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Intact Financial Corporation (TSE:IFC)
TSX:IFC
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Intact Financial Corporation (IFC) Stock Statistics & Valuation Metrics

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Total Valuation

Intact Financial Corporation has a market cap or net worth of C$49.76B. The enterprise value is C$63.63B.
Market CapC$49.76B
Enterprise ValueC$63.63B

Share Statistics

Intact Financial Corporation has 178,342,770 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding178,342,770
Owned by Insiders0.47%
Owned by Institutions0.28%

Financial Efficiency

Intact Financial Corporation’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 3.94%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.04
Return on Invested Capital (ROIC)3.94%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee765.81K
Profits Per Employee92.84K
Employee Count31,000
Asset Turnover0.40
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Intact Financial Corporation is 21.4. Intact Financial Corporation’s PEG ratio is 0.26.
PE Ratio21.4
PS Ratio1.97
PB Ratio2.57
Price to Fair Value2.57
Price to FCF15.78
Price to Operating Cash Flow13.21
PEG Ratio0.26

Income Statement

In the last 12 months, Intact Financial Corporation had revenue of 23.74B and earned 2.30B in profits. Earnings per share was 12.38.
Revenue23.74B
Gross Profit4.03B
Operating Income2.88B
Pretax Income2.79B
Net Income2.30B
EBITDA3.83B
Earnings Per Share (EPS)12.38

Cash Flow

In the last 12 months, operating cash flow was 3.90B and capital expenditures -385.00M, giving a free cash flow of 3.51B billion.
Operating Cash Flow3.90B
Free Cash Flow3.51B
Free Cash Flow per Share19.68

Dividends & Yields

Intact Financial Corporation pays an annual dividend of C$1.33, resulting in a dividend yield of 1.82%
Dividend Per ShareC$1.33
Dividend Yield1.82%
Payout Ratio66.54%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.49
52-Week Price Change14.42%
50-Day Moving Average303.98
200-Day Moving Average282.53
Relative Strength Index (RSI)29.51
Average Volume (3m)281.73K

Important Dates

Intact Financial Corporation upcoming earnings date is Nov 4, 2025, After Close (Confirmed).
Last Earnings DateJul 29, 2025
Next Earnings DateNov 4, 2025
Ex-Dividend DateJun 16, 2025

Financial Position

Intact Financial Corporation as a current ratio of 10.70, with Debt / Equity ratio of 28.24%
Current Ratio10.70
Quick Ratio10.70
Debt to Market Cap0.10
Net Debt to EBITDA1.20
Interest Coverage Ratio12.96

Taxes

In the past 12 months, Intact Financial Corporation has paid 568.00M in taxes.
Income Tax568.00M
Effective Tax Rate0.20

Enterprise Valuation

Intact Financial Corporation EV to EBITDA ratio is 13.39, with an EV/FCF ratio of 17.33.
EV to Sales2.16
EV to EBITDA13.39
EV to Free Cash Flow17.33
EV to Operating Cash Flow15.13

Balance Sheet

Intact Financial Corporation has C$19.51B in cash and marketable securities with C$5.43B in debt, giving a net cash position of -C$14.08B billion.
Cash & Marketable SecuritiesC$19.51B
Total DebtC$5.43B
Net Cash-C$14.08B
Net Cash Per Share-C$78.94
Tangible Book Value Per ShareC$48.13

Margins

Gross margin is 111.56%, with operating margin of 12.12%, and net profit margin of 9.68%.
Gross Margin111.56%
Operating Margin12.12%
Pretax Margin11.75%
Net Profit Margin9.68%
EBITDA Margin16.12%
EBIT Margin13.06%

Analyst Forecast

The average price target for Intact Financial Corporation is C$327.88, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price TargetC$327.88
Price Target Upside17.52% Upside
Analyst ConsensusModerate Buy
Analyst Count8
Revenue Growth Forecast5.25%
EPS Growth Forecast15.06%

Scores

Smart Score7
AI Score77
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