XBP Europe Holdings (XBP) AI Stock Analysis

• Market Cap: $673.37M
• Dividend Yield: N/A
• Average Volume (3M): 648.48K
• Price to Earnings (P/E): <0.1
• Beta (1Y): <0.01
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: 1,310
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Infrastructure
• EPS (TTM): 99.92
• Shares Outstanding: 11,751,597
• 10 Day Avg. Volume: 292,541
• 30 Day Avg. Volume: 648,475
• PEG Ratio: 0.16
• Price to Book (P/B): -1.54
• Price to Sales (P/S): 0.23
• P/FCF Ratio: -5.07
• Enterprise Value/Market Cap: 0.69
• Enterprise Value/Revenue: 1.44
• Enterprise Value/Gross Profit: 5.85
• Enterprise Value/Ebitda: -1.65
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 47 Neutral
• Price Target: $0.52 ▼(-90.94% Downside)

XBP's overall stock score is primarily impacted by its financial performance and corporate events. The company's strong revenue growth is overshadowed by profitability issues and high leverage. Technical analysis suggests a bearish trend, while the low P/E ratio indicates potential undervaluation. The Nasdaq delisting notice adds significant risk, affecting investor sentiment.

Positive Factors

Revenue Growth

Strong revenue growth indicates robust market demand and effective business strategies, enhancing long-term value creation potential.

Cash Flow Improvement

Substantial free cash flow growth suggests improved operational efficiency and financial health, supporting future investments and stability.

New Long-term Agreement

The new contract enhances revenue visibility and strengthens market position in Germany, contributing to sustainable growth.

Negative Factors

Profitability Challenges

Persistent profitability issues indicate operational inefficiencies, which could hinder long-term financial performance and investor confidence.

High Leverage

High leverage poses financial risks, potentially limiting flexibility and increasing vulnerability to economic downturns.

Nasdaq Delisting Risk

Delisting risk threatens market access and investor perception, potentially impacting liquidity and capital raising capabilities.

XBP Europe Holdings Business Overview & Revenue Model

Company Description

XBP Europe Holdings (XBP) is a diversified investment holding company based in Europe, primarily focused on sectors such as technology, renewable energy, and logistics. The company aims to capitalize on emerging market trends by investing in innovative companies and startups that demonstrate strong growth potential. XBP's core services include providing strategic guidance, operational support, and financial resources to its portfolio companies, facilitating their development and market expansion.

How the Company Makes Money

XBP generates revenue through a combination of equity stakes in its portfolio companies and advisory services. The company earns returns on its investments as its holdings appreciate in value and generate profits, which may include dividends, interest, or capital gains upon exit. Additionally, XBP offers consulting and advisory services to its partners, charging fees for strategic planning, market analysis, and operational improvements. Key partnerships with established firms and access to venture capital networks further bolster its revenue streams, enhancing its ability to identify lucrative investment opportunities and support its portfolio companies effectively.

XBP Europe Holdings Financial Statement Overview

Summary

XBP Europe Holdings shows strong revenue growth, but profitability is a concern with negative net profit and EBIT margins. High leverage and negative return on equity indicate financial risk, though cash flow improvements are a positive sign.

Income Statement

XBP Europe Holdings has experienced significant revenue growth of 121.43% in the TTM period, indicating strong top-line expansion. However, the company is struggling with profitability, as evidenced by a negative net profit margin of -10.23% and negative EBIT and EBITDA margins. The gross profit margin is relatively stable at 27.56%, but the company needs to address its operational inefficiencies to improve overall profitability.

Balance Sheet

The balance sheet shows a concerning debt-to-equity ratio of -1.39, indicating high leverage and potential financial risk. The return on equity is negative at -23.66%, reflecting the company's inability to generate profits from shareholders' equity. Despite these challenges, the equity ratio stands at 13.77%, suggesting some level of asset financing through equity.

