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CHOLAHLDNG Stock Chart & Stats
₹1821.40
₹37.75(2.45%)
At close: 4:00 PM EST
₹1821.40
₹37.75(2.45%)
Day’s Range― - ―
52-Week Range₹1,305.00 - ₹2,061.45
Previous CloseN/A
Volume278.19K
Average Volume (3M)6.67K
Market Cap
₹287.78B
Enterprise Value₹2.40M
Total Cash (Recent Filing)₹149.76B
Total Debt (Recent Filing)₹2.10T
Price to Earnings (P/E)11.8
Beta1.21
Next Earnings
Aug 14, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.08%
Share Statistics
EPS (TTM)130.00
Shares Outstanding187,777,470
10 Day Avg. Volume4,843
30 Day Avg. Volume6,675
Financial Highlights & Ratios
PEG Ratio0.85
Price to Book (P/B)1.66
Price to Sales (P/S)0.65
P/FCF Ratio1.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)156
Revenue Forecast (FY)₹15.17B
Bulls Say, Bears Say
Bulls Say
Strong Multi-year Revenue GrowthSustained top-line expansion over multiple years demonstrates scalable loan book growth and successful origination/distribution. A larger revenue base supports steady profitability, franchise scale and capacity to absorb cyclical shocks, underpinning long-term earnings potential.
Consistent Net Margins And Solid ROEPersistently healthy ROE and stable net margins indicate the business converts incremental revenue into shareholder returns reliably. This reflects operating efficiency in core lending and insurance stakes, supporting continued capital generation and dividend capacity over time.
Diversified Holding-company Earnings ExposureAs a holding company across NBFC and general insurance, it benefits from diversified income streams (dividends, share of profits, investment income). That structural diversification reduces single-business concentration and provides multiple cashflow levers across the financial cycle.
Bears Say
Very High And Rising LeverageExtremely elevated leverage materially raises refinancing, liquidity and solvency risk for a financial holding exposed to lending assets. High debt amplifies stress from credit deterioration or funding shocks, limiting strategic flexibility and increasing likelihood of margin pressure if conditions tighten.
Historically Volatile Operating And Free Cash FlowLarge swings in OCF and FCF tied to loan-book and working-capital movements reduce predictability of internal funding, dividend distributions and debt servicing. Irregular cash generation increases reliance on external funding and elevates execution risk over the medium term.
Operating-margin Sensitivity To Credit And Funding CyclesOperating margins have shown cyclical variability reflecting credit-cost swings and funding-price sensitivity. That structural exposure means earnings and subsidiary dividend streams can fluctuate materially with macro/credit cycles, weakening predictability of holding-company returns.
Cholamandalam Financial Holdings Ltd News
CHOLAHLDNG FAQ
What was Cholamandalam Financial Holdings Ltd’s price range in the past 12 months?
Cholamandalam Financial Holdings Ltd lowest stock price was ₹1305.00 and its highest was ₹2061.45 in the past 12 months.
What is Cholamandalam Financial Holdings Ltd’s market cap?
Cholamandalam Financial Holdings Ltd’s market cap is ₹287.78B.
When is Cholamandalam Financial Holdings Ltd’s upcoming earnings report date?
Cholamandalam Financial Holdings Ltd’s upcoming earnings report date is Aug 14, 2026 which is in 8 days.
How were Cholamandalam Financial Holdings Ltd’s earnings last quarter?
Cholamandalam Financial Holdings Ltd released its earnings results on May 08, 2026. The company reported ₹36.593 earnings per share for the quarter, beating the consensus estimate of N/A by ₹36.593.
Is Cholamandalam Financial Holdings Ltd overvalued?
According to Wall Street analysts Cholamandalam Financial Holdings Ltd’s price is currently Overvalued.
Does Cholamandalam Financial Holdings Ltd pay dividends?
Cholamandalam Financial Holdings Ltd pays a Annually dividend of ₹1.3 which represents an annual dividend yield of 0.08%. See more information on Cholamandalam Financial Holdings Ltd dividends here
What is Cholamandalam Financial Holdings Ltd’s EPS estimate?
Cholamandalam Financial Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Cholamandalam Financial Holdings Ltd have?
Cholamandalam Financial Holdings Ltd has 187,777,470 shares outstanding.
What happened to Cholamandalam Financial Holdings Ltd’s price movement after its last earnings report?
Cholamandalam Financial Holdings Ltd reported an EPS of ₹36.593 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.622%.
Which hedge fund is a major shareholder of Cholamandalam Financial Holdings Ltd?
Currently, no hedge funds are holding shares in IN:CHOLAHLDNG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Cholamandalam Financial Holdings Ltd
Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company offers vehicle finance, loans against property, home loans, secured business and personal loans, consumer and small enterprises loans, and small and medium enterprise loans, as well as various other financial services to customers; and general insurance services, including health, home, motor, and travel insurance. It serves first time borrowers, new to credit customers, and individuals, as well as corporates, small, micro, medium enterprises. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.
Technical Analysis
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