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Cholamandalam Financial Holdings Ltd (IN:CHOLAHLDNG)
:CHOLAHLDNG
India Market
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Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) Price & Analysis

2 Followers

CHOLAHLDNG Stock Chart & Stats

₹1821.40
₹37.75(2.45%)
At close: 4:00 PM EST
₹1821.40
₹37.75(2.45%)

Bulls Say, Bears Say

Bulls Say
Holding-company Model / Diversified Investee ExposureAs a holding company, CHOLAHLDNG derives income from dividends, profit shares and capital gains across multiple financial services investees. This model provides durable diversification of cash-flow sources and capital-allocation flexibility, reducing single-entity operational risk.
Strong Profitability MarginsReported net profit and robust EBIT/EBITDA margins indicate efficient operations at the underlying operating businesses. Sustained margin performance supports the ability to generate distributable earnings and retain capital for growth, improving long-term resilience if maintained.
Reasonable Return On EquityA near-17.4% ROE shows the group uses equity effectively to generate profits. For a holding company, consistent ROE supports value accretion through retained earnings and dividend potential, enhancing capacity to fund investee growth and sustain shareholder returns over time.
Bears Say
Very High LeverageExtremely high leverage materially increases refinancing, interest and solvency risks for the group and its subsidiaries. It limits financial flexibility, constrains capital upstreaming to the holding company, and raises vulnerability to rate or credit shocks over the medium term.
Negative Operating And Free Cash FlowPersistent negative operating and free cash flows weaken the group's ability to fund debt service, dividends or reinvestment from internal cash. Reliance on accounting profits rather than cash generation raises refinancing and liquidity risk and constrains strategic flexibility.
Significant Revenue DeclineA pronounced fall in revenue reduces scale economics and long-term earnings visibility for the holding and its subsidiaries. For financial services, recovering lost originations or asset volumes can be slow, threatening sustained dividend flows and long-run profitability.

Cholamandalam Financial Holdings Ltd News

CHOLAHLDNG FAQ

What was Cholamandalam Financial Holdings Ltd’s price range in the past 12 months?
Cholamandalam Financial Holdings Ltd lowest stock price was ₹1305.00 and its highest was ₹2299.00 in the past 12 months.
    What is Cholamandalam Financial Holdings Ltd’s market cap?
    Cholamandalam Financial Holdings Ltd’s market cap is ₹313.45B.
      When is Cholamandalam Financial Holdings Ltd’s upcoming earnings report date?
      Cholamandalam Financial Holdings Ltd’s upcoming earnings report date is May 08, 2026 which is in 3 days.
        How were Cholamandalam Financial Holdings Ltd’s earnings last quarter?
        Cholamandalam Financial Holdings Ltd released its earnings results on Feb 09, 2026. The company reported ₹33.323 earnings per share for the quarter, beating the consensus estimate of N/A by ₹33.323.
          Is Cholamandalam Financial Holdings Ltd overvalued?
          According to Wall Street analysts Cholamandalam Financial Holdings Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Cholamandalam Financial Holdings Ltd pay dividends?
            Cholamandalam Financial Holdings Ltd pays a Annually dividend of ₹1.3 which represents an annual dividend yield of 0.07%. See more information on Cholamandalam Financial Holdings Ltd dividends here
              What is Cholamandalam Financial Holdings Ltd’s EPS estimate?
              Cholamandalam Financial Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Cholamandalam Financial Holdings Ltd have?
              Cholamandalam Financial Holdings Ltd has 187,777,470 shares outstanding.
                What happened to Cholamandalam Financial Holdings Ltd’s price movement after its last earnings report?
                Cholamandalam Financial Holdings Ltd reported an EPS of ₹33.323 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.852%.
                  Which hedge fund is a major shareholder of Cholamandalam Financial Holdings Ltd?
                  Currently, no hedge funds are holding shares in IN:CHOLAHLDNG
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Cholamandalam Financial Holdings Ltd

                    Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. The company provides vehicle finance, home loans, home equity loans, SME loans, investment advisory and stock broking services, and various other financial services. It also offers accident, engineering, health, liability, marine, motor, property, rural, and travel insurance products for individuals and corporates. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.

                    Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) Earnings & Revenues

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