Bajaj Housing Finance Ltd. (IN:BAJAJHFL)
:BAJAJHFL
BAJAJHFL Stock Chart & Stats
₹109.10
-₹2.29(-1.85%)
At close: 4:00 PM EST
₹109.10
-₹2.29(-1.85%)
Day’s Range― - ―
52-Week Range₹72.60 - ₹137.00
Previous CloseN/A
Volume4.32M
Average Volume (3M)2.26M
Market Cap
₹716.08B
Enterprise Value₹1.65T
Total Cash (Recent Filing)₹1.40B
Total Debt (Recent Filing)₹940.13B
Price to Earnings (P/E)29.5
Beta1.27
Next Earnings
Apr 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.80
Shares Outstanding8,332,335,000
10 Day Avg. Volume748,942
30 Day Avg. Volume2,256,665
Financial Highlights & Ratios
PEG Ratio1.66
Price to Book (P/B)5.09
Price to Sales (P/S)11.06
P/FCF Ratio-5.93
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹100.00Price Target Upside-8.34% Downside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)3.6
Revenue Forecast (FY)₹52.79B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthMaterial top-line expansion over the 2022–2025 period indicates scalable loan origination and stronger market penetration in housing finance. Sustained revenue growth supports long-term NII expansion, allows reinvestment in distribution, and underpins operating leverage across cycles.
Robust Margin ProfileConsistently healthy gross and operating margins reflect disciplined pricing and cost control in underwriting, servicing, and operations. Durable margins improve shock absorption for credit losses and allow the firm to reinvest in tech and channels while maintaining profitability across interest-rate cycles.
Growing Shareholders' EquityTriple-digit growth in equity over three years strengthens the capital base and loss-absorption capacity, supporting higher lending volumes and regulatory buffers. A larger equity base enhances long-term resilience and provides capacity for measured balance-sheet expansion.
Bears Say
High LeverageSubstantial and rising indebtedness materially increases interest-rate and refinancing exposure for a net-interest-income business. High leverage constrains financial flexibility, raises funding-cost sensitivity, and amplifies downside in adverse credit or rate environments over the medium term.
Negative Operating Cash FlowPersistent negative operating and free cash flows indicate a gap between reported earnings and cash generation from core lending. This weakens liquidity cushions, may force continued reliance on external funding, and flags earnings quality risks if cash conversion does not improve.
Reliance On External FinancingOngoing dependence on financing inflows to support asset growth creates structural funding risk if market access tightens. Reliance on wholesale markets or recapitalization can increase funding costs, dilute shareholders, and limit strategic optionality in stressed periods.
Bajaj Housing Finance Ltd. News
BAJAJHFL FAQ
What was Bajaj Housing Finance Ltd.’s price range in the past 12 months?
Bajaj Housing Finance Ltd. lowest stock price was ₹72.60 and its highest was ₹137.00 in the past 12 months.
What is Bajaj Housing Finance Ltd.’s market cap?
Bajaj Housing Finance Ltd.’s market cap is ₹716.08B.
When is Bajaj Housing Finance Ltd.’s upcoming earnings report date?
Bajaj Housing Finance Ltd.’s upcoming earnings report date is Apr 29, 2026 which is in 17 days.
How were Bajaj Housing Finance Ltd.’s earnings last quarter?
Bajaj Housing Finance Ltd. released its earnings results on Feb 02, 2026. The company reported ₹0.8 earnings per share for the quarter, missing the consensus estimate of ₹3.1 by -₹2.3.
Is Bajaj Housing Finance Ltd. overvalued?
According to Wall Street analysts Bajaj Housing Finance Ltd.’s price is currently Overvalued.
Does Bajaj Housing Finance Ltd. pay dividends?
Bajaj Housing Finance Ltd. does not currently pay dividends.
What is Bajaj Housing Finance Ltd.’s EPS estimate?
Bajaj Housing Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bajaj Housing Finance Ltd. have?
Bajaj Housing Finance Ltd. has 8,332,335,000 shares outstanding.
What happened to Bajaj Housing Finance Ltd.’s price movement after its last earnings report?
Bajaj Housing Finance Ltd. reported an EPS of ₹0.8 in its last earnings report, missing expectations of ₹3.1. Following the earnings report the stock price went down -1.343%.
Which hedge fund is a major shareholder of Bajaj Housing Finance Ltd.?
Currently, no hedge funds are holding shares in IN:BAJAJHFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bajaj Housing Finance Ltd.
Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals, as well as corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes. In addition, it offers finance to developers engaged in the construction of residential and commercial properties, as well as lease rental discounting to developers and high-net-worth individuals. The company was formerly known as Bajaj Financial Solutions Limited and changed its name to Bajaj Housing Finance Limited in November 2014. The company was incorporated in 2008 and is based in Pune, India. Bajaj Housing Finance Limited operates as a subsidiary of Bajaj Finance Limited.
BAJAJHFL Stock 12 Month Forecast
Average Price Target
₹100.00
▼(-8.34% Downside)
Technical Analysis
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