COG Financial Services Limited (AU:COG)
ASX:COG
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COG Stock Chart & Stats
AU$1.32
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$1.32
AU$0.00(0.00%)
Day’s Range― - ―
52-Week RangeAU$1.14 - AU$2.46
Previous CloseN/A
Volume42.05K
Average Volume (3M)275.48K
Market Cap
AU$299.65M
Enterprise ValueAU$504.52M
Total Cash (Recent Filing)AU$183.39M
Total Debt (Recent Filing)AU$388.27M
Price to Earnings (P/E)10.9
Beta0.19
Next Earnings
Aug 20, 2026EPS Estimate
0.08Next Dividend Ex-DateN/A
Dividend Yield2.86%
Share Statistics
EPS (TTM)0.06
Shares Outstanding213,273,060
10 Day Avg. Volume303,634
30 Day Avg. Volume275,475
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)2.10
Price to Sales (P/S)0.87
P/FCF Ratio6.96
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.19Price Target Upside65.53% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.15
Revenue Forecast (FY)AU$412.21M
Bulls Say, Bears Say
Bulls Say
Improved Profitability MarginsSubstantially improved gross and net margins indicate durable cost control and pricing power in the asset-finance business. Higher margins provide a buffer against revenue volatility and support sustainable profitability and cash generation over the next 2–6 months.
Diversified Business ModelCOG's mix of brokerage/origination, broker aggregation, owned loan/lease portfolios and ancillary fees spreads revenue risk across fee types and channels. This structural diversity supports steadier cash flows and resilience to weakness in any single distribution channel.
Strong Free Cash Flow ConversionA near-1.0 FCF-to-net-income ratio shows the company converts reported earnings into cash effectively. That durable cash conversion supports servicing debt, paying dividends and funding originations or platform investments without immediate reliance on external capital.
Bears Say
Steep Revenue DeclineA marked top-line contraction undermines scalability of fee and interest income in asset finance. Sustained revenue declines can erode long-term earnings power, limit ability to leverage fixed costs, and reduce organic funding for portfolio growth over the medium term.
High LeverageMaterial leverage increases funding and refinancing risk for an asset-finance lender sensitive to interest spreads. High debt levels constrain capital flexibility, amplify earnings volatility from margin compression, and make the business more exposed to credit or funding shocks.
Low Operating Cash ConversionA low operating cash flow-to-net-income ratio suggests earnings are not fully converting into operating cash. That weak cash conversion can strain debt servicing and reinvestment capacity, increasing reliance on external funding when originations or portfolio needs rise.
COG Financial Services Limited News
COG FAQ
What was COG Financial Services Limited’s price range in the past 12 months?
COG Financial Services Limited lowest share price was AU$1.14 and its highest was AU$2.46 in the past 12 months.
What is COG Financial Services Limited’s market cap?
COG Financial Services Limited’s market cap is AU$299.65M.
When is COG Financial Services Limited’s upcoming earnings report date?
COG Financial Services Limited’s upcoming earnings report date is Aug 20, 2026 which is in 108 days.
How were COG Financial Services Limited’s earnings last quarter?
COG Financial Services Limited released its earnings results on Feb 25, 2026. The company reported AU$0.063 earnings per share for the quarter, missing the consensus estimate of AU$0.071 by -AU$0.008.
Is COG Financial Services Limited overvalued?
According to Wall Street analysts COG Financial Services Limited’s price is currently Undervalued.
Does COG Financial Services Limited pay dividends?
COG Financial Services Limited pays a Semiannually dividend of AU$0.03 which represents an annual dividend yield of 2.86%. See more information on COG Financial Services Limited dividends here
What is COG Financial Services Limited’s EPS estimate?
COG Financial Services Limited’s EPS estimate is 0.08.
How many shares outstanding does COG Financial Services Limited have?
COG Financial Services Limited has 213,273,060 shares outstanding.
What happened to COG Financial Services Limited’s price movement after its last earnings report?
COG Financial Services Limited reported an EPS of AU$0.063 in its last earnings report, missing expectations of AU$0.071. Following the earnings report the stock price went down -0.656%.
Which hedge fund is a major shareholder of COG Financial Services Limited?
Currently, no hedge funds are holding shares in AU:COG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
COG Financial Services Limited Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
AU$2.19 (65.53% Upside)
AU$2.19 (65.53% Upside)
Blogger Sentiment
Bullish
AU:COG Sentiment 100%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
128.62%
12-Months-Change
Fundamentals
Return on Equity
13.31%
Trailing 12-Months
Asset Growth
4.30%
Trailing 12-Months
Company Description
COG Financial Services Limited
COG Financial Services Limited, together with its subsidiaries, engages in equipment financing and broking, aggregation, insurance broking, and novated leasing activities in Australia. The company operates through three segments: Finance Broking and Aggregation; Funds Management and Lending; and All Other/Intersegment. It also provides management of investment funds; provides financing arrangements to commercial customers for essential business assets; and managed IT services. The company was formerly known as Consolidated Operations Group Limited and changed its name to COG Financial Services Limited in November 2020. COG Financial Services Limited was incorporated in 2002 and is based in Chatswood, Australia.
COG Stock 12 Month Forecast
Average Price Target
AU$2.19
▲(65.53% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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