Intact Financial Corporation (TSE:IFC)
TSX:IFC
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IFC Stock Chart & Stats
C$262.16
C$2.57(1.00%)
At close: 4:00 PM EST
C$262.16
C$2.57(1.00%)
Day’s Range― - ―
52-Week RangeC$242.87 - C$317.35
Previous CloseN/A
Volume45.10K
Average Volume (3M)447.13K
Market Cap
C$46.70B
Enterprise ValueC$51.21B
Total Cash (Recent Filing)C$2.40B
Total Debt (Recent Filing)C$4.96B
Price to Earnings (P/E)14.9
Beta0.45
Next Earnings
Jul 28, 2026EPS Estimate
4.34Next Dividend Ex-DateN/A
Dividend Yield1.86%
Share Statistics
EPS (TTM)18.82
Shares Outstanding177,561,550
10 Day Avg. Volume410,697
30 Day Avg. Volume447,135
Financial Highlights & Ratios
PEG Ratio0.31
Price to Book (P/B)2.44
Price to Sales (P/S)1.95
P/FCF Ratio12.95
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$311.50Price Target Upside18.82% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)17.98
Revenue Forecast (FY)C$24.68B
Bulls Say, Bears Say
Bulls Say
Diversified Distribution & ScaleA broad, multi-channel distribution footprint (BrokerLink, brokers, affinity and direct) provides durable premium access and cross-sell. Scale in distribution accelerates organic growth, supports higher-margin specialty placements, and creates recurring distribution income that compounds and cushions underwriting cycles.
Improved Underwriting & High ROESustained combined‑ratio improvement and an upper‑teens ROE reflect stronger underwriting discipline and pricing power. Consistent sub‑90 performance in key segments (notably U.S. and Canadian commercial) supports margin sustainability and provides a durable earnings base versus peers over economic and loss cycles.
Conservative Leverage & Capital FlexibilityA stronger capital base and low leverage give durable financial flexibility to absorb loss volatility, deploy buybacks, and pursue bolt‑on M&A without equity issuance. This conservative balance sheet underpins long‑term strategic optionality and resilience to underwriting shocks.
Bears Say
Elevated Catastrophe ExposureA recurring $1.2B cat expectation materially raises earnings volatility and can erode underwriting margins in loss years. Geographic concentration of cat risk in Canada personal lines increases tail exposure and may require sustained reinsurance or higher pricing to preserve long‑term combined ratios.
Personal Auto Profitability HeadwindsStructural challenges in personal auto—frequency, severity and repair cost inflation—limit durable margin recovery. Even with company actions, a persistently weak personal auto environment constrains a sizable earnings pool and forces periodic rate actions that can lag loss trends, pressuring long‑term profitability.
Inconsistent Cash ConversionVariable cash‑flow conversion undermines predictability of capital returns and reinvestment. For an insurer, inconsistent operating cash makes dividend, buyback, and M&A pacing harder to sustain through cycles, increasing execution risk despite strong reported earnings and capital metrics.
Intact Financial Corporation News
IFC FAQ
What was Intact Financial Corporation’s price range in the past 12 months?
Intact Financial Corporation lowest stock price was C$242.87 and its highest was C$317.35 in the past 12 months.
What is Intact Financial Corporation’s market cap?
Intact Financial Corporation’s market cap is C$46.70B.
When is Intact Financial Corporation’s upcoming earnings report date?
Intact Financial Corporation’s upcoming earnings report date is Jul 28, 2026 which is in 68 days.
How were Intact Financial Corporation’s earnings last quarter?
Intact Financial Corporation released its earnings results on May 05, 2026. The company reported C$4.33 earnings per share for the quarter, beating the consensus estimate of C$4.06 by C$0.27.
Is Intact Financial Corporation overvalued?
According to Wall Street analysts Intact Financial Corporation’s price is currently Undervalued.
Does Intact Financial Corporation pay dividends?
Intact Financial Corporation pays a Quarterly dividend of C$1.33 which represents an annual dividend yield of 1.86%. See more information on Intact Financial Corporation dividends here
What is Intact Financial Corporation’s EPS estimate?
Intact Financial Corporation’s EPS estimate is 4.34.
How many shares outstanding does Intact Financial Corporation have?
Intact Financial Corporation has 177,561,550 shares outstanding.
What happened to Intact Financial Corporation’s price movement after its last earnings report?
Intact Financial Corporation reported an EPS of C$4.33 in its last earnings report, beating expectations of C$4.06. Following the earnings report the stock price went down -3.898%.
Which hedge fund is a major shareholder of Intact Financial Corporation?
Currently, no hedge funds are holding shares in TSE:IFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Intact Financial Corporation Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
C$311.50 (18.82% Upside)
C$311.50 (18.82% Upside)
Insider Transactions
Sold Shares
Worth C$32.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 1.0%
Last 30 Days ▲ 4.1%
Last 30 Days ▲ 4.1%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-1.63%
12-Months-Change
Fundamentals
Return on Equity
16.93%
Trailing 12-Months
Asset Growth
3.77%
Trailing 12-Months
Company Description
Intact Financial Corporation
Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, Ireland, rest of Europe, and the Middle East. It offers personal auto insurance; insurance for motor homes, recreational vehicles, motorcycles, snowmobiles, and all-terrain vehicles; personal property insurance, such as protection for homes and contents from risks, including fire, theft, vandalism, water damage, and other damages, as well as personal liability coverage; and property coverage for tenants, condominium owners, non-owner occupied residences, and seasonal residences. The company also provides insurance products for commercial lines for a group of small and medium sized businesses; commercial property insurance for the protection of physical assets of the business; and liability coverages comprising commercial general, product, and professional liability, as well as cyber endorsement. In addition, it offers commercial vehicle insurance coverages for the protection for commercial auto, fleets, garage operations, light trucks, public vehicles, and the specific needs of the sharing economy. Further, the company provides various personal levels of coverage to customers for their home, motor, pet, and other insurance products; general insurance, specialty lines, and risk management solutions; specialty insurance products for various product and customer groups, including accident and health, technology, ocean and inland marine, public entities, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, cyber, and environmental institutions. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.
IFC Stock 12 Month Forecast
Average Price Target
C$311.50
▲(18.82% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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