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Cholamandalam Financial Holdings Ltd (IN:CHOLAHLDNG)
:CHOLAHLDNG
CHOLAHLDNG Stock Chart & Stats
₹1821.40
₹37.75(2.45%)
At close: 4:00 PM EST
₹1821.40
₹37.75(2.45%)
Day’s Range― - ―
52-Week Range₹1,386.60 - ₹2,299.00
Previous CloseN/A
Volume278.19K
Average Volume (3M)6.67K
Market Cap
₹306.70B
Enterprise Value₹2.12T
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)13.0
Beta1.27
Next Earnings
May 08, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.07%
Share Statistics
EPS (TTM)33.32
Shares Outstanding187,777,470
10 Day Avg. Volume4,843
30 Day Avg. Volume6,675
Financial Highlights & Ratios
PEG Ratio0.65
Price to Book (P/B)2.57
Price to Sales (P/S)0.92
P/FCF Ratio-0.93
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)133
Revenue Forecast (FY)₹15.21B
Bulls Say, Bears Say
Bulls Say
Holding Company Model / Diversified ExposureAs a holding company owning stakes across NBFC and related financial services, the firm benefits from diversified exposure and an asset-light operating model. Durable over months, this structure lets management allocate capital, receive dividends and profit shares while limiting direct operating risks tied to single-product lending.
Return On Equity Indicates Effective Capital UseA ROE of ~17% signals that the group’s invested capital is generating solid returns, implying subsidiaries can produce attractive profits relative to equity. For a holding company, sustained ROE supports recurring dividend flows and value creation over the medium term, underpinning durable shareholder returns if operating performance holds.
Profitability And Margin Strength At Investee LevelNet profit margin near 12% and robust EBIT/EBITDA margins point to operational efficiency in underlying businesses. Such margin resilience provides a structural buffer against cyclical shocks, bolsters cash generation potential, and increases the likelihood of sustained upstream dividends and capital distributions to the holding company.
Bears Say
High LeverageA debt-to-equity ratio of ~13.9x denotes heavy leverage that elevates refinancing and interest-rate exposure. For a holding reliant on upstream cash, high group leverage can constrain discretionary payouts, increase vulnerability to tightening credit conditions, and reduce financial flexibility over the medium term.
Severe Revenue DeclineA roughly 44% revenue contraction is a material structural headwind: it reduces operating scale, pressures margins and curtails cash upstream to the holding company. Persistent top-line weakness at investees undermines long-term earnings visibility and the ability to sustain dividends or fund growth without raising additional capital.
Negative Operating Cash Flow And Weak Free Cash Flow TrendNegative operating cash flow and declining free cash flow indicate earnings are not converting into sustainable liquidity. For a holding company dependent on upstream cash, this raises the risk of constrained dividend inflows, limited reinvestment capacity, and potential reliance on external funding, eroding resilience over months.
Cholamandalam Financial Holdings Ltd News
CHOLAHLDNG FAQ
What was Cholamandalam Financial Holdings Ltd’s price range in the past 12 months?
Cholamandalam Financial Holdings Ltd lowest stock price was ₹1386.60 and its highest was ₹2299.00 in the past 12 months.
What is Cholamandalam Financial Holdings Ltd’s market cap?
Cholamandalam Financial Holdings Ltd’s market cap is ₹306.70B.
When is Cholamandalam Financial Holdings Ltd’s upcoming earnings report date?
Cholamandalam Financial Holdings Ltd’s upcoming earnings report date is May 08, 2026 which is in 67 days.
How were Cholamandalam Financial Holdings Ltd’s earnings last quarter?
Cholamandalam Financial Holdings Ltd released its earnings results on Feb 09, 2026. The company reported ₹33.323 earnings per share for the quarter, beating the consensus estimate of N/A by ₹33.323.
Is Cholamandalam Financial Holdings Ltd overvalued?
According to Wall Street analysts Cholamandalam Financial Holdings Ltd’s price is currently Overvalued.
Does Cholamandalam Financial Holdings Ltd pay dividends?
Cholamandalam Financial Holdings Ltd pays a Annually dividend of ₹1.3 which represents an annual dividend yield of 0.07%. See more information on Cholamandalam Financial Holdings Ltd dividends here
What is Cholamandalam Financial Holdings Ltd’s EPS estimate?
Cholamandalam Financial Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Cholamandalam Financial Holdings Ltd have?
Cholamandalam Financial Holdings Ltd has 187,777,470 shares outstanding.
What happened to Cholamandalam Financial Holdings Ltd’s price movement after its last earnings report?
Cholamandalam Financial Holdings Ltd reported an EPS of ₹33.323 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.852%.
Which hedge fund is a major shareholder of Cholamandalam Financial Holdings Ltd?
Currently, no hedge funds are holding shares in IN:CHOLAHLDNG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Cholamandalam Financial Holdings Ltd
Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. The company provides vehicle finance, home loans, home equity loans, SME loans, investment advisory and stock broking services, and various other financial services. It also offers accident, engineering, health, liability, marine, motor, property, rural, and travel insurance products for individuals and corporates. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.
Technical Analysis
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