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COG Financial Services Limited (AU:COG)
ASX:COG
COG Stock Chart & Stats
AU$1.44
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$1.44
AU$0.00(0.00%)
Day’s Range― - ―
52-Week RangeAU$0.87 - AU$2.46
Previous CloseN/A
Volume42.05K
Average Volume (3M)275.48K
Market Cap
AU$305.08M
Enterprise ValueAU$509.95M
Total Cash (Recent Filing)AU$183.39M
Total Debt (Recent Filing)AU$388.27M
Price to Earnings (P/E)10.9
Beta0.08
Next Earnings
Aug 20, 2026EPS Estimate
0.08Next Dividend Ex-DateN/A
Dividend Yield2.86%
Share Statistics
EPS (TTM)0.06
Shares Outstanding211,858,050
10 Day Avg. Volume303,634
30 Day Avg. Volume275,475
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)2.10
Price to Sales (P/S)0.87
P/FCF Ratio6.96
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.19Price Target Upside52.08% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.15
Revenue Forecast (FY)AU$412.04M
Bulls Say, Bears Say
Bulls Say
Improved Profitability MarginsSubstantially higher gross and net margins reflect better pricing and cost control in core asset-finance operations. Sustained margin expansion enhances cash generation and resilience, providing a buffer against credit losses and funding cost volatility while supporting reinvestment and shareholder returns over the medium term.
Strong Cash GenerationA near‑one-to-one free cash flow to net income ratio indicates effective conversion of earnings into cash. Persistent cash generation underpins dividend capacity, funds debt servicing and portfolio acquisition, and gives management flexibility to refinance or invest without immediate equity raises over the next several quarters.
Diversified Asset-Finance ModelA multi‑stream business model (origination/brokerage, aggregation services, owned receivables and ancillary fees) spreads revenue drivers across channels. This structural diversification reduces single-channel dependence and supports durable fee and interest income as the broker network and portfolio scale over time.
Bears Say
Sharply Declining RevenueA material fall in revenue compresses scale and threatens future earnings sustainability despite margin gains. Lower origination volumes reduce brokerage fees and limit the growth of owned portfolios, making it harder to recover fixed costs and invest in distribution or technology over the medium term.
High Balance Sheet LeverageSignificant leverage raises refinancing and interest rate sensitivity, constraining tactical flexibility. Elevated debt levels increase the risk of funding stress or covenant pressure if credit conditions tighten, limiting capacity to grow receivables or absorb underwriting deterioration in a tougher market.
Revenue & Profitability Tied To Origination, FundingReliance on broker origination, portfolio economics and external funding makes results cyclically sensitive. Structural swings in origination activity, deteriorating credit or rising funding costs can materially depress both fee and interest income, increasing earnings volatility across 2–6 month horizons.
COG Financial Services Limited News
COG FAQ
What was COG Financial Services Limited’s price range in the past 12 months?
COG Financial Services Limited lowest share price was AU$0.87 and its highest was AU$2.46 in the past 12 months.
What is COG Financial Services Limited’s market cap?
COG Financial Services Limited’s market cap is AU$305.08M.
When is COG Financial Services Limited’s upcoming earnings report date?
COG Financial Services Limited’s upcoming earnings report date is Aug 20, 2026 which is in 166 days.
How were COG Financial Services Limited’s earnings last quarter?
COG Financial Services Limited released its earnings results on Feb 25, 2026. The company reported AU$0.063 earnings per share for the quarter, missing the consensus estimate of AU$0.071 by -AU$0.008.
Is COG Financial Services Limited overvalued?
According to Wall Street analysts COG Financial Services Limited’s price is currently Undervalued.
Does COG Financial Services Limited pay dividends?
COG Financial Services Limited pays a Semiannually dividend of AU$0.03 which represents an annual dividend yield of 2.86%. See more information on COG Financial Services Limited dividends here
What is COG Financial Services Limited’s EPS estimate?
COG Financial Services Limited’s EPS estimate is 0.08.
How many shares outstanding does COG Financial Services Limited have?
COG Financial Services Limited has 211,858,050 shares outstanding.
What happened to COG Financial Services Limited’s price movement after its last earnings report?
COG Financial Services Limited reported an EPS of AU$0.063 in its last earnings report, missing expectations of AU$0.071. Following the earnings report the stock price went down -0.639%.
Which hedge fund is a major shareholder of COG Financial Services Limited?
Currently, no hedge funds are holding shares in AU:COG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
COG Financial Services Limited Stock Smart Score
Neutral
1
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4
5
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7
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10
Analyst Consensus
Strong Buy
Average Price Target:
AU$2.19 (52.08% Upside)
AU$2.19 (52.08% Upside)
Blogger Sentiment
Bullish
AU:COG Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
128.62%
12-Months-Change
Fundamentals
Return on Equity
12.36%
Trailing 12-Months
Asset Growth
1.12%
Trailing 12-Months
Company Description
COG Financial Services Limited
COG Financial Services Limited, together with its subsidiaries, engages in equipment financing and broking, aggregation, insurance broking, and novated leasing activities in Australia. The company operates through three segments: Finance Broking and Aggregation; Funds Management and Lending; and All Other/Intersegment. It also provides management of investment funds; provides financing arrangements to commercial customers for essential business assets; and managed IT services. The company was formerly known as Consolidated Operations Group Limited and changed its name to COG Financial Services Limited in November 2020. COG Financial Services Limited was incorporated in 2002 and is based in Chatswood, Australia.
COG Stock 12 Month Forecast
Average Price Target
AU$2.19
▲(52.08% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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