Cash Flow

The cash flow statement reveals a significant free cash flow growth rate of 2097.10% in the TTM period, which is a positive sign. However, the operating cash flow to net income ratio is negative, indicating cash flow challenges. The free cash flow to net income ratio is 1.81, suggesting that the company is generating free cash flow despite net losses, which is a positive aspect.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	322.16M	142.77M	155.18M	180.49M	205.95M	217.54M
Gross Profit	79.21M	38.26M	39.87M	43.70M	40.93M	42.05M
EBITDA	-280.24M	6.42M	5.89M	2.09M	-1.81M	-14.70M
Net Income	-358.30M	-12.37M	-11.05M	-7.93M	-12.73M	-28.38M
Balance Sheet
Total Assets	947.93M	88.05M	102.74M	122.84M	127.00M	161.70M
Cash, Cash Equivalents and Short-Term Investments	34.53M	12.10M	6.54M	7.47M	2.91M	9.25M
Total Debt	80.42M	35.39M	23.63M	37.75M	45.86M	56.16M
Total Liabilities	817.43M	109.39M	115.31M	149.77M	153.53M	180.94M
Stockholders Equity	130.50M	-21.35M	-12.57M	-26.93M	-26.53M	-19.25M
Cash Flow
Free Cash Flow	-156.16M	-6.49M	-3.87M	3.52M	-4.95M	3.21M
Operating Cash Flow	-147.71M	-5.23M	-1.53M	9.89M	-3.04M	5.40M
Investing Cash Flow	-6.22M	-1.71M	-2.67M	-6.37M	1.15M	-2.19M
Financing Cash Flow	161.01M	12.45M	-305.00K	-1.33M	-4.62M	6.23M

XBP Europe Holdings Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 5.72
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For XBP, the sentiment is Neutral. The current price of 5.72 is below the 20-day moving average (MA) of 6.08, below the 50-day MA of 5.95, and below the 200-day MA of 8.84, indicating a bearish trend. The MACD of -0.25 indicates Positive momentum. The RSI at 47.85 is Neutral, neither overbought nor oversold. The STOCH value of 50.01 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for XBP.

XBP Europe Holdings Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
JG	58 Neutral	$41.12M	-80.94	-5.30%	―	20.68%	84.51%
SOS	50 Neutral	$43.70M	-72.86	-3.89%	―	134.43%	95.39%
SNCR	49 Neutral	$98.16M	-8.17	-21.44%	―	0.07%	58.47%
ZENV	49 Neutral	$66.23M	-3.25	-14.38%	―	9.16%	20.13%
XBP	47 Neutral	$673.37M	0.06	2125.09%	―	―	―
KPLT	47 Neutral	$33.11M	-1.09	―	―	16.56%	28.25%

XBP Europe Holdings Corporate Events

XBP Europe Holdings Files Certificate of Amendment

On December 12, 2025, XBP Global Holdings, Inc. filed a Certificate of Amendment to its Third Amended and Restated Certificate of Incorporation with the Secretary of State of Delaware. This filing, along with two Certificates of Correction, rectified previous amendments from July 2025 without altering the substance of the company’s incorporation certificate or its plans for common stock.

XBP Europe Holdings Announces Reverse Stock Split

On December 1, 2025, XBP Global Holdings, Inc. announced a 1-for-10 reverse stock split of its common stock, effective December 12, 2025, with trading on a split-adjusted basis starting December 15, 2025. This move, previously authorized by stockholders, aims to consolidate every ten shares into one, impacting all common stockholders uniformly and adjusting derivative securities accordingly, without altering relative ownership percentages.

XBP Europe Holdings Faces Nasdaq Delisting Notice

On September 16, 2025, XBP Global Holdings, Inc. received a deficiency letter from Nasdaq due to its common stock’s bid price falling below the $1.00 minimum requirement from August 4 to September 15, 2025. The company has until March 16, 2026, to regain compliance by maintaining a bid price of at least $1.00 for ten consecutive business days. While recent trading sessions show improvement, there is no assurance of compliance, and failure to meet the requirement could lead to delisting. The company is exploring options to address this issue, but the deficiency notice does not immediately affect the stock’s current listing.