Equitas Small Finance Bank Ltd. (IN:EQUITASBNK)
:EQUITASBNK
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EQUITASBNK Stock Chart & Stats
₹66.97
₹1.02(1.51%)
At close: 4:00 PM EST
₹66.97
₹1.02(1.51%)
Day’s Range― - ―
52-Week Range₹50.05 - ₹73.42
Previous CloseN/A
Volume3.44M
Average Volume (3M)236.91K
Market Cap
₹76.28B
Enterprise Value₹77.30B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)57.5
Beta0.93
Next Earnings
Jul 24, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.63%
Share Statistics
EPS (TTM)-0.90
Shares Outstanding1,141,285,200
10 Day Avg. Volume329,486
30 Day Avg. Volume236,913
Financial Highlights & Ratios
PEG Ratio-1.90
Price to Book (P/B)0.97
Price to Sales (P/S)0.75
P/FCF Ratio7.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹78.00Price Target Upside16.47% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)5.68
Revenue Forecast (FY)₹52.36B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthTop-line expansion has been durable, with revenue up 19.1% YoY in 2026 and consistent growth since 2022. Steady revenue from retail, micro and MSME lending supports scale, diversification and franchise resilience over the medium term despite margin cycles.
Positive Cash GenerationOperating and free cash flow were positive across 2024–2026, enabling internal funding for lending and operations. Sustained cash generation reduces dependence on wholesale funding and boosts liquidity and strategic flexibility for medium-term growth and capital management.
Improved CapitalizationEquity has increased alongside assets and leverage has normalized from >1x in prior years to roughly 0.94 in 2026, strengthening loss-absorbing capacity. A healthier capital base supports regulatory compliance and room to expand retail/MSME lending prudently over time.
Bears Say
Sharp Profitability DeteriorationNet margin collapsed to about 1.3% in 2026 from double-digit levels in prior years, representing a major profitability reset. Persistently compressed margins weaken return on equity and internal capital generation, limiting capacity to absorb credit losses or reinvest without external support.
Renewed Leverage BuildA material increase in total debt in 2026 reversed earlier deleveraging, increasing interest expense and refinancing exposure. Rising leverage reduces financial flexibility and raises funding risk if earnings and cash flows do not recover, pressuring medium-term stability.
Volatile, Declining Cash FlowCash flow generation has been uneven—negative in 2023 and notably weaker in 2026 versus 2025. A downtrend and volatility in operating/free cash flow constrain internal funding, elevate liquidity risk and may force higher-cost funding or operational retrenchment if persistent.
Equitas Small Finance Bank Ltd. News
EQUITASBNK FAQ
What was Equitas Small Finance Bank Ltd.’s price range in the past 12 months?
Equitas Small Finance Bank Ltd. lowest stock price was ₹50.05 and its highest was ₹73.42 in the past 12 months.
What is Equitas Small Finance Bank Ltd.’s market cap?
Equitas Small Finance Bank Ltd.’s market cap is ₹76.28B.
When is Equitas Small Finance Bank Ltd.’s upcoming earnings report date?
Equitas Small Finance Bank Ltd.’s upcoming earnings report date is Jul 24, 2026 which is in 81 days.
How were Equitas Small Finance Bank Ltd.’s earnings last quarter?
Equitas Small Finance Bank Ltd. released its earnings results on Apr 30, 2026. The company reported ₹1.9 earnings per share for the quarter, beating the consensus estimate of ₹1.225 by ₹0.675.
Is Equitas Small Finance Bank Ltd. overvalued?
According to Wall Street analysts Equitas Small Finance Bank Ltd.’s price is currently Undervalued.
Does Equitas Small Finance Bank Ltd. pay dividends?
Equitas Small Finance Bank Ltd. pays a Annually dividend of ₹1 which represents an annual dividend yield of 1.63%. See more information on Equitas Small Finance Bank Ltd. dividends here
What is Equitas Small Finance Bank Ltd.’s EPS estimate?
Equitas Small Finance Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Equitas Small Finance Bank Ltd. have?
Equitas Small Finance Bank Ltd. has 1,141,285,200 shares outstanding.
What happened to Equitas Small Finance Bank Ltd.’s price movement after its last earnings report?
Equitas Small Finance Bank Ltd. reported an EPS of ₹1.9 in its last earnings report, beating expectations of ₹1.225. Following the earnings report the stock price went down -0.506%.
Which hedge fund is a major shareholder of Equitas Small Finance Bank Ltd.?
Currently, no hedge funds are holding shares in IN:EQUITASBNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Equitas Small Finance Bank Ltd.
Equitas Small Finance Bank Limited provides various banking products and services to for individuals and corporates, as well as micro, small, and medium enterprises. The company operates through Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers fixed deposit products; and savings, salary, business, current, and TASC accounts. The company also provides loans against property; gold, home, used car, business, and MSME loans; vehicle finance, merchant overdraft, MSME loans monitoring services; overdraft against deposits; financing products for agri business; investment services; general, life, and health insurances; pension schemes; payments and collection solutions; retail forex services; fund transfer services; and debit cards. In addition, it provides online, mobile, and doorstep banking services. It has 869 banking outlets and 339 ATMs in India. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India. Equitas Small Finance Bank Limited is a subsidiary of Equitas Holdings Limited.
EQUITASBNK Stock 12 Month Forecast
Average Price Target
₹78.00
▲(16.47% Upside)
Technical Analysis
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