Central Bank of India (IN:CENTRALBK)
:CENTRALBK
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CENTRALBK Stock Chart & Stats
₹38.57
-₹0.93(-1.77%)
At close: 4:00 PM EST
₹38.57
-₹0.93(-1.77%)
Day’s Range― - ―
52-Week Range₹29.35 - ₹40.91
Previous CloseN/A
Volume1.53M
Average Volume (3M)551.31K
Market Cap
₹273.26B
Enterprise Value₹218.71B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹123.99B
Price to Earnings (P/E)6.2
Beta1.50
Next Earnings
Jul 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.58%
Share Statistics
EPS (TTM)5.16
Shares Outstanding9,051,401,000
10 Day Avg. Volume611,297
30 Day Avg. Volume551,307
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)0.73
Price to Sales (P/S)0.67
P/FCF Ratio1.47
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4.9
Revenue Forecast (FY)₹268.61B
Bulls Say, Bears Say
Bulls Say
Strong Recent Revenue And Profit ReboundA sharp 2026 revenue surge and margin recovery signal meaningful operational improvement: higher loan growth/pricing or treasury gains lifted net margin to ~10.6%. This improved profitability strengthens internal capital formation and supports reinvestment and provisioning over the medium term.
Large Scale And Expanding Balance SheetSteady asset growth to ~5.5T and a growing equity base reflect scale advantages: broader deposit footprint, diversified loan mix and distribution reach. Scale supports transaction volumes, lowers unit costs over time, and enhances competitive positioning in retail and corporate banking segments.
Material Cash-generation Rebound In 2026A large 2026 operating and free cash flow rebound (FCF ~0.98x net income) improves funding flexibility and reduces near-term refinancing risk. If maintained, stronger cash conversion enables internal funding for loans, buffer for provisions, and potential capital returns or balance-sheet repair.
Bears Say
Rising Leverage Reduces Financial FlexibilityA material jump in debt-to-equity to ~0.82 raises funding and regulatory sensitivity. Higher leverage constrains capital buffers, limits capacity to absorb credit losses or expand lending without new equity, and increases refinancing and interest-rate exposure over the medium term.
Historic Cash-flow VolatilityMulti-year negative operating and free cash flows prior to 2026 show an unstable internal funding profile. This unpredictability can force reliance on wholesale funding or asset sales, complicate capital planning, and make sustained investment or dividend policies harder to maintain.
Gross Margin And Spread PressureLower and volatile gross margins suggest pressure on core interest spreads or operating efficiency despite higher net profit. Persistent margin compression could erode long-term profitability if driven by rising funding costs, adverse deposit mix shifts, or competitive pressure in lending.
Central Bank of India News
CENTRALBK FAQ
What was Central Bank of India’s price range in the past 12 months?
Central Bank of India lowest stock price was ₹29.35 and its highest was ₹40.91 in the past 12 months.
What is Central Bank of India’s market cap?
Central Bank of India’s market cap is ₹273.26B.
When is Central Bank of India’s upcoming earnings report date?
Central Bank of India’s upcoming earnings report date is Jul 16, 2026 which is in 33 days.
How were Central Bank of India’s earnings last quarter?
Central Bank of India released its earnings results on Apr 30, 2026. The company reported ₹0.82 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.82.
Is Central Bank of India overvalued?
According to Wall Street analysts Central Bank of India’s price is currently Overvalued.
Does Central Bank of India pay dividends?
Central Bank of India pays a Notavailable dividend of ₹0.6 which represents an annual dividend yield of 1.58%. See more information on Central Bank of India dividends here
What is Central Bank of India’s EPS estimate?
Central Bank of India’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Central Bank of India have?
Central Bank of India has 9,051,401,000 shares outstanding.
What happened to Central Bank of India’s price movement after its last earnings report?
Central Bank of India reported an EPS of ₹0.82 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.33%.
Which hedge fund is a major shareholder of Central Bank of India?
Currently, no hedge funds are holding shares in IN:CENTRALBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Central Bank of India
Central Bank of India functions as a prominent commercial banking entity throughout India, providing a wide array of financial products and services to both individual and corporate clients. Its offerings for personal customers include various deposit schemes such as savings, current, time, fixed, recurring, and small savings accounts. The bank's lending portfolio encompasses housing, vehicle, property, personal, senior citizens, education, and agricultural loans, alongside financing for micro, small, and medium enterprises (MSMEs). Additionally, it issues credit, debit, and prepaid/gift cards and facilitates services like cash management, mutual funds, depository functions, mobile and internet banking, and ATM access. For businesses, Central Bank of India delivers specialized corporate financing solutions. These include project and infrastructure funding, investment for infrastructure investment trusts (InvITs), short-term corporate loans, advances, working capital facilities, lines of credit, export finance, foreign currency loans, and bill-related services such as purchase, discount, and negotiation. The bank also extends non-fund based facilities and serves a multitude of industries. Beyond core banking, the institution distributes a comprehensive range of insurance products, covering life (including unit-linked, whole life, children's, money-back, endowment, pension, protection, and retirement solutions), general (property, personal, fire, burglary, engineering, motor, package, and travel), and health insurance. As of March 31, 2022, the bank's operational reach included 4,528 branches, 2,976 ATMs, 10 satellite offices, and one extension counter. Furthermore, Central Bank of India has forged a strategic co-lending partnership with IIFL Home Finance Limited to offer SME Loan Against Property (LAP) products specifically for MSME borrowers within the priority sector. Established in 1911, Central Bank of India maintains its headquarters in Mumbai, India.
Technical Analysis
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