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CREDITACC Stock Chart & Stats
₹1516.90
₹73.50(4.84%)
At close: 4:00 PM EDT
₹1516.90
₹73.50(4.84%)
Day’s Range― - ―
52-Week Range₹1,112.90 - ₹1,634.40
Previous CloseN/A
Volume3.82M
Average Volume (3M)10.87K
Market Cap
₹248.73B
Enterprise Value₹478.89K
Total Cash (Recent Filing)₹13.59B
Total Debt (Recent Filing)₹252.58B
Price to Earnings (P/E)20.5
Beta1.13
Next Earnings
Oct 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)75.62
Shares Outstanding160,411,330
10 Day Avg. Volume9,672
30 Day Avg. Volume10,870
Financial Highlights & Ratios
PEG Ratio0.52
Price to Book (P/B)2.36
Price to Sales (P/S)3.08
P/FCF Ratio6.82
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)111.22
Revenue Forecast (FY)₹50.51B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained revenue expansion shows persistent demand for microcredit and supports scale economies in origination and servicing. Over a multi-month horizon, steady top-line growth underpins earnings capacity, funds reinvestment in branches, and improves bargaining power with lenders.
Improved Cash GenerationConversion to positive operating and free cash flow indicates better collections and working-capital management, reducing reliance on volatile external funding. If sustained, stronger cash generation enhances liquidity, supports deleveraging, and funds organic growth or capital buffers over the medium term.
Niche Microfinance ModelA focused microfinance franchise serving women with group lending creates durable competitive advantages: deep customer relationships, social collateral that aids collections, and specialized distribution expertise. This niche supports resilient demand and higher retention versus generic retail lenders.
Bears Say
Elevated LeverageHigh debt-to-equity increases sensitivity to funding costs and market stress, common risks for NBFCs. Elevated leverage limits capital flexibility, raises refinancing and interest-rate exposure, and can constrain expansion or require equity raises during downturns, affecting long-term stability.
Earnings VolatilityPronounced swings in profitability point to sensitivity to credit costs, provisioning cycles, or operational shocks. Persistent volatility complicates forecasting, weakens confidence in sustained margins, and can force conservative capital actions that slow strategic investments across economic cycles.
Uneven Historical Cash FlowA multi-year history of negative cash flow signals structural working-capital or collection challenges and reliance on external funding. Although recent improvement is meaningful, the past pattern raises concerns about durability of cash conversion under stress and ongoing funding cost vulnerability.
CreditAccess Grameen Ltd. News
CREDITACC FAQ
What was CreditAccess Grameen Ltd.’s price range in the past 12 months?
CreditAccess Grameen Ltd. lowest stock price was ₹1112.90 and its highest was ₹1634.40 in the past 12 months.
What is CreditAccess Grameen Ltd.’s market cap?
CreditAccess Grameen Ltd.’s market cap is ₹248.73B.
When is CreditAccess Grameen Ltd.’s upcoming earnings report date?
CreditAccess Grameen Ltd.’s upcoming earnings report date is Oct 16, 2026 which is in 60 days.
How were CreditAccess Grameen Ltd.’s earnings last quarter?
CreditAccess Grameen Ltd. released its earnings results on Jul 24, 2026. The company reported ₹30.7 earnings per share for the quarter, beating the consensus estimate of ₹23.85 by ₹6.85.
Is CreditAccess Grameen Ltd. overvalued?
According to Wall Street analysts CreditAccess Grameen Ltd.’s price is currently Overvalued.
Does CreditAccess Grameen Ltd. pay dividends?
CreditAccess Grameen Ltd. pays a Notavailable dividend of ₹10 which represents an annual dividend yield of N/A. See more information on CreditAccess Grameen Ltd. dividends here
What is CreditAccess Grameen Ltd.’s EPS estimate?
CreditAccess Grameen Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CreditAccess Grameen Ltd. have?
CreditAccess Grameen Ltd. has 160,411,330 shares outstanding.
What happened to CreditAccess Grameen Ltd.’s price movement after its last earnings report?
CreditAccess Grameen Ltd. reported an EPS of ₹30.7 in its last earnings report, beating expectations of ₹23.85. Following the earnings report the stock price went up 0.908%.
Which hedge fund is a major shareholder of CreditAccess Grameen Ltd.?
Currently, no hedge funds are holding shares in IN:CREDITACC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
CreditAccess Grameen Ltd.
CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low-income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Unnati, as well as Grameen Suraksha, Grameen Sanchay, life insurance, and national pension schemes. It also provides retail finance loans, such as Grameen Vikas, Unnati loan, Grameen two-wheeler, and Grameen housing loan. In addition, the company offers digital lending products comprising Grameen Mahi, a customer app, Pragathi digital and multi-purpose digital loans. The company was formerly known as Grameen Koota Financial Services Private Limited and changed its name to CreditAccess Grameen Limited in January 2018. CreditAccess Grameen Limited was incorporated in 1991 and is headquartered in Bengaluru, India. CreditAccess Grameen Limited is a subsidiary of CreditAccess India BV.
Technical Analysis
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