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Versabank (VBNK)
NASDAQ:VBNK
Total Valuation
Versabank has a market cap or net worth of $484.40M. The enterprise value is $59.24M.
Market Cap$484.40M
Enterprise Value$59.24M
Share Statistics
Versabank has 31,945,536 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding31,945,536
Owned by Insiders15.18%
Owned by Institutions―
Financial Efficiency
Versabank’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 3.00%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.00%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee2.51M
Profits Per Employee235.19K
Employee Count121
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Versabank is 23.4. Versabank’s PEG ratio is -0.47.
PE Ratio23.4
PS Ratio1.73
PB Ratio0.99
Price to Fair Value0.99
Price to FCF3.53
Price to Operating Cash Flow6.42
PEG Ratio-0.47
Income Statement
In the last 12 months, Versabank had revenue of 304.15M and earned 28.46M in profits. Earnings per share was 0.90.
Revenue304.15M
Gross Profit120.23M
Operating Income41.49M
Pretax Income41.49M
Net Income28.46M
EBITDA44.59M
Earnings Per Share (EPS)0.90
Cash Flow
In the last 12 months, operating cash flow was 101.78M and capital expenditures -954.00K, giving a free cash flow of 100.83M billion.
Operating Cash Flow101.78M
Free Cash Flow100.83M
Free Cash Flow per Share3.16
Dividends & Yields
Versabank pays an annual dividend of $0.018, resulting in a dividend yield of 0.55%
Dividend Per Share$0.018
Dividend Yield0.55%
Payout Ratio8.43%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.66
52-Week Price Change12.04%
50-Day Moving Average12.31
200-Day Moving Average11.43
Relative Strength Index (RSI)86.24
Average Volume (3m)45.00K
Important Dates
Versabank upcoming earnings date is Mar 11, 2026, Before Open (Confirmed).
Last Earnings DateDec 10, 2025
Next Earnings DateMar 11, 2026
Ex-Dividend Date―
Financial Position
Versabank as a current ratio of 0.13, with Debt / Equity ratio of 19.93%
Current Ratio0.13
Quick Ratio0.13
Debt to Market Cap0.20
Net Debt to EBITDA-10.66
Interest Coverage Ratio0.23
Taxes
In the past 12 months, Versabank has paid 13.04M in taxes.
Income Tax13.04M
Effective Tax Rate0.31
Enterprise Valuation
Versabank EV to EBITDA ratio is 1.16, with an EV/FCF ratio of 0.35.
EV to Sales0.17
EV to EBITDA1.16
EV to Free Cash Flow0.35
EV to Operating Cash Flow0.35
Balance Sheet
Versabank has $582.66M in cash and marketable securities with $106.18M in debt, giving a net cash position of $476.48M billion.
Cash & Marketable Securities$582.66M
Total Debt$106.18M
Net Cash$476.48M
Net Cash Per Share$14.92
Tangible Book Value Per Share$16.18
Margins
Gross margin is 39.53%, with operating margin of 13.64%, and net profit margin of 9.36%.
Gross Margin39.53%
Operating Margin13.64%
Pretax Margin13.64%
Net Profit Margin9.36%
EBITDA Margin14.66%
EBIT Margin13.64%
Analyst Forecast
The average price target for Versabank is $13.75, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$13.75
Price Target Upside-8.76% Downside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast―
EPS Growth Forecast―