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Cholamandalam Financial Holdings Ltd (IN:CHOLAHLDNG)
:CHOLAHLDNG
India Market

Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) Price & Analysis

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CHOLAHLDNG Stock Chart & Stats

₹1821.40
₹37.75(2.45%)
At close: 4:00 PM EST
₹1821.40
₹37.75(2.45%)

Bulls Say, Bears Say

Bulls Say
Holding-company Business ModelAs a pure holding company, Cholamandalam benefits from diversified cash sources (dividends, share of profits, capital gains) tied to its investees rather than direct lending risk. This capital-allocation role can deliver durable returns if subsidiaries consistently generate cash and upstream dividends.
Return On EquityA 17.37% ROE indicates the group’s equity base is being used effectively to generate profits. For a holding company, a sustained ROE at this level implies that operating investees are profitable and that capital allocation has historically produced acceptable shareholder returns, supporting long-term value creation.
Strategic Group AffiliationAffiliation with the Murugappa Group provides stable ownership, strategic oversight and potential access to group resources. For a capital-holding vehicle, this can translate to patient capital, governance support, and credibility for subsidiaries, strengthening the company’s ability to back investee growth over the medium term.
Bears Say
High LeverageExtremely high leverage increases financial vulnerability and reduces flexibility to fund dividends or absorb shocks. For a holding company that relies on upstream cash, heavy debt burdens can force asset sales or restrict capital allocation, raising persistent refinancing and liquidity risks over months to years.
Weak Cash GenerationNegative operating and free cash flow limit the firm’s internal ability to service debt or pay dividends without external financing or asset disposals. This structural cash-generation weakness undermines the holding company model’s reliance on upstream cash, constraining long-term capital allocation and financial resilience.
Material Revenue DeclineA steep revenue decline erodes the underlying earnings base that funds dividends and capital gains. Persistent top-line contraction from investees reduces predictability of upstream cash flows, pressures margins and ROE sustainability, and may necessitate strategic restructuring or deleveraging over the medium term.

Cholamandalam Financial Holdings Ltd News

CHOLAHLDNG FAQ

What was Cholamandalam Financial Holdings Ltd’s price range in the past 12 months?
Cholamandalam Financial Holdings Ltd lowest stock price was ₹1386.60 and its highest was ₹2299.00 in the past 12 months.
    What is Cholamandalam Financial Holdings Ltd’s market cap?
    Cholamandalam Financial Holdings Ltd’s market cap is ₹312.01B.
      When is Cholamandalam Financial Holdings Ltd’s upcoming earnings report date?
      Cholamandalam Financial Holdings Ltd’s upcoming earnings report date is May 08, 2026 which is in 71 days.
        How were Cholamandalam Financial Holdings Ltd’s earnings last quarter?
        Cholamandalam Financial Holdings Ltd released its earnings results on Feb 09, 2026. The company reported ₹33.323 earnings per share for the quarter, beating the consensus estimate of N/A by ₹33.323.
          Is Cholamandalam Financial Holdings Ltd overvalued?
          According to Wall Street analysts Cholamandalam Financial Holdings Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Cholamandalam Financial Holdings Ltd pay dividends?
            Cholamandalam Financial Holdings Ltd pays a Annually dividend of ₹1.3 which represents an annual dividend yield of 0.07%. See more information on Cholamandalam Financial Holdings Ltd dividends here
              What is Cholamandalam Financial Holdings Ltd’s EPS estimate?
              Cholamandalam Financial Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Cholamandalam Financial Holdings Ltd have?
              Cholamandalam Financial Holdings Ltd has 187,777,470 shares outstanding.
                What happened to Cholamandalam Financial Holdings Ltd’s price movement after its last earnings report?
                Cholamandalam Financial Holdings Ltd reported an EPS of ₹33.323 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.852%.
                  Which hedge fund is a major shareholder of Cholamandalam Financial Holdings Ltd?
                  Currently, no hedge funds are holding shares in IN:CHOLAHLDNG
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Cholamandalam Financial Holdings Ltd

                    Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. The company provides vehicle finance, home loans, home equity loans, SME loans, investment advisory and stock broking services, and various other financial services. It also offers accident, engineering, health, liability, marine, motor, property, rural, and travel insurance products for individuals and corporates. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.

                    Cholamandalam Financial Holdings Ltd (CHOLAHLDNG) Earnings & Revenues

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