Alfa Financial Software plc (GB:ALFA)
LSE:ALFA
ALFA Stock Chart & Stats
209.00 p
0.50 p(0.24%)
At close: 4:00 PM EST
209.00 p
0.50 p(0.24%)
Day’s Range― - ―
52-Week Range140.40 p - 252.00 p
Previous CloseN/A
Volume6.32K
Average Volume (3M)314.57K
Market Cap
£440.61M
Enterprise Value443.64M
Total Cash (Recent Filing)£26.40M
Total Debt (Recent Filing)£9.30M
Price to Earnings (P/E)11.1
Beta0.51
Next Earnings
Aug 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.58%
Share Statistics
EPS (TTM)0.05
Shares Outstanding296,648,320
10 Day Avg. Volume395,293
30 Day Avg. Volume314,571
Financial Highlights & Ratios
PEG Ratio1.37
Price to Book (P/B)12.13
Price to Sales (P/S)4.95
P/FCF Ratio16.72
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
£264.00Price Target Upside26.32% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.1
Revenue Forecast (FY)£134.76M
Bulls Say, Bears Say
Bulls Say
Cash GenerationConsistent, strong operating and free cash flow — including a large step-up in 2025 — supports durable reinvestment in product, funds growth projects, and underpins shareholder returns. Reliable cash conversion reduces refinancing risk and gives management flexibility over the medium term.
High Profitability And Capital EfficiencySustained high gross and net margins reflect a scalable software model with pricing power and low incremental costs. Very high ROE signals efficient use of capital and attractive returns from core operations, supporting long-term cash generation and the ability to fund growth without heavy capital raises.
Conservative LeverageModest, improving leverage gives the company financial resilience and optionality. Low debt reduces interest burden and vulnerability to rate cycles, enabling durable investment in R&D, customer projects, or opportunistic M&A without materially increasing solvency risk.
Bears Say
Slowing Revenue GrowthA shift from mid-to-high double-digit growth to single-digit expansion indicates maturing demand or tougher competitive dynamics. Sustained slower top-line growth pressures long-term operating leverage, limits incremental margin expansion, and raises the bar for sustaining future profitability gains.
Free Cash Flow VolatilityMaterial year-to-year swings in free cash flow point to lumpy cash timing from implementations and project phasing. This complicates multi-year planning, increases forecasting risk for capital allocation, and can force more conservative dividend or investment policies during weak cash years.
Revenue Tied To Implementation CyclesHeavy reliance on multi-stage implementations and professional services makes revenue and profit realization cyclical and dependent on project timing. Large, long implementations can compress short-term margins and produce uneven growth, limiting predictability of recurring revenue expansion.
Alfa Financial Software plc News
ALFA FAQ
What was Alfa Financial Software plc’s price range in the past 12 months?
Alfa Financial Software plc lowest share price was 140.40 p and its highest was 252.00 p in the past 12 months.
What is Alfa Financial Software plc’s market cap?
Alfa Financial Software plc’s market cap is £440.61M.
When is Alfa Financial Software plc’s upcoming earnings report date?
Alfa Financial Software plc’s upcoming earnings report date is Aug 27, 2026 which is in 134 days.
How were Alfa Financial Software plc’s earnings last quarter?
Alfa Financial Software plc released its earnings results on Mar 12, 2026. The company reported 0.048 p earnings per share for the quarter, beating the consensus estimate of N/A by 0.048 p.
Is Alfa Financial Software plc overvalued?
According to Wall Street analysts Alfa Financial Software plc’s price is currently Undervalued.
Does Alfa Financial Software plc pay dividends?
Alfa Financial Software plc pays a Notavailable dividend of 5 p which represents an annual dividend yield of 3.58%. See more information on Alfa Financial Software plc dividends here
What is Alfa Financial Software plc’s EPS estimate?
Alfa Financial Software plc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Alfa Financial Software plc have?
Alfa Financial Software plc has 296,648,320 shares outstanding.
What happened to Alfa Financial Software plc’s price movement after its last earnings report?
Alfa Financial Software plc reported an EPS of 0.048 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -10.041%.
Which hedge fund is a major shareholder of Alfa Financial Software plc?
Currently, no hedge funds are holding shares in GB:ALFA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Alfa Financial Software plc Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
£264.00 (26.32% Upside)
£264.00 (26.32% Upside)
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
16.84%
12-Months-Change
Fundamentals
Return on Equity
58.56%
Trailing 12-Months
Asset Growth
7.08%
Trailing 12-Months
Company Description
Alfa Financial Software plc
Alfa Financial Software Holdings PLC, through its subsidiaries, provides software solutions and consultancy services to the asset finance industry in the United Kingdom, the United States, rest of Europe, and internationally. The company operates through Services, Software, and Subscription segments. It provides Alfa Systems, a software platform to administer retail and corporate businesses from point of sale through originations to contract management and remarketing; and Alfa Digital platform and apps suite, an omnichannel digital solution that delivers concepts, such as self-serve, customer onboarding, and mobility, as well as point of sale functionality across various devices. The company also offers cloud hosting services. It primarily serves equipment and automotive finance markets. The company was founded in 1990 and is based in London, the United Kingdom. Alfa Financial Software Holdings PLC is a subsidiary of CHP Software and Consulting Limited.
ALFA Stock 12 Month Forecast
Average Price Target
264.00 p
▲(26.32% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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