.94	193.71
Free Cash Flow Per Share	0.00	-3.50	96.20	96.20	192.59
CapEx Per Share	0.00	0.25	0.74	0.74	1.12
Free Cash Flow to Operating Cash Flow	0.00	1.08	0.99	0.99	0.99
Dividend Paid and CapEx Coverage Ratio	0.00	-0.69	18.49	18.49	34.47
Capital Expenditure Coverage Ratio	0.00	-13.08	130.51	130.51	172.99
Operating Cash Flow Coverage Ratio	0.00	>-0.01	0.06	0.06	0.11
Operating Cash Flow to Sales Ratio	0.00	-0.02	0.51	0.51	0.94
Free Cash Flow Yield	0.00%	-2.06%	45.26%	45.26%	124.37%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	6.22	5.72	7.56	7.56	3.91
Price-to-Sales (P/S) Ratio	0.84	0.88	1.11	1.11	0.76
Price-to-Book (P/B) Ratio	0.44	0.47	0.63	0.63	0.49
Price-to-Free Cash Flow (P/FCF) Ratio	0.00	-48.59	2.21	2.21	0.80
Price-to-Operating Cash Flow Ratio	0.00	-52.30	2.19	2.19	0.80
Price-to-Earnings Growth (PEG) Ratio	0.59	0.96	-0.26	-0.26	0.17
Price-to-Fair Value	0.44	0.47	0.63	0.63	0.49
Enterprise Value Multiple	43.61	43.03	43.89	43.89	30.96
Enterprise Value	97.44B	96.13B	96.93B	96.93B	99.32B
EV to EBITDA	43.61	43.03	43.89	43.89	30.96
EV to Sales	9.26	9.27	9.40	9.40	9.00
EV to Free Cash Flow	0.00	-509.42	18.71	18.71	9.58
EV to Operating Cash Flow	0.00	-548.36	18.57	18.57	9.52
Tangible Book Value Per Share	368.08	362.31	333.81	333.81	291.95
Shareholders’ Equity Per Share	371.04	364.87	339.61	339.61	315.56
Tax and Other Ratios
Effective Tax Rate	0.07	0.22	0.26	0.26	0.26
Revenue Per Share	195.39	192.62	191.52	191.52	205.00
Net Income Per Share	26.43	29.79	28.11	28.11	39.60
Tax Burden	0.93	0.78	0.74	0.74	0.74
Interest Burden	0.73	0.99	0.99	0.99	0.99
Research & Development to Revenue	0.00	0.00	0.00	0.00	<0.01
SG&A to Revenue	0.00	0.03	0.03	0.03	0.03
Stock-Based Compensation to Revenue	0.00	0.00	0.00	0.00	0.00
Income Quality	0.00	-0.11	3.45	3.45	3.60

Currency in INR