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Intact Financial Corporation (TSE:IFC)
TSX:IFC
Earnings Data
Report Date
May 13, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
3.71Last Year’s EPS
3.63Same Quarter Last Year
Moderate Buy
Based on 8 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Feb 11, 2025
|% Change Since: 0.44%
|Next Earnings Date:May 13, 2025
Earnings Call Sentiment|Positive
The earnings call showcased strong financial performance and strategic advancements, with record net operating income and solid underwriting results across multiple regions and lines of business. However, challenges such as higher catastrophe losses and pressure in specific market segments like Alberta auto and U.S. operations were noted. Overall, the positive aspects and growth initiatives significantly outweighed the challenges.Company Guidance
During Intact Financial Corporation's Q4 2024 earnings call, the company reported a record net operating income per share of $4.93, a 23% increase from the previous year, and an operating return on equity (ROE) of 16.5%. The combined ratio was 86.5%, improving by 4 points year-over-year, and the company achieved a 5% top-line growth, with personal lines seeing double-digit increases. Despite $1.5 billion in catastrophe losses, Intact maintained a total capital margin of $2.9 billion. The company also announced a 10% dividend increase, marking the 20th consecutive annual rise, and outlined plans to reach $5 billion in premiums under management by 2025 through BrokerLink's acquisitions. Intact's ongoing strategic initiatives include enhancing AI capabilities, with over $150 million in run-rate underwriting profit driven by more than 500 models, and deploying a new generative AI solution in commercial lines to streamline broker interactions.Record Operating Income
Net operating income per share of $4.93, up 23% from last year, marking the best quarter on record.
Strong Combined Ratios
Combined ratio was excellent at 86.5%, 4 points better than last year, showcasing strong underwriting across all lines of business.
Personal Auto Growth
Premiums grew 12% in personal auto, driven by customer growth and digital marketing investments.
Personal Property Resilience
Premium growth of 9% in personal property, with a strong combined ratio of 77.1% despite severe weather events.
Commercial Lines Performance
Commercial lines premiums up 4% with a combined ratio of 78.8%, improving 6 points year-over-year.
UK&I Business Integration
Successful integration of Direct Line brokered commercial lines, adding 30% to the premium base with improved performance.
AI and Digital Advancements
Implementation of generative AI solutions and over 500 models to optimize underwriting and customer experience, contributing $150 million in run rate underwriting profit.
Dividend Increase
Increased dividends for the 20th consecutive year, with a 10-year compounded annual growth rate of 10%.
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TSE:IFC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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TSE:IFC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Feb 11, 2025 | C$276.23 | C$290.26 | +5.08% |
| Nov 05, 2024 | C$270.56 | C$263.80 | -2.50% |
| Jul 30, 2024 | C$242.40 | C$248.56 | +2.54% |
| May 07, 2024 | C$226.18 | C$229.04 | +1.26% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Intact Financial Corporation (TSE:IFC) report earnings?
Intact Financial Corporation (TSE:IFC) is schdueled to report earning on May 13, 2025, TBA Not Confirmed.
What is Intact Financial Corporation (TSE:IFC) earnings time?
Intact Financial Corporation (TSE:IFC) earnings time is at May 13, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TSE:IFC EPS forecast?
TSE:IFC EPS forecast for the fiscal quarter 2025 (Q1) is 3.71.
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