Capital Small Finance Bank Limited (IN:CAPITALSFB)
:CAPITALSFB
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CAPITALSFB Stock Chart & Stats
₹263.60
₹4.10(1.34%)
At close: 4:00 PM EST
₹263.60
₹4.10(1.34%)
Day’s Range― - ―
52-Week Range₹207.00 - ₹330.40
Previous CloseN/A
Volume76.19K
Average Volume (3M)2.14K
Market Cap
₹11.81B
Enterprise Value₹189.86M
Total Cash (Recent Filing)₹14.36B
Total Debt (Recent Filing)₹5.77B
Price to Earnings (P/E)8.7
Beta0.68
Next Earnings
Apr 29, 2026EPS Estimate
8.7Next Dividend Ex-DateN/A
Dividend Yield1.97%
Share Statistics
EPS (TTM)7.60
Shares Outstanding45,418,770
10 Day Avg. Volume3,253
30 Day Avg. Volume2,144
Financial Highlights & Ratios
PEG Ratio-1.90
Price to Book (P/B)0.89
Price to Sales (P/S)1.21
P/FCF Ratio4.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)40.7
Revenue Forecast (FY)₹6.67B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthA ~14.8% revenue growth rate indicates durable top-line expansion driven by loan book growth in retail and MSME segments. Over 2–6 months this supports recurring net interest income expansion, scale benefits, and increased fee income potential as deposit mobilization and lending deepen.
Healthy ProfitabilityRobust gross and healthy net profit margins point to sustainable spread management and disciplined cost control. For a small finance bank, persistent margins support internal capital generation, funding of branch/network growth, and resilience to moderate rate or credit cycles over the medium term.
Strong Capital BaseA healthy equity ratio, relatively low leverage and strong ROE provide capital cushion to absorb credit shocks and support loan growth. This capital strength underpins regulatory compliance and long-term expansion of retail/MSME lending without immediate external capital needs.
Bears Say
Cash Conversion WeaknessSuboptimal operating cash conversion versus net income signals potential earnings quality risks: loan disbursements, collection timing or working capital items may delay cash realization. Unless improved, this can constrain liquidity and limit reinvestment or buffer capacity over coming quarters.
Operational Efficiency GapsLower-than-possible EBIT/EBITDA margins imply cost structure or productivity opportunities remain. If operating costs (branch, compliance, tech) are not optimized, margin expansion may lag revenue growth, reducing ability to fund strategic initiatives or cushion credit stress over the medium term.
Monitored Debt RiskAlthough leverage is described as relatively low, the note of significant debt risk suggests pockets of higher funding or borrowed liabilities. Rising funding costs or asset-quality deterioration could amplify repayment pressure, limiting strategic flexibility and raising provisioning needs over time.
Capital Small Finance Bank Limited News
CAPITALSFB FAQ
What was Capital Small Finance Bank Limited’s price range in the past 12 months?
Capital Small Finance Bank Limited lowest stock price was ₹207.00 and its highest was ₹330.40 in the past 12 months.
What is Capital Small Finance Bank Limited’s market cap?
Capital Small Finance Bank Limited’s market cap is ₹11.81B.
When is Capital Small Finance Bank Limited’s upcoming earnings report date?
Capital Small Finance Bank Limited’s upcoming earnings report date is Apr 29, 2026 which is today.
How were Capital Small Finance Bank Limited’s earnings last quarter?
Capital Small Finance Bank Limited released its earnings results on Jan 29, 2026. The company reported ₹7.6 earnings per share for the quarter, missing the consensus estimate of ₹8.1 by -₹0.5.
Is Capital Small Finance Bank Limited overvalued?
According to Wall Street analysts Capital Small Finance Bank Limited’s price is currently Overvalued.
Does Capital Small Finance Bank Limited pay dividends?
Capital Small Finance Bank Limited pays a Notavailable dividend of ₹4 which represents an annual dividend yield of 1.97%. See more information on Capital Small Finance Bank Limited dividends here
What is Capital Small Finance Bank Limited’s EPS estimate?
Capital Small Finance Bank Limited’s EPS estimate is 8.7.
How many shares outstanding does Capital Small Finance Bank Limited have?
Capital Small Finance Bank Limited has 45,418,770 shares outstanding.
What happened to Capital Small Finance Bank Limited’s price movement after its last earnings report?
Capital Small Finance Bank Limited reported an EPS of ₹7.6 in its last earnings report, missing expectations of ₹8.1. Following the earnings report the stock price went down -0.916%.
Which hedge fund is a major shareholder of Capital Small Finance Bank Limited?
Currently, no hedge funds are holding shares in IN:CAPITALSFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Capital Small Finance Bank Limited
Capital Small Finance Bank Limited provides a range of banking and financial products and services for individuals and businesses in India. The company operates in four segments: Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations. It offers savings and current accounts, and term deposits, as well as real estate regulatory authority accounts; bank and safe deposit lockers; debit cards; NRE/NRO deposits; trade finance; bank guarantees; 3-in-1 Demat Cum trading account; payment gateway services; E-hub education solutions fee collection services; bill and tax payment services; point of sales services; and foreign exchange and money transfer services, as well as ATMs, internet and doorstep banking, and mobile banking and passbooks. The company also provides agricultural loans, such as Kisan credit card scheme and agriculture term loans; MSME trading loans comprising scheme for small and medium enterprises and commission agent financing; mortgage lending loans, including housing loans and loans against rental property; auto, personal, gold, and preowned vehicle loans; and corporate loans. In addition, it offers loan sanctioning, collection, and monitoring services; risk management services; and distributes various insurance products, such as general, traditional life, term, motor, home, commercial, personal accident, health, and travel insurance, as well as social security schemes. The company was formerly known as Capital Local Area Bank Limited and changed its name to Capital Small Finance Bank Limited in April 2016. Capital Small Finance Bank Limited was incorporated in 1999 and is headquartered in Jalandhar, India.
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