Versabank (VBNK)
NASDAQ:VBNK
VBNK Stock Chart & Stats
$16.07
-$0.08(-0.62%)
At close: 4:00 PM EST
$16.07
-$0.08(-0.62%)
Day’s Range― - ―
52-Week Range$10.10 - $25.05
Previous CloseN/A
Volume30.98K
Average Volume (3M)45.00K
Market Cap
$626.44M
Enterprise Value$408.99M
Total Cash (Recent Filing)$568.16M
Total Debt (Recent Filing)$104.32M
Price to Earnings (P/E)28.6
Beta0.66
Next Earnings
Sep 02, 2026EPS Estimate
0.33Next Dividend Ex-DateN/A
Dividend Yield0.55%
Share Statistics
EPS (TTM)0.94
Shares Outstanding32,195,698
10 Day Avg. Volume78,916
30 Day Avg. Volume44,997
Financial Highlights & Ratios
PEG Ratio-0.47
Price to Book (P/B)0.99
Price to Sales (P/S)1.73
P/FCF Ratio3.53
Enterprise Value/Market Cap0.65
Enterprise Value/Revenue1.26
Enterprise Value/Gross Profit2.97
Enterprise Value/Ebitda8.55
Forecast
1Y Price Target
$20.38Price Target Upside26.80% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.16
Revenue Forecast (FY)$113.01M
Bulls Say, Bears Say
Bulls Say
Digital Banking ModelVersaBank’s digital banking model delivers scalable lending in a risk-mitigated structure.
U.S. Market EntryEPS growth and rising ROCE benefit from U.S. market entry and continued strength originating RPP loans in Canada.
Bears Say
Loan GrowthLoan growth of 9.1% Y/Y was the lowest since F1Q21, on weak Canadian fundamentals.
US RPP RolloutUS RPP rollout is moving slower than planned, with discussions with partners slowed by the complexity of the new program.
Versabank News
VBNK FAQ
What was Versabank’s price range in the past 12 months?
Versabank lowest stock price was $10.10 and its highest was $25.05 in the past 12 months.
What is Versabank’s market cap?
Versabank’s market cap is $626.44M.
When is Versabank’s upcoming earnings report date?
Versabank’s upcoming earnings report date is Sep 02, 2026 which is in 76 days.
How were Versabank’s earnings last quarter?
Versabank released its earnings results on Jun 03, 2026. The company reported $0.28 earnings per share for the quarter, beating the consensus estimate of $0.25 by $0.03.
Is Versabank overvalued?
According to Wall Street analysts Versabank’s price is currently Undervalued.
Does Versabank pay dividends?
Versabank pays a Quarterly dividend of $0.02 which represents an annual dividend yield of 0.55%. See more information on Versabank dividends here
What is Versabank’s EPS estimate?
Versabank’s EPS estimate is 0.33.
How many shares outstanding does Versabank have?
Versabank has 32,195,698 shares outstanding.
What happened to Versabank’s price movement after its last earnings report?
Versabank reported an EPS of $0.28 in its last earnings report, beating expectations of $0.25. Following the earnings report the stock price went up 10.7%.
Which hedge fund is a major shareholder of Versabank?
Currently, no hedge funds are holding shares in VBNK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Versabank Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$20.38 (26.80% Upside)
$20.38 (26.80% Upside)
Blogger Sentiment
Bullish
VBNK Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $461.6K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
11.36%
12-Months-Change
Fundamentals
Return on Equity
5.89%
Trailing 12-Months
Asset Growth
29.50%
Trailing 12-Months
Company Description
Versabank
VersaBank operates as a Schedule I chartered bank in Canada, offering a comprehensive suite of financial products and services. Its diverse deposit solutions include guaranteed investment certificates (GICs), registered retirement savings plans (RRSPs), daily interest savings accounts, and tax-free savings accounts (TFSAs), along with deposit insurance. The bank also provides extensive lending services, notably specializing in point-of-sale financing through the acquisition of loan and lease receivables from various finance companies. Furthermore, its commercial banking division finances projects such as commercial real estate, public sector infrastructure, condominium developments, and residential mortgages. Founded in 1979 and based in London, Canada, the institution previously operated under the name Pacific & Western Bank of Canada, rebranding to VersaBank in May 2016.
VBNK Company Deck
VBNK Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong and broad-based growth: record assets, revenues, credit assets and adjusted earnings with material acceleration of the U.S. structured receivable program and validation of the digital asset custody strategy. Capital and margins improved while credit provisions remained de minimis. Offsetting factors include near-term reorganization and divestiture costs, higher-than-normal liquidity depressing NIM, and a cybersecurity unit that is loss-making in transition. Management expects these headwinds to be temporary and to be more than offset by operating leverage as SRP fundings scale, supporting a favorable medium-term outlook.View all VBNK earnings summariesVBNK Stock 12 Month Forecast
Average Price Target
$20.38
▲(26.80% Upside)
Technical Analysis
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Ownership Overview
11.36% Insiders
2.96% Mutual Funds
― Other Institutional Investors
85.52% Public Companies and
Individual Investors