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Versabank (VBNK)
NASDAQ:VBNK

Versabank (VBNK) Stock Statistics & Valuation Metrics

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Total Valuation

Versabank has a market cap or net worth of $362.50M. The enterprise value is $301.01M.
Market Cap$362.50M
Enterprise Value$301.01M

Share Statistics

Versabank has 32.52M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding32.52M
Owned by Insiders54.02%
Owned by Instutions

Financial Efficiency

Versabank’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 0.00%.
Return on Equity (ROE)9.96%
Return on Assets (ROA)0.82%
Return on Invested Capital (ROIC)0.00%
Return on Capital Employed (ROCE)0.00%
Revenue Per Employee$1,286,041.322
Profits Per Employee$290,842.975
Employee Count121
Asset Turnover0.02
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Versabank is 13.67. Versabank’s PEG ratio is -2.68.
PE Ratio13.67
PS Ratio4.87
PB Ratio1.36
Price to Fair Value1.36
Price to FCF2.14
Price to Operating Cash Flow1.99
PEG Ratio-2.68

Income Statement

In the last 12 months, Versabank had revenue of $155.61M and earned $35.19M in profits. Earnings per share was $1.29.
Revenue$155.61M
Gross Profit$202.31M
Operating Income$29.76M
Pretax Income$48.94M
Net Income$35.19M
EBITDA47.28M
Earnings Per Share (EPS)1.29

Cash Flow

In the last 12 months, operating cash flow was $83.48M and capital expenditures -$4.03M, giving a free cash flow of $79.45M billion.
Operating Cash Flow$83.48M
Free Cash Flow$79.45M
Free Cash Flow per Share$2.44

Dividends & Yields

Versabank pays an annual dividend of $0.02, resulting in a dividend yield of 0.74%
Dividend Per Share$0.02
Dividend Yield0.74%
Payout Ratio7.75%
Free Cash Flow Yield46.76%
Earnings Yield7.31%

Stock Price Statistics

Beta1.24
52-Week Price Change17.36%
50-Day Moving Average11.13
200-Day Moving Average13.06
Relative Strength Index (RSI)60.86
Average Volume (3m)100.37K

Important Dates

Versabank upcoming earnings date is Jun 4, 2025, Before Open.
Last Earnings DateMar 5, 2025
Next Earnings DateJun 4, 2025
Ex-Dividend DateApr 4, 2025

Financial Position

Versabank as a current ratio of 0.00, with Debt / Equity ratio of 0.27
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.19
Net Debt to EBITDA0.00
Interest Coverage Ratio0.00

Taxes

In the past 12 months, Versabank has paid $13.75M in taxes.
Income Tax$13.75M
Effective Tax Rate27.46%

Enterprise Valuation

Versabank EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 1.68.
EV to Sales3.82
EV to EBITDA0.00
EV to Free Cash Flow1.68
EV to Operating Cash Flow1.57

Balance Sheet

Versabank has $546.19M in cash and marketable securities with $109.68M in debt, giving a net cash position of -$436.52M billion.
Cash & Marketable Securities$546.19M
Total Debt$109.68M
Net Cash-$436.52M
Net Cash Per Share-$13.42
Tangible Book Value Per Share$14.44

Margins

Gross margin is 100.00%, with operating margin of 0.00%, and net profit margin of 35.61%.
Gross Margin100.00%
Operating Margin0.00%
Pretax Margin49.08%
Net Profit Margin35.61%
EBITDA Margin0.00%
EBIT Margin-2.36%

Analyst Forecast

The average price target for Versabank is $13.76, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$13.76
Price Target Upside22.64%
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast
EPS Growth Forecast

Scores

Smart Score7
AI Score
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