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Versabank (VBNK)
NASDAQ:VBNK
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Versabank (VBNK) Stock Statistics & Valuation Metrics

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Total Valuation

Versabank has a market cap or net worth of $370.70M. The enterprise value is $283.73M.
Market Cap$370.70M
Enterprise Value$283.73M

Share Statistics

Versabank has 32,518,787 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding32,518,787
Owned by Insiders15.14%
Owned by Institutions

Financial Efficiency

Versabank’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 9.82%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)9.82%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee2.43M
Profits Per Employee328.50K
Employee Count121
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of {name} is {pe}. {name}’s PEG ratio is {priceToEarningsGrowthRatio}.
PE Ratio14.5
PS Ratio0.00
PB Ratio0.98
Price to Fair Value1.36
Price to FCF-10.36
Price to Operating Cash Flow-11.01
PEG Ratio-1.10

Income Statement

In the last 12 months, Versabank had revenue of 294.40M and earned 39.75M in profits. Earnings per share was 1.49.
Revenue294.40M
Gross Profit111.63M
Operating Income57.43M
Pretax Income54.79M
Net Income39.75M
EBITDA57.43M
Earnings Per Share (EPS)1.49

Cash Flow

In the last 12 months, operating cash flow was -47.14M and capital expenditures -2.95M, giving a free cash flow of -50.09M billion.
Operating Cash Flow-47.14M
Free Cash Flow-50.09M
Free Cash Flow per Share-1.54

Dividends & Yields

Versabank pays an annual dividend of $0.018, resulting in a dividend yield of 0.64%
Dividend Per Share$0.018
Dividend Yield0.64%
Payout Ratio18.04%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.88
52-Week Price Change-2.78%
50-Day Moving Average11.36
200-Day Moving Average12.80
Relative Strength Index (RSI)53.76
Average Volume (3m)54.75K

Important Dates

Versabank upcoming earnings date is Sep 4, 2025, Before Open (Confirmed).
Last Earnings DateJun 4, 2025
Next Earnings DateSep 4, 2025
Ex-Dividend DateJul 04, 2025

Financial Position

Versabank as a current ratio of 0.06, with Debt / Equity ratio of 19.86%
Current Ratio0.06
Quick Ratio0.06
Debt to Market Cap0.19
Net Debt to EBITDA-2.03
Interest Coverage Ratio0.31

Taxes

In the past 12 months, Versabank has paid 15.04M in taxes.
Income Tax15.04M
Effective Tax Rate0.27

Enterprise Valuation

Versabank EV to EBITDA ratio is 7.43, with an EV/FCF ratio of 1.68.
EV to Sales1.45
EV to EBITDA7.43
EV to Free Cash Flow1.68
EV to Operating Cash Flow1.57

Balance Sheet

Versabank has $445.95M in cash and marketable securities with C$104.91M in debt, giving a net cash position of -$341.03M billion.
Cash & Marketable Securities$445.95M
Total DebtC$104.91M
Net Cash-$341.03M
Net Cash Per Share-$10.49
Tangible Book Value Per Share$14.44

Margins

Gross margin is 44.01%, with operating margin of 19.51%, and net profit margin of 13.50%.
Gross Margin44.01%
Operating Margin19.51%
Pretax Margin18.61%
Net Profit Margin13.50%
EBITDA Margin19.51%
EBIT Margin18.61%

Analyst Forecast

The average price target for Versabank is $12.28, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$12.28
Price Target Upside6.32% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast
EPS Growth Forecast

Scores

Smart Score6
AI Score
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