Equitas Small Finance Bank Ltd. (IN:EQUITASBNK)
:EQUITASBNK
EQUITASBNK Stock Chart & Stats
₹66.97
₹1.02(1.51%)
At close: 4:00 PM EST
₹66.97
₹1.02(1.51%)
Day’s Range― - ―
52-Week Range₹50.05 - ₹73.42
Previous CloseN/A
Volume3.44M
Average Volume (3M)236.91K
Market Cap
₹70.43B
Enterprise Value₹41.07B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)19.9
Beta0.93
Next Earnings
May 06, 2026EPS Estimate
1.23Next Dividend Ex-DateN/A
Dividend Yield1.63%
Share Statistics
EPS (TTM)0.80
Shares Outstanding1,141,043,100
10 Day Avg. Volume329,486
30 Day Avg. Volume236,913
Financial Highlights & Ratios
PEG Ratio-0.54
Price to Book (P/B)1.07
Price to Sales (P/S)0.91
P/FCF Ratio3.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹80.00Price Target Upside19.46% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)5.71
Revenue Forecast (FY)₹52.36B
Bulls Say, Bears Say
Bulls Say
Niche Retail/micro FocusFocused business model serving retail, micro and small enterprises and underserved segments is a durable competitive advantage: steady demand, deeper customer relationships, and cross-sell potential. This niche supports predictable deposit mobilization and a differentiated loan book over months to years.
Conservative LeverageA low debt-to-equity ratio (~0.35) indicates conservative financial leverage, providing capacity to absorb credit shocks, support incremental lending and meet regulatory capital needs. This balance-sheet strength supports sustainable growth and lowers refinancing risk over a multi-month horizon.
Strong Cash ConversionHigh free-cash-flow-to-net-income (87%) shows efficient conversion of earnings to cash, enabling internal funding for loan growth, provisioning and operational needs. Durable cash-generation supports liquidity management and reduces reliance on volatile external funding sources.
Bears Say
Revenue DeclineA significant revenue decline (-13.15%) is structurally concerning: shrinking scale reduces net interest income and fee opportunities, constrains economies of scale, and forces higher growth requirements later to restore pre-decline operating capacity and profitability.
Eroded ProfitabilityNet margin collapsing from 21.3% to 3.53% signals structural pressure from rising credit costs, funding or operating expenses. Persistently low margins weaken internal capital generation, limit buffer for provisions and investments, and may constrain sustainable lending expansion.
Volatile Operating Cash FlowA sharp drop and volatility in operating cash flow reduces predictability of internal funding for loans and contingencies. Inconsistent cash generation increases reliance on external funding, complicates liquidity planning and raises execution risk for multi-month growth initiatives.
Equitas Small Finance Bank Ltd. News
EQUITASBNK FAQ
What was Equitas Small Finance Bank Ltd.’s price range in the past 12 months?
Equitas Small Finance Bank Ltd. lowest stock price was ₹50.05 and its highest was ₹73.42 in the past 12 months.
What is Equitas Small Finance Bank Ltd.’s market cap?
Equitas Small Finance Bank Ltd.’s market cap is ₹70.43B.
When is Equitas Small Finance Bank Ltd.’s upcoming earnings report date?
Equitas Small Finance Bank Ltd.’s upcoming earnings report date is May 06, 2026 which is in 23 days.
How were Equitas Small Finance Bank Ltd.’s earnings last quarter?
Equitas Small Finance Bank Ltd. released its earnings results on Jan 29, 2026. The company reported ₹0.8 earnings per share for the quarter, beating the consensus estimate of ₹0.725 by ₹0.075.
Is Equitas Small Finance Bank Ltd. overvalued?
According to Wall Street analysts Equitas Small Finance Bank Ltd.’s price is currently Undervalued.
Does Equitas Small Finance Bank Ltd. pay dividends?
Equitas Small Finance Bank Ltd. pays a Annually dividend of ₹1 which represents an annual dividend yield of 1.63%. See more information on Equitas Small Finance Bank Ltd. dividends here
What is Equitas Small Finance Bank Ltd.’s EPS estimate?
Equitas Small Finance Bank Ltd.’s EPS estimate is 1.23.
How many shares outstanding does Equitas Small Finance Bank Ltd. have?
Equitas Small Finance Bank Ltd. has 1,141,043,100 shares outstanding.
What happened to Equitas Small Finance Bank Ltd.’s price movement after its last earnings report?
Equitas Small Finance Bank Ltd. reported an EPS of ₹0.8 in its last earnings report, beating expectations of ₹0.725. Following the earnings report the stock price went up 0.043%.
Which hedge fund is a major shareholder of Equitas Small Finance Bank Ltd.?
Currently, no hedge funds are holding shares in IN:EQUITASBNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Equitas Small Finance Bank Ltd.
Equitas Small Finance Bank Limited provides various banking products and services to for individuals and corporates, as well as micro, small, and medium enterprises. The company operates through Treasury, Corporate / Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers fixed deposit products; and savings, salary, business, current, and TASC accounts. The company also provides loans against property; gold, home, used car, business, and MSME loans; vehicle finance, merchant overdraft, MSME loans monitoring services; overdraft against deposits; financing products for agri business; investment services; general, life, and health insurances; pension schemes; payments and collection solutions; retail forex services; fund transfer services; and debit cards. In addition, it provides online, mobile, and doorstep banking services. It has 869 banking outlets and 339 ATMs in India. The company was formerly known as Equitas Finance Limited. Equitas Small Finance Bank Limited was incorporated in 1993 and is based in Chennai, India. Equitas Small Finance Bank Limited is a subsidiary of Equitas Holdings Limited.
EQUITASBNK Stock 12 Month Forecast
Average Price Target
₹80.00
▲(19.46% Upside)
Technical Analysis
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