Cholamandalam Financial Holdings Ltd (IN:CHOLAHLDNG)
:CHOLAHLDNG
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CHOLAHLDNG Stock Chart & Stats
₹1821.40
₹37.75(2.45%)
At close: 4:00 PM EST
₹1821.40
₹37.75(2.45%)
Day’s Range― - ―
52-Week Range₹1,305.00 - ₹2,299.00
Previous CloseN/A
Volume278.19K
Average Volume (3M)6.67K
Market Cap
₹300.20B
Enterprise Value₹2.25T
Total Cash (Recent Filing)₹105.06B
Total Debt (Recent Filing)₹1.87T
Price to Earnings (P/E)10.5
Beta1.31
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.07%
Share Statistics
EPS (TTM)118.66
Shares Outstanding187,777,470
10 Day Avg. Volume4,843
30 Day Avg. Volume6,675
Financial Highlights & Ratios
PEG Ratio0.85
Price to Book (P/B)1.66
Price to Sales (P/S)0.65
P/FCF Ratio1.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)153
Revenue Forecast (FY)₹15.63B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthSustained top-line expansion over multiple years demonstrates scalable lending and distribution capabilities. This structural growth increases the company's ability to generate operating earnings, support subsidiary capital needs, and create a larger base for dividend upstreams and long-term reinvestment.
Consistent Profitability & ROEStable net margins with mid-teens ROE indicate durable underwriting economics and capital efficiency at the investee level. Such returns support sustained equity growth and the ability to distribute dividends over time, underpinning recurring holding-company income.
Holding-Company Model & Diversified ExposureAs a capital allocator, the company gains diversified exposure to vehicle finance and retail lending without operating complexity. This structure provides flexibility to reallocate capital, capture upside from high-performing subsidiaries, and realize gains through portfolio actions over the medium term.
Bears Say
Very High LeverageExceptionally high leverage heightens sensitivity to funding cost increases and credit cycles, constraining financial flexibility. In stressed conditions, high debt amplifies downside for dividend upstreams and could force capital conservation or asset sales, undermining durable cash generation.
Volatile Operating Cash FlowLarge swings in operating and free cash flow reflect working-capital and loan-book movements, reducing predictability of upstream dividends. This volatility increases refinancing and liquidity risk and weakens confidence in consistent cash available for holding-company distributions.
Dependence On Investee PerformanceAs a non-operating holding company, earnings depend on subsidiaries' credit performance, payout decisions, and capital needs. Limited direct operating control means external shocks to investees (credit cycles, funding stress) can materially and persistently reduce upstream income and capital flexibility.
Cholamandalam Financial Holdings Ltd News
CHOLAHLDNG FAQ
What was Cholamandalam Financial Holdings Ltd’s price range in the past 12 months?
Cholamandalam Financial Holdings Ltd lowest stock price was ₹1305.00 and its highest was ₹2299.00 in the past 12 months.
What is Cholamandalam Financial Holdings Ltd’s market cap?
Cholamandalam Financial Holdings Ltd’s market cap is ₹300.20B.
When is Cholamandalam Financial Holdings Ltd’s upcoming earnings report date?
Cholamandalam Financial Holdings Ltd’s upcoming earnings report date is Aug 07, 2026 which is in 73 days.
How were Cholamandalam Financial Holdings Ltd’s earnings last quarter?
Cholamandalam Financial Holdings Ltd released its earnings results on May 08, 2026. The company reported ₹36.59 earnings per share for the quarter, beating the consensus estimate of N/A by ₹36.59.
Is Cholamandalam Financial Holdings Ltd overvalued?
According to Wall Street analysts Cholamandalam Financial Holdings Ltd’s price is currently Overvalued.
Does Cholamandalam Financial Holdings Ltd pay dividends?
Cholamandalam Financial Holdings Ltd pays a Annually dividend of ₹1.3 which represents an annual dividend yield of 0.07%. See more information on Cholamandalam Financial Holdings Ltd dividends here
What is Cholamandalam Financial Holdings Ltd’s EPS estimate?
Cholamandalam Financial Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Cholamandalam Financial Holdings Ltd have?
Cholamandalam Financial Holdings Ltd has 187,777,470 shares outstanding.
What happened to Cholamandalam Financial Holdings Ltd’s price movement after its last earnings report?
Cholamandalam Financial Holdings Ltd reported an EPS of ₹36.59 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.622%.
Which hedge fund is a major shareholder of Cholamandalam Financial Holdings Ltd?
Currently, no hedge funds are holding shares in IN:CHOLAHLDNG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Cholamandalam Financial Holdings Ltd
Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. The company provides vehicle finance, home loans, home equity loans, SME loans, investment advisory and stock broking services, and various other financial services. It also offers accident, engineering, health, liability, marine, motor, property, rural, and travel insurance products for individuals and corporates. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.
Technical Analysis
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