Want to see IN:CHOLAHLDNG full AI Analyst Report?
CHOLAHLDNG Stock Chart & Stats
₹1821.40
₹37.75(2.45%)
At close: 4:00 PM EST
₹1821.40
₹37.75(2.45%)
Day’s Range― - ―
52-Week Range₹1,305.00 - ₹2,061.45
Previous CloseN/A
Volume278.19K
Average Volume (3M)6.67K
Market Cap
₹305.57B
Enterprise Value₹2.40M
Total Cash (Recent Filing)₹149.76B
Total Debt (Recent Filing)₹2.10T
Price to Earnings (P/E)12.5
Beta1.22
Next Earnings
Aug 14, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.08%
Share Statistics
EPS (TTM)130.00
Shares Outstanding187,777,470
10 Day Avg. Volume4,843
30 Day Avg. Volume6,675
Financial Highlights & Ratios
PEG Ratio0.85
Price to Book (P/B)1.66
Price to Sales (P/S)0.65
P/FCF Ratio1.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)156
Revenue Forecast (FY)₹15.17B
Bulls Say, Bears Say
Bulls Say
Diversified Holding In Financial ServicesAs a Murugappa Group holding company owning the NBFC and general-insurance businesses, the firm gets diversified earnings sources (dividends, share of profits, investment income). This structural mix reduces single-line exposure and supports steady cash distributions over the medium term.
Sustained Revenue ExpansionA multi-year revenue rise to ~396B demonstrates durable top-line growth and scale gains in core operating subsidiaries. Sustained expansion improves capacity to absorb credit costs, fund investments, and achieve operating leverage, strengthening long-term business durability.
Consistent ROE And Steady Net MarginNet margin around 6% coupled with ROE in the mid-teens indicates the group earns attractive returns on equity capital. Persistent profitability provides internal capital generation and supports dividends and reinvestment, underpinning long-term shareholder economics.
Bears Say
Very High LeverageLeverage at ~11–14x materially raises financial risk: funding shocks, higher rates, or credit stress could rapidly strain solvency and liquidity. High debt limits strategic flexibility, increases refinancing risk, and can force tightening of lending or costly capital actions under stress.
Volatile Operating And Free Cash FlowA history of negative OCF followed by a sharp 2026 rebound shows cash generation is cyclical and tied to loan-book/working-capital moves. Inconsistent cash flow undermines reliable dividend funding, increases reliance on external financing, and complicates medium-term planning.
Operating Margin VolatilityOperating-profit volatility signals earnings sensitivity to credit costs and funding conditions. Even with stable net margin, swings at the operating level can force larger provisions or margin compression in downturns, reducing predictability of earnings and capital allocation decisions.
Cholamandalam Financial Holdings Ltd News
CHOLAHLDNG FAQ
What was Cholamandalam Financial Holdings Ltd’s price range in the past 12 months?
Cholamandalam Financial Holdings Ltd lowest stock price was ₹1305.00 and its highest was ₹2061.45 in the past 12 months.
What is Cholamandalam Financial Holdings Ltd’s market cap?
Cholamandalam Financial Holdings Ltd’s market cap is ₹305.57B.
When is Cholamandalam Financial Holdings Ltd’s upcoming earnings report date?
Cholamandalam Financial Holdings Ltd’s upcoming earnings report date is Aug 14, 2026 which is in 3 days.
How were Cholamandalam Financial Holdings Ltd’s earnings last quarter?
Cholamandalam Financial Holdings Ltd released its earnings results on May 08, 2026. The company reported ₹36.593 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Cholamandalam Financial Holdings Ltd overvalued?
According to Wall Street analysts Cholamandalam Financial Holdings Ltd’s price is currently Overvalued.
Does Cholamandalam Financial Holdings Ltd pay dividends?
Cholamandalam Financial Holdings Ltd pays a Annually dividend of ₹1.3 which represents an annual dividend yield of 0.08%. See more information on Cholamandalam Financial Holdings Ltd dividends here
What is Cholamandalam Financial Holdings Ltd’s EPS estimate?
Cholamandalam Financial Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Cholamandalam Financial Holdings Ltd have?
Cholamandalam Financial Holdings Ltd has 187,777,470 shares outstanding.
What happened to Cholamandalam Financial Holdings Ltd’s price movement after its last earnings report?
Cholamandalam Financial Holdings Ltd reported an EPS of ₹36.593 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.622%.
Which hedge fund is a major shareholder of Cholamandalam Financial Holdings Ltd?
Currently, no hedge funds are holding shares in IN:CHOLAHLDNG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Cholamandalam Financial Holdings Ltd
Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company offers vehicle finance, loans against property, home loans, secured business and personal loans, consumer and small enterprises loans, and small and medium enterprise loans, as well as various other financial services to customers; and general insurance services, including health, home, motor, and travel insurance. It serves first time borrowers, new to credit customers, and individuals, as well as corporates, small, micro, medium enterprises. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.
Technical Analysis
Bajaj Finance Limited
―
Cholamandalam Investment and Finance Co. Ltd.
―
Mahindra & Mahindra Financial Services Ltd.
―
Shriram Finance Limited
―
Sundaram Finance Limited
―