Aptus Value Housing Finance India Limited (IN:APTUS)
:APTUS
APTUS Stock Chart & Stats
₹207.20
-₹3.05(-1.05%)
At close: 4:00 PM EST
₹207.20
-₹3.05(-1.05%)
Day’s Range― - ―
52-Week Range₹197.95 - ₹364.85
Previous CloseN/A
Volume193.28K
Average Volume (3M)67.64K
Market Cap
₹103.75B
Enterprise Value₹174.19B
Total Cash (Recent Filing)₹4.82B
Total Debt (Recent Filing)₹73.13B
Price to Earnings (P/E)14.8
Beta0.89
Next Earnings
Apr 30, 2026EPS Estimate
5.03Next Dividend Ex-DateN/A
Dividend Yield1.6%
Share Statistics
EPS (TTM)4.71
Shares Outstanding500,742,740
10 Day Avg. Volume76,405
30 Day Avg. Volume67,636
Financial Highlights & Ratios
PEG Ratio0.88
Price to Book (P/B)3.47
Price to Sales (P/S)8.33
P/FCF Ratio-10.61
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹357.50Price Target Upside72.54% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)18.57
Revenue Forecast (FY)₹15.84B
Bulls Say, Bears Say
Bulls Say
High Profitability And ROESustained high margins and a 17.4% ROE indicate the company converts equity into earnings efficiently. Durable profitability provides internal capital for growth, absorbs credit losses, and supports reinvestment in distribution and underwriting capabilities over the medium term.
Focused Underserved Mortgage NicheAptus’s focus on underserved, self-employed borrowers in semi-urban/rural markets targets persistent housing demand and lower competition from large banks. This niche positioning supports stable originations, customer stickiness, and long-term market opportunity as affordable housing needs remain structural.
Branch-led Distribution With Tailored UnderwritingA branch-led model plus underwriting tailored to informal incomes is a structural competitive advantage: local presence improves borrower assessment, collection, and retention, supporting portfolio quality and margin sustainability versus standardized, remote underwriting approaches.
Bears Say
Negative Operating And Free Cash FlowsPersistent negative operating and free cash flows create structural liquidity pressure, forcing reliance on external funding for growth and operations. Over months this raises refinancing risk, constrains capacity to build liquidity buffers, and can necessitate higher-cost borrowing that compresses margins.
Recent Sharp Decline In Revenue GrowthA marked decline in revenue growth reduces scale economies and limits the company’s ability to spread fixed costs and reinvest. If structural, slower top-line momentum can hinder long-term earnings expansion and weaken the firm’s capacity to increase lending without raising funding or credit risk.
Dependence On External Borrowings And Funding AccessThe business model depends on stable access to bank and market funding; any tightening or regulatory constraints can raise costs or limit lending. Structurally, HFCs face sensitivity of net interest margins and growth to funding conditions, increasing cyclical and liquidity risk over the next several months.
Aptus Value Housing Finance India Limited News
APTUS FAQ
What was Aptus Value Housing Finance India Limited’s price range in the past 12 months?
Aptus Value Housing Finance India Limited lowest stock price was ₹197.95 and its highest was ₹364.85 in the past 12 months.
What is Aptus Value Housing Finance India Limited’s market cap?
Aptus Value Housing Finance India Limited’s market cap is ₹103.75B.
When is Aptus Value Housing Finance India Limited’s upcoming earnings report date?
Aptus Value Housing Finance India Limited’s upcoming earnings report date is Apr 30, 2026 which is in 33 days.
How were Aptus Value Housing Finance India Limited’s earnings last quarter?
Aptus Value Housing Finance India Limited released its earnings results on Feb 04, 2026. The company reported ₹4.71 earnings per share for the quarter, beating the consensus estimate of ₹4.615 by ₹0.095.
Is Aptus Value Housing Finance India Limited overvalued?
According to Wall Street analysts Aptus Value Housing Finance India Limited’s price is currently Undervalued.
Does Aptus Value Housing Finance India Limited pay dividends?
Aptus Value Housing Finance India Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of 1.6%. See more information on Aptus Value Housing Finance India Limited dividends here
What is Aptus Value Housing Finance India Limited’s EPS estimate?
Aptus Value Housing Finance India Limited’s EPS estimate is 5.03.
How many shares outstanding does Aptus Value Housing Finance India Limited have?
Aptus Value Housing Finance India Limited has 500,742,740 shares outstanding.
What happened to Aptus Value Housing Finance India Limited’s price movement after its last earnings report?
Aptus Value Housing Finance India Limited reported an EPS of ₹4.71 in its last earnings report, beating expectations of ₹4.615. Following the earnings report the stock price went down -3.298%.
Which hedge fund is a major shareholder of Aptus Value Housing Finance India Limited?
Currently, no hedge funds are holding shares in IN:APTUS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Aptus Value Housing Finance India Limited
Aptus Value Housing Finance India Limited operates as a home loan company in India. It offers home construction, purchase, renovation, and extension loans; and loans against property for construction and purchase; and credit shield and property insurance. The company serves the needs of self-employed lower- and middle-income customers from semi urban and rural markets. It also provides finance in the form of loan against immovable properties. As of March 31, 2022, the company operated through a network of 208 branches across 5 states. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.
APTUS Stock 12 Month Forecast
Average Price Target
₹357.50
▲(72.54% Upside)
Technical Analysis
